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Home CompaniesBankwell Financial Group Inc

Bankwell Financial Group Inc

Financial Services Banks - Regional
PortfolioPortfolio WatchlistWatchlist
Company price
70.4 USD 0.28 ( 0.41%)
Last update at 2026-11-09T15:03:00Z
VOLUME
4179
Market Cap
406.02M
P/E
11.44

Momentum Score

…

Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers. It provides various traditional depository products, including checking, savings, money market, and certificates of deposit. The company also offers first mortgage loans secured by one-to-four family owner occupied residential properties for personal use; home equity loans and home equity lines of credit secured by owner occupied one-to-four family residential properties; loans secured by commercial real estate, multi-family dwellings, owner-occupied commercial real estate, and investor-owned one-to-four family dwellings; commercial construction loans for commercial development projects, including apartment buildings and condominiums, as well as office buildings, retail, and other income producing properties; land loans; commercial business loans secured by assignments of corporate assets and personal guarantees of the business owners; loans to finance insurance premiums; overdraft lines of credit; and personal loans. It operates branches in New Canaan, Stamford, Fairfield, Westport, Darien, Norwalk, and Hamden, Connecticut. The company was formerly known as BNC Financial Group, Inc. and changed its name to Bankwell Financial Group, Inc. in September 2013. Bankwell Financial Group, Inc. was founded in 2002 and is headquartered in New Canaan, Connecticut.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
70.30
Low
70.40
High
52 Week Price Range
30.89
Low
53.86
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Bankwell Financial Group, Inc. is a regional bank holding company offering commercial and consumer banking, mortgage and wealth-management services. Long-term growth may be driven by local loan and deposit expansion, margin improvement from net interest income, and diversification of fee income.
Important risks include sensitivity to interest-rate and deposit-cost swings, concentration and credit losses in commercial real estate and small-business portfolios, and competitive and regulatory pressures that could constrain earnings.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
70.11
Dividend Yield
1.51%
Revenue TTM
107.28M
Revenue Per Share
13.84
Gross Profit TTM
107.28M
Debt / Equity
0.60
ROE
12.31%
Net Debt
-45.22M
ROCE
2.77%
Diluted EPS TTM
4.45

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 48.49M 13.33M 48.04M 47.98M 33.86M
Net income 35.20M 9.77M 36.66M 37.43M 26.59M
Selling general administrative 34.32M 28.94M 30.57M 25.27M 23.26M
Selling and marketing expenses 0.61M 0.45M 0.65M 0.37M 0.40M
Gross profit 107.28M 64.38M 98.44M 97.78M 73.54M
Reconciled depreciation 4.08M 3.77M 3.57M 3.37M 3.58M
Ebit 48.49M 13.33M 48.04M 71.19M 33.86M
Ebitda 52.58M 17.10M 51.67M 74.55M 37.44M
Depreciation and amortization 4.08M 3.77M 3.62M 3.37M 3.58M
Operating income 48.49M 13.33M 48.04M 71.19M 33.86M
Other operating expenses 159.22M 182.38M 145.25M 0.37M -39.68M
Interest expense 99.39M 108.71M 93.99M 23.20M 13.49M
Tax provision 13.30M 3.56M 11.01M 10.55M 7.28M
Interest income 198.33M 191.99M 178.65M 117.94M 81.38M
Net interest income 98.94M 83.28M 99.03M 94.74M 67.89M
Income tax expense 13.30M 3.56M 11.38M 10.55M 7.28M
Total revenue 207.72M 195.71M 193.30M 97.78M 73.54M
Total operating expenses 58.79M 51.05M 50.40M 0.37M -39.68M
Cost of revenue 100.43M 131.33M 94.85M - -
Total other income expense net - -60.45M 48.91M -23.20M -13.49M
Net income from continuing ops 35.20M 9.77M 36.16M 37.43M 26.59M
Net income applicable to common shares - - - 37.43M 26.59M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 3359.86M 3268.48M 3222.56M 3252.45M 2456.26M
Intangible assets - - 0.87M - -
Other current assets -2806.69M - 284.02M 2544.71M 1930.37M
Total liab 3058.37M 2997.96M 2956.81M 3013.98M 84.44M
Total stockholder equity 301.49M 270.52M 265.75M 238.47M 201.99M
Other current liab 1501.70M 2787.57M 2318.76M 2800.82M 2124.00M
Common stock 120.12M 119.11M 118.25M 115.02M 118.15M
Capital stock 120.12M 119.11M 118.25M 115.02M 118.15M
Retained earnings 181.59M 152.66M 149.17M 123.64M 92.40M
Other liab - - - 0.10M 0.18M
Good will 2.59M 2.59M 2.59M 2.59M 2.59M
Other assets 3118.80M 249.12M - 2639.37M 1930.37M
Cash 224.92M 293.55M 267.52M 344.93M 291.60M
Total current liabilities 1611.70M 2787.57M 2410.90M 7.42M 34.44M
Current deferred revenue - - - 7.42M -
Net debt -45.22M -134.10M -94.66M -185.97M -207.16M
Short term debt 110.00M 92.38M 92.14M - 34.44M
Short long term debt total 179.70M 159.45M 172.86M 158.96M 84.44M
Other stockholder equity - - -0.00M -0.19M -8.56M
Property plant equipment - - - 27.20M 25.59M
Total current assets 3047.75M 339.80M 284.02M 461.66M 389.31M
Long term investments 192.12M 146.10M 127.62M 121.63M 108.41M
Net tangible assets - - - 235.88M 199.40M
Short term investments 2.25M 31.71M 109.74M 103.66M 90.20M
Net receivables 2820.58M 14.54M 14.86M 13.07M 7.51M
Long term debt 179.70M 159.45M 159.21M 158.96M 84.44M
Inventory - - -2432.64M - -
Accounts payable - - - 54.20M 2124.00M
Accumulated other comprehensive income -0.22M -1.24M -1.66M -0.19M -8.56M
Common stock total equity - - - 115.02M 118.15M
Retained earnings total equity - - - 123.64M 92.40M
Non currrent assets other 276.58M 99.79M 2877.96M -7.42M -7.62M
Non current assets total 312.11M 2928.68M 2938.54M 151.42M 136.59M
Long term debt total - - - 68.96M 34.44M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -43.33M -33.96M -48.30M 31.83M 25.15M
Change to liabilities - - - 20.94M -4.39M
Total cashflows from investing activities -164.18M -33.96M -48.30M -811.16M -270.02M
Net borrowings 20.00M 0.00M 0.00M 74.35M -116.08M
Total cash from financing activities 54.31M 42.39M -70.15M 739.49M 170.55M
Change to operating activities - - - 39.41M 4.84M
Net income 35.20M 9.77M 36.66M 37.43M 26.59M
Change in cash 9.90M 38.37M -86.52M 11.00M -64.92M
Begin period cash flow 11.82M 269.16M 355.68M 344.68M 409.60M
End period cash flow 21.72M 307.52M 269.16M 355.68M 344.68M
Total cash from operating activities 27.27M 29.94M 31.93M 82.67M 34.56M
Depreciation 0.25M 3.77M 3.62M 3.37M 3.58M
Other cashflows from investing activities -164.18M -17.24M -41.39M -838.03M -295.17M
Dividends paid 6.27M 6.28M 6.24M -6.19M -5.03M
Change to account receivables -2.13M 0.33M -1.79M -5.56M -0.93M
Sale purchase of stock -1.33M -2.14M 0.00M -5.54M -5.08M
Other cashflows from financing activities 41.91M 50.81M -63.91M 751.22M 331.15M
Change to netincome - - - 3.51M 0.26M
Capital expenditures 1.14M 0.61M 2.04M 4.96M 4.96M
Change receivables - - - -5.56M -0.93M
Cash flows other operating - - - 22.50M 8.88M
Cash and cash equivalents changes - - - 11.00M -64.92M
Change in working capital -6.63M -7.29M -9.23M 37.67M 3.78M
Stock based compensation 2.35M 3.00M 3.07M 2.36M 1.83M
Other non cash items -3.89M 21.15M -2.02M 3.80M -2.92M
Free cash flow 26.12M 29.32M 29.88M 77.71M 34.56M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
BWFG
Bankwell Financial Group Inc		 0.28
0.41%		 70.40 11.44 8.14 3.78 1.40 5.56
DBSDY
DBS Group Holdings Ltd ADR		 2.71
1.26%		 218.59 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H		 0.03
0.45%		 6.69 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd		 0.11
0.32%		 34.84 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA		 5.05
5.86%		 91.30 11.53 10.27 5.72 1.83 8.22

Profile*

Bankwell Financial Group Inc

Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers. It provides various traditional depository products, including checking, savings, money market, and certificates of deposit. The company also offers first mortgage loans secured by one-to-four family owner occupied residential properties for personal use; home equity loans and home equity lines of credit secured by owner occupied one-to-four family residential properties; loans secured by commercial real estate, multi-family dwellings, owner-occupied commercial real estate, and investor-owned one-to-four family dwellings; commercial construction loans for commercial development projects, including apartment buildings and condominiums, as well as office buildings, retail, and other income producing properties; land loans; commercial business loans secured by assignments of corporate assets and personal guarantees of the business owners; loans to finance insurance premiums; overdraft lines of credit; and personal loans. It operates branches in New Canaan, Stamford, Fairfield, Westport, Darien, Norwalk, and Hamden, Connecticut. The company was formerly known as BNC Financial Group, Inc. and changed its name to Bankwell Financial Group, Inc. in September 2013. Bankwell Financial Group, Inc. was founded in 2002 and is headquartered in New Canaan, Connecticut.

258 Elm Street, New Canaan, CT, United States, 06840

203 652 0166

https://www.mybankwell.com

167

Name Title Year Born
Mr. Christopher R. Gruseke Pres, CEO & Director 1960
Ms. Christine A. Chivily Exec. VP, Chief Risk Officer & Chief Credit Officer 1959
Mr. Matthew J. McNeill Exec. VP & Chief Banking Officer 1975
Mr. Todd H. Lampert Independent Director & Corp. Sec. 1963
Mr. Penko Krassimir Ivanov Exec. VP & CFO 1969
Ms. Laura J. Waitz Exec. VP & COO 1963
Scott Messina Sr. VP & Chief Information Officer NA
Ms. Shawn T. Gelin Sr. VP & Director of Community Banking Operations NA
Mr. Robert J. Palermo Sr. VP & CRE Team Leader NA
Robert E. Mallozzi Sr. VP & Bus. Devel. Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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