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American Express Company, together with its subsidiaries, operates as integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and Internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company's products and services include credit card, charge card, banking, and other payment and financing products; network services; expense management products and services; and travel and lifestyle services. It also provides merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. In addition, the company leases and operates lounges at airports. Further, it designs and develops a software to manage company expenses. The company sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, direct mail, telephone, in-house sales teams, telephone, and direct response advertising. American Express Company was founded in 1850 and is based in New York, New York.
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
American Express CDR (CAD Hedged) is a Canadian dollar–denominated depositary receipt that provides investors exposure to American Express Company, a global payments, card and travel services firm. Long-term growth may be driven by network effects, card-member spending growth, premium card franchises and expansion of digital and merchant services, while the CAD hedge reduces direct currency volatility for Canadian investors.
Key risks include cyclical declines in consumer spending and increased credit losses, intensifying competition from fintech and card networks, regulatory or interchange pressure, and potential residual currency or hedging costs.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
| Income before tax | 13795.00M | 12895.00M | 10513.00M | 9585.00M |
| Net income | 10833.00M | 10129.00M | 8374.00M | 7514.00M |
| Selling general administrative | 20582.00M | 19277.00M | 17935.00M | 17390.00M |
| Gross profit | 47763.00M | 44568.00M | 41180.00M | 35901.00M |
| Reconciled depreciation | 1777.00M | - | - | - |
| Operating income | 13795.00M | 12895.00M | 10513.00M | 9585.00M |
| Interest expense | 121.00M | 102.00M | 70.00M | 294.00M |
| Tax provision | 2962.00M | 2766.00M | 2139.00M | 2071.00M |
| Interest income | 25598.00M | - | - | - |
| Net interest income | 17364.00M | - | - | - |
| Total revenue | 77654.00M | 71644.00M | 67364.00M | 55625.00M |
| Total operating expenses | 63859.00M | 58749.00M | 56851.00M | 46040.00M |
| Cost of revenue | 29891.00M | 27076.00M | 26184.00M | 19724.00M |
| Net income from continuing ops | 10833.00M | - | - | - |
| Net income applicable to common shares | 10701.00M | 9995.00M | 8252.00M | 7400.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
| Total assets | 300052.00M | 271461.00M | 261108.00M | 228354.00M |
| Intangible assets | 90.00M | 123.00M | 98.00M | 146.00M |
| Total liab | 266578.00M | 241197.00M | 233051.00M | 203643.00M |
| Total stockholder equity | 33474.00M | 30264.00M | 28057.00M | 24711.00M |
| Common stock | 138.00M | 141.00M | 145.00M | 149.00M |
| Capital stock | 138.00M | - | - | - |
| Retained earnings | 25487.00M | 22148.00M | 19612.00M | 16279.00M |
| Good will | 4872.00M | 4187.00M | 3851.00M | 3786.00M |
| Other assets | 6430.00M | 6101.00M | 5294.00M | 4049.00M |
| Cash | 3390.00M | 2986.00M | 6604.00M | 4966.00M |
| Cash and equivalents | 43491.00M | 37006.00M | 39312.00M | 27779.00M |
| Net debt | 10051.00M | - | - | - |
| Short term debt | 153859.00M | 140787.00M | 130437.00M | 111587.00M |
| Short long term debt | 1371.00M | - | - | - |
| Other stockholder equity | -3273.00M | -3386.00M | -3058.00M | -3146.00M |
| Property plant equipment | 7116.00M | 6175.00M | 5138.00M | 5215.00M |
| Long term investments | 1043.00M | - | - | - |
| Short term investments | 826.00M | - | - | - |
| Net receivables | 61851.00M | 59240.00M | 60237.00M | 57384.00M |
| Long term debt | 56387.00M | 49715.00M | 47866.00M | 42570.00M |
| Accounts payable | 14700.00M | - | - | - |
| Long term debt total | 56387.00M | 49715.00M | 47866.00M | 42573.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
| Investments | -260.00M | - | - | - |
| Total cashflows from investing activities | -22891.00M | -24402.00M | -24433.00M | -33689.00M |
| Net borrowings | 6193.00M | - | - | - |
| Total cash from financing activities | 11210.00M | 4436.00M | 18379.00M | 24509.00M |
| Net income | 10833.00M | 10129.00M | 8374.00M | 7514.00M |
| Change in cash | 7152.00M | -5956.00M | 12682.00M | 11886.00M |
| Begin period cash flow | 40640.00M | - | - | - |
| End period cash flow | 47792.00M | - | - | - |
| Total cash from operating activities | 18428.00M | 14050.00M | 18559.00M | 21079.00M |
| Issuance of capital stock | 57.00M | - | - | - |
| Depreciation | 1777.00M | 1676.00M | 1651.00M | 1626.00M |
| Other cashflows from investing activities | -20466.00M | -22491.00M | -22870.00M | -31834.00M |
| Dividends paid | 2271.00M | 1999.00M | 1780.00M | 1565.00M |
| Sale purchase of stock | -5757.00M | -5920.00M | -3622.00M | -3446.00M |
| Other cashflows from financing activities | 13045.00M | 10305.00M | 18915.00M | 25902.00M |
| Capital expenditures | 2425.00M | 1911.00M | 1563.00M | 1855.00M |
| Change in working capital | 790.00M | -1890.00M | 3826.00M | 10206.00M |
| Stock based compensation | 551.00M | - | - | - |
| Other non cash items | -311.00M | - | - | - |
| Free cash flow | 16003.00M | - | - | - |
Sector: Financial Services Industry: Credit Services
|
Stock Name
|
Change
(CAD) |
Price
(CAD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| AXP American Express CDR (CAD Hedged) |
0.95 3.47% |
28.32 | 20.47 | 17.95 | 3.03 | 6.45 | 3.93 |
| PRL Propel Holdings Inc |
1.41 5.32% |
27.92 | 11.41 | 5.62 | 1.47 | 2.42 | 1.75 |
| GSY goeasy Ltd |
0.96 2.10% |
46.60 | - | 4.63 | 1.03 | 0.61 | 2.98 |
| ACD Accord Financial Corp. |
- -% |
0.71 | - | 9.34 | 0.64 | 0.22 | 10.57 |
American Express Company, together with its subsidiaries, operates as integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and Internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company's products and services include credit card, charge card, banking, and other payment and financing products; network services; expense management products and services; and travel and lifestyle services. It also provides merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. In addition, the company leases and operates lounges at airports. Further, it designs and develops a software to manage company expenses. The company sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, direct mail, telephone, in-house sales teams, telephone, and direct response advertising. American Express Company was founded in 1850 and is based in New York, New York.
200 Vesey Street, New York, NY, United States, 10285
(212) 640-2000
75100
| Name | Title | Year Born |
|---|---|---|
| Mr. Stephen Joseph Squeri | Chairman & CEO | 1960 |
| Mr. Christophe Y. Le Caillec | Chief Financial Officer | 1966 |
| Ms. Laureen E. Seeger | Chief Legal Officer | 1962 |
| Mr. Ravikumar Radhakrishnan | Executive VP & CIO | 1972 |
| Mr. Kartik Ramachandran | Senior VP & Head of Investor Relations | NA |
| Ms. Elizabeth Rutledge | Chief Marketing Officer | 1962 |
| Ms. Glenda G. McNeal | Chief Partner Officer | 1961 |
| Ms. Denise Pickett | President of Enterprise Shared Services | 1966 |
| Mr. David Fabricant | Senior Vice President of Controllership | 1971 |
| Ms. Sonia Cargan | Chief Colleague Diversity, Equity, & Inclusion and Talent Officer | NA |
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