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Home CompaniesAvidbank Holdings, Inc. Common stock

Avidbank Holdings, Inc. Common stock

Financial Services Banks - Regional
PortfolioPortfolio WatchlistWatchlist
Company price
34.7 USD 0.00(0%)
Last update at 2026-11-09T21:00:00Z
VOLUME
82538
Market Cap
328.68M

Momentum Score

…

Avidbank Holdings, Inc. operates as a bank holding company for Avidbank that provides financial solutions and services. It offers business and personal deposit products, such as checking, money market, and savings accounts; and certificates of deposit. The company also provides lending products, including working capital lines of credit, equipment loans, acquisition financing, shareholder buyouts, ESOP loans, and owner-occupied real estate loans; sponsor finance comprising acquisition term loans, recapitalization term loans, and working capital lines; and venture lending, such as venture debt, growth capital, recurring revenue, and treasury management services. In addition, it offers commercial real estate lending consisting of permanent loans and bridge financing products; Asset-Based Lending that includes Borrowing Base and ABL term loans; and construction lending products, including land acquisition loans, construction spec SFD, owner-occupied SFD, condominiums, subdivision, unsecured business lines, pre-development loans, real estate bridge loans, and RLOC " real estate secured loans. Further, the company provides private equity and venture capital financing solutions; structure finance; security and fraud prevention services; domestic and international wires, ACH origination, corporate credit cards, bill pay, trade finance letters of credit, and zero balance account; remote deposit capture, ACH collections, incoming wires, lockbox, and merchant services; and online banking real time fraud mitigation tools, check positive pay, and ACH positive pay. Additionally, it offers ATM/debit cards, credit cards, business courier, and complimentary notary services, as well as online and mobile banking services. The company was founded in 2003 and is headquartered in San Jose, California.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
34.59
Low
35.00
High
52 Week Price Range
19.75
Low
31.61
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Avidbank Holdings, Inc. is the bank holding company for Avidbank, a regionally focused commercial bank offering deposit, lending, mortgage and treasury services to small and midsize businesses and consumers primarily in Arizona. Long-term growth may be supported by loan portfolio expansion, net interest margin management, increased commercial and SBA lending and a local deposit base that could support funding stability.

Primary investment risks include interest-rate sensitivity, loan concentration and credit losses tied to commercial real estate and small-business borrowers, competition from larger banks and fintech, and regulatory and liquidity pressures.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
34.70
Dividend Yield
-
Revenue TTM
25.81M
Revenue Per Share
2.97
Gross Profit TTM
25.81M
Debt / Equity
0.08
ROE
-8.37%
Net Debt
14.06M
ROCE
-1.39%
Diluted EPS TTM
-2.25

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax -26.97M 29.80M 23.97M - -
Net income 23.98M 21.02M 16.80M - -
Selling general administrative 24.85M 4.55M 3.88M - -
Selling and marketing expenses 0.31M 0.41M 36.54M - -
Gross profit 25.81M 77.14M 67.86M - -
Reconciled depreciation 1.13M 1.65M - - -
Ebit -34.65M - 23.97M - -
Ebitda -34.36M 29.80M 24.97M - -
Depreciation and amortization 0.29M - 1.00M - -
Operating income -25.80M 33.57M 27.45M - -
Other operating expenses 100.00M 43.56M 40.42M 7.66M 5.96M
Interest expense 42.34M 67.22M 15.01M - 0.00M
Tax provision -7.42M 8.79M - - -
Interest income 145.75M 142.44M - - -
Net interest income 87.31M 75.22M - - -
Income tax expense -50.95M 8.79M 7.17M 9.43M 4.89M
Total revenue 74.20M 77.14M 67.86M - -
Total operating expenses 51.61M 43.56M 40.42M - -
Cost of revenue 48.39M 148.45M -54.47M - -
Total other income expense net -1.17M -3.77M -3.48M - -
Net income from continuing ops -19.55M 21.02M - - -
Net income applicable to common shares - - - 25.02M 12.26M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 2569.64M 2308.40M 2230.84M - -
Other current assets -10.87M 90.80M 81.40M 13.47M 11.74M
Total liab 2288.66M 2122.04M 2065.52M - -
Total stockholder equity 280.98M 186.36M 165.31M - -
Other current liab - -187.62M 1526.51M - -
Common stock 169.99M 107.00M 104.50M 102.36M 72.80M
Capital stock 169.99M 107.00M - - -
Retained earnings 111.15M 130.70M 109.69M 93.82M 68.80M
Other liab - - - 0.45M 0.39M
Other assets 2289.53M 2308.40M -71.64M 1602.94M 1251.33M
Cash 7.94M 8.66M 9.75M - -
Total current liabilities 77.57M 1010.77M 1526.51M 1873.29M 1987.45M
Net debt 14.06M 214.69M 12.15M - -
Short term debt 77.57M 187.62M 3.05M - -
Short long term debt 60.00M 185.00M - - -
Short long term debt total 22.00M 214.69M 21.91M - -
Other stockholder equity - - -0.00M -58.65M -4.50M
Property plant equipment - - - 16.27M 19.27M
Total current assets 10.87M 90.80M 81.40M 61.59M 505.08M
Long term investments 209.26M 281.06M - - -
Net tangible assets - - - 137.54M 137.10M
Short term investments 2.92M 281.06M - - -
Long term debt 22.00M 22.00M - - -
Accounts payable - - - 1823.23M 1979.41M
Accumulated other comprehensive income -0.16M -51.34M -48.87M - -
Non currrent assets other 2568.12M -43.61M 2208.26M - -
Non current assets total 2569.64M 2304.49M 2221.08M - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 88.04M 24.27M - -142.74M -224.30M
Change to liabilities - - - 1.24M 2.12M
Total cashflows from investing activities - -82.70M -62.69M -475.66M -479.46M
Net borrowings -125.00M -175.00M - 130.00M 130.00M
Total cash from financing activities -82.70M 61.31M 60.47M 0.95M 725.46M
Change to operating activities - - - -3.58M -3.12M
Net income -19.55M 21.02M 16.80M 25.02M 12.26M
Change in cash -82.70M 1.30M 34.11M -446.06M 263.31M
Begin period cash flow 82.70M 81.40M 47.29M - -
End period cash flow 154.57M 82.70M 81.40M - -
Total cash from operating activities 39.03M 22.69M 36.33M 28.66M 17.31M
Issuance of capital stock 61.34M 0.00M - - -
Depreciation 1.13M 1.74M 2.01M 2.09M 1.72M
Other cashflows from investing activities - -82.65M -62.52M -1.56M -21.36M
Change to account receivables -22.87M -0.13M -4.80M - -
Sale purchase of stock -1.52M -0.71M -0.63M - -
Other cashflows from financing activities -82.70M 215.31M -73.53M -156.94M 725.46M
Change to netincome - - - 8.29M 8.21M
Capital expenditures 0.09M 0.05M 0.17M 0.53M 0.08M
Change in working capital -22.43M -9.84M 3.76M - -
Stock based compensation 3.17M 3.21M 2.77M - -
Other non cash items 19.55M 6.56M 10.99M - -
Free cash flow 38.94M 22.64M 36.16M - -

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
AVBH
Avidbank Holdings, Inc. Common stock		 -
-%		 34.70 - - 12.73 1.18 13.40
DBSDY
DBS Group Holdings Ltd ADR		 3.79
1.76%		 219.67 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H		 0.03
0.45%		 6.69 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd		 -0.08
0.23%		 34.65 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA		 5.05
5.86%		 91.30 11.53 10.27 5.72 1.83 8.22

Profile*

Avidbank Holdings, Inc. Common stock

Avidbank Holdings, Inc. operates as a bank holding company for Avidbank that provides financial solutions and services. It offers business and personal deposit products, such as checking, money market, and savings accounts; and certificates of deposit. The company also provides lending products, including working capital lines of credit, equipment loans, acquisition financing, shareholder buyouts, ESOP loans, and owner-occupied real estate loans; sponsor finance comprising acquisition term loans, recapitalization term loans, and working capital lines; and venture lending, such as venture debt, growth capital, recurring revenue, and treasury management services. In addition, it offers commercial real estate lending consisting of permanent loans and bridge financing products; Asset-Based Lending that includes Borrowing Base and ABL term loans; and construction lending products, including land acquisition loans, construction spec SFD, owner-occupied SFD, condominiums, subdivision, unsecured business lines, pre-development loans, real estate bridge loans, and RLOC " real estate secured loans. Further, the company provides private equity and venture capital financing solutions; structure finance; security and fraud prevention services; domestic and international wires, ACH origination, corporate credit cards, bill pay, trade finance letters of credit, and zero balance account; remote deposit capture, ACH collections, incoming wires, lockbox, and merchant services; and online banking real time fraud mitigation tools, check positive pay, and ACH positive pay. Additionally, it offers ATM/debit cards, credit cards, business courier, and complimentary notary services, as well as online and mobile banking services. The company was founded in 2003 and is headquartered in San Jose, California.

1732 North 1st Street, San Jose, CA, United States, 95112

408 200 7390

https://www.avidbank.com

151

Name Title Year Born
Mr. Mark D. Mordell Chairman & CEO 1960
Mr. Patrick Timothy Oakes C.F.A. Exec. VP & CFO 1969
Ms. Gina Thoma Peterson Exec. VP & COO NA
Ms. Dori Hamilton Exec. VP & Chief Banking Officer NA
Mr. Fergal J. O'Boyle Exec. VP of Construction Lending NA
Mr. Joe Maleti Exec. VP of Commercial Real Estate Lending NA
Mr. Samir Bhaumik Exec. VP of Venture Lending 1964
Mr. Mark Cameron Exec. VP of Structured Fin. NA
Ms. Nicole L. Bader Edelstein Sr. VP, Sr. Loan Officer & CRA Officer of Avidbank NA
Ms. Gina Stephens Sr. VP & BSA Officer of Avidbank NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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