Explore 3 Stock Ideas & Industry Insights Download Free Report

Company price
0.04 AUD 0.00 ( 2.56%)
Last update at 2026-11-11T03:18:00Z
VOLUME
620000
Market Cap
7.70M

Momentum Score

…

Xref Limited engages in the development of human resources technology that automates pre-employment recruitment checks, employee engagement surveys, and exit interviews in Australia, Canada, and New Zealand. It operates in three segments: Xref Platform, Trust Marketplace, and Xref Engage. The company provides pre-employment reference, pulse, and exit surveys through its enterprise and recruiter platform; ID verification, and qualification and background checks; and engagement surveys. It also offers SaaS-based hireto-retire platform. The company serves not-for profit, health and aged care, construction, retail, talent acquisition, recruitment process outsourcing, staffing and recruitment firms, and hospitality industries, as well as the government sector. Xref Limited is headquartered in Sydney, Australia.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
0.04
Low
0.04
High
52 Week Price Range
0.04
Low
0.18
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Xref Ltd provides a cloud-based platform that automates reference checking and pre-employment screening for employers and recruiters on a subscription basis across Australia and overseas. Long-term growth may be supported by greater HR automation adoption, geographic expansion and added services such as identity verification and compliance tools. Its recurring-revenue SaaS model could appeal to investors seeking exposure to HR technology.

Key risks include competition from larger HR and screening providers, sensitivity to hiring cycles, cross-border data-privacy and employment regulation, and execution risk in reaching profitable scale.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
0.04
Dividend Yield
-
Revenue TTM
19.14M
Revenue Per Share
0.09
Gross Profit TTM
16.90M
Debt / Equity
-1.39
ROE
-529.17%
Net Debt
3.97M
ROCE
-121.06%
Diluted EPS TTM
-

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Income before tax -0.46M -3.64M -5.67M -3.34M 0.73M
Net income -0.43M -1.95M -5.68M -3.36M 0.15M
Selling general administrative - 17.85M 18.63M 16.10M 11.68M
Selling and marketing expenses - 0.49M 0.47M 1.70M 0.90M
Gross profit 3.81M 19.03M 17.33M 17.15M 14.92M
Reconciled depreciation - - 2.91M 1.37M 0.47M
Ebit -1.23M -2.15M -4.66M -2.72M 1.31M
Ebitda 1.77M -1.87M -1.76M -1.36M 1.57M
Depreciation and amortization 3.00M 0.28M 2.91M 1.37M 0.26M
Operating income -1.23M -2.15M -6.55M -2.72M 1.31M
Other operating expenses 20.38M 25.06M 26.41M 23.25M 17.50M
Interest expense 1.28M 1.71M 1.00M 0.62M 0.58M
Tax provision - -0.04M 0.01M 0.02M 0.00M
Interest income - - 0.04M 0.06M 0.01M
Net interest income - - -0.96M -0.56M -0.57M
Income tax expense -0.03M -1.69M 0.01M 0.02M 0.58M
Total revenue 19.14M 21.31M 19.86M 20.40M 18.59M
Total operating expenses 5.04M 22.78M 17.33M 20.00M 13.82M
Cost of revenue 15.33M 2.28M 2.53M 3.25M 3.67M
Total other income expense net 0.77M -1.49M 0.89M -0.49M -0.58M
Net income from continuing ops - - -5.68M -3.36M 0.73M
Net income applicable to common shares - -1.95M - -3.36M 0.73M
Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total assets 17.15M 19.16M 20.36M 22.90M 20.17M
Intangible assets 6.35M 7.31M - 7.06M 2.74M
Other current assets 0.40M 0.58M 0.52M 1.15M 1.21M
Total liab 21.01M 23.55M 26.21M 23.10M 18.70M
Total stockholder equity -4.55M -4.39M -5.85M -0.20M 1.47M
Other current liab 3.33M 13.61M 3.58M 3.35M 2.08M
Common stock 59.26M 59.26M 55.41M 55.47M 55.10M
Capital stock - - - 55.47M 55.10M
Retained earnings -42.69M -42.57M -40.61M -34.93M -32.14M
Other liab - - - 1.23M -0.33M
Good will 2.95M 2.95M 2.95M 2.38M 1.33M
Other assets - - - 0.37M 0.06M
Cash 2.33M 5.29M 4.59M 6.84M 11.67M
Cash and equivalents - - - 6.84M 11.67M
Total current liabilities 16.13M 16.73M 18.13M 17.39M 14.07M
Current deferred revenue 9.52M - 12.58M 12.23M 11.06M
Net debt 3.97M 2.55M 3.76M -1.50M -6.71M
Short term debt 2.59M 2.51M 1.22M 0.85M 0.55M
Short long term debt - - - 0.43M 0.42M
Short long term debt total 6.30M 7.83M 8.35M 5.33M 4.96M
Other stockholder equity - - - -0.84M -21.49M
Property plant equipment - - - 1.17M 0.55M
Total current assets 7.66M 8.63M 8.85M 11.67M 15.49M
Long term investments - - - 0.62M -
Net tangible assets - - - -9.64M -2.60M
Net receivables 4.93M 2.77M 3.74M 2.77M 1.89M
Long term debt - - - 4.38M 4.21M
Inventory - - - 0.91M 0.72M
Accounts payable 0.69M 0.61M 0.74M 0.96M 0.37M
Accumulated other comprehensive income -21.12M -21.08M -20.64M -20.74M -21.49M
Non currrent assets other 0.11M 0.14M 8.23M 0.37M 0.06M
Non current assets total 9.49M 10.53M 11.50M 11.23M 4.68M
Capital lease obligations - - - 0.53M 0.33M
Long term debt total - - - 4.48M 4.41M
Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Investments - - -3.12M -4.34M -1.46M
Change to liabilities - - - 0.76M 2.18M
Total cashflows from investing activities -2.01M -1.91M -3.12M -4.34M -1.46M
Net borrowings - - 2.98M -0.95M -0.63M
Total cash from financing activities -1.52M 1.24M 1.56M -0.95M 0.38M
Change to operating activities - - - 0.32M 0.01M
Net income -0.43M -1.95M -5.68M -3.36M 0.15M
Change in cash -2.96M 0.69M -2.24M -4.84M 3.54M
Begin period cash flow 5.29M 4.59M 6.84M 11.67M 8.13M
End period cash flow 2.33M 5.29M 4.59M 6.84M 11.67M
Total cash from operating activities 0.57M 1.36M -0.68M 0.45M 0.63M
Issuance of capital stock - - - - 1.01M
Depreciation 3.00M 2.84M 2.91M 1.37M 0.47M
Other cashflows from investing activities - -1.90M -3.07M -0.24M -1.41M
Change to account receivables -2.16M 0.94M 0.18M -0.82M 0.13M
Sale purchase of stock - 3.45M - 0.00M 1.01M
Other cashflows from financing activities -0.02M -1.36M -1.43M -0.53M -0.63M
Change to netincome - - - 2.18M 1.28M
Capital expenditures 0.02M 0.01M 3.12M 2.63M 1.46M
Change in working capital -1.68M 0.47M 0.99M 0.13M -0.12M
Stock based compensation - 0.04M -0.09M 1.61M 0.83M
Other non cash items -0.32M -0.04M 1.10M 5.23M -0.63M
Free cash flow 0.55M 1.35M -3.80M -2.17M -0.83M

Peer Comparison*

Sector: Technology Industry: Software - Application

Stock Name
Change
(AUD)
Price
(AUD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
XF1
Xref Ltd
0.00
2.56%
0.04 - - 0.40 23.30 0.61 3.06
WTC
Wisetech Global Ltd
-0.55
1.17%
46.59 56.76 27.86 10.80 5.09 8.44 29.47
XRO
Xero Ltd
4.31
6.08%
75.17 - 57.14 4.53 2.46 4.90 15.19
TNE
Technology One Ltd
-0.70
2.13%
32.16 77.12 53.48 17.20 24.08 16.02 36.25
ALU
Alurion Resources Limited
-0.02
5.13%
0.37 84.36 57.14 31.93 18.58 20.12 56.92

Profile*

Xref Ltd

Xref Limited engages in the development of human resources technology that automates pre-employment recruitment checks, employee engagement surveys, and exit interviews in Australia, Canada, and New Zealand. It operates in three segments: Xref Platform, Trust Marketplace, and Xref Engage. The company provides pre-employment reference, pulse, and exit surveys through its enterprise and recruiter platform; ID verification, and qualification and background checks; and engagement surveys. It also offers SaaS-based hireto-retire platform. The company serves not-for profit, health and aged care, construction, retail, talent acquisition, recruitment process outsourcing, staffing and recruitment firms, and hospitality industries, as well as the government sector. Xref Limited is headquartered in Sydney, Australia.

135 King Street, Sydney, NSW, Australia, 2000

61 2 8244 3099

74

Name Title Year Born
Mr. Lee-Martin John Seymour Co-Founder, MD, CEO & Exec. Director NA
Mr. James Solomons B.Com., CTA, F.C.A. CFO & COO NA
Ms. Sharon Blesson CTO and Director of Delivery & Operations NA
Mr. Robert John Waring BEc, CA, FAICD, FCIS, FFin Company Sec. NA
Ms. Melanie Seymour Compliance Mang. NA
Tracy Murdoch Gen. Counsel NA
Karina Guerra Group Marketing Director NA
Ms. Sarah Mulvenna Group GM of Revenue NA
Mr. Lee-Martin John Seymour Founder, MD, CEO & Executive Director NA
Mr. Robert John Waring BEc, CA, FAICD, FCIS, FFin Company Secretary NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Support

Hi! How can we help you today?

Loading…