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Coastal Financial Corp

Financial Services US CCB

67.82USD
-2.85(4.03%)

Last update at 2026-06-03T20:00:00Z

Day Range

67.5070.25
LowHigh

52 Week Range

70.72120.05
LowHigh

Fundamentals

  • Previous Close 70.67
  • Market Cap1246.41M
  • Volume133656
  • P/E Ratio27.00
  • Dividend Yield-%
  • Revenue TTM349.04M
  • Revenue Per Share TTM23.19
  • Gross Profit TTM 349.04M
  • Diluted EPS TTM3.03

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 61.24M 57.32M 57.13M 50.62M 34.38M
Minority interest - - - - -
Net income 46.99M 45.22M 44.58M 40.62M 27.00M
Selling general administrative 92.42M 75.06M 72.80M 56.80M 42.77M
Selling and marketing expenses - 0.49M 0.52M 2.46M 0.45M
Gross profit 349.04M 175.26M 330.37M 213.59M 101.81M
Reconciled depreciation 6.51M 4.55M 2.03M 1.81M 1.59M
Ebit - 57.32M 57.13M 71.02M 34.38M
Ebitda 61.24M 61.87M 57.13M 72.83M 35.96M
Depreciation and amortization - 4.55M 2.33M 1.81M 1.59M
Non operating income net other - - - - -
Operating income 61.24M 57.32M 57.13M 71.02M 34.38M
Other operating expenses 599.98M 519.29M 0.52M 0.35M -67.43400M
Interest expense 119.55M 123.75M 91.64M 20.39M 3.65M
Tax provision 14.25M 12.10M 12.13M 10.00M 7.37M
Interest income 429.09M 396.34M 306.79M 191.82M 82.80M
Net interest income 309.53M 272.59M 232.14M 171.43M 79.15M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 14.25M 12.10M 12.55M 10.00M 7.37M
Total revenue 661.23M 576.61M 330.37M 213.59M 101.81M
Total operating expenses 287.80M 117.94M 0.52M 0.35M -67.43400M
Cost of revenue 312.18M 401.36M 275.64M - -
Total other income expense net - 57.32M 57.13M -20.39500M -3.64600M
Discontinued operations - - - - -
Net income from continuing ops 46.99M 45.22M 48.69M 40.62M 27.00M
Net income applicable to common shares - - - 40.62M 27.00M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 4741.44M 4121.21M 3780.70M 3144.47M 2635.52M
Intangible assets - - - - -
Earning assets - - - - -
Other current assets 3598.61M - 626.96M 2228.05M 899.91M
Total liab 4250.48M 3682.50M 3485.72M 2900.97M 2434.30M
Total stockholder equity 490.96M 438.70M 294.98M 243.49M 201.22M
Deferred long term liab - - - 0.62M 0.74M
Other current liab 4.98M 3584.32M 3280.33M 15.19M -0.35700M
Common stock 233.44M 228.18M 130.14M 125.83M 121.84M
Capital stock 233.44M 228.18M 130.14M 125.83M 121.84M
Retained earnings 257.52M 210.53M 165.31M 120.00M 79.37M
Other liab - - - 29.95M 10.96M
Good will 4.54M - - - -
Other assets 1069.87M 3360.79M 0.00000M 2544.64M 1710.50M
Cash 34.24M 452.51M 483.13M 342.14M 813.16M
Cash and equivalents - - - - -
Total current liabilities 4.98M 3615.47M 3281.31M 21.10M 0.36M
Current deferred revenue - - -34.54300M - -5.96300M
Net debt 23.76M -399.23100M -429.27000M -289.31800M -753.96800M
Short term debt 4.98M 1.01M 0.98M 5.23M 6.32M
Short long term debt - - - - 0.00000M
Short long term debt total 58.00M 53.28M 53.86M 52.82M 59.19M
Other stockholder equity - 228.18M - 125.83M 121.84M
Property plant equipment - - - 18.21M 23.32M
Total current assets 3632.88M 487.79M 626.96M 467.69M 856.59M
Long term investments 61.08M 58.12M 160.59M 108.91M 45.10M
Net tangible assets - - - 243.49M 201.22M
Short term investments 0.03M 0.04M 99.50M 97.32M 35.33M
Net receivables 3598.61M 35.24M 35.91M 28.23M 8.11M
Long term debt 48.04M 47.88M 47.73M 47.59M 52.87M
Inventory - - -2904.60800M - -
Accounts payable 28.93M 30.13M 34.54M 0.68M 0.36M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -0.00100M -0.00200M -0.46900M -2.33400M 0.00400M
Additional paid in capital - - - - -
Common stock total equity - - - 125.83M 121.84M
Preferred stock total equity - - - - -
Retained earnings total equity - - - 120.00M 79.37M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -4415.03000M 27.02M 24.86M -18.45800M -68.42500M
Deferred long term asset charges - - - - -
Non current assets total 38.68M 3633.42M 3153.74M 132.14M 68.42M
Capital lease obligations 4.98M 5.40M 6.12M 5.23M 6.32M
Long term debt total - - - 47.59M 27.87M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -1.49400M -608.56600M -581.10900M -993.09200M -865.66200M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -525.65100M -608.56600M -594.01200M -987.94800M -894.15200M
Net borrowings - 0.00000M 0.00000M -5.37400M 14.26M
Total cash from financing activities 555.52M 318.17M 543.46M 449.83M 859.84M
Change to operating activities - - - -46.03700M -3.66500M
Net income 46.99M 45.22M 44.58M 40.62M 27.00M
Change in cash 284.46M -30.61500M 140.99M -471.02200M -4.46900M
Begin period cash flow 452.51M 483.13M 342.14M 813.16M 18.96M
End period cash flow 736.97M 452.51M 483.13M 342.14M 14.50M
Total cash from operating activities 254.58M 259.79M 191.54M 67.10M 29.85M
Issuance of capital stock 0.08M 91.80M 0.00000M 0.00000M 32.39M
Depreciation 6.51M 4.55M 2.33M 1.81M 1.59M
Other cashflows from investing activities -516.27700M -701.69300M -538.80600M 7.98M -25.89700M
Dividends paid - - - - -
Change to inventory - - - - -
Change to account receivables -10.05200M -5.05000M 1.33M - -
Sale purchase of stock -3.52900M 0.00000M 0.00000M 1.47M 32.75M
Other cashflows from financing activities 558.87M 226.36M 542.84M 473.36M 991.16M
Change to netincome - - - 26.47M 2.84M
Capital expenditures 8.44M 9.90M 6.25M 2.84M 2.59M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - -471.02200M -4.46900M
Change in working capital -5.06400M -72.55200M -56.40800M -45.67700M -3.66500M
Stock based compensation 8.60M 4.84M 3.66M 2.52M 1.28M
Other non cash items 193.08M 277.58M 183.50M 78.84M 6.65M
Free cash flow 246.15M 249.89M 185.29M 64.26M 27.25M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CCB
Coastal Financial Corp		 -2.85 4.03% 67.82 27.00 17.79 3.57 2.57 3.25
HDB
HDFC Bank Limited ADR		 0.01 0.04% 23.55 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 -0.425 1.38% 30.39 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 - -% 51.34 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.92 6.10 5.67 0.44 0.77 3.43

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Profile

Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to consumers and small and medium-sized businesses in the Puget Sound region in Washington. It accepts a range of deposit products, including demand and savings accounts, time deposits, and money market accounts. The company also offers commercial and industrial loans, such as term loans, commercial lines of credit, capital call lines working capital loans, equipment financing, borrowing base loans, small business administration loans, and other loan products; owner and non-owner-occupied real estate loans, and multi-family residential loans; construction and development loans; residential real estate loans; and consumer and other loans, including automobile, boat and recreational vehicle, and secured term loans, as well as personal lines of credit, including overdraft protection. In addition, it provides remote deposit capture, online and mobile banking, and direct and reciprocal deposit services; and debit cards. Further, the company offers business accounts and cash management services, including business checking and savings accounts, and treasury services, as well as Banking as a Service (BaaS), a platform that allows digital financial service partners to offer their customers banking services. The company was founded in 1997 and is headquartered in Everett, Washington.

Coastal Financial Corp

5415 Evergreen Way, Everett, WA, United States, 98203

Key Executives

Name Title Year Born
Mr. Eric M. Sprink CEO & Director 1973
Mr. Joel G. Edwards Exec. VP, CFO & Corp. Sec. 1960
Mr. John J. Dickson Exec. VP & COO 1961
Mr. Curt Queyrouze Pres NA
Ms. Erika Heer Exec. VP & Chief HR Officer NA
Mr. Russell A. Keithley Exec. VP & Chief Banking Officer 1966
Ms. Laura L. Byers Chief Digital Banking Officer & Exec. VP 1957
Jon Sand Exec. VP & Chief Credit Officer NA
Mr. Tyler Ferguson Exec. VP & Chief Credit Officer of CCBX NA
Mr. Andrew Stines Exec. VP & Chief Risk Officer NA

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