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MBIA Inc., together with its subsidiaries, provides financial guarantee insurance services to public finance markets in the United States. It operates through United States (U.S.) Public Finance Insurance, Corporate, and International and Structured Finance Insurance segments. The company issues financial guarantees for municipal bonds, including tax-exempt and taxable indebtedness of the U.S. political subdivisions, as well as utilities, airports, health care institutions, higher educational facilities, housing authorities, and other similar agencies and obligations issued by private entities. It also insures non-U.S. public finance and global structured finance, including asset-backed obligations; sovereign-related and sub-sovereign bonds, utilities, and privately issued bonds used for the financing for toll roads, bridges, public transportation facilities, and other types of infrastructure projects; and structured finance and asset-backed obligations comprising residential and commercial mortgages, consumer loans, and structured settlements. as well as offers third-party reinsurance agreements. MBIA Inc. was founded in 1973 and is headquartered in Purchase, New York.
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| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | -181.00M | -441.00M | -484.00M | -148.00M | -445.00M |
| Minority interest | 6.00M | -3.00M | -4.00M | - | - |
| Net income | -177.00M | -444.00M | -487.00M | -149.00M | -445.00M |
| Gross profit | 12.00M | -146.00M | -175.00M | 74.00M | 62.00M |
| Ebit | - | -232.00M | -281.00M | -22.00M | -294.00M |
| Ebitda | 16.00M | -232.00M | -273.00M | -14.00M | -445.00M |
| Depreciation and amortization | - | -209.00M | 274.00M | 8.00M | - |
| Operating income | -181.00M | -441.00M | -484.00M | -22.00M | -445.00M |
| Other operating expenses | 261.00M | 483.00M | 491.00M | 298.00M | 604.00M |
| Interest expense | 197.00M | 209.00M | 211.00M | 180.00M | 181.00M |
| Tax provision | 0.00M | 0.00M | 0.00M | 1.00M | 0.00M |
| Interest income | 197.00M | 209.00M | 211.00M | 180.00M | 181.00M |
| Net interest income | -197.00M | -209.00M | -211.00M | -180.00M | -181.00M |
| Extraordinary items | 4.00M | -6.00M | -7.00M | -54.00M | - |
| Income tax expense | -4.00M | 6.00M | 7.00M | 1.00M | - |
| Total revenue | 80.00M | 42.00M | 7.00M | 150.00M | 159.00M |
| Total operating expenses | 193.00M | 295.00M | 309.00M | 227.00M | -604.00M |
| Cost of revenue | 68.00M | 188.00M | 182.00M | 76.00M | 97.00M |
| Total other income expense net | - | -209.00M | -392.00M | -126.00M | -181.00M |
| Discontinued operations | - | - | - | -46.00M | -46.00M |
| Net income from continuing ops | -181.00M | -441.00M | -484.00M | -149.00M | -445.00M |
| Net income applicable to common shares | -177.00M | -447.00M | -491.00M | -203.00M | -445.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 2013.00M | 2168.00M | 2606.00M | 3375.00M | 4696.00M |
| Intangible assets | 24.00M | 27.00M | 31.00M | - | - |
| Other current assets | - | -1822.00M | 2027.00M | 90.00M | 17.00M |
| Total liab | 4243.00M | 4244.00M | 4253.00M | 4251.00M | 3212.00M |
| Total stockholder equity | -2237.00M | -2089.00M | -1657.00M | -882.00M | -313.00M |
| Other current liab | 454.00M | -45.00M | 360.00M | 333.00M | 453.00M |
| Common stock | 283.00M | 283.00M | 283.00M | 283.00M | 283.00M |
| Capital stock | 283.00M | 283.00M | 283.00M | 283.00M | 283.00M |
| Retained earnings | -1768.00M | -1591.00M | -1144.00M | -653.00M | -458.00M |
| Other liab | - | - | - | 512.00M | 1057.00M |
| Good will | - | - | 1047.00M | - | - |
| Other assets | 781.00M | 2168.00M | 386.00M | -1876.00M | -2318.00M |
| Cash | 71.00M | 87.00M | 107.00M | 66.00M | 160.00M |
| Cash and equivalents | 69.00M | 84.00M | 104.00M | 50.00M | 151.00M |
| Total current liabilities | 626.00M | 199.00M | 465.00M | 266.00M | 3.00M |
| Current deferred revenue | 172.00M | 199.00M | -100.00M | 266.00M | - |
| Net debt | 3276.00M | 3137.00M | 3056.00M | 3037.00M | 3052.00M |
| Short term debt | 0.00M | 45.00M | 100.00M | 0.00M | 590.00M |
| Short long term debt total | 3347.00M | 3224.00M | 3163.00M | 3103.00M | 3212.00M |
| Other stockholder equity | -657.00M | -653.00M | -657.00M | -229.00M | -238.00M |
| Property plant equipment | 2.00M | 1.00M | 15.00M | 17.00M | 18.00M |
| Total current assets | 1686.00M | 1142.00M | 436.00M | 2528.00M | 4165.00M |
| Long term investments | 1674.00M | 1654.00M | 1950.00M | 2723.00M | 2849.00M |
| Net tangible assets | - | - | - | -882.00M | -313.00M |
| Short term investments | 1451.00M | 1417.00M | 1591.00M | 2165.00M | 2531.00M |
| Net receivables | 164.00M | 318.00M | 329.00M | 297.00M | 1474.00M |
| Long term debt | 3347.00M | 3224.00M | 3163.00M | 3336.00M | 3212.00M |
| Inventory | - | - | -2027.00M | - | - |
| Accounts payable | - | - | 5.00M | 4.00M | 5.00M |
| Noncontrolling interest in consolidated entity | - | - | - | - | 13.00M |
| Accumulated other comprehensive income | -95.00M | -128.00M | -139.00M | -283.00M | 100.00M |
| Common stock total equity | - | - | - | - | 283.00M |
| Retained earnings total equity | - | - | - | - | -458.00M |
| Treasury stock | - | - | - | - | -3169.00M |
| Non currrent assets other | 45.00M | -1654.00M | 1232.00M | -2723.00M | -2849.00M |
| Non current assets total | 327.00M | 1026.00M | 1784.00M | 2723.00M | 2849.00M |
| Long term debt total | 3521.00M | 3428.00M | 3384.00M | 3336.00M | 3486.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | 21.00M | 287.00M | 767.00M | 623.00M | -71.00M |
| Change to liabilities | - | - | - | -56.00M | -83.00M |
| Total cashflows from investing activities | 25.00M | 287.00M | 767.00M | 623.00M | -61.00M |
| Net borrowings | -56.00M | -114.00M | -95.00M | -282.00M | -456.00M |
| Total cash from financing activities | -79.00M | -132.00M | -542.00M | -285.00M | -457.00M |
| Change to operating activities | - | - | - | -266.00M | 1002.00M |
| Net income | -177.00M | -441.00M | -484.00M | -149.00M | -445.00M |
| Change in cash | -16.00M | -21.00M | 30.00M | -82.00M | -7.00M |
| Begin period cash flow | 87.00M | 108.00M | 78.00M | 160.00M | 167.00M |
| End period cash flow | 71.00M | 87.00M | 108.00M | 78.00M | 160.00M |
| Total cash from operating activities | 38.00M | -176.00M | -195.00M | -418.00M | 511.00M |
| Other cashflows from investing activities | 4.00M | 19.00M | -4.00M | 623.00M | -66.00M |
| Dividends paid | 0.00M | 0.00M | 409.00M | - | -60.00M |
| Change to account receivables | 154.00M | 11.00M | 14.00M | 152.00M | 412.00M |
| Sale purchase of stock | -7.00M | -4.00M | -38.00M | -3.00M | -1.00M |
| Other cashflows from financing activities | -79.00M | -9.00M | 767.00M | -44.00M | -13.00M |
| Change to netincome | - | - | - | 67.00M | 6.00M |
| Capital expenditures | 0.00M | 0.00M | 2.00M | 0.00M | 1.00M |
| Change receivables | - | - | - | - | -31.00M |
| Cash flows other operating | - | - | - | - | 599.00M |
| Cash and cash equivalents changes | - | - | - | - | -7.00M |
| Change in working capital | 202.00M | 201.00M | 116.00M | -290.00M | 950.00M |
| Stock based compensation | - | - | 18.00M | - | - |
| Other non cash items | 13.00M | 64.00M | 173.00M | 21.00M | 9.00M |
| Free cash flow | 38.00M | -176.00M | -195.00M | -418.00M | 510.00M |
Sector: Financial Services Industry: Insurance - Specialty
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| MBI MBIA Inc |
0.16 3.59% |
4.62 | - | 86.96 | 2.61 | 3.52 | 37.34 |
| FNF Fidelity National Financial Inc |
0.95 2.21% |
43.84 | 22.83 | 12.82 | 0.95 | 1.85 | 1.14 |
| MDBPF Medibank Private Limited |
- -% |
3.90 | 32.50 | 20.92 | 1.16 | 6.50 | 1.62 |
| AXS AXIS Capital Holdings Ltd |
-1.96 1.82% |
105.97 | 8.27 | 7.52 | 1.15 | 1.30 | 1.37 |
| ACT Enact Holdings Inc |
-1.34 2.81% |
46.43 | 10.57 | 9.64 | 5.43 | 1.26 | 5.73 |
MBIA Inc., together with its subsidiaries, provides financial guarantee insurance services to public finance markets in the United States. It operates through United States (U.S.) Public Finance Insurance, Corporate, and International and Structured Finance Insurance segments. The company issues financial guarantees for municipal bonds, including tax-exempt and taxable indebtedness of the U.S. political subdivisions, as well as utilities, airports, health care institutions, higher educational facilities, housing authorities, and other similar agencies and obligations issued by private entities. It also insures non-U.S. public finance and global structured finance, including asset-backed obligations; sovereign-related and sub-sovereign bonds, utilities, and privately issued bonds used for the financing for toll roads, bridges, public transportation facilities, and other types of infrastructure projects; and structured finance and asset-backed obligations comprising residential and commercial mortgages, consumer loans, and structured settlements. as well as offers third-party reinsurance agreements. MBIA Inc. was founded in 1973 and is headquartered in Purchase, New York.
| Name | Title | Year Born |
|---|---|---|
| Mr. William Charles Fallon | CEO & Director | 1960 |
| Mr. Anthony Matthew McKiernan | Exec. VP & CFO | 1970 |
| Mr. Jonathan Charles Harris | Gen. Counsel & Sec. | 1972 |
| Mr. Joseph Ralph Schachinger Sr. | Chief Accounting Officer, Assistant VP & Controller | 1969 |
| Mr. Gregory R. Diamond | MD and Head of Investor & Media Relations | NA |
| Mr. Joseph Ralph Schachinger Sr. | Executive VP, CFO & Treasurer | 1969 |
| Mr. Daniel Michael Avitabile | Assistant VP and MBIA Insurance's President & Chief Risk Officer | 1974 |
| Mr. Adam Thomas Bergonzi | Assistant VP & National's Chief Risk Officer | 1963 |
| Mr. Christopher Harris Young | Assistant VP & National's Chief Financial Officer | 1973 |
| Ms. Shengying Yu | Assistant VP, Controller & Principal Accounting Officer | 1970 |
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