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Southern California Bancorp Common Stock

Financial Services US BCAL

20.31USD
0.61(3.10%)

Last update at 2026-06-23T20:00:00Z

Day Range

19.5220.33
LowHigh

52 Week Range

13.0720.25
LowHigh

Fundamentals

  • Previous Close 19.70
  • Market Cap606.45M
  • Volume457751
  • P/E Ratio9.72
  • Dividend Yield-%
  • Revenue TTM189.00M
  • Revenue Per Share TTM5.83
  • Gross Profit TTM 189.00M
  • Diluted EPS TTM1.93

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 87.96M 8.26M 36.86M - -
Minority interest - - - - -
Net income 63.06M 5.43M 25.91M - -
Selling general administrative 70.89M 51.26M 40.10M - -
Selling and marketing expenses - - - - -
Gross profit 184.93M 106.07M 96.60M - -
Reconciled depreciation 5.62M 3.64M 1.92M - -
Ebit - 8.26M 36.86M - -
Ebitda 87.96M 11.90M 38.77M - -
Depreciation and amortization - 3.64M 1.92M - -
Non operating income net other - - - - -
Operating income 87.96M 8.26M 36.86M - -
Other operating expenses 145.04M 176.31M 90.05M 5.46M 3.90M
Interest expense 56.89M 56.81M 29.38M - 0.00000M
Tax provision 24.90M 2.83M 10.95M - -
Interest income 225.98M 179.80M 123.52M - -
Net interest income 169.09M 122.98M 94.14M - -
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 24.90M 2.83M 10.95M 5.87M 3.48M
Total revenue 233.00M 184.58M 126.90M - -
Total operating expenses 96.97M 97.81M 59.75M - -
Cost of revenue 48.06M 78.50M 30.30M - -
Total other income expense net - -16.38500M -1.91900M - -
Discontinued operations - - - - -
Net income from continuing ops 63.06M 5.43M 25.91M - -
Net income applicable to common shares - - - - 10.71M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 4033.39M 4031.65M 2366.21M - -
Intangible assets 18.48M 22.27M 1.20M - -
Earning assets - - - - -
Other current assets - - 93.98M 15.89M 4.14M
Total liab 3456.80M 3519.82M 2078.06M - -
Total stockholder equity 576.59M 511.84M 288.15M - -
Deferred long term liab - - - - -
Other current liab 1178.26M 3398.76M 1289.10M - -
Common stock 442.39M 442.47M 222.04M - 214.16M
Capital stock 442.39M 442.47M 222.04M - -
Retained earnings 135.81M 76.01M 70.58M - 32.40M
Other liab - - - 12.63M 10.76M
Good will 110.93M 111.79M 37.80M - -
Other assets 3570.92M 3639.73M - 1945.19M 1546.42M
Cash 52.01M 60.47M 33.01M - -
Cash and equivalents - - - - -
Total current liabilities 1178.26M 3398.76M 1376.83M 1984.88M 1973.16M
Current deferred revenue - - - - -
Net debt 19.69M 27.56M 81.97M - -
Short term debt - 5.11M 87.73M - -
Short long term debt - - - - -
Short long term debt total 71.70M 88.03M 114.98M - -
Other stockholder equity - - - - -0.03800M
Property plant equipment - - - - 27.71M
Total current assets 286.90M 202.47M 93.98M 102.66M 584.14M
Long term investments 287.83M 195.28M 183.65M - -
Net tangible assets - - - 220.97M 207.72M
Short term investments 234.89M 142.00M 130.03M - -
Net receivables - - - - -
Long term debt 33.83M 69.72M 102.86M - -
Inventory - - - - -
Accounts payable - - - - 1973.10M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -1.62100M -6.64100M -4.45900M - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -10.10500M 464.97M 2168.17M - -
Deferred long term asset charges - - - - -
Non current assets total 175.56M 3829.18M 2272.23M - -
Capital lease obligations 18.94M 18.31M 12.12M - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -84.64800M 524.65M -78.92700M -121.64600M -17.60300M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities 29.75M 524.65M -78.92700M - 8.52M
Net borrowings -38.00000M -85.00000M 35.00M - -213.93400M
Total cash from financing activities -75.29200M -273.57800M 45.86M 6.10M 301.01M
Change to operating activities - - - - 9.03M
Net income 63.06M 5.43M 25.91M 16.11M 10.71M
Change in cash 11.75M 301.37M 0.03M -493.24600M 329.19M
Begin period cash flow 388.16M 86.79M 86.76M - -
End period cash flow 399.91M 388.16M 86.79M - -
Total cash from operating activities 57.29M 50.29M 33.10M - 19.65M
Issuance of capital stock - - - - -
Depreciation 5.62M 3.64M 1.92M - 2.01M
Other cashflows from investing activities 12.45M 166.72M -59.28400M - -12.51000M
Dividends paid 3.25M 0.00000M 11.49M - -
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -6.02900M -1.96600M -0.88900M - -
Other cashflows from financing activities -28.14200M -186.61200M 11.75M - 518.45M
Change to netincome - - - -3.71600M -2.09200M
Capital expenditures 0.35M 0.55M 0.30M 0.00000M 1.75M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 4.29M 20.71M -1.79000M - -
Stock based compensation 5.82M 6.24M 4.52M - -
Other non cash items -10.06300M 14.70M 2.13M - -
Free cash flow 56.94M 49.74M 32.80M - -

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BCAL
Southern California Bancorp Common Stock		 0.61 3.10% 20.31 9.72 - 3.21 1.05 3.65
HDB
HDFC Bank Limited ADR		 -0.07 0.28% 25.02 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 0.13 0.44% 29.92 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 -0.1 0.19% 51.25 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

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Profile

California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans, including construction and land development loans, commercial and industrial loans, small business administration loans, and consumer loans, as well as commercial real estate (CRE) loans comprising one- to four-family and multifamily residential loans, owner-occupied CRE loans, and non-owner-occupied CRE loans; lines of credit; home equity lines of credit; and letters of credit. In addition, the company offers treasury management; merchant services; escrow and sub-accounting solutions; cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; and ACH origination, courier, and lockbox processing services. It serves businesses, business owners and their trusts, limited liability corporations, business partnerships, associations, organizations, and governmental authorities, as well as the manufacturing, wholesale distribution, professional services, commercial real estate, healthcare, hospitality, commercial contractor, and non-profit organization sectors. The company was formerly known as Southern California Bancorp and changed its name to California BanCorp in August 2024. California BanCorp was founded in 2001 and is headquartered in San Diego, California.

Southern California Bancorp Common Stock

12265 El Camino Real, San Diego, CA, United States, 92130

Key Executives

Name Title Year Born
Mr. David I. Rainer CEO & Chairman 1957
Mr. Richard Hernandez Pres NA
Mr. Thomas G. Dolan Exec. VP & COO 1960
Ms. Pamela C. Isaacson COO & Exec. VP NA
Joann Yeung Sr. VP, Chief Accounting Officer & Director of Financial Reporting NA
Mr. Jeffery T. Hurtik Exec. VP & Chief Information Officer NA
Mr. Christopher D. Maggio Sr. VP & Credit Team Mang. NA
Mr. Martin Liska Exec. VP & Chief Risk Officer NA
Ms. Anne A. Williams Exec. VP & Chief Credit Officer 1958
Ms. Nicole Swain Exec. VP & Pres of Private Banking NA

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