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OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.
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| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 1001.00M | 667.00M | 840.00M | 1163.00M | 1741.00M |
| Net income | 783.00M | 509.00M | 641.00M | 878.00M | 1314.00M |
| Selling general administrative | 1121.00M | 1068.00M | 1044.00M | 150.00M | 176.00M |
| Selling and marketing expenses | - | - | 111.00M | - | - |
| Gross profit | 2973.00M | 2497.00M | 2559.00M | 4199.00M | 4036.00M |
| Reconciled depreciation | 287.00M | 277.00M | 257.00M | 262.00M | 264.00M |
| Ebit | 1001.00M | 667.00M | 840.00M | 1793.00M | 1741.00M |
| Ebitda | 1288.00M | 944.00M | 1097.00M | 2055.00M | 2005.00M |
| Depreciation and amortization | 287.00M | 277.00M | 257.00M | 262.00M | 264.00M |
| Operating income | 1001.00M | 667.00M | 840.00M | 1793.00M | 1741.00M |
| Other operating expenses | 5241.00M | 5055.00M | 4459.00M | -2406.00M | -2295.00M |
| Interest expense | 1272.00M | 1185.00M | 1019.00M | 892.00M | 937.00M |
| Tax provision | 218.00M | 158.00M | 199.00M | 285.00M | 427.00M |
| Interest income | 5455.00M | 4993.00M | 4564.00M | 4435.00M | 4364.00M |
| Net interest income | 4183.00M | 3808.00M | 3545.00M | 3543.00M | 3427.00M |
| Income tax expense | 218.00M | 158.00M | 199.00M | 285.00M | 427.00M |
| Total revenue | 6242.00M | 5722.00M | 5299.00M | 4199.00M | 4036.00M |
| Total operating expenses | 1972.00M | 1830.00M | 1719.00M | -2406.00M | -2295.00M |
| Cost of revenue | 3269.00M | 3225.00M | 2740.00M | 892.00M | 937.00M |
| Total other income expense net | -1339.00M | 2796.00M | -1019.00M | -630.00M | -937.00M |
| Net income from continuing ops | 783.00M | 509.00M | 641.00M | 878.00M | 1314.00M |
| Net income applicable to common shares | 783.00M | 509.00M | 641.00M | 878.00M | 1314.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 27388.00M | 25910.00M | 24294.00M | 22533.00M | 22079.00M |
| Intangible assets | 282.00M | 286.00M | 260.00M | 261.00M | 274.00M |
| Other current assets | 699.00M | -19412.00M | 534.00M | 461.00M | 1517.00M |
| Total liab | 23987.00M | 22719.00M | 21108.00M | 19504.00M | 17751.00M |
| Total stockholder equity | 3401.00M | 3191.00M | 3186.00M | 3029.00M | 3093.00M |
| Deferred long term liab | - | - | - | 31.00M | 29.00M |
| Other current liab | - | - | -19813.00M | - | - |
| Common stock | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M |
| Capital stock | 1.00M | 1.00M | 1.00M | 1.00M | 1.00M |
| Retained earnings | 2579.00M | 2296.00M | 2285.00M | 2125.00M | 1727.00M |
| Other liab | - | - | - | 1062.00M | 1236.00M |
| Good will | 1474.00M | 1474.00M | 1437.00M | 1437.00M | 1437.00M |
| Other assets | 23128.00M | 22085.00M | 19864.00M | 18024.00M | 17360.00M |
| Cash | 914.00M | 458.00M | 1014.00M | 498.00M | 541.00M |
| Cash and equivalents | 914.00M | 458.00M | 1014.00M | 498.00M | 541.00M |
| Total current liabilities | - | - | 40921.00M | 58.00M | 57.00M |
| Net debt | 21780.00M | 20980.00M | 18799.00M | 17783.00M | 17209.00M |
| Short term debt | 0.00M | 0.00M | 19813.00M | 0.00M | 0.00M |
| Short long term debt | 1.00M | 1.00M | 1.00M | - | - |
| Short long term debt total | 22694.00M | 21438.00M | 19813.00M | 18281.00M | 17750.00M |
| Other stockholder equity | 862.00M | 975.00M | 987.00M | 1022.00M | 1304.00M |
| Property plant equipment | 120.00M | 152.00M | 165.00M | 152.00M | 140.00M |
| Total current assets | 2034.00M | 2681.00M | 3195.00M | 1011.00M | 1016.00M |
| Long term investments | 1590.00M | 1607.00M | 1719.00M | 1800.00M | 1992.00M |
| Net tangible assets | - | - | - | 1331.00M | 1382.00M |
| Short term investments | 421.00M | 1539.00M | 1647.00M | 513.00M | 475.00M |
| Net receivables | 21177.00M | 20096.00M | 18112.00M | 16926.00M | 38424.00M |
| Long term debt | 22694.00M | 21438.00M | 19813.00M | 18281.00M | 17750.00M |
| Inventory | - | - | 1548.00M | - | - |
| Accumulated other comprehensive income | -41.00M | -81.00M | -87.00M | -119.00M | 61.00M |
| Common stock total equity | - | - | - | 1.00M | 1.00M |
| Retained earnings total equity | - | - | - | 2125.00M | 1727.00M |
| Treasury stock | - | - | - | -667.00M | -368.00M |
| Non currrent assets other | 461.00M | 552.00M | 461.00M | -3498.00M | -3703.00M |
| Non current assets total | 25354.00M | 23229.00M | 21099.00M | 3498.00M | 3703.00M |
| Long term debt total | 22694.00M | 21438.00M | 19813.00M | 18281.00M | 17750.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | 85.00M | -3266.00M | -2774.00M | -2044.00M | -2074.00M |
| Change to liabilities | - | - | - | 0.00M | 0.00M |
| Total cashflows from investing activities | -3161.00M | -3266.00M | -2862.00M | -2119.00M | -2143.00M |
| Net borrowings | 1148.00M | 701.00M | 1491.00M | 469.00M | 3759.00M |
| Total cash from financing activities | 520.00M | 161.00M | 932.00M | -326.00M | -1810.00M |
| Change to operating activities | - | - | - | -90.00M | -48.00M |
| Net income | 783.00M | 509.00M | 641.00M | 878.00M | 1314.00M |
| Change in cash | 489.00M | -406.00M | 589.00M | -58.00M | -1706.00M |
| Begin period cash flow | 1108.00M | 1548.00M | 959.00M | 1017.00M | 2723.00M |
| End period cash flow | 1597.00M | 1142.00M | 1548.00M | 959.00M | 1017.00M |
| Total cash from operating activities | 3130.00M | 2699.00M | 2519.00M | 2387.00M | 2247.00M |
| Issuance of capital stock | 5.00M | 4.00M | 2.00M | 2.00M | - |
| Depreciation | 287.00M | 277.00M | 257.00M | 262.00M | 264.00M |
| Other cashflows from investing activities | -2840.00M | -3310.00M | -3007.00M | -75.00M | -69.00M |
| Dividends paid | 499.00M | 498.00M | 487.00M | -480.00M | -1274.00M |
| Sale purchase of stock | -154.00M | -35.00M | -65.00M | -303.00M | -368.00M |
| Other cashflows from financing activities | 25.00M | -11.00M | -10.00M | 5604.00M | -6.00M |
| Change to netincome | - | - | - | 1310.00M | 639.00M |
| Capital expenditures | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M |
| Cash flows other operating | - | - | - | -63.00M | 30.00M |
| Cash and cash equivalents changes | - | - | - | -58.00M | -1706.00M |
| Change in working capital | -13.00M | -125.00M | -44.00M | -90.00M | -48.00M |
| Stock based compensation | 36.00M | 30.00M | 36.00M | 31.00M | 23.00M |
| Other non cash items | 1995.00M | 2050.00M | 1665.00M | 1368.00M | 616.00M |
| Free cash flow | 3130.00M | 2699.00M | 2519.00M | 2387.00M | 2247.00M |
Sector: Financial Services Industry: Credit Services
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| OMF OneMain Holdings Inc |
-0.28 0.51% |
55.08 | 9.28 | 7.18 | 2.34 | 2.09 | 5.83 |
| V Visa Inc. Class A |
0.88 0.21% |
426.43 | 31.25 | 25.97 | 16.18 | 13.64 | 16.19 |
| MA Mastercard Inc |
0.82 0.12% |
661.55 | 31.59 | 24.88 | 14.31 | 89.68 | 14.71 |
| AXP American Express Company |
-1.18 0.37% |
321.93 | 21.46 | 18.83 | 3.38 | 6.76 | 3.93 |
| COF Capital One Financial Corporation |
-0.13 0.07% |
196.98 | 11.39 | 8.75 | 2.64 | 1.11 | 2.76 |
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.
601 N.W. Second Street, Evansville, IN, United States, 47708
812 424 8031
9300
| Name | Title | Year Born |
|---|---|---|
| Mr. Douglas H. Shulman | Chairman, Pres & CEO | 1968 |
| Mr. Micah R. Conrad | Exec. VP & CFO | 1971 |
| Mr. Rajive Chadha | Exec. VP & COO | 1966 |
| Mr. Michael A. Hedlund | Sr. VP & Group Controller | 1973 |
| Ms. Jenny Osterhout | Chief Admin. Officer | NA |
| Mr. Peter R. Poillon | Head of Investor Relations | NA |
| Mr. Adam L. Rosman | Exec. VP & Gen. Counsel | 1966 |
| Mr. Richard N. Tambor | Chief Risk Officer | 1962 |
| Mr. Dinesh Goyal | Chief Credit Officer | NA |
| Nick Clements | Pres of Credit Cards | NA |
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