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Central Bancompany, Inc. operates as the bank holding company for The Central Trust Bank that provides consumer, commercial, and wealth management products and services. It operates through three segments: Consumer Banking, Commercial Banking, and Wealth Management. The Consumer Banking segment offers consumer loans and deposit products; residential mortgage, installment lending and other consumer loan financing options; and debit and credit card loan and fee businesses. Its Commercial Banking segment provides business payment solutions including treasury management services; merchant and commercial bank card products; and banking solutions to businesses, agencies and community organizations including commercial, small business, and government. The Wealth Management segment provides wealth management solutions, including investment management, fiduciary services, financial, estate, and tax planning services to individuals, businesses, and foundations. It provides savings and checking, certificate of deposit, money market, time deposit, health savings, and interest-bearing and noninterest-bearing accounts. The company also offers commercial real estate, construction and development, commercial, financial & agricultural, multi-family and one-to-four-family residential loans. In addition, it provides wealth and cash management services; merchant services; and debit and credit cards. Further, the company offers mobile and online banking services. It operates through a network of banking offices in Missouri, Kansas, Oklahoma, and Colorado. Central Bancompany, Inc. was founded in 1902 and is headquartered in Jefferson City, Missouri.
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Central Bancompany, Inc. is a regional bank holding company providing commercial and consumer lending, deposit, mortgage, trust and wealth-management services through its bank subsidiaries. Long-term growth may be supported by net interest margin tailwinds from rates, organic loan and deposit expansion and targeted M&A, and investors may view its community banking franchise and diversified fee mix as supporting relatively stable earnings.
Principal risks are regional economic weakness and credit deterioration, interest-rate sensitivity to margins, and competitive and regulatory pressures investors should monitor.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 506.56M | 393.72M | 354.74M | 333.49M | 320.37M |
| Net income | 390.85M | 305.81M | 273.69M | 258.22M | 246.83M |
| Selling general administrative | 318.75M | 301.08M | 296.23M | 274.34M | 283.05M |
| Reconciled depreciation | 20.01M | 19.20M | 19.57M | 28.06M | 33.28M |
| Interest expense | 200.28M | 217.65M | 167.47M | 52.93M | 21.09M |
| Tax provision | 115.70M | 87.91M | 81.04M | 75.27M | 73.54M |
| Interest income | 989.95M | 904.98M | 800.65M | 608.71M | 516.94M |
| Net interest income | 789.66M | 687.32M | 633.18M | 555.77M | 495.86M |
| Total revenue | 1021.36M | 897.71M | 840.06M | 750.24M | 732.39M |
| Net income from continuing ops | 390.85M | 305.81M | 273.69M | 258.22M | 246.83M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 20751.98M | 19242.54M | 19020.51M | 19445.40M | 20273.17M |
| Intangible assets | 3.43M | 6.65M | 43.92M | 51.35M | 54.46M |
| Total liab | 16968.00M | 16131.88M | 16276.71M | 17057.81M | 17767.51M |
| Total stockholder equity | 3783.98M | 3110.66M | 2743.80M | 2387.59M | 2505.66M |
| Capital stock | 3.18M | 2.98M | 2.98M | 5.96M | 5.96M |
| Retained earnings | 3477.41M | 3333.67M | 3085.30M | 2859.48M | 2649.88M |
| Good will | 348.24M | 348.24M | 348.24M | 348.24M | 348.24M |
| Cash | 2064.84M | 1235.32M | 1682.15M | 889.76M | 3416.12M |
| Short long term debt | - | - | - | - | 0.00M |
| Long term investments | 6422.35M | 5656.38M | 5083.58M | 13058.88M | 11629.13M |
| Short term investments | 6372.46M | 5603.72M | 5029.31M | 507.45M | 5720.77M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | -608.98M | -472.49M | 1572.60M | -1205.68M | -485.75M |
| Net borrowings | 403.11M | 0.00M | - | 0.00M | -5.00M |
| Total cash from financing activities | 1037.91M | -172.21M | -835.29M | -728.29M | 1791.74M |
| Net income | 390.85M | 305.81M | 273.69M | 258.22M | 246.83M |
| Change in cash | 822.34M | -442.82M | 789.62M | -2520.76M | 1591.67M |
| Begin period cash flow | 1241.81M | 1684.63M | 895.00M | 3415.76M | 1824.09M |
| End period cash flow | 2064.14M | 1241.81M | 1684.63M | 895.00M | 3415.76M |
| Total cash from operating activities | 248.16M | 363.30M | 345.09M | 304.92M | 266.75M |
| Depreciation | 20.01M | 19.20M | 19.57M | 28.06M | 33.28M |
| Dividends paid | -246.53M | -57.53M | -51.87M | -48.60M | 46.46M |
| Sale purchase of stock | 0.00M | -12.14M | -0.96M | -7.56M | 0.00M |
| Capital expenditures | 16.77M | 25.16M | 25.89M | 18.06M | 17.30M |
| Change in working capital | -152.11M | -12.62M | 3.48M | -17.60M | -37.77M |
| Stock based compensation | 3.12M | 3.46M | 2.02M | - | - |
| Other non cash items | 23.40M | 24.86M | 16.87M | 12.60M | -44.08M |
| Free cash flow | 231.39M | 338.14M | 319.20M | 286.86M | 249.45M |
Sector: Financial Services Industry: Banks - Regional
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| CBC Central Bancompany, Inc. Class A Common Stock |
0.78 2.07% |
38.53 | 638.00 | - | 6.06 | 1.62 | 6.01 |
| DBSDY DBS Group Holdings Ltd ADR |
4.37 2.02% |
220.25 | 20.00 | 17.57 | 7.54 | 3.17 | 13.19 |
| CIHHF China Merchants Bank Co Ltd Class H |
0.03 0.45% |
6.69 | 7.70 | 7.10 | 0.55 | 0.83 | 3.51 |
| CIHKY China Merchants Bank Co Ltd |
-0.05 0.14% |
34.68 | 7.79 | 7.20 | 0.55 | 0.85 | 3.51 |
| UNCFF UniCredit SpA |
5.05 5.86% |
91.30 | 11.53 | 10.27 | 5.72 | 1.83 | 8.22 |
Central Bancompany, Inc. operates as the bank holding company for The Central Trust Bank that provides consumer, commercial, and wealth management products and services. It operates through three segments: Consumer Banking, Commercial Banking, and Wealth Management. The Consumer Banking segment offers consumer loans and deposit products; residential mortgage, installment lending and other consumer loan financing options; and debit and credit card loan and fee businesses. Its Commercial Banking segment provides business payment solutions including treasury management services; merchant and commercial bank card products; and banking solutions to businesses, agencies and community organizations including commercial, small business, and government. The Wealth Management segment provides wealth management solutions, including investment management, fiduciary services, financial, estate, and tax planning services to individuals, businesses, and foundations. It provides savings and checking, certificate of deposit, money market, time deposit, health savings, and interest-bearing and noninterest-bearing accounts. The company also offers commercial real estate, construction and development, commercial, financial & agricultural, multi-family and one-to-four-family residential loans. In addition, it provides wealth and cash management services; merchant services; and debit and credit cards. Further, the company offers mobile and online banking services. It operates through a network of banking offices in Missouri, Kansas, Oklahoma, and Colorado. Central Bancompany, Inc. was founded in 1902 and is headquartered in Jefferson City, Missouri.
238 Madison Street, Jefferson City, MO, United States, 65101
573 634 1111
2765
| Name | Title | Year Born |
|---|---|---|
| Mr. Sam Bryan Cook | Executive Chairman | 1952 |
| Mr. John T. Ross | President, CEO & Director | 1972 |
| Mr. Eric A. Hallgren | Executive VP & Chief Credit Officer | 1985 |
| Mr. James K. Ciroli | Executive VP & CFO | 1966 |
| Mr. Russell L. Goldammer | Executive VP & Chief Information Officer | 1957 |
| Mr. Jeremy W. Colbert J.D. | Executive VP, General Counsel & Corporate Secretary | 1978 |
| Mr. Daniel H. Westhues | Senior EVP & Chief Customer Officer | 1972 |
| Matthew T. Tollerton | Senior Vice President of Digital Banking | NA |
| Arlene R. Vogle | Senior Vice President of Commercial Banking Services | NA |
| Mr. Scott M. Kellett J.D. | Executive Vice President of Wealth Management | 1969 |
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