Camden National Corporation

Financial Services US CAC

48.46USD
-1.9(3.77%)

Last update at 2026-06-03T20:00:00Z

Day Range

48.4150.19

LowHigh

52 Week Range

34.3952.17

LowHigh

Fundamentals

Previous Close 50.36
Market Cap834.55M
Volume70328
P/E Ratio13.14
Dividend Yield3.33%
Revenue TTM233.49M
Revenue Per Share TTM13.82
Gross Profit TTM 233.49M
Diluted EPS TTM3.74

Overview
Financials
Peer Comparison
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Profile

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Type	yearly	yearly	yearly	yearly	yearly
Date	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Income before tax	78.66M	65.46M	53.84M	77.05M	86.64M
Minority interest	-	-	-	-	-
Net income	65.16M	53.00M	43.38M	61.44M	69.01M
Selling general administrative	59.72M	64.07M	4.52M	62.02M	61.01M
Selling and marketing expenses	-	-	81.06M	-	-
Gross profit	230.62M	172.11M	226.25M	183.79M	182.86M
Reconciled depreciation	11.10M	3.87M	3.92M	0.62M	0.66M
Ebit	81.62M	65.46M	53.84M	102.14M	86.64M
Ebitda	91.54M	69.33M	53.84M	106.26M	87.30M
Depreciation and amortization	9.92M	3.87M	0.59M	4.12M	0.66M
Non operating income net other	-	-	-	-	-
Operating income	81.62M	65.46M	53.84M	102.14M	86.64M
Other operating expenses	285.72M	224.26M	4.52M	4.07M	-96.21700M
Interest expense	117.40M	117.10M	93.98M	25.09M	11.05M
Tax provision	13.49M	12.46M	12.61M	15.61M	17.63M
Interest income	320.65M	249.56M	215.77M	172.79M	148.07M
Net interest income	203.26M	132.45M	136.54M	147.69M	137.02M
Extraordinary items	-	-	-	-	-
Non recurring	-	-	-	-	-
Other items	-	-	-	-	-
Income tax expense	13.49M	12.46M	10.45M	15.61M	17.63M
Total revenue	367.34M	289.72M	226.25M	183.79M	182.86M
Total operating expenses	149.00M	106.65M	4.52M	4.07M	-96.21700M
Cost of revenue	136.72M	117.61M	94.25M	-	-
Total other income expense net	-2.96900M	-1.15900M	53.84M	-25.09400M	-11.04800M
Discontinued operations	-	-	-	-	-
Net income from continuing ops	65.16M	53.00M	50.25M	61.44M	69.01M
Net income applicable to common shares	-	-	-	61.44M	69.01M
Preferred stock and other adjustments	-	-	-	-	-

Breakdown	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Type	yearly	yearly	yearly	yearly	yearly
Date	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Total assets	6974.58M	5805.14M	5722.92M	5671.85M	5500.36M
Intangible assets	42.58M	0.41M	0.97M	1.56M	2.19M
Earning assets	-	-	-	-	-
Other current assets	-18.40000M	-5.24300M	118.85M	19.10M	2119.01M
Total liab	6278.03M	5273.91M	5227.85M	5220.57M	4959.06M
Total stockholder equity	696.56M	531.23M	495.06M	451.28M	541.29M
Deferred long term liab	-	-	-	-	-
Other current liab	-	4633.17M	2521.54M	-152.86100M	-305.84200M
Common stock	215.80M	116.42M	115.60M	115.07M	123.11M
Capital stock	215.80M	116.42M	115.60M	115.07M	123.11M
Retained earnings	545.15M	509.45M	481.01M	462.16M	424.41M
Other liab	-	-	-	21.57M	3.19M
Good will	151.50M	94.70M	94.70M	94.70M	94.70M
Other assets	5752.61M	4976.81M	-	3593.83M	2114.10M
Cash	97.49M	214.96M	99.80M	75.43M	220.62M
Cash and equivalents	-	-	-	-	-
Total current liabilities	581.78M	5133.79M	3008.83M	152.86M	305.84M
Current deferred revenue	-	-	-92.14400M	-	-
Net debt	546.80M	329.99M	444.56M	37.63M	35.31M
Short term debt	581.78M	500.62M	487.29M	68.72M	211.61M
Short long term debt	327.00M	325.00M	284.95M	265.18M	211.61M
Short long term debt total	644.29M	544.95M	544.37M	113.06M	255.94M
Other stockholder equity	-	-	-	-125.95500M	-6.22900M
Property plant equipment	-	-	-	36.02M	37.77M
Total current assets	1027.89M	787.51M	118.85M	699.29M	1728.11M
Long term investments	1421.51M	1116.77M	1175.39M	1259.16M	1523.48M
Net tangible assets	-	-	-	355.02M	444.41M
Short term investments	930.40M	577.79M	602.60M	623.87M	1507.49M
Net receivables	18.40M	-	-	-	-
Long term debt	62.52M	44.33M	44.33M	44.33M	44.33M
Inventory	-	-	-	-	0.17M
Accounts payable	-	-	92.14M	84.14M	94.23M
Total permanent equity	-	-	-	-	-
Noncontrolling interest in consolidated entity	-	-	-	-	-
Temporary equity redeemable noncontrolling interests	-	-	-	-	-
Accumulated other comprehensive income	-64.38800M	-94.64600M	-101.55200M	-125.95500M	-6.22900M
Additional paid in capital	-	-	-	-	-
Common stock total equity	-	-	-	115.07M	123.11M
Preferred stock total equity	-	-	-	-	-
Retained earnings total equity	-	-	-	462.16M	424.41M
Treasury stock	-	-	-	-	-
Accumulated amortization	-	-	-	-	-
Non currrent assets other	-5441.54800M	215.87M	5340.18M	-50.21700M	-19.21000M
Deferred long term asset charges	-	-	-	-	-
Non current assets total	194.09M	5017.62M	5604.07M	1378.73M	1658.14M
Capital lease obligations	-	-	-	-	-
Long term debt total	-	-	-	44.33M	44.33M

Breakdown	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Type	yearly	yearly	yearly	yearly	yearly
Date	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Investments	-31.37200M	30.33M	-101.76900M	137.00M	-435.52100M
Change to liabilities	-	-	-	-1.76200M	0.04M
Total cashflows from investing activities	-57.72500M	30.33M	-7.02900M	-487.72200M	-649.09300M
Net borrowings	-28.67500M	14.73M	220.26M	53.57M	9.17M
Total cash from financing activities	-124.96900M	23.90M	-36.10200M	237.34M	581.23M
Change to operating activities	-	-	-	-5.82500M	2.71M
Net income	65.16M	53.00M	43.38M	61.44M	69.01M
Change in cash	-0.09400M	115.16M	24.38M	-145.19800M	74.85M
Begin period cash flow	38.56M	99.80M	75.43M	220.62M	145.77M
End period cash flow	38.47M	214.96M	99.80M	75.43M	220.62M
Total cash from operating activities	65.22M	60.93M	67.51M	105.18M	142.72M
Issuance of capital stock	-	-	-	-	-
Depreciation	11.10M	3.87M	3.96M	4.12M	4.36M
Other cashflows from investing activities	-57.72500M	-26.76300M	-92.40600M	-622.53800M	-211.72000M
Dividends paid	28.47M	24.56M	24.54M	-23.51200M	-21.08100M
Change to inventory	-	-	-	-	-
Change to account receivables	-	-	-	-	-
Sale purchase of stock	0.00000M	-1.60900M	-2.00000M	-10.24000M	-10.09000M
Other cashflows from financing activities	-67.28500M	35.34M	-229.82900M	271.61M	652.55M
Change to netincome	-	-	-	41.90M	60.60M
Capital expenditures	5.71M	5.58M	2.62M	2.18M	1.85M
Change receivables	-	-	-	-	-
Cash flows other operating	-	-	-	-4.34300M	1.97M
Exchange rate changes	-	-	-	-	-
Cash and cash equivalents changes	-	-	-	-145.19800M	74.85M
Change in working capital	-15.78000M	0.35M	6.38M	26.00M	29.41M
Stock based compensation	3.42M	2.90M	2.79M	2.55M	2.38M
Other non cash items	15.84M	0.51M	9.68M	9.29M	47.28M
Free cash flow	59.52M	55.36M	64.89M	103.00M	140.86M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company	Change (USD)	Price (USD)	Trailing PE (x)	Forward PE (x)	Price Sales TTM (x)	Price to Book Value (x)	Enterprise Value to Revenue (x)
CAC Camden National Corporation	-1.9 3.77%	48.46	13.14	10.25	3.57	1.20	4.93
HDB HDFC Bank Limited ADR	0.01 0.04%	23.55	20.81	20.96	0.11	4.77
CIHKY China Merchants Bank Co Ltd	-0.425 1.38%	30.39	7.78	7.65	0.56	0.90	3.62
DBSDF DBS Group Holdings Ltd	- -%	51.34	15.29	14.41	5.84	2.36	10.40
CIHHF China Merchants Bank Co Ltd Class H	- -%	5.92	6.10	5.67	0.44	0.77	3.43

Reports Covered

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Profile

Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in the United States. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. Its loan products include non-owner-occupied commercial real estate loans; owner-occupied commercial real estate loans; commercial loans; residential real estate loans, including one- to four-family residences; and consumer and home equity loans. In addition, the company provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management and advisory, financial planning, and trustee services. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.

Camden National Corporation

2 Elm Street, Camden, ME, United States, 04843

207 236 8821
https://camdennationalcorporation.com
Employees : 683

Key Executives

Name	Title	Year Born
Mr. Gregory A. Dufour	Pres, CEO & Director	1961
Mr. William H. Martel	Exec. VP & CTO	1970
Mr. Timothy P. Nightingale	Exec. VP & Chief Credit Officer	1958
Ms. Patricia A. Rose	Exec. VP of Retail & Mortgage Banking	1964
Ms. Ann W. Bresnahan	Sec. & Independent Director	1951
Mr. Michael R. Archer CPA	Exec. VP, CFO and Principal Financial & Accounting Officer	1984
Ms. Renée D. Smyth	Exec. VP and Chief Experience & Marketing Officer	1971
Ms. Heather D. Robinson CPA	Exec. VP & Chief HR Officer	1975
Ms. Joanne T. Campbell CRCM	Exec. VP of Enterprise Risk Management & Chief Risk Officer	1963
Ms. Carolyn Carson-Crosby	Sr. VP of Employee Relations and Engagement Mang.	NA

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