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Eastern Bankshares Inc

Company price
23.35 USD 0.51 ( 2.23%)
Last update at 2026-11-09T21:00:00Z
VOLUME
2871825
Market Cap
4995.26M
P/E
12.21

Momentum Score

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Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.

Source: TradingView
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Day Price Range
23.02
Low
23.52
High
52 Week Price Range
16.15
Low
23.61
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Eastern Bankshares, Inc. is the holding company for Eastern Bank, a regional New England bank offering commercial and consumer loans, deposits, mortgages and wealth-management services. Long-term growth drivers include local economic growth, loan and deposit expansion via its branch network and fee income from mortgage and wealth businesses, which may support earnings diversification and stable cash flow.

Principal risks are geographic concentration in New England, sensitivity to interest-rate and net-interest-margin shifts, credit exposure to commercial real estate and commercial lending cycles, and competition and regulatory compliance costs.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
22.84
Dividend Yield
2.47%
Revenue TTM
1098.21M
Revenue Per Share
5.14
Gross Profit TTM
1098.21M
Debt / Equity
0.05
ROE
9.44%
Net Debt
88.80M
ROCE
0.64%
Diluted EPS TTM
1.79

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 99.55M 155.77M -126.00M 256.69M 188.71M
Net income 88.21M 119.56M 294.87M 199.76M 154.66M
Selling general administrative 346.60M 316.21M 330.03M 304.44M 350.98M
Selling and marketing expenses 6.83M 7.82M 7.59M 9.54M 8.74M
Gross profit 699.22M 664.13M 796.46M 737.83M 616.47M
Reconciled depreciation 63.53M 38.38M 27.65M 3.86M 2.51M
Ebit 104.45M 155.77M -62.69M 317.92M 188.71M
Ebitda 157.11M 194.14M -62.69M 321.79M 191.22M
Depreciation and amortization 52.66M 38.38M 1.80M 3.86M 2.51M
Operating income 104.45M 155.77M -62.69M 317.92M 188.71M
Other operating expenses 951.75M 914.92M 7.59M 9.54M 427.75M
Interest expense 335.68M 339.17M 246.05M 37.13M 5.33M
Tax provision 11.29M 36.20M -52.37M 56.93M 34.05M
Interest income 1164.23M 946.77M 767.81M 605.18M 435.16M
Net interest income 828.59M 607.60M 567.10M 568.05M 429.83M
Income tax expense 11.34M 36.20M -63.31M 56.93M 34.05M
Total revenue 1056.20M 1070.68M 796.46M 737.83M 616.47M
Total operating expenses 594.77M 508.37M 7.59M 9.54M -427.75M
Cost of revenue 356.98M 406.55M -239.29M - -
Total other income expense net -4.90M 36.20M -63.31M -61.24M -11.22M
Net income from continuing ops 88.22M 119.56M -40.03M 199.76M 154.66M
Net income applicable to common shares - - - 199.76M 154.66M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 30586.90M 25557.88M 21133.28M 22646.86M 23512.13M
Intangible assets 183.78M 135.20M 566.21M 20.90M 18.21M
Other current assets - 231.94M 876.15M -6690.78M 3440.04M
Total liab 26246.30M 21945.91M 18158.42M 20175.07M 34.28M
Total stockholder equity 4340.50M 3611.97M 2974.86M 2471.79M 3406.35M
Other current liab 14226.90M 21291.62M 9826.60M -704.08M -14.02M
Common stock 2.40M 2.14M 1.77M 1.76M 1.86M
Capital stock 2.36M 2.14M 1.77M 1.76M 1.86M
Retained earnings 2067.30M 2084.50M 2047.75M 1881.78M 1768.65M
Other liab - - - 317.15M 443.19M
Good will 1300.90M 914.96M 557.63M 640.22M 631.50M
Other assets 28849.10M 23434.20M 0.00M 7831.90M 4527.20M
Cash 126.10M 1006.88M 693.08M 169.50M 1231.79M
Total current liabilities 14226.90M 21294.13M 9826.69M 331.65M 14.02M
Current deferred revenue - - - 331.65M -
Net debt 88.80M -961.57M -644.86M 571.32M -1197.51M
Short term debt - 2.52M 0.10M 704.08M 14.02M
Short long term debt 46.53M 2.52M 0.10M 704.08M 14.02M
Short long term debt total 214.90M 45.31M 48.22M 740.83M 34.28M
Other stockholder equity 2621.00M 2109.65M 1666.44M 1511.44M 1692.53M
Property plant equipment - - - 120.08M 80.98M
Total current assets 316.90M 5260.42M 876.15M 6860.28M 9743.02M
Long term investments 4425.13M 4442.31M 4857.24M 7230.89M 9598.38M
Net tangible assets - - - 1810.66M 2756.65M
Short term investments 190.80M 4021.60M 4407.52M 6690.78M 8511.22M
Net receivables - - - 17.50M 17.70M
Long term debt 153.09M 91.39M 48.12M 740.83M 34.28M
Accounts payable - - - 18974.36M 19628.31M
Accumulated other comprehensive income -350.20M -584.33M -741.11M -923.19M -56.70M
Common stock total equity - - - 1.76M 1.86M
Retained earnings total equity - - - 1881.78M 1768.65M
Non currrent assets other -310.00M 878.04M 18751.73M -268.18M -76.53M
Non current assets total 1420.90M 20297.46M 20257.13M 7954.67M 9241.91M
Long term debt total - - - 740.83M -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 435.36M 1059.40M 1351.47M -146.65M -2358.11M
Change to liabilities - - - -49.93M -22.88M
Total cashflows from investing activities -364.02M 1059.40M 2400.26M -1076.65M -1985.74M
Net borrowings -369.34M -739.95M -692.61M 706.55M -36.28M
Total cash from financing activities -758.41M -1029.43M -2138.39M -215.57M 988.98M
Change to operating activities - - - -51.83M 37.35M
Net income 88.22M 119.56M -62.69M 199.76M 154.66M
Change in cash -690.01M 313.80M 523.57M -1062.29M -822.28M
Begin period cash flow 1006.88M 693.08M 169.50M 1231.79M 2054.07M
End period cash flow 316.87M 1006.88M 693.08M 169.50M 1231.79M
Total cash from operating activities 432.42M 284.22M 261.69M 229.94M 174.49M
Issuance of capital stock - - - 0.00M 0.00M
Depreciation 63.53M 38.38M 23.64M 27.97M 27.18M
Other cashflows from investing activities -778.53M -166.29M 95.06M -921.38M 378.10M
Dividends paid 105.72M 82.54M 66.67M 65.89M 51.56M
Sale purchase of stock -106.59M -27.68M -30.85M -201.62M -23.22M
Other cashflows from financing activities -181.87M -179.26M -1379.10M -11.79M -0.26M
Change to netincome - - - 21.70M -3.26M
Capital expenditures 19.43M 13.54M 8.14M 8.63M 5.73M
Cash flows other operating - - - 35.38M 46.01M
Cash and cash equivalents changes - - - -1062.29M -822.28M
Change in working capital 32.62M -5.78M 32.30M -48.13M 39.70M
Stock based compensation 25.30M 26.62M 23.18M 20.43M 9.41M
Other non cash items 236.31M 69.38M 263.52M 23.88M -51.15M
Free cash flow 412.99M 270.30M 253.55M 221.31M 168.76M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
EBC
Eastern Bankshares Inc
0.51
2.23%
23.35 12.21 9.97 4.55 1.17 4.77
DBSDY
DBS Group Holdings Ltd ADR
4.37
2.02%
220.25 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
0.03
0.45%
6.69 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
-0.05
0.14%
34.68 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
5.05
5.86%
91.30 11.53 10.27 5.72 1.83 8.22

Profile*

Eastern Bankshares Inc

Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.

125 High Street, Boston, MA, United States, 02110

800 327 8376

2247

Name Title Year Born
Mr. Robert F. Rivers Chairman & CEO 1965
Mr. Quincy L. Miller Pres 1975
Mr. James B. Fitzgerald CFO, Chief Admin. Officer & Treasurer 1958
Ms. Jillian A. Belliveau Head of Investor Relations NA
Ms. Kathleen Cloherty Henry Esq. Exec. VP, Gen. Counsel & Corp. Sec. 1973
Mr. Timothy J. Lodge Pres & CEO of Eastern Insurance Group LLC 1977
Ms. Nancy Huntington Stager Pres & CEO of Eastern Bank Foundation 1961
Mr. Quincy L. Miller President 1975
Mr. James B. Fitzgerald CFO, Chief Administrative Officer & Treasurer 1958
Ms. Kathleen Cloherty Henry Esq. Executive VP, General Counsel & Corporate Secretary 1973

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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