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Home CompaniesPCI-PAL PLC

PCI-PAL PLC

Technology Software - Infrastructure
PortfolioPortfolio WatchlistWatchlist
Company price
73.62 GBX -1.88 ( 2.49%)
Last update at 2026-10-27T16:30:00Z
VOLUME
106306
Market Cap
35.86M

Momentum Score

…

PCI-PAL PLC, through its subsidiaries, engages in the provision of payment card industry (PCI) compliance solutions and telephony services primarily in the United Kingdom, the United States, Canada, rest of Europe, and the Asia Pacific. It offers data secure payment card authorizations for call center operations; and Agent Assist, a PCI compliant solution for agents on live calls to enhance contact center customer experience. The company also provides PCI Pal Digital Payments, a solution that offers secure multi-payment methods with digital payments for contact centres; PCI Pal interactive voice recognition and intelligent virtual assistant/agent payments solution that enables customers to make payments 24/7; and Speech Recognition solution, detects primary speaker even in noisy environments, discerning languages, accents, and regional dialects with high precision. It serves clients in utilities, leisure, financial services, retail, logistics, and government sectors, as well as business process outsourcers and not for profit organizations. PCI-PAL PLC was formerly known as IPPlus plc and changed its name to PCI-PAL PLC in October 2016. PCI-PAL PLC was incorporated in 1999 and is based in Ipswich, United Kingdom.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
73.00
Low
76.00
High
52 Week Price Range
43.00
Low
60.00
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
75.50
Dividend Yield
-
Revenue TTM
23.21M
Revenue Per Share
0.32
Gross Profit TTM
20.49M
Debt / Equity
-0.03
ROE
-713.41%
Net Debt
-3.89M
ROCE
-152.41%
Diluted EPS TTM
-0.01

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Income before tax -0.17M -1.71M -4.89M -3.11M -4.19M
Net income 0.04M -1.18M -4.89M -2.94M -4.04M
Selling general administrative 20.36M 17.68M 17.95M 12.10M 9.37M
Gross profit 20.11M 16.02M 13.10M 10.01M 5.56M
Reconciled depreciation 1.55M 1.38M 1.16M 0.97M 0.74M
Ebit -0.25M -1.63M -4.89M -3.11M -4.00M
Ebitda -0.06M -0.25M -3.73M -2.13M -3.26M
Depreciation and amortization 0.20M 1.38M 1.16M 0.97M 0.74M
Operating income -0.21M -1.66M -4.85M -3.06M -3.96M
Other operating expenses 22.68M 19.62M 19.80M 15.00M 11.32M
Interest expense 0.07M 0.08M 0.01M 0.19M 0.19M
Tax provision -0.21M -0.54M 0.00M -0.16M -0.15M
Interest income 0.11M 0.03M 0.00M 0.00M -
Net interest income 0.04M -0.05M -0.04M -0.04M -0.23M
Income tax expense 0.21M -0.54M 0.00M -0.16M -0.15M
Total revenue 22.48M 17.96M 14.95M 11.94M 7.36M
Total operating expenses 20.31M 17.68M 17.95M 13.08M 9.52M
Cost of revenue 2.37M 1.94M 1.85M 1.92M 1.80M
Total other income expense net 0.04M -0.05M -0.04M -0.04M -0.23M
Net income from continuing ops 0.04M -1.18M -4.89M -2.94M -4.04M
Net income applicable to common shares - - - -2.94M -4.04M
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Total assets 15.85M 15.52M 11.51M 12.95M 13.69M
Intangible assets 0.27M 4.10M 3.22M 2.66M 2.37M
Other current assets 2.16M 1.88M - 4.20M 2.93M
Total liab 17.02M 17.49M 15.62M 12.77M 9.76M
Total stockholder equity -1.17M -1.97M -4.11M 0.18M 3.93M
Deferred long term liab - - - 3.40M 2.90M
Other current liab 14.32M 1.72M 10.01M 10.68M 7.26M
Common stock 0.73M 0.72M 0.66M 0.66M 0.66M
Capital stock 0.73M 0.72M 0.66M 0.66M 0.66M
Retained earnings -21.23M -21.27M -19.67M -14.78M -11.84M
Other liab - - - 1.33M 1.94M
Other assets - -0.94M - 3.40M 0.80M
Cash 3.92M 4.33M 1.17M 4.89M 7.52M
Total current liabilities 15.68M 15.69M 11.82M 11.37M 7.82M
Current deferred revenue - 12.62M - -0.04M -0.01M
Net debt -3.89M -4.31M -1.10M -4.78M -7.50M
Short term debt 0.01M 0.05M 0.04M 0.04M 0.01M
Short long term debt total 0.04M 0.02M 0.07M 0.11M 0.01M
Other stockholder equity 17.74M 17.62M 14.91M 14.13M 11.18M
Property plant equipment - - - 0.24M 0.07M
Total current assets 9.93M 9.79M 6.54M 9.09M 10.45M
Net tangible assets - - - -0.04M 1.56M
Net receivables 3.84M 3.58M 3.51M 2.96M 2.93M
Accounts payable 1.35M 0.74M 1.77M 0.69M 0.56M
Accumulated other comprehensive income 1.59M 0.95M - - -
Common stock total equity - - - - 0.66M
Non currrent assets other 5.53M 0.94M 1.57M 0.96M 0.80M
Non current assets total 5.92M 6.67M 4.97M 3.86M 3.24M
Capital lease obligations 0.04M 0.02M 0.07M 0.11M 0.01M
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Investments -1.71M -2.00M -1.66M -1.27M -0.96M
Change to liabilities - - - 2.92M 3.72M
Total cashflows from investing activities -1.71M -2.03M - -1.27M -0.96M
Net borrowings 0.00M 0.00M - -0.03M -1.31M
Total cash from financing activities 0.09M 3.37M -0.04M 0.01M 3.98M
Net income 0.04M -1.18M -4.89M -2.94M -4.04M
Change in cash -0.41M 3.16M -3.72M -2.63M 3.22M
Begin period cash flow 4.33M 1.17M 4.89M 7.52M 4.30M
End period cash flow 3.92M 4.33M 1.17M 4.89M 7.52M
Total cash from operating activities 1.16M 1.83M -2.02M -1.37M 0.20M
Issuance of capital stock 0.12M 3.65M 0.00M 0.04M 5.61M
Depreciation 1.55M 1.38M 1.16M 0.97M 0.74M
Other cashflows from investing activities -1.66M -1.98M - 0.00M 0.00M
Dividends paid - - - 2.81M 2.76M
Change to account receivables 0.09M -0.03M - -1.44M -1.02M
Sale purchase of stock - - - -0.32M -0.32M
Other cashflows from financing activities - -0.04M -1.66M 5.62M 3.98M
Change to netincome - - - -0.88M 0.79M
Capital expenditures 0.05M 0.05M 1.66M 1.27M 0.96M
Change in working capital 0.09M 1.30M 1.12M 1.48M 2.70M
Stock based compensation 0.28M 0.30M 0.27M 0.25M 0.12M
Other non cash items -0.81M 0.32M 0.00M 0.01M 0.21M
Free cash flow 1.11M 1.75M -3.68M -2.64M -0.76M

Peer Comparison*

Sector: Technology Industry: Software - Infrastructure

Stock Name
Change
(GBX)
Price
(GBX)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
PCIP
PCI-PAL PLC		 -1.88
2.49%		 73.62 - 476.19 1.55 183.97 1.35 31.73
EWG
W.A.G payment solutions plc		 -1.20
1.10%		 108.00 - 14.88 0.35 3.56 0.48 10.57
BYIT
Bytes Technology Ltd		 17.20
3.77%		 473.40 13.89 11.78 3.14 8.89 2.77 8.13
BOKU
Boku Inc		 -1.00
0.75%		 132.00 56.33 20.37 3.85 4.28 3.63 16.09
PAY
PayPoint plc		 10.50
1.47%		 722.50 23.80 10.32 1.16 3.61 1.00 5.66

Profile*

PCI-PAL PLC

PCI-PAL PLC, through its subsidiaries, engages in the provision of payment card industry (PCI) compliance solutions and telephony services primarily in the United Kingdom, the United States, Canada, rest of Europe, and the Asia Pacific. It offers data secure payment card authorizations for call center operations; and Agent Assist, a PCI compliant solution for agents on live calls to enhance contact center customer experience. The company also provides PCI Pal Digital Payments, a solution that offers secure multi-payment methods with digital payments for contact centres; PCI Pal interactive voice recognition and intelligent virtual assistant/agent payments solution that enables customers to make payments 24/7; and Speech Recognition solution, detects primary speaker even in noisy environments, discerning languages, accents, and regional dialects with high precision. It serves clients in utilities, leisure, financial services, retail, logistics, and government sectors, as well as business process outsourcers and not for profit organizations. PCI-PAL PLC was formerly known as IPPlus plc and changed its name to PCI-PAL PLC in October 2016. PCI-PAL PLC was incorporated in 1999 and is based in Ipswich, United Kingdom.

7 Gamma Terrace, Ipswich, United Kingdom, IP3 9FF

44 33 0131 0330

https://www.pcipal.com

126

Name Title Year Born
Mr. James Christopher Barham CEO & Exec. Director 1982
Mr. Thomas William Good A.C.M.A., B.A., CGMA CFO, Sec. & Exec. Director 1965
Mr. Geoffrey Forsyth Chief Information Security Officer 1963
Mr. Mufti Monim Chief Technology Officer NA
Ms. Adrienne Brophy Gen. Counsel NA
Ms. Jane Goodayle Chief Marketing Officer NA
Rachael Drouet Head of People & Devel. NA
Mr. Darren Gill Chief Revenue Officer NA
Ms. Sadie Sangster Sr. VP of Customer Success NA
Mr. James Christopher Barham CEO & Executive Director 1981

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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