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Company price
1823.0 GBX -13.00 ( 0.71%)
Last update at 2026-10-27T16:35:00Z
VOLUME
596087
Market Cap
5184.35M
P/E
12.27

Momentum Score

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Hiscox Ltd, through its subsidiaries, provides insurance and reinsurance services in the United Kingdom, Europe, the United States, and internationally. It operates through Hiscox Retail, Hiscox London Market, and Hiscox Re segments. The company offers commercial insurance, such as emerging professions, media and tech, and small business insurance; and personal lines, including high-value homes and fine art, as well as artwork, antiques, classic cars, jewelry, collectables, and other assets through brokers, partners, and direct-to-consumers. It also provides property insurance; marine, specialty, cyber, and energy insurance; casualty insurance; terrorism, kidnap, and ransom insurance; and other specialty insurance products. In addition, the company offers property and casualty reinsurance services, as well as investment services. Hiscox Ltd was founded in 1901 and is headquartered in Pembroke, Bermuda.

Source: TradingView
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Day Price Range
1815.00
Low
1846.00
High
52 Week Price Range
1050.42
Low
1607.00
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
1836.00
Dividend Yield
3.19%
Revenue TTM
4024.50M
Revenue Per Share
12.04
Gross Profit TTM
995.30M
Debt / Equity
0.23
ROE
15.82%
Net Debt
-45.72M
ROCE
7.39%
Diluted EPS TTM
1.31

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 748.07M 685.40M 625.90M 44.70M 190.80M
Net income 616.77M 627.20M 712.00M 41.70M 189.50M
Selling general administrative - - - 74.50M 125.40M
Selling and marketing expenses - 101.10M 85.00M 12.40M 5.60M
Gross profit 5483.28M 3808.40M 3580.20M 3052.80M 3287.70M
Reconciled depreciation 65.80M 60.70M 77.10M 60.00M 58.30M
Ebit 816.27M 738.50M 652.90M 92.80M 189.90M
Ebitda 883.45M 799.20M 730.00M 152.80M 248.20M
Depreciation and amortization 67.18M 60.70M 77.10M 60.00M 58.30M
Operating income 748.07M 3707.30M 3614.60M 92.80M 189.90M
Other operating expenses 4735.20M 101.10M 85.00M 3008.10M 3096.90M
Interest expense 68.20M 53.10M 50.00M 48.10M 50.80M
Tax provision 128.60M 58.20M -86.10M 3.00M 1.30M
Interest income 180.00M 156.20M 96.00M 119.50M 88.10M
Net interest income -66.80M -53.10M -50.00M -48.10M -50.80M
Income tax expense 131.30M 58.20M -86.10M 3.00M 1.30M
Total revenue 5483.28M 3808.40M 3699.60M 3052.80M 3287.70M
Total operating expenses 4735.20M 101.10M -579.90M -2960.00M -3097.80M
Cost of revenue - 53.10M 50.00M - -
Total other income expense net 7.10M -3021.90M -2988.70M -48.10M 0.90M
Net income from continuing ops 604.10M 627.20M 712.00M 41.70M 189.50M
Net income applicable to common shares - - - 41.70M 189.50M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 12193.64M 11240.80M 11060.50M 13722.20M 13846.50M
Intangible assets 330.72M 300.70M 315.70M 320.40M 313.10M
Other current assets - -1227.00M -1472.40M - 5977.10M
Total liab 8244.30M 7550.90M 7763.80M 11305.50M 11307.20M
Total stockholder equity 3948.24M 3688.80M 3295.60M 2415.60M 2538.20M
Other current liab -7.50M -40.50M -30.90M -381.80M -1638.40M
Common stock 36.81M 38.10M 38.80M 38.70M 38.70M
Capital stock 36.80M 38.10M 38.80M 38.70M 38.70M
Retained earnings 3923.43M 3452.20M 2923.20M 2248.80M 2272.00M
Other liab - - - - 35.20M
Good will 50.42M 8.10M 8.20M 7.80M 8.30M
Other assets - 11240.80M -6909.70M 6001.10M 5977.10M
Cash 878.32M 1227.00M 1437.00M 1350.90M 1300.70M
Total current liabilities - - 7.40M 1443.70M 1638.40M
Net debt -45.72M -484.00M -682.80M -715.00M -554.20M
Short term debt 7.50M 7.30M 7.40M 7.10M 2.80M
Short long term debt 7.50M 7.30M 7.40M 7.10M 2.80M
Short long term debt total 902.00M 743.00M 754.20M 635.90M 746.50M
Other stockholder equity 324.32M 589.60M 712.80M 128.10M 227.50M
Property plant equipment - - - 133.10M 90.40M
Total current assets 3053.61M 249.00M 1472.40M 1396.20M 1351.60M
Long term investments 8432.40M 7078.40M 6575.20M 5817.70M 6047.00M
Net tangible assets - - - 2095.20M 2225.10M
Short term investments - - 35.40M 45.30M 50.90M
Net receivables 2175.29M 249.00M 206.50M 1532.50M 4.90M
Long term debt 832.30M 656.20M 667.00M 628.80M 743.70M
Accounts payable - - - 1818.40M 1635.60M
Accumulated other comprehensive income -336.32M -391.10M -379.20M - -
Non currrent assets other 50.72M 3299.00M 9285.30M -6324.90M -6517.80M
Non current assets total 9140.03M 10991.80M 16497.80M 6324.90M 6517.80M
Capital lease obligations 62.20M 79.50M 79.80M 79.90M 46.50M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -38.50M -34.20M -81.90M -36.60M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -115.78M -38.50M -34.20M -81.90M -36.60M
Net borrowings 123.20M 0.00M 0.00M -71.20M -207.10M
Total cash from financing activities -364.69M -282.60M -128.90M -190.90M -246.20M
Change to operating activities - - - 23.40M -300.60M
Net income 616.77M 685.40M 625.90M 44.70M 190.80M
Change in cash -439.93M -210.00M 86.10M 50.20M -276.50M
Begin period cash flow 1318.25M 1437.00M 1350.90M 1300.70M 1577.20M
End period cash flow 878.32M 1227.00M 1437.00M 1350.90M 1300.70M
Total cash from operating activities 74.33M 114.40M 232.10M 373.40M 16.60M
Issuance of capital stock 5.10M 5.20M 9.60M 0.10M 0.10M
Depreciation 67.18M 60.70M 77.10M 60.00M 58.30M
Other cashflows from investing activities - -33.90M -42.60M - -
Dividends paid 148.55M 127.00M 124.50M 119.80M 39.20M
Sale purchase of stock -328.04M -149.10M 0.00M - 0.00M
Other cashflows from financing activities -19.09M -11.70M -14.00M 265.40M -11.40M
Change to netincome - - - 248.30M 69.40M
Capital expenditures 1.33M 39.10M 43.70M 82.80M 58.90M
Change in working capital -611.87M -588.30M -316.20M 23.40M -300.60M
Stock based compensation 48.80M 49.10M 43.20M 27.20M 24.00M
Other non cash items 2.25M -92.50M -197.90M 218.10M 50.80M
Free cash flow 73.00M 75.30M 188.40M 290.60M -42.30M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Property & Casualty

Stock Name
Change
(GBX)
Price
(GBX)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
HSX
Hiscox Ltd
-13.00
0.71%
1823.00 12.27 11.75 1.26 1.69 1.70
ADM
Admiral Group PLC
-58.00
1.50%
3800.00 13.26 13.95 1.92 6.66 2.22
PGH
Personal Group Holdings PLC
-2.50
0.58%
425.00 15.80 14.47 2.35 2.97 1.88

Profile*

Hiscox Ltd

Hiscox Ltd, through its subsidiaries, provides insurance and reinsurance services in the United Kingdom, Europe, the United States, and internationally. It operates through Hiscox Retail, Hiscox London Market, and Hiscox Re segments. The company offers commercial insurance, such as emerging professions, media and tech, and small business insurance; and personal lines, including high-value homes and fine art, as well as artwork, antiques, classic cars, jewelry, collectables, and other assets through brokers, partners, and direct-to-consumers. It also provides property insurance; marine, specialty, cyber, and energy insurance; casualty insurance; terrorism, kidnap, and ransom insurance; and other specialty insurance products. In addition, the company offers property and casualty reinsurance services, as well as investment services. Hiscox Ltd was founded in 1901 and is headquartered in Pembroke, Bermuda.

Chesney House, Pembroke, Bermuda, HM 08

441 278 8300

3000

Name Title Year Born
Mr. Hamayou Akbar Hussain Group CEO & Exec. Director 1973
Mr. Bronislaw Edmund Masojada Chairman of Direct Asia 1961
Mr. Paul David Cooper Group CFO & Exec. Director 1972
Mr. Stephane Flaquet Group Chief Operations & Technology Officer NA
Mr. James Millard CFA Chief Investment Officer NA
Dr. Yana O'Sullivan Group Head of Investor Relations NA
Jason Jones Group Compliance & Audit Director NA
Mr. Marc Wetherhill Group Gen. Counsel & Company Sec. 1973
Ms. Kylie O'Connor Group Communications Director NA
Ms. Regine Fiddler Chief Marketing Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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