We are currently experiencing technical issues due to the Microsoft outage. This will affect delivery of multi-factor authentication emails, invoice emails and service emails. We apologise for the disruption.

Explore 3 Stock Ideas & Industry Insights Download Free Report

OneMain Holdings Inc

Company price
55.075 USD -0.28 ( 0.51%)
Last update at 2026-11-12T15:38:00Z
VOLUME
65309
Market Cap
7078.50M
P/E
9.28

Momentum Score

…

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
54.75
Low
55.55
High
52 Week Price Range
44.20
Low
68.16
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
55.36
Dividend Yield
6.63%
Revenue TTM
3020.00M
Revenue Per Share
25.79
Gross Profit TTM
2829.00M
Debt / Equity
6.67
ROE
23.28%
Net Debt
21780.00M
ROCE
-6.02%
Diluted EPS TTM
6.63

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 1001.00M 667.00M 840.00M 1163.00M 1741.00M
Net income 783.00M 509.00M 641.00M 878.00M 1314.00M
Selling general administrative 1121.00M 1068.00M 1044.00M 150.00M 176.00M
Selling and marketing expenses - - 111.00M - -
Gross profit 2973.00M 2497.00M 2559.00M 4199.00M 4036.00M
Reconciled depreciation 287.00M 277.00M 257.00M 262.00M 264.00M
Ebit 1001.00M 667.00M 840.00M 1793.00M 1741.00M
Ebitda 1288.00M 944.00M 1097.00M 2055.00M 2005.00M
Depreciation and amortization 287.00M 277.00M 257.00M 262.00M 264.00M
Operating income 1001.00M 667.00M 840.00M 1793.00M 1741.00M
Other operating expenses 5241.00M 5055.00M 4459.00M -2406.00M -2295.00M
Interest expense 1272.00M 1185.00M 1019.00M 892.00M 937.00M
Tax provision 218.00M 158.00M 199.00M 285.00M 427.00M
Interest income 5455.00M 4993.00M 4564.00M 4435.00M 4364.00M
Net interest income 4183.00M 3808.00M 3545.00M 3543.00M 3427.00M
Income tax expense 218.00M 158.00M 199.00M 285.00M 427.00M
Total revenue 6242.00M 5722.00M 5299.00M 4199.00M 4036.00M
Total operating expenses 1972.00M 1830.00M 1719.00M -2406.00M -2295.00M
Cost of revenue 3269.00M 3225.00M 2740.00M 892.00M 937.00M
Total other income expense net -1339.00M 2796.00M -1019.00M -630.00M -937.00M
Net income from continuing ops 783.00M 509.00M 641.00M 878.00M 1314.00M
Net income applicable to common shares 783.00M 509.00M 641.00M 878.00M 1314.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 27388.00M 25910.00M 24294.00M 22533.00M 22079.00M
Intangible assets 282.00M 286.00M 260.00M 261.00M 274.00M
Other current assets 699.00M -19412.00M 534.00M 461.00M 1517.00M
Total liab 23987.00M 22719.00M 21108.00M 19504.00M 17751.00M
Total stockholder equity 3401.00M 3191.00M 3186.00M 3029.00M 3093.00M
Deferred long term liab - - - 31.00M 29.00M
Other current liab - - -19813.00M - -
Common stock 1.00M 1.00M 1.00M 1.00M 1.00M
Capital stock 1.00M 1.00M 1.00M 1.00M 1.00M
Retained earnings 2579.00M 2296.00M 2285.00M 2125.00M 1727.00M
Other liab - - - 1062.00M 1236.00M
Good will 1474.00M 1474.00M 1437.00M 1437.00M 1437.00M
Other assets 23128.00M 22085.00M 19864.00M 18024.00M 17360.00M
Cash 914.00M 458.00M 1014.00M 498.00M 541.00M
Cash and equivalents 914.00M 458.00M 1014.00M 498.00M 541.00M
Total current liabilities - - 40921.00M 58.00M 57.00M
Net debt 21780.00M 20980.00M 18799.00M 17783.00M 17209.00M
Short term debt 0.00M 0.00M 19813.00M 0.00M 0.00M
Short long term debt 1.00M 1.00M 1.00M - -
Short long term debt total 22694.00M 21438.00M 19813.00M 18281.00M 17750.00M
Other stockholder equity 862.00M 975.00M 987.00M 1022.00M 1304.00M
Property plant equipment 120.00M 152.00M 165.00M 152.00M 140.00M
Total current assets 2034.00M 2681.00M 3195.00M 1011.00M 1016.00M
Long term investments 1590.00M 1607.00M 1719.00M 1800.00M 1992.00M
Net tangible assets - - - 1331.00M 1382.00M
Short term investments 421.00M 1539.00M 1647.00M 513.00M 475.00M
Net receivables 21177.00M 20096.00M 18112.00M 16926.00M 38424.00M
Long term debt 22694.00M 21438.00M 19813.00M 18281.00M 17750.00M
Inventory - - 1548.00M - -
Accumulated other comprehensive income -41.00M -81.00M -87.00M -119.00M 61.00M
Common stock total equity - - - 1.00M 1.00M
Retained earnings total equity - - - 2125.00M 1727.00M
Treasury stock - - - -667.00M -368.00M
Non currrent assets other 461.00M 552.00M 461.00M -3498.00M -3703.00M
Non current assets total 25354.00M 23229.00M 21099.00M 3498.00M 3703.00M
Long term debt total 22694.00M 21438.00M 19813.00M 18281.00M 17750.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 85.00M -3266.00M -2774.00M -2044.00M -2074.00M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -3161.00M -3266.00M -2862.00M -2119.00M -2143.00M
Net borrowings 1148.00M 701.00M 1491.00M 469.00M 3759.00M
Total cash from financing activities 520.00M 161.00M 932.00M -326.00M -1810.00M
Change to operating activities - - - -90.00M -48.00M
Net income 783.00M 509.00M 641.00M 878.00M 1314.00M
Change in cash 489.00M -406.00M 589.00M -58.00M -1706.00M
Begin period cash flow 1108.00M 1548.00M 959.00M 1017.00M 2723.00M
End period cash flow 1597.00M 1142.00M 1548.00M 959.00M 1017.00M
Total cash from operating activities 3130.00M 2699.00M 2519.00M 2387.00M 2247.00M
Issuance of capital stock 5.00M 4.00M 2.00M 2.00M -
Depreciation 287.00M 277.00M 257.00M 262.00M 264.00M
Other cashflows from investing activities -2840.00M -3310.00M -3007.00M -75.00M -69.00M
Dividends paid 499.00M 498.00M 487.00M -480.00M -1274.00M
Sale purchase of stock -154.00M -35.00M -65.00M -303.00M -368.00M
Other cashflows from financing activities 25.00M -11.00M -10.00M 5604.00M -6.00M
Change to netincome - - - 1310.00M 639.00M
Capital expenditures 0.00M 0.00M 0.00M 0.00M 0.00M
Cash flows other operating - - - -63.00M 30.00M
Cash and cash equivalents changes - - - -58.00M -1706.00M
Change in working capital -13.00M -125.00M -44.00M -90.00M -48.00M
Stock based compensation 36.00M 30.00M 36.00M 31.00M 23.00M
Other non cash items 1995.00M 2050.00M 1665.00M 1368.00M 616.00M
Free cash flow 3130.00M 2699.00M 2519.00M 2387.00M 2247.00M

Peer Comparison*

Sector: Financial Services Industry: Credit Services

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
OMF
OneMain Holdings Inc
-0.28
0.51%
55.08 9.28 7.18 2.34 2.09 5.83
V
Visa Inc. Class A
0.88
0.21%
426.43 31.25 25.97 16.18 13.64 16.19
MA
Mastercard Inc
0.82
0.12%
661.55 31.59 24.88 14.31 89.68 14.71
AXP
American Express Company
-1.18
0.37%
321.93 21.46 18.83 3.38 6.76 3.93
COF
Capital One Financial Corporation
-0.13
0.07%
196.98 11.39 8.75 2.64 1.11 2.76

Profile*

OneMain Holdings Inc

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.

601 N.W. Second Street, Evansville, IN, United States, 47708

812 424 8031

9300

Name Title Year Born
Mr. Douglas H. Shulman Chairman, Pres & CEO 1968
Mr. Micah R. Conrad Exec. VP & CFO 1971
Mr. Rajive Chadha Exec. VP & COO 1966
Mr. Michael A. Hedlund Sr. VP & Group Controller 1973
Ms. Jenny Osterhout Chief Admin. Officer NA
Mr. Peter R. Poillon Head of Investor Relations NA
Mr. Adam L. Rosman Exec. VP & Gen. Counsel 1966
Mr. Richard N. Tambor Chief Risk Officer 1962
Mr. Dinesh Goyal Chief Credit Officer NA
Nick Clements Pres of Credit Cards NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Support

Hi! How can we help you today?

Loading…