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Home CompaniesAviva PLC

Aviva PLC

Financial Services Insurance - Diversified
PortfolioPortfolio WatchlistWatchlist
Company price
718.8 GBX 3.60 ( 0.50%)
Last update at 2026-10-27T16:35:00Z
VOLUME
3023389
Market Cap
19117.07M
P/E
24.27

Momentum Score

…

Aviva plc provides various insurance, retirement, and wealth products in the United Kingdom, Ireland, Canada, India, and China. It operates through General Insurance; Insurance, Wealth & Retirement; Aviva Investors; and International Investments segments. The company offers gadget, home, motor, pet, and health insurance, as well as commercial, specialty insurance and protection. It also provides life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund and lifetime mortgage products; insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities; and personal and commercial lines insurance products for risks associated motor, property, and liability. In addition, the company offers investment management services for institutional pension fund mandates; and manages various retail investment products, including fixed income, equities, multi-asset, real estate and infrastructure for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. It markets its products through a network of insurance brokers, affinity partners, and banks, as well as MyAviva platform price comparison websites. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
710.80
Low
720.20
High
52 Week Price Range
459.90
Low
671.40
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Aviva plc is a UK-based insurer providing life, general insurance, pensions, savings and asset management across the UK and select international markets. Long-term growth may be supported by demographic demand for retirement and protection products, digital distribution, and ongoing portfolio simplification and capital returns that could support predictable cash generation.

Key risks include underwriting and catastrophe losses, low interest rates and market volatility that erode investment returns, and regulatory capital or legacy liability pressures.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
715.20
Dividend Yield
6.23%
Revenue TTM
28677.00M
Revenue Per Share
10.04
Gross Profit TTM
5500.00M
Debt / Equity
0.86
ROE
10.70%
Net Debt
-9985.00M
ROCE
0.67%
Diluted EPS TTM
0.26

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 1843.00M 1267.00M 1690.00M -1605.00M 556.00M
Minority interest -21.00M -22.00M 21.00M -21.00M -70.00M
Net income 1033.00M 683.00M 1106.00M -1139.00M 336.00M
Gross profit 58510.00M 31760.00M 34097.00M -20830.00M 32792.00M
Reconciled depreciation 238.00M 192.00M 185.00M 301.00M 333.00M
Ebit 2321.00M 1392.00M -126.00M -1237.00M 2186.00M
Ebitda 2559.00M 1584.00M 60.00M -936.00M 2519.00M
Depreciation and amortization 238.00M 192.00M 186.00M 301.00M 333.00M
Operating income 1843.00M 1318.00M -126.00M -1237.00M 2186.00M
Other operating expenses 56667.00M 39542.00M 32003.00M 19225.00M 32236.00M
Interest expense 478.00M 491.00M 479.00M 389.00M 503.00M
Tax provision 386.00M 292.00M 584.00M -466.00M 220.00M
Interest income 5855.00M 5180.00M 6041.00M 9142.00M 8430.00M
Net interest income -478.00M -491.00M -479.00M -470.00M -503.00M
Income tax expense 789.00M 562.00M 584.00M -466.00M 220.00M
Total revenue 58510.00M 40860.00M 34097.00M -20830.00M 32792.00M
Total operating expenses 56667.00M 30763.00M 1467.00M 19593.00M -30606.00M
Cost of revenue - -343.00M -12525.00M - -
Total other income expense net 74.00M -51.00M 1761.00M -368.00M -1630.00M
Discontinued operations - - - - 1700.00M
Net income from continuing ops 1054.00M 705.00M 1106.00M -1139.00M 336.00M
Net income applicable to common shares - - 1106.00M -1194.00M 1949.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 395304.00M 353883.00M 328843.00M 315316.00M 358474.00M
Intangible assets 1725.00M 1131.00M 507.00M 2089.00M 1950.00M
Other current assets - 57339.00M 36187.00M 13056.00M 74798.00M
Total liab 385207.00M 345262.00M 319243.00M 302421.00M 339020.00M
Total stockholder equity 9694.00M 8305.00M 8786.00M 12585.00M 19202.00M
Other current liab -1362.00M 8520.00M 5463.00M -2849.00M -12659.00M
Common stock 1006.00M 881.00M 901.00M 924.00M 941.00M
Capital stock 1006.00M 1081.00M 1101.00M 1124.00M 1141.00M
Retained earnings 8648.00M 1388.00M 7452.00M 327.00M 7556.00M
Other liab - - - - 314742.00M
Good will 4425.00M 2584.00M 2100.00M 2072.00M 1741.00M
Other assets - 353883.00M 4713.00M 61685.00M 74798.00M
Cash 18289.00M 23481.00M 17273.00M 22505.00M 12485.00M
Total current liabilities - 8124.00M 8105.00M 2849.00M 12659.00M
Current deferred revenue - - 78.00M - -
Net debt -9985.00M -16595.00M -9906.00M -14435.00M -5141.00M
Short term debt 1362.00M 978.00M 672.00M 1181.00M 50.00M
Short long term debt 1320.00M 978.00M 672.00M 1181.00M 50.00M
Short long term debt total 8304.00M 6886.00M 7367.00M 8070.00M 7344.00M
Other stockholder equity -26.00M 5792.00M -70.00M 11134.00M 10505.00M
Property plant equipment - - - 350.00M 428.00M
Total current assets 37829.00M 3616.00M 43891.00M 22505.00M 12485.00M
Long term investments 283592.00M 265007.00M 247103.00M 226004.00M 266934.00M
Net tangible assets - - - 9619.00M 16655.00M
Short term investments 258.00M 330.00M 10958.00M - -
Net receivables 19540.00M 3616.00M - 518.00M 6258.00M
Long term debt 5536.00M 5562.00M 6323.00M 6503.00M 7294.00M
Inventory - -80820.00M - - -
Accounts payable 1317.00M 996.00M 1955.00M 1668.00M 12609.00M
Accumulated other comprehensive income 66.00M 44.00M 303.00M - -
Non currrent assets other 8208.00M 80576.00M 224906.00M -231126.00M -271191.00M
Non current assets total 357475.00M 350267.00M 280239.00M 231126.00M 271191.00M
Capital lease obligations 450.00M 346.00M 372.00M 386.00M 472.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - 162.00M -350.00M -339.00M 74.00M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -1142.00M 162.00M -350.00M -339.00M 74.00M
Net borrowings -372.00M -760.00M -240.00M -958.00M -2039.00M
Total cash from financing activities -1732.00M -2494.00M -1820.00M -5939.00M -4402.00M
Change to operating activities - - - -41300.00M 10833.00M
Net income 979.00M 1267.00M 1690.00M -2379.00M 801.00M
Change in cash -5192.00M 5901.00M -4924.00M 9698.00M -4304.00M
Begin period cash flow 23481.00M 16652.00M 21576.00M 11878.00M 16182.00M
End period cash flow 18289.00M 22553.00M 16652.00M 21576.00M 11878.00M
Total cash from operating activities -2868.00M 8445.00M -2938.00M 15883.00M -2858.00M
Issuance of capital stock 1.00M 0.00M 8.00M 513.00M 6.00M
Depreciation 238.00M 192.00M 186.00M 301.00M 333.00M
Other cashflows from investing activities - -123.00M -201.00M - 3350.00M
Dividends paid 1246.00M 938.00M 895.00M 845.00M 1127.00M
Sale purchase of stock -477.00M -353.00M -376.00M -4161.00M -732.00M
Other cashflows from financing activities -80.00M -443.00M -317.00M 108.00M -352.00M
Change to netincome - - - 58042.00M -12912.00M
Capital expenditures 93.00M 173.00M 149.00M 99.00M 108.00M
Change in working capital 18845.00M 18390.00M 6617.00M -29833.00M 4184.00M
Stock based compensation 74.00M 61.00M 61.00M 58.00M 24.00M
Other non cash items -22930.00M -11465.00M -11492.00M 47736.00M 930.00M
Free cash flow -2961.00M 8272.00M -3082.00M 15784.00M -2966.00M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Diversified

Stock Name
Change
(GBX)
Price
(GBX)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
AV
Aviva PLC		 3.60
0.50%		 718.80 24.27 12.61 0.67 1.76 0.14
SAGA
Saga plc		 27.00
3.28%		 850.00 - 12.92 1.24 11.91 1.96
HUW
Helios Underwriting PLC		 -
-%		 260.00 8.74 5.32 4.49 0.84 0.58

Profile*

Aviva PLC

Aviva plc provides various insurance, retirement, and wealth products in the United Kingdom, Ireland, Canada, India, and China. It operates through General Insurance; Insurance, Wealth & Retirement; Aviva Investors; and International Investments segments. The company offers gadget, home, motor, pet, and health insurance, as well as commercial, specialty insurance and protection. It also provides life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund and lifetime mortgage products; insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities; and personal and commercial lines insurance products for risks associated motor, property, and liability. In addition, the company offers investment management services for institutional pension fund mandates; and manages various retail investment products, including fixed income, equities, multi-asset, real estate and infrastructure for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. It markets its products through a network of insurance brokers, affinity partners, and banks, as well as MyAviva platform price comparison websites. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.

80 Fenchurch Street, London, United Kingdom, EC3M 4AE

44 20 7283 2000

https://www.aviva.com

39359

Name Title Year Born
Ms. Amanda Jayne Blanc ACII, MBA Group CEO & Exec. Director 1967
Ms. Charlotte Claire Jones Group CFO & Exec. Director 1968
Mr. Nick Amin Chief Operating Officer 1956
Mr. John Cummings Chief Information Officer NA
Mr. Christopher Esson Group Investor Relations Director NA
Ms. Kirstine A. Cooper Group Gen. Counsel & Company Sec. 1964
Ms. Danielle Harmer Chief People Officer 1968
Ms. Sue Winston Head of Corp. Reputation & Online Communications NA
Ms. Jonna La Toure Sr. VP of Communications - USA Region NA
Mr. Matt Saker Chief Actuary for Europe Operations NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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