…
Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services comprising credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as information, technology, and services to support debt collections and recovery management. The company also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Equifax Inc is a global consumer credit reporting and data-analytics company providing credit information, decisioning tools, identity-protection and workforce solutions to lenders, employers and consumers. Long-term growth may be driven by recurring data-licensing, expansion of analytics and identity services, international growth, and rising demand for digital credit-decisioning, and investors may find the company attractive for its entrenched role in credit infrastructure.
Key risk is exposure to data-security breaches and related regulatory, legal and reputational fallout that could raise costs and impair revenue.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 894.90M | 810.50M | 717.90M | 929.70M | 949.20M |
| Minority interest | -4.00M | -3.20M | -6.40M | -4.00M | -4.30M |
| Net income | 660.30M | 604.10M | 545.30M | 696.20M | 744.20M |
| Selling general administrative | 1564.30M | 1405.10M | 1326.50M | 1328.90M | 1324.60M |
| Selling and marketing expenses | - | 60.70M | 67.00M | - | - |
| Gross profit | 2709.40M | 3162.40M | 2930.10M | 2945.00M | 2943.00M |
| Reconciled depreciation | 726.90M | 680.60M | 619.80M | 568.60M | 489.60M |
| Ebit | 1107.20M | 1039.60M | 959.30M | 1056.00M | 1138.00M |
| Ebitda | 1826.70M | 1720.20M | 1579.10M | 1681.30M | 1584.40M |
| Depreciation and amortization | 719.50M | 680.60M | 619.80M | 625.30M | 446.40M |
| Non operating income net other | - | - | - | 56.70M | -43.20M |
| Operating income | 1095.20M | 1042.10M | 933.60M | 1056.00M | 1138.00M |
| Other operating expenses | 4979.30M | 4639.00M | 4331.60M | 4066.20M | 3785.90M |
| Interest expense | 212.30M | 229.10M | 241.40M | 183.00M | 145.60M |
| Tax provision | 230.60M | 203.20M | 166.20M | 229.50M | 200.70M |
| Interest income | 212.30M | 229.10M | 228.20M | 183.00M | 145.60M |
| Net interest income | -212.30M | -229.10M | -241.40M | -183.00M | -145.60M |
| Income tax expense | 230.60M | 203.20M | 166.20M | 229.50M | 200.70M |
| Total revenue | 6074.50M | 5681.10M | 5265.20M | 5122.20M | 4923.90M |
| Total operating expenses | 1614.20M | 2120.30M | 1996.50M | 1889.00M | 1805.00M |
| Cost of revenue | 3365.10M | 2518.70M | 2335.10M | 2177.20M | 1980.90M |
| Total other income expense net | -200.30M | -231.60M | -215.70M | -126.30M | -188.80M |
| Net income from continuing ops | 664.30M | 607.30M | 551.70M | 700.20M | 748.50M |
| Net income applicable to common shares | 660.30M | 604.10M | 545.30M | 696.20M | 744.20M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 11864.20M | 11759.40M | 12280.00M | 11547.90M | 11040.90M |
| Intangible assets | 94.80M | 1615.70M | 1953.60M | 1913.30M | 1992.90M |
| Other current assets | 218.70M | 233.10M | 231.30M | 93.30M | 60.20M |
| Total liab | 7126.00M | 6839.80M | 7592.50M | 7574.60M | 7439.70M |
| Total stockholder equity | 4604.30M | 4796.90M | 4534.10M | 3956.50M | 3584.40M |
| Deferred long term liab | - | - | - | 460.30M | 358.20M |
| Other current liab | 989.80M | 870.10M | 748.50M | 664.30M | 1133.60M |
| Common stock | 236.60M | 236.60M | 236.60M | 236.60M | 236.60M |
| Capital stock | 236.60M | 236.60M | 236.60M | 236.60M | 236.60M |
| Retained earnings | 6445.10M | 6018.60M | 5608.60M | 5256.00M | 4751.60M |
| Other liab | - | - | - | 663.90M | 678.30M |
| Good will | 6745.70M | 6547.80M | 6829.90M | 6383.90M | 6258.10M |
| Other assets | 347.80M | 343.40M | 217.30M | 293.20M | 5913.00M |
| Cash | 180.80M | 169.90M | 216.80M | 285.20M | 224.70M |
| Cash and equivalents | 180.80M | 169.90M | 216.80M | 285.20M | 224.70M |
| Total current liabilities | 2335.40M | 1811.50M | 2019.00M | 2015.20M | 2291.30M |
| Current deferred revenue | 101.20M | 115.50M | 109.50M | 132.90M | 121.30M |
| Net debt | 4912.50M | 4840.60M | 5494.40M | 5502.10M | 5070.20M |
| Short term debt | 1038.00M | 687.70M | 963.40M | 967.20M | 824.80M |
| Short long term debt | 1038.00M | 687.70M | 963.40M | 967.20M | 824.80M |
| Short long term debt total | 5093.30M | 5010.50M | 5711.20M | 5787.30M | 5294.90M |
| Other stockholder equity | -1560.30M | -735.60M | -879.90M | -1062.40M | -1108.40M |
| Property plant equipment | 1932.40M | 1891.90M | 1834.00M | 1587.00M | 1315.90M |
| Total current assets | 1412.20M | 1360.60M | 1356.30M | 1370.50M | 1120.90M |
| Net tangible assets | - | - | - | -4340.70M | -4666.60M |
| Short term investments | - | - | 1295.00M | -36.80M | - |
| Net receivables | 1012.70M | 957.60M | 908.20M | 857.70M | 727.60M |
| Long term debt | 4055.30M | 4322.80M | 4747.80M | 4820.10M | 4470.10M |
| Inventory | - | - | 0.00M | 134.30M | 108.40M |
| Accounts payable | 206.40M | 138.20M | 197.60M | 250.80M | 211.60M |
| Noncontrolling interest in consolidated entity | - | - | - | 16.80M | 16.80M |
| Accumulated other comprehensive income | -517.10M | -722.70M | -431.20M | -473.70M | -295.40M |
| Common stock total equity | - | - | - | 236.60M | 236.60M |
| Retained earnings total equity | - | - | - | 5256.00M | 4751.60M |
| Treasury stock | - | - | - | -2650.70M | -2639.20M |
| Non currrent assets other | 1679.10M | 343.40M | 217.30M | -167.10M | 353.10M |
| Non current assets total | 10452.00M | 10398.80M | 10923.70M | 10177.40M | 9920.00M |
| Long term debt total | 4055.30M | 4322.80M | 4747.80M | 4820.10M | 4470.10M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | - | -511.50M | -877.10M | -959.50M | -3398.20M |
| Change to liabilities | - | - | - | -464.60M | 23.50M |
| Total cashflows from investing activities | -554.30M | -511.50M | -878.20M | -959.50M | -3398.20M |
| Net borrowings | 76.20M | -704.60M | -77.60M | 485.30M | 920.30M |
| Total cash from financing activities | -1059.70M | -846.40M | -306.20M | 273.70M | 617.70M |
| Change to operating activities | - | - | - | -487.00M | 39.90M |
| Net income | 664.30M | 607.30M | 551.70M | 700.20M | 748.50M |
| Change in cash | 10.90M | -46.90M | -68.40M | 60.50M | -1459.90M |
| Begin period cash flow | 169.90M | 216.80M | 285.20M | 224.70M | 1684.60M |
| End period cash flow | 180.80M | 169.90M | 216.80M | 285.20M | 224.70M |
| Total cash from operating activities | 1615.70M | 1324.50M | 1116.80M | 757.10M | 1334.80M |
| Depreciation | 726.90M | 680.60M | 619.80M | 568.60M | 489.60M |
| Other cashflows from investing activities | 2.40M | 0.00M | -276.90M | -335.00M | -2929.20M |
| Dividends paid | 232.80M | 193.20M | 191.80M | -191.10M | -190.00M |
| Change to account receivables | -40.90M | -66.30M | -23.30M | -138.60M | -66.20M |
| Sale purchase of stock | -927.50M | 78.20M | -17.30M | 16.90M | -69.90M |
| Other cashflows from financing activities | 24.40M | -26.80M | -69.10M | 947.90M | -89.50M |
| Change to netincome | - | - | - | 150.70M | 127.30M |
| Capital expenditures | 481.40M | 511.50M | 601.30M | 624.50M | 469.00M |
| Change receivables | - | - | - | -138.60M | -66.20M |
| Cash flows other operating | - | - | - | -59.20M | 80.00M |
| Cash and cash equivalents changes | - | - | - | 71.30M | -1445.70M |
| Change in working capital | 117.10M | 21.90M | -42.50M | -625.60M | -26.30M |
| Stock based compensation | 78.40M | 81.60M | 71.80M | 62.60M | 54.90M |
| Other non cash items | -1.20M | 3.20M | -13.80M | -36.80M | 58.80M |
| Free cash flow | 1134.30M | 813.00M | 515.50M | 132.60M | 865.80M |
Sector: Industrials Industry: Consulting Services
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
Enterprise Value
to EBITDA (x) |
|---|---|---|---|---|---|---|---|---|
| EFX Equifax Inc |
- -% |
187.72 | 30.32 | 17.18 | 3.05 | 4.62 | 3.96 | 13.37 |
| EXPGF Experian PLC |
0.18 0.45% |
40.60 | 26.59 | 19.34 | 4.43 | 6.44 | 4.99 | 14.01 |
| EXPGY Experian plc PK |
-0.41 1.01% |
40.18 | 26.45 | 19.30 | 4.41 | 6.43 | 4.99 | 14.01 |
| VRSK Verisk Analytics Inc |
-4.55 2.26% |
196.95 | 28.72 | 21.88 | 7.52 | 74.89 | 9.06 | 16.91 |
| SGSOF SGS SA |
3.32 2.69% |
126.71 | 23.13 | 18.15 | 2.36 | 46.56 | 2.94 | 13.97 |
Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services comprising credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as information, technology, and services to support debt collections and recovery management. The company also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.
1550 Peachtree Street, NW, Atlanta, GA, United States, 30309
404 885 8000
15000
| Name | Title | Year Born |
|---|---|---|
| Mr. Mark W. Begor | CEO & Director | 1958 |
| Mr. John W. Gamble Jr. | Exec. VP, CFO & COO | 1963 |
| Mr. Bryson R. Koehler | Exec. VP, Chief Technology, Product and D&A Officer | 1976 |
| Mr. Rodolfo O. Ploder | Exec. VP & Pres of Workforce Solutions | 1961 |
| Mr. Sid Singh | Exec. Officer | 1978 |
| Mr. James M. Griggs | Chief Accounting Officer & Corp. Controller | NA |
| Mr. Trevor Burns | Sr. VP of Corp. Investor Relations | NA |
| Mr. John J. Kelley III | Exec. VP, Chief Legal Officer & Corp. Sec. | 1961 |
| Kent Lindner | Sr. VP of Enterprise Risk & Compliance | NA |
| Ms. Julia A. Houston | Exec. VP and Chief Strategy & Marketing Officer | 1971 |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.