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Home CompaniesAmerican Express Company

American Express Company

Financial Services Credit Services
PortfolioPortfolio WatchlistWatchlist
Company price
325.275 USD -2.71 ( 0.82%)
Last update at 2026-11-03T20:59:00Z
VOLUME
1392442
Market Cap
226438.45M
P/E
21.46

Momentum Score

…

American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
324.30
Low
328.99
High
52 Week Price Range
254.54
Low
385.41
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

American Express is a global payments company operating a closed-loop network and issuing premium charge and credit cards, along with merchant services, travel and expense management. Long-term growth may be driven by affluent consumer spending, expansion of merchant acceptance and commercial card penetration, and data-driven cross-selling and digital services, which could support revenue diversification and recurring fee income.
Material risks include cyclical credit losses and net interest margin sensitivity during economic downturns, competitive pressure from card networks and fintech, and evolving regulation and data-security requirements investors should monitor.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
327.98
Dividend Yield
0.99%
Revenue TTM
66973.00M
Revenue Per Share
96.36
Gross Profit TTM
42507.00M
Debt / Equity
1.73
ROE
33.99%
Net Debt
10051.00M
ROCE
10.67%
Diluted EPS TTM
15.37

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 13795.00M 12895.00M 10513.00M 9585.00M 10689.00M
Net income 10833.00M 10129.00M 8374.00M 7514.00M 8060.00M
Selling general administrative 9016.00M 8198.00M 8067.00M 7252.00M 6240.00M
Selling and marketing expenses 6252.00M 6040.00M 5213.00M 5458.00M 9053.00M
Gross profit 66974.00M 60764.00M 55592.00M 52862.00M 42380.00M
Reconciled depreciation 1777.00M 1676.00M 1651.00M 1626.00M 1695.00M
Ebit 13795.00M 12895.00M 10513.00M 12348.00M 10689.00M
Ebitda 15572.00M 14571.00M 12164.00M 13974.00M 12384.00M
Depreciation and amortization 1777.00M 1676.00M 1651.00M 1626.00M 1695.00M
Operating income 13795.00M 12895.00M 10513.00M 12348.00M 10689.00M
Other operating expenses 66669.00M 61306.00M 56851.00M 12710.00M -31691.00M
Interest expense 8234.00M 8252.00M 6849.00M 2763.00M 1283.00M
Tax provision 2962.00M 2766.00M 2139.00M 2071.00M 2629.00M
Interest income 25598.00M 23795.00M 19983.00M 12658.00M 9033.00M
Net interest income 17364.00M 15543.00M 13134.00M 9895.00M 7750.00M
Income tax expense 2962.00M 2766.00M 2139.00M 2071.00M 2629.00M
Total revenue 80464.00M 74201.00M 67364.00M 52862.00M 42380.00M
Total operating expenses 53179.00M 47869.00M 45079.00M 12710.00M -31691.00M
Cost of revenue 13490.00M 13437.00M 11772.00M 18488.00M 13458.00M
Total other income expense net -2809.00M -23273.00M -249.00M -2763.00M -1283.00M
Net income from continuing ops 10833.00M 10129.00M 8374.00M 7514.00M 8060.00M
Net income applicable to common shares 10701.00M 9995.00M 8252.00M 7400.00M 7917.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 300052.00M 271461.00M 261108.00M 228000.00M 189000.00M
Intangible assets 90.00M 123.00M 98.00M 146.00M 201.00M
Other current assets -109643.00M -59243.00M -110506.00M 544.00M 151265.00M
Total liab 266578.00M 241197.00M 233051.00M 203000.00M 167000.00M
Total stockholder equity 33474.00M 30264.00M 28057.00M 25000.00M 22000.00M
Other current liab 154735.00M 140148.00M -144821.00M -109891.00M -84382.00M
Common stock 138.00M 141.00M 145.00M 149.00M 153.00M
Capital stock 138.00M 141.00M 145.00M 149.00M 153.00M
Retained earnings 25487.00M 22148.00M 19612.00M 16279.00M 13474.00M
Other liab - - - 26711.00M 42000.00M
Good will 4873.00M 4187.00M 3851.00M 3786.00M 3804.00M
Other assets 300052.00M 128983.00M 109659.00M -37190.00M 150830.00M
Cash 47708.00M 40552.00M 46530.00M 34000.00M 22000.00M
Cash and equivalents 43491.00M 37006.00M - 34000.00M 20548.00M
Total current liabilities 170806.00M 156792.00M 146882.00M 13481.00M 12574.00M
Current deferred revenue - 139413.00M 129144.00M 110239.00M 84382.00M
Net debt 10051.00M 10537.00M 2629.00M 10000.00M 19000.00M
Short term debt 1371.00M 1374.00M 1293.00M 1000.00M 2000.00M
Short long term debt 1371.00M 1374.00M 1293.00M 1000.00M 2000.00M
Short long term debt total 57759.00M 51089.00M 49159.00M 44000.00M 41000.00M
Other stockholder equity 11126.00M 11370.00M 11372.00M 11782.00M 11318.00M
Property plant equipment 7116.00M 6175.00M - 5215.00M 4988.00M
Total current assets 48534.00M 41744.00M 146311.00M 36836.00M 26177.00M
Long term investments 1043.00M 1240.00M 2186.00M 5000.00M 3000.00M
Net tangible assets - - - 24711.00M 22000.00M
Short term investments 826.00M 1192.00M 166.00M 3299.00M 1477.00M
Net receivables 61851.00M 59243.00M 60237.00M 57384.00M 2700.00M
Long term debt 56388.00M 49715.00M 47866.00M 43000.00M 39000.00M
Inventory - - 144599.00M - -
Accounts payable 14700.00M 13884.00M 13109.00M 12133.00M 10574.00M
Accumulated other comprehensive income -3277.00M -3395.00M -3072.00M -3210.00M -2945.00M
Common stock total equity - - - 149.00M 153.00M
Retained earnings total equity - - - 16279.00M 13474.00M
Treasury stock - - - - -271.00M
Non currrent assets other 18386.00M 10109.00M -3949.00M 214207.00M -11993.00M
Non current assets total 251518.00M 229956.00M 5138.00M 228354.00M 11993.00M
Capital lease obligations - - - 3.00M 14.00M
Long term debt total 56387.00M 49715.00M - 43000.00M 38675.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -260.00M -24402.00M -24433.00M -31819.00M -8980.00M
Change to liabilities - - - 8815.00M 5389.00M
Total cashflows from investing activities -22891.00M -24402.00M - -33689.00M -10529.00M
Net borrowings 6193.00M 2050.00M - 3618.00M -3413.00M
Total cash from financing activities 11210.00M 4436.00M 18379.00M 24509.00M -14933.00M
Change to operating activities - - - 1391.00M 1068.00M
Net income 10833.00M 10129.00M 8374.00M 7514.00M 8060.00M
Change in cash 7152.00M -5956.00M 12682.00M 11886.00M -10937.00M
Begin period cash flow 40640.00M 46596.00M 33914.00M 22028.00M 32965.00M
End period cash flow 47792.00M 40640.00M 46596.00M 33914.00M 22028.00M
Total cash from operating activities 18428.00M 14050.00M 18559.00M 21079.00M 14645.00M
Issuance of capital stock 57.00M 100.00M 28.00M 56.00M 1648.00M
Depreciation 1777.00M 1676.00M 1651.00M 1626.00M 1695.00M
Other cashflows from investing activities -19573.00M -23259.00M - -15.00M 1.00M
Dividends paid 2271.00M 1999.00M 1780.00M 1565.00M 1448.00M
Sale purchase of stock -5814.00M -6020.00M -3650.00M -3502.00M -9252.00M
Other cashflows from financing activities 13045.00M 10305.00M 18915.00M 48426.00M 7365.00M
Change to netincome - - - 2010.00M -1567.00M
Capital expenditures 2425.00M 1911.00M 1563.00M 1855.00M 1550.00M
Cash flows other operating - - - 1114.00M 1068.00M
Cash and cash equivalents changes - - - 11899.00M -10817.00M
Change in working capital 864.00M -1890.00M 3821.00M 10206.00M 6457.00M
Stock based compensation 551.00M 504.00M 450.00M 375.00M 330.00M
Other non cash items 4945.00M 4621.00M 5592.00M 2547.00M -2191.00M
Free cash flow 16003.00M 12139.00M 16996.00M 19224.00M 13095.00M

Peer Comparison*

Sector: Financial Services Industry: Credit Services

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
AXP
American Express Company		 -2.71
0.82%		 325.27 21.46 18.83 3.38 6.76 3.93
V
Visa Inc. Class A		 -5.09
1.20%		 420.42 31.25 25.97 16.18 13.64 16.19
MA
Mastercard Inc		 -
-%		 647.18 31.59 24.88 14.31 89.68 14.71
COF
Capital One Financial Corporation		 -2.06
0.98%		 208.71 11.39 8.75 2.64 1.11 2.76
PYPL
PayPal Holdings Inc		 -0.53
0.89%		 58.26 10.21 9.29 1.35 2.32 1.41

Profile*

American Express Company

American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

200 Vesey Street, New York, NY, United States, 10285

(212) 640-2000

https://www.americanexpress.com

76800

Name Title Year Born
Mr. Stephen Joseph Squeri Chairman & CEO 1960
Mr. Jeffrey C. Campbell Vice Chairman & CFO 1961
Ms. Laureen E. Seeger Chief Legal Officer 1962
Mr. Anre D. Williams CEO of American Express National Bank & Group Pres of Enterprise Services 1966
Mr. Douglas E. Buckminster Vice Chairman & Group Pres of Global Consumer Services Group 1961
Ms. Jessica Lieberman Quinn Exec. VP, Corp. Controller & Principal Accounting Officer 1973
Mr. Ravikumar Radhakrishnan Exec. VP & CIO 1972
Vivian Y. Zhou Sr. VP & Head of Investor Relations NA
Mr. David Nigro Chief Risk Officer & Head of Global Risk and Compliance 1962
Marina H. Norville VP of Public Affairs and Communications ? Corp., Financial & Risk NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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