Explore 3 Stock Ideas & Industry Insights Download Free Report

Amerant Bancorp Inc.

Company price
30.29 USD 0.69 ( 2.33%)
Last update at 2026-11-09T17:57:00Z
VOLUME
95978
Market Cap
997.75M
P/E
18.70

Momentum Score

…

Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States. The company offers checking, savings, business, and money market accounts; cash management services; and certificates of deposit. It also provides variable and fixed rate commercial real estate loans; owner-occupied; single-family residential; commercial; and Loans to financial institutions and acceptances, and consumer loans and overdrafts, such as automobile, personal, or loans secured by cash or securities and revolving credit card agreements. In addition, the company offers trust and estate planning products and services to high net worth customers; brokerage and investment advisory services in global capital markets; retail banking; mortgage; and wealth management and fiduciary services. Further, the company provides debit and credit cards, night depositories, direct deposits, cashier's checks, safe deposit boxes, letters of credit, wire transfer, remote deposit capture, and automated clearinghouse services; derivative instruments; and online and mobile banking, account balances, statements and other documents, online transfers and bill payment, and electronic delivery of customer statements services, as well as automated teller machines ATM, and banking by mobile devices, telephone, and mail. It also operates banking centers. The company was formerly known as Mercantil Bank Holding Corporation and changed its name to Amerant Bancorp Inc. in June 2019. Amerant Bancorp Inc. was founded in 1979 and is headquartered in Coral Gables, Florida.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
29.90
Low
30.48
High
52 Week Price Range
15.48
Low
24.38
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Amerant Bancorp is a U.S. regional bank holding company offering commercial, private and consumer banking, wealth management and treasury services in Florida, Texas, New York and select Latin American corridors. Long-term growth may be supported by commercial lending expansion, wealth-management fees, cross-border client flows and digital channels that could strengthen deposit funding and diversify revenue.
Principal risks include sensitivity to interest rates and economic cycles, concentrated commercial real estate and regional exposure, potential credit deterioration, regulatory capital demands and competition from larger banks and fintech.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
29.60
Dividend Yield
1.50%
Revenue TTM
396.69M
Revenue Per Share
9.54
Gross Profit TTM
396.69M
Debt / Equity
1.11
ROE
5.73%
Net Debt
570.71M
ROCE
1.66%
Diluted EPS TTM
1.26

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 66.14M -24.08M 41.33M 63.31M 112.92M
Minority interest 0.00M 0.00M 1.04M -1.35M -2.61M
Net income 52.42M -15.75M 32.49M 46.69M 79.21M
Selling general administrative 165.88M 148.66M 144.11M -54.56M -33.85M
Selling and marketing expenses 12.44M 14.49M 12.81M 11.62M -
Gross profit 375.91M 244.83M 267.63M 266.67M 205.14M
Reconciled depreciation 6.69M 6.60M 7.32M 5.88M 7.27M
Ebit 66.14M -24.08M 41.33M 63.31M 146.63M
Ebitda 70.77M -17.48M 48.17M 69.19M 153.90M
Depreciation and amortization 4.63M 6.60M 6.84M 5.88M 7.27M
Operating income 66.14M -24.08M 41.33M 63.31M 146.63M
Other operating expenses 589.10M 599.01M 509.70M -203.35M -58.51M
Interest expense 236.74M 269.63M 222.12M 72.11M 42.70M
Tax provision 13.72M -8.33M 19.14M 16.62M 33.71M
Interest income 597.43M 595.59M 516.38M 266.67M 205.14M
Net interest income 360.69M 325.96M 326.96M 266.67M 205.14M
Income tax expense 13.72M -8.33M 10.54M 16.62M 33.71M
Total revenue 655.25M 574.92M 551.02M 266.67M 205.14M
Total operating expenses 309.76M 268.92M 226.30M -203.35M -58.51M
Cost of revenue 279.34M 330.09M 283.39M - -
Total other income expense net - -2.18M 41.33M - -33.71M
Net income from continuing ops 52.42M -15.75M 70.55M 63.31M 112.92M
Net income applicable to common shares - - - 63.31M 112.92M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 9777.02M 9901.73M 9716.33M 9127.80M 7638.40M
Other current assets -8.10M - 349.47M -228.96M 4604.12M
Total liab 8838.22M 9011.27M 8711.59M 8422.08M 932.65M
Total stockholder equity 938.80M 890.47M 736.07M 707.82M 834.48M
Other current liab 5790.90M 7854.60M 3987.55M 7044.20M 5630.87M
Common stock 4.06M 4.21M 3.36M 3.38M 3.59M
Capital stock 4.06M 4.21M 3.36M 3.38M 3.59M
Retained earnings 619.55M 582.23M 610.80M 590.38M 553.17M
Other liab - - - 0.30M 25.20M
Good will 19.19M 19.19M 19.19M 19.51M 19.51M
Other assets - 8114.72M 9302.93M 6153.36M 4604.12M
Cash 470.15M 565.99M 296.02M 248.44M 274.21M
Total current liabilities 5790.90M 7914.44M 4002.74M 7222.77M 118.17M
Net debt 570.71M 438.72M 625.30M 950.86M 658.44M
Short term debt - 59.84M 15.20M - 118.17M
Short long term debt 0.00M 59.84M - - -
Short long term debt total 1040.87M 1004.72M 921.33M 1199.31M 932.65M
Other stockholder equity 316.07M 343.83M 192.70M 194.69M 262.51M
Property plant equipment - - - 41.77M 37.86M
Total current assets 2495.04M 2003.16M 53.31M 1462.07M 1683.16M
Long term investments 2027.43M 1439.65M 1446.68M 1311.11M 1293.75M
Net tangible assets - - - 684.13M 814.98M
Short term investments 2024.88M 1437.17M 1217.50M 1057.62M 1175.32M
Net receivables 8.10M - - 156.01M 233.64M
Long term debt 805.96M 838.80M 798.16M 1059.16M 932.65M
Inventory - - - - -141.14M
Accounts payable - - - 178.57M 5873.88M
Noncontrolling interest in consolidated entity - - - 2.09M 2.61M
Accumulated other comprehensive income -0.88M -39.81M -70.80M -80.64M 15.22M
Common stock total equity - - - 3.38M 3.59M
Retained earnings total equity - - - 590.38M 553.17M
Non currrent assets other 496.13M 505.16M -1323.51M -48.70M -11.30M
Non current assets total 7281.98M 7898.57M 360.08M 1512.37M 1351.11M
Capital lease obligations 117.46M 106.07M 123.17M 140.15M 136.59M
Long term debt total - - - 152.67M 123.07M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -532.32M -576.66M -615.92M -1477.04M 94.20M
Change to liabilities - - - 21.08M 34.96M
Total cashflows from investing activities -501.10M -576.66M -606.62M -1397.25M 385.32M
Net borrowings -93.38M 101.62M -221.98M 134.82M -244.12M
Total cash from financing activities 441.10M 762.96M 611.17M 1462.80M -392.93M
Net income 51.62M -15.75M 30.79M 61.96M 110.31M
Change in cash 40.50M 268.49M 31.27M 16.39M 59.82M
Begin period cash flow 590.36M 321.87M 290.60M 274.21M 214.39M
End period cash flow 630.86M 590.36M 321.87M 290.60M 274.21M
Total cash from operating activities 100.50M 82.19M 26.72M -49.16M 67.43M
Issuance of capital stock 0.00M 155.75M 0.00M - 0.00M
Depreciation 4.63M 6.60M 6.84M 5.88M 7.27M
Other cashflows from investing activities 261.05M -463.44M -457.20M 90.42M 297.70M
Dividends paid 11.40M 12.82M 12.06M -12.23M 12.23M
Change to inventory - - 4.15M - -
Change to account receivables 1.08M 3.78M -34.45M -15.35M -4.43M
Sale purchase of stock -20.00M -7.56M -4.93M -73.12M -48.04M
Other cashflows from financing activities 445.89M 525.97M 850.14M 2572.47M 384.73M
Change to netincome - - - 151.75M -54.42M
Capital expenditures 2.53M 7.40M 10.93M 10.63M 6.58M
Change receivables - - - -15.35M -4.43M
Cash flows other operating - - - -283.03M -38.85M
Cash and cash equivalents changes - - - 16.39M 59.82M
Change in working capital -20.45M 0.17M -30.30M 5.73M 30.52M
Stock based compensation 3.57M 5.05M 6.78M 5.79M 4.78M
Other non cash items 62.24M 85.97M 18.12M -133.68M -91.46M
Free cash flow 97.96M 74.79M 15.79M -59.79M 60.85M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
AMTB
Amerant Bancorp Inc.
0.69
2.33%
30.29 18.70 11.45 2.52 1.03 4.60
DBSDY
DBS Group Holdings Ltd ADR
3.79
1.76%
219.67 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
0.03
0.45%
6.69 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
0.11
0.32%
34.84 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
5.05
5.86%
91.30 11.53 10.27 5.72 1.83 8.22

Profile*

Amerant Bancorp Inc.

Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States. The company offers checking, savings, business, and money market accounts; cash management services; and certificates of deposit. It also provides variable and fixed rate commercial real estate loans; owner-occupied; single-family residential; commercial; and Loans to financial institutions and acceptances, and consumer loans and overdrafts, such as automobile, personal, or loans secured by cash or securities and revolving credit card agreements. In addition, the company offers trust and estate planning products and services to high net worth customers; brokerage and investment advisory services in global capital markets; retail banking; mortgage; and wealth management and fiduciary services. Further, the company provides debit and credit cards, night depositories, direct deposits, cashier's checks, safe deposit boxes, letters of credit, wire transfer, remote deposit capture, and automated clearinghouse services; derivative instruments; and online and mobile banking, account balances, statements and other documents, online transfers and bill payment, and electronic delivery of customer statements services, as well as automated teller machines ATM, and banking by mobile devices, telephone, and mail. It also operates banking centers. The company was formerly known as Mercantil Bank Holding Corporation and changed its name to Amerant Bancorp Inc. in June 2019. Amerant Bancorp Inc. was founded in 1979 and is headquartered in Coral Gables, Florida.

220 Alhambra Circle, Coral Gables, FL, United States, 33134

305 460 8728

694

Name Title Year Born
Mr. Gerald Paul Plush C.M.A., CPA Chairman, Pres & CEO 1958
Mr. Miguel Palacios Exec. VP & Head of Commercial Banking 1969
Mr. Alberto Manuel Capriles Santander Exec. VP & Chief Risk Officer 1968
Mr. Carlos Iafigliola Exec. VP & CFO 1977
Mr. Armando Fleitas Sr. VP, Controller & Principal Accounting Officer 1977
Mr. S. Marshall Martin Exec. VP, Chief Admin. & Legal Officer NA
Ms. Laura Rossi Sr. VP, Head of Investor Relations & Sustainability NA
Ms. Christine Esteve Exec. VP & Chief Marketing Officer NA
Ms. Mariola Sanchez Exec. VP & Chief People Officer NA
Mr. Julio V. Pena Sr. VP of Securities Counsel & Assistant Corp. Sec. NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Support

Hi! How can we help you today?

Loading…