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China Life Insurance Co Ltd

Company price
3.27 USD 0.00(0%)
Last update at 2026-11-04T21:00:00Z
VOLUME
17573
Market Cap
104579.41M
P/E
2.96

Momentum Score

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China Life Insurance Company Limited, together with its subsidiaries, operates as a life insurance company in the People's Republic of China. The company operates through Life Insurance Business, Health Insurance Business, Accident Insurance Business, and Other Businesses segments. It offers life, annuity, health, and accident insurance products to individuals and groups. The company was founded in 1949 and is based in Beijing, the People's Republic of China. China Life Insurance Company Limited operates as a subsidiary of China Life Insurance (Group) Company.

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Day Price Range
3.06
Low
3.27
High
52 Week Price Range
2.64
Low
4.55
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

China Life Insurance Co Ltd is a leading Chinese insurer offering life, health, pension and asset-management products through agency and bancassurance channels. Long-term growth may be supported by an aging population, rising household wealth, pension reform and digital distribution; investors may view scale, diversified product mix and an entrenched market position as advantages.

Principal risks include regulatory and policy shifts, sensitivity of investment returns to interest rates and market volatility, and intensifying competition that could pressure margins and premium growth.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
3.27
Dividend Yield
25.15%
Revenue TTM
456934.00M
Revenue Per Share
16.17
Gross Profit TTM
329142.99M
Debt / Equity
0.06
ROE
41.30%
Net Debt
-106529.00M
ROCE
15.57%
Diluted EPS TTM
1.25

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 181629.00M 115213.00M 2147.00M 24047.00M 50495.00M
Minority interest -2474.00M -2005.00M -1374.00M -1432.00M -1491.00M
Net income 154078.00M 106935.00M 17266.00M 32082.00M 50766.00M
Selling general administrative 19530.00M 19000.00M 43094.00M 39874.00M 40808.00M
Selling and marketing expenses - - 3274.00M 2893.00M 2916.00M
Gross profit 603327.00M 302921.00M 830110.00M 803975.00M 824526.00M
Reconciled depreciation 4892.00M 5029.00M 4758.00M 5291.00M 5287.00M
Ebit 181629.00M - -7915.00M 13232.00M 39402.00M
Ebitda 186521.00M - 11582.00M 18523.00M 44286.00M
Depreciation and amortization 4892.00M 5029.00M 4579.00M 5291.00M 4884.00M
Operating income 181629.00M 115213.00M -7915.00M 13232.00M 38999.00M
Other operating expenses 423485.00M 187708.00M 827963.00M 779928.00M 774031.00M
Interest expense - - - 4863.00M 5598.00M
Tax provision 25077.00M 6273.00M -16493.00M -9467.00M -1917.00M
Interest income 124128.00M 92523.00M 126810.00M - -
Net interest income - - - -4863.00M -5598.00M
Income tax expense 25077.00M 6273.00M -16493.00M -9467.00M -1917.00M
Total revenue 605114.00M 302921.00M 830110.00M 803975.00M 824526.00M
Total operating expenses 421698.00M 187708.00M 827963.00M -790743.00M -785527.00M
Cost of revenue 1787.00M - -89209.00M - -
Total other income expense net 11439.00M 115213.00M 8688.00M 10815.00M 11341.00M
Net income from continuing ops 156552.00M 108940.00M 18640.00M 33514.00M 52412.00M
Net income applicable to common shares - - - - 50921.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 7591004.00M 6769546.00M 5888479.00M 5251988.00M 4891085.00M
Intangible assets 8090.00M 8262.00M 8369.00M 8092.00M 8011.00M
Other current assets - -86519.00M 681564.00M - 59048.00M
Total liab 6982611.00M 6248298.00M 5418437.00M 4806867.00M 4404427.00M
Total stockholder equity 595205.00M 509675.00M 460110.00M 436169.00M 478585.00M
Deferred long term liab - - - - 822.00M
Other current liab 6373489.00M -1682.00M -68446.00M -60819.00M -56818.00M
Common stock 28265.00M 28265.00M 28265.00M 28265.00M 28265.00M
Capital stock 28265.00M 28265.00M 28265.00M 28265.00M 28265.00M
Retained earnings 485603.00M 362377.00M 366524.00M 201688.00M 201265.00M
Other liab - - - - 3708174.00M
Other assets - 6769546.00M -6825506.00M -495153.00M -111694.00M
Cash 143319.00M 86519.00M 149566.00M 127594.00M 60440.00M
Total current liabilities 6424347.00M - 509548.00M 60819.00M 56818.00M
Current deferred revenue 48227.00M - 49836.00M - 55342.00M
Net debt -106529.00M -37249.00M -100593.00M -78254.00M -4578.00M
Short term debt 6.00M 65.00M 217461.00M - 1476.00M
Short long term debt 6.00M 65.00M - - 1476.00M
Short long term debt total 36790.00M 49270.00M 48973.00M 49340.00M 55862.00M
Other stockholder equity 81337.00M 119033.00M 53934.00M 48627.00M 50299.00M
Property plant equipment - - - 55887.00M 56154.00M
Total current assets 143319.00M - 2412613.00M 1885399.00M 1510088.00M
Long term investments 6792986.00M 6037641.00M 4480973.00M 3797281.00M 3427764.00M
Net tangible assets - - - - 470176.00M
Short term investments - - 2263047.00M 1738108.00M 1429287.00M
Net receivables - - 29494.00M 19697.00M 20361.00M
Long term debt 35245.00M 47887.00M 47718.00M 47771.00M 53680.00M
Accounts payable - - 67340.00M 60819.00M 56818.00M
Accumulated other comprehensive income - - 11387.00M 206216.00M 249055.00M
Non currrent assets other 7042930.00M -6141150.00M -4579174.00M -22307.00M -121.00M
Non current assets total 7447685.00M - 10301372.00M 3861742.00M 3492691.00M
Capital lease obligations 1539.00M 1318.00M 1255.00M 1569.00M 2182.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -565796.00M -354620.00M -422930.00M -164955.00M -492242.00M
Change to liabilities - - - -11657.00M -6741.00M
Total cashflows from investing activities -547368.00M - - -164955.00M -393731.00M
Net borrowings -12812.00M - - -98298.00M 115694.00M
Total cash from financing activities 144341.00M -86759.00M 60273.00M -120095.00M 111139.00M
Change to operating activities - - - 67460.00M 22026.00M
Net income 156552.00M 108940.00M 21110.00M 24047.00M 50495.00M
Change in cash 56868.00M -62556.00M 20467.00M 67135.00M 3785.00M
Begin period cash flow 85505.00M 148061.00M 127594.00M 60459.00M 56655.00M
End period cash flow 142373.00M 85505.00M 148061.00M 127594.00M 60440.00M
Total cash from operating activities 459925.00M 378795.00M 388232.00M 351968.00M 286448.00M
Depreciation 4892.00M 5029.00M 4758.00M 5291.00M 5287.00M
Other cashflows from investing activities -21778.00M -8156.00M 158149.00M 186635.00M 174488.00M
Dividends paid 26602.00M 26915.00M 22189.00M 18372.00M 18089.00M
Change to account receivables -599.00M 24.00M 3539.00M 10466.00M 3604.00M
Sale purchase of stock - - - 0.00M 0.00M
Other cashflows from financing activities 183755.00M -59771.00M 84145.00M -92141.00M 130745.00M
Change to netincome - - - 283612.00M 255878.00M
Capital expenditures 3056.00M 3979.00M 4171.00M 3076.00M 5475.00M
Change in working capital 13093.00M -15954.00M 94132.00M 43155.00M 1124.00M
Other non cash items 285388.00M 280780.00M 268232.00M 279475.00M 229542.00M
Free cash flow 456869.00M 374816.00M 384061.00M 348892.00M 280973.00M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Life

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
CILJF
China Life Insurance Co Ltd
-
-%
3.27 2.96 5.06 0.23 1.11 1.10
PIAIF
Ping An Insurance
-
-%
5.96 5.78 5.15 0.13 0.85 1.31
AAGIY
AIA Group Ltd ADR
-0.28
0.69%
40.04 12.84 11.34 3.88 2.47 2.22
AAIGF
AIA Group Ltd
-0.16
1.59%
9.90 12.45 10.93 3.86 2.38 2.21
PNGAY
Ping An Insurance Company of China
0.01
0.07%
13.46 6.93 3.57 0.07 0.59 0.17

Profile*

China Life Insurance Co Ltd

China Life Insurance Company Limited, together with its subsidiaries, operates as a life insurance company in the People's Republic of China. The company operates through Life Insurance Business, Health Insurance Business, Accident Insurance Business, and Other Businesses segments. It offers life, annuity, health, and accident insurance products to individuals and groups. The company was founded in 1949 and is based in Beijing, the People's Republic of China. China Life Insurance Company Limited operates as a subsidiary of China Life Insurance (Group) Company.

16 Financial Street, Beijing, China, 100033

86 10 6363 3333

96257

Name Title Year Born
Ms. Hong Yang VP, Operating Director & GM of the Operation Service Center 1967
Ms. Di Zhang Assistant to the Pres & Chief Investment Officer 1968
Mr. Ruan Qi VP 1966
Mr. Chongmiao Xu Compliance Officer, GM of the Legal & Compliance Department and Legal Officer 1969
Mr. Zhong Zhan VP, Marketing Director & GM of Individual Insurance Division 1968
Mr. Mingguang Li Chief Actuary, VP, Board Sec. & Exec. Director 1969
Mr. Guodong Zhao Assistant to the Pres 1967
Mr. Yuejin Liu Assistant to the Pres 1967
Dr. Tao Bai Ph.D. Exec. Chairman 1963
Mr. Peng Zhao Exec. Director 1973

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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