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Home CompaniesDime Community Bancshares, Inc.

Dime Community Bancshares, Inc.

Financial Services Banks - Regional
PortfolioPortfolio WatchlistWatchlist
Company price
42.75 USD 0.54 ( 1.28%)
Last update at 2026-11-09T21:00:00Z
VOLUME
314356
Market Cap
1590.71M
P/E
15.35

Momentum Score

…

Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services. It accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. The company offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit; secured and unsecured commercial and consumer loans; lines of credit; home equity loans; and construction and land loans. In addition, it invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, the company offers certificate of deposit account registry services and insured cash sweep programs; federal deposit insurance corporation insurance; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services for small and medium sized businesses, and municipal and consumer relationships. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
42.60
Low
43.08
High
52 Week Price Range
23.78
Low
37.75
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Dime Community Bancshares is the holding company for Dime Community Bank, a New York-based regional bank that focuses on commercial lending to landlords and businesses and on retail deposit gathering. Long-term growth drivers include income from commercial loan yields, loan repricing in a higher-rate environment, and scale benefits from a local deposit franchise that may support steadier margins.
Key risks include concentration in the New York real-estate market, sensitivity to interest-rate and credit-cycle shifts, and regulatory and competitive pressures that could pressure asset quality and funding costs.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
42.21
Dividend Yield
2.68%
Revenue TTM
409.90M
Revenue Per Share
9.53
Gross Profit TTM
409.90M
Debt / Equity
0.25
ROE
7.71%
Net Debt
-1983.33M
ROCE
6.27%
Diluted EPS TTM
2.36

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 156.80M 51.44M 136.88M 211.91M 148.17M
Net income 110.68M 29.08M 96.09M 152.56M 104.00M
Selling general administrative 156.52M 146.04M 133.87M 126.21M 129.05M
Selling and marketing expenses 7.42M 6.66M 6.78M 5.90M 4.66M
Gross profit 409.90M 277.99M 609.36M 418.02M 354.85M
Reconciled depreciation 5.62M 6.86M 7.95M 1.88M 2.62M
Ebit - 51.44M 136.88M 279.59M 148.17M
Ebitda 156.80M 58.30M 136.88M 281.47M 150.79M
Depreciation and amortization - 6.86M 7.45M 1.88M 2.62M
Operating income 156.80M 51.44M 136.88M 279.59M 148.17M
Other operating expenses 573.58M 594.75M 6.78M 5.90M 251.51M
Interest expense 277.44M 332.10M 292.79M 59.36M 27.02M
Tax provision 46.12M 22.36M 46.94M 59.36M 44.17M
Interest income 685.44M 650.15M 580.47M 439.23M 384.63M
Net interest income 408.00M 318.05M 339.25M 379.86M 357.61M
Income tax expense 46.12M 22.36M 40.78M 59.36M 44.17M
Total revenue 730.38M 646.19M 609.36M 418.02M 399.68M
Total operating expenses 253.10M 226.55M 6.78M 5.90M -251.51M
Cost of revenue 320.47M 368.21M -256.58M - 44.82M
Total other income expense net - -592.05M 136.88M -67.68M -186.97M
Net income from continuing ops 110.68M 29.08M 119.84M 152.56M 104.00M
Net income applicable to common shares - - - 143.58M 96.71M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 15341.63M 14353.26M 13636.00M 13194.06M 12066.36M
Intangible assets 2.94M 3.90M 5.06M 6.48M 8.36M
Other current assets - - 514.12M -773.88M 8046.98M
Total liab 13865.86M 12956.74M 1568.65M 12020.34M 10873.74M
Total stockholder equity 1475.77M 1396.52M 1226.22M 1173.72M 1192.62M
Other current liab 12841.25M 11686.14M 4732.36M -1.36M -1.86M
Common stock 0.46M 0.46M 0.42M 0.42M 0.42M
Capital stock 117.03M 117.03M 116.98M 116.98M 116.98M
Retained earnings 854.17M 794.53M 813.01M 762.76M 654.73M
Other liab - - - 82.57M 83.98M
Good will 155.80M 155.80M 155.80M 155.80M 155.80M
Other assets - 12033.29M 11922.65M 10222.34M 8046.98M
Cash 2353.97M 1283.57M 457.55M 169.30M 393.72M
Total current liabilities 12841.25M 11736.14M 6010.37M 1.36M 1.86M
Net debt -1983.33M -304.25M 1111.10M 1223.69M -103.66M
Short term debt - 50.00M 1278.01M 1.36M 1.86M
Short long term debt 0.00M 50.00M - 1.36M 1.86M
Short long term debt total 370.63M 979.32M 1568.65M 1392.98M 290.06M
Other stockholder equity 536.04M 529.98M 387.81M 384.21M 427.09M
Property plant equipment - - - 104.61M 114.63M
Total current assets 3207.47M 1346.14M 1399.45M 1168.44M 1997.58M
Long term investments 1416.84M 1328.03M 1480.88M 1536.38M 1743.02M
Net tangible assets - - - 890.73M 911.89M
Short term investments 797.93M 6.60M 886.24M 950.59M 1563.71M
Net receivables 55.57M 55.97M 55.67M 48.56M 40.15M
Long term debt 780.50M 880.33M 1513.20M 1331.28M 222.10M
Inventory - - -514.12M - -
Accounts payable - - - 10254.41M 10458.97M
Accumulated other comprehensive income -31.47M -45.02M -91.58M -90.24M -6.18M
Non currrent assets other 2155.56M 433.88M -1516.14M -1803.27M -2021.81M
Non current assets total 12134.16M 13007.12M 313.91M 1803.27M 2021.81M
Capital lease obligations 45.73M 48.99M 55.45M 60.34M 66.10M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -64.59M 64.12M -736.15M -1332.19M -578.71M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -69.45M 64.12M -214.05M -1332.19M 1102.82M
Net borrowings -150.00M -582.92M 180.64M 1108.06M -1512.15M
Total cash from financing activities 953.28M 662.84M 411.42M 812.59M -1099.03M
Change to operating activities - - - 110.25M 0.31M
Net income 110.68M 29.08M 96.09M 152.56M 104.00M
Change in cash 1070.39M 826.02M 288.25M -224.43M 150.12M
Begin period cash flow 1283.57M 457.55M 169.30M 393.72M 243.60M
End period cash flow 2353.97M 1283.57M 457.55M 169.30M 393.72M
Total cash from operating activities 186.57M 99.06M 90.87M 295.17M 146.33M
Issuance of capital stock 0.00M 135.76M 0.00M 0.00M 0.00M
Depreciation 5.62M 6.86M 7.45M 10.19M 10.43M
Other cashflows from investing activities 94.59M -107.00M -271.56M -78.17M 7.80M
Dividends paid 50.21M 45.32M 44.59M 44.08M 46.64M
Sale purchase of stock 0.00M -1.35M -0.95M -46.76M -59.40M
Other cashflows from financing activities 1152.57M 1155.32M 276.32M 1058.93M -0.11M
Change to netincome - - - 22.17M 31.60M
Capital expenditures 4.13M 6.26M 5.72M 3.75M 957.74M
Change in working capital 25.24M -24.17M -44.73M 102.06M -6.41M
Stock based compensation 7.29M 8.30M 5.20M 4.28M 5.41M
Other non cash items 50.64M 78.98M 26.86M 26.08M 24.31M
Free cash flow 182.44M 92.80M 85.15M 291.43M 1104.07M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
DCOM
Dime Community Bancshares, Inc.		 0.54
1.28%		 42.75 15.35 12.80 3.88 1.20 5.69
DBSDY
DBS Group Holdings Ltd ADR		 4.37
2.02%		 220.25 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H		 0.03
0.45%		 6.69 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd		 -0.05
0.14%		 34.68 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA		 5.05
5.86%		 91.30 11.53 10.27 5.72 1.83 8.22

Profile*

Dime Community Bancshares, Inc.

Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services. It accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. The company offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit; secured and unsecured commercial and consumer loans; lines of credit; home equity loans; and construction and land loans. In addition, it invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, the company offers certificate of deposit account registry services and insured cash sweep programs; federal deposit insurance corporation insurance; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services for small and medium sized businesses, and municipal and consumer relationships. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.

898 Veterans Memorial Highway, Hauppauge, NY, United States, 11788

631 537 1000

https://www.dime.com

902

Name Title Year Born
Mr. Kenneth J. Mahon Exec. Chairman 1951
Mr. Kevin M. O'Connor CEO & Director 1963
Mr. Stuart H. Lubow COO & Pres 1958
Mr. Avinash Reddy Sr. EVP & CFO 1984
Ms. Patricia M. Schaubeck Esq. Exec. VP, Gen. Counsel & Sec. 1961
Mr. Conrad J. Gunther Jr. Sr. EVP & Chief Lending Officer 1946
Mr. Michael J. Fegan Exec. VP and Chief Technology & Operations Officer 1966
Ms. Julie Levy Exec. VP & Chief Marketing Officer 1964
Mr. Austin Stonitsch Exec. VP & Chief HR Officer 1956
Mr. Michael A. Perez Exec. VP & Chief Retail Officer 1969

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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