Explore 3 Stock Ideas & Industry Insights Download Free Report

888-969-2592
Shopping Cart 0
countryflagCA
Login

Home CompaniesBajaj Finance Limited

Bajaj Finance Limited

Financial Services Credit Services
PortfolioPortfolio WatchlistWatchlist
Company price
1069.9 INR 75.90 ( 7.64%)
Last update at 2026-11-05T09:45:00Z
VOLUME
29347167
Market Cap
6040800.20M
P/E
33.00

Momentum Score

…

Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers financing for various products, such as consumer electronics, furniture, digital products, e-commerce purchases, retail spends, and two and three-wheelers; and personal, unsecured, home, and secured, gold, and car loans. It also provides secured and unsecured loans to micro, small, and medium enterprises, SMEs, and professionals; loans against property, mutual funds, insurance policies, and shares; developer finance and lease rental discounting services; and new and used car financing, and tractor financing. In addition, the company offers commercial and rural lending; public and corporate deposits; loans against securities; micro-finance and auto financing lending; and broking and margin trade financing services. Further, it distributes life, health, and general insurance products. The company was formerly known as Bajaj Auto Finance Limited and changed its name to Bajaj Finance Limited in September 2010. The company was incorporated in 1987 and is based in Pune, India. Bajaj Finance Limited is a subsidiary of Bajaj Finserv Ltd.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
1020.00
Low
1074.85
High
52 Week Price Range
710.35
Low
1102.50
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
994.00
Dividend Yield
0.45%
Revenue TTM
406393.00M
Revenue Per Share
65.55
Gross Profit TTM
376219.11M
Debt / Equity
3.00
ROE
19.09%
Net Debt
2763019.80M
ROCE
5.62%
Diluted EPS TTM
29.45

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Income before tax 220796.30M 193095.70M 155278.60M 95037.80M 59922.60M
Minority interest -1416.60M 0.00M - - -
Net income 166378.20M 144511.70M 115076.90M 70282.30M 44198.20M
Selling general administrative 619.60M 535.90M 293.70M 278.30M 187.40M
Selling and marketing expenses 4772.30M 3491.80M 4786.60M 2702.90M 1833.30M
Gross profit 423563.30M 343263.20M 269543.30M 201466.20M 160225.70M
Reconciled depreciation 8809.90M 6833.20M 4853.80M 3845.70M 3252.70M
Ebit 220796.30M 193095.70M 150424.80M 91192.10M 56669.90M
Ebitda 229606.20M 199928.90M 155278.60M 95037.80M 59922.60M
Depreciation and amortization 8809.90M 6833.20M 4853.80M 3845.70M 3252.70M
Operating income 220796.30M 193095.70M 150424.80M 91192.10M 56669.90M
Other operating expenses 450474.90M 337414.40M -101771.20M -75879.10M -53295.40M
Interest expense 247707.90M 187246.90M 125598.90M 97482.40M 94140.00M
Tax provision 53001.50M 48584.00M 40201.70M 24755.50M 15724.40M
Interest income 611635.50M 483066.00M 16.70M 272697.60M 233033.80M
Net interest income 363927.60M 295819.10M 229903.00M 175215.20M 138893.80M
Income tax expense 53001.50M 48584.00M 40201.70M 24755.50M 15724.40M
Total revenue 671271.20M 530510.10M 269543.30M 201466.20M 160225.70M
Total operating expenses 202767.00M 150167.50M 82384.90M 58146.00M 40548.80M
Cost of revenue 247707.90M 187246.90M 144513.60M 114937.90M 106604.80M
Total other income expense net -194866.90M -142774.90M 155278.60M 95037.80M 59922.60M
Net income from continuing ops 167794.80M 144511.70M 115076.90M 70282.30M 44198.20M
Net income applicable to common shares 166378.20M 144511.70M 115076.90M 70282.30M 44198.20M
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Total assets 4661268.30M 3757416.20M 2752286.70M 2125053.60M 1715268.70M
Intangible assets 11025.60M 9064.20M 6930.20M 4513.20M 3147.30M
Other current assets - -115627.90M 9488.00M 1927198.00M 1480161.40M
Total liab 3671899.40M 2990462.70M 2208566.90M 1687926.70M 1346084.60M
Total stockholder equity 966928.70M 766953.50M 543719.80M 437126.90M 369184.10M
Other current liab 714928.50M -229085.40M -14521.20M -11693.20M -8948.60M
Common stock 1241.70M 1238.00M 1208.90M 1210.90M 1203.20M
Capital stock 1241.70M 1236.00M 1208.90M 1210.90M 1203.20M
Retained earnings 517826.60M 370804.10M 272200.60M 192519.90M 142428.40M
Other liab - - 19321.90M 2048.30M 2405.40M
Good will 32.70M 32.70M 32.70M 32.70M 32.70M
Other assets 40934.00M 3277503.90M 2712904.60M 2073734.80M 1683107.80M
Cash 135435.40M 106240.10M 43045.20M 37860.80M 22580.90M
Cash and equivalents 9505.80M - 43045.20M 34071.70M 18493.30M
Total current liabilities 734715.20M 623905.30M 14521.20M 11693.20M 8948.60M
Current deferred revenue - -2311308.70M - - -
Net debt 2763019.80M 2225709.00M 1677204.10M 1291022.20M 1039276.70M
Short term debt 1014942.70M 831263.90M 136771.90M 118726.20M 90813.40M
Short long term debt total 2898455.20M 2342806.50M 1720249.30M 1328883.00M 1061857.60M
Other stockholder equity 282813.30M 265818.00M 270310.30M 243396.10M 225552.50M
Property plant equipment 27156.30M 23836.70M 16911.70M 12958.50M 10487.60M
Total current assets 154566.50M 123575.00M 15507.50M 33814.40M 18493.30M
Long term investments 371363.90M 323403.70M 237203.60M 130889.30M 189340.90M
Net tangible assets - - - 432581.00M 366004.10M
Short term investments - 65070.90M -27537.70M -4046.40M -4087.60M
Net receivables 19131.10M 19387.80M 12997.20M 14987.40M 11072.40M
Long term debt 2600175.10M 2053025.00M 1720249.30M 1344324.00M 1058419.50M
Inventory - 113575.00M 499.50M 964.90M 941.40M
Accounts payable 18780.40M 20640.40M 14521.20M 11693.20M 8948.60M
Accumulated other comprehensive income 165047.10M 129093.40M - - -
Non currrent assets other 372805.40M -11219.70M -23874.60M -17504.40M -13667.60M
Non current assets total 4506701.80M 356337.30M 23874.60M 17504.40M 13667.60M
Long term debt total 2609100.10M 2063036.60M 1720249.30M 1344324.00M 971044.20M
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Investments -27650.20M -71711.80M -103652.50M 65612.90M -3571.40M
Change to liabilities - - - 2861.20M 1328.90M
Total cashflows from investing activities -27650.20M -982821.00M -103652.50M 63468.40M -4285.40M
Net borrowings 547282.10M 603139.00M - 278852.80M -25207.40M
Total cash from financing activities 705274.40M 824150.80M 506749.60M 322396.20M 18261.40M
Change to operating activities - - - -504123.80M -96278.50M
Net income 166378.20M 144511.70M 155278.60M 95037.80M 59922.60M
Change in cash -3920.50M 24837.60M -18306.90M 15578.40M 5166.50M
Begin period cash flow 40345.10M 15507.50M 33814.40M 18493.30M 13445.20M
End period cash flow 36424.60M 40345.10M 15507.50M 34071.70M 18611.70M
Total cash from operating activities -681544.70M 199919.30M -421404.00M -370286.20M -8809.50M
Issuance of capital stock 77119.40M 93643.80M 1581.30M 1729.00M 1032.10M
Depreciation 8809.90M 6833.20M 4853.80M 3845.70M 3252.70M
Other cashflows from investing activities -4600.90M -881940.90M -94869.30M 4005.80M 2267.00M
Dividends paid 22252.40M 18145.80M -12068.60M -6026.30M -27.40M
Change to account receivables -2063.10M -4575.40M - - -
Sale purchase of stock 12514.40M 93643.80M 746404.70M 457748.50M 48503.00M
Other cashflows from financing activities 103125.30M 145513.80M 135568.60M 47840.70M 42464.10M
Change to netincome - - - 56848.40M 38689.20M
Capital expenditures 10818.20M 10377.80M 8783.20M 6341.70M 3094.90M
Change in working capital -939840.20M 3036.20M -562498.00M -501262.60M -94949.60M
Stock based compensation 3939.80M 2682.30M 2244.10M 1610.30M 1247.50M
Other non cash items 79167.60M 45538.20M -230284.80M -175964.80M -140469.10M
Free cash flow -692362.90M 189541.50M -430187.20M -376627.90M -11904.40M

Peer Comparison*

Sector: Financial Services Industry: Credit Services

Stock Name
Change
(INR)
Price
(INR)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
BAJFINANCE
Bajaj Finance Limited		 75.90
7.64%		 1069.90 33.00 39.37 14.86 5.83 20.06 20.10
SHRIRAMFIN
Shriram Finance Limited		 55.15
6.07%		 963.90 18.81 7.62 9.77 3.09 15.18 -
IRFC
Indian Railway Finance Corporation Limited		 2.11
2.71%		 79.95 23.86 - 23.26 2.96 20.79 37.36
MUTHOOTFIN
Muthoot Finance Limited		 129.80
4.79%		 2839.60 21.11 14.01 10.41 4.84 17.95 -
CHOLAFIN
Cholamandalam Investment and Finance Company Limited		 102.00
6.15%		 1760.00 31.88 21.28 12.48 5.81 22.46 -

Profile*

Bajaj Finance Limited

Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers financing for various products, such as consumer electronics, furniture, digital products, e-commerce purchases, retail spends, and two and three-wheelers; and personal, unsecured, home, and secured, gold, and car loans. It also provides secured and unsecured loans to micro, small, and medium enterprises, SMEs, and professionals; loans against property, mutual funds, insurance policies, and shares; developer finance and lease rental discounting services; and new and used car financing, and tractor financing. In addition, the company offers commercial and rural lending; public and corporate deposits; loans against securities; micro-finance and auto financing lending; and broking and margin trade financing services. Further, it distributes life, health, and general insurance products. The company was formerly known as Bajaj Auto Finance Limited and changed its name to Bajaj Finance Limited in September 2010. The company was incorporated in 1987 and is based in Pune, India. Bajaj Finance Limited is a subsidiary of Bajaj Finserv Ltd.

Bajaj Finserv Corporate Office, Pune, India, 411014

91 20 7157 6403

https://www.aboutbajajfinserv.com/finance-about-us

64092

Name Title Year Born
Mr. Rajeev A. Jain MD & Exec. Director 1970
Mr. Sandeep Vijay Kumar Jain Chief Financial Officer NA
Mr. Deepak Kumar Gupta Reddy Pres of Rural Bus.es, Fixed Deposits, Investments, Insurance Services & Distribution 1966
Mr. Anurag Chottani Chief Technology Officer NA
Mr. Anupam Krishna Sirbhaiya Chief HR & Admin. Officer NA
Mr. Ramachandran Vijay Company Sec. & Compliance Officer NA
Mr. Babu Rao Gen. Counsel NA
Mr. Rakesh Bhatt BSc, MCA Deputy Chief Exec. Officer 1969
Mr. Deepak Bagati Pres of Debt Management Services NA
Mr. Kurush Homi Irani Pres of Credit Operations, Customer Experience & Wallets Bus. NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Kalkine

3 Mining Stock
Ideas Report

Download a free report with stock ideas and industry insights for general information.

Download Free Report Now → sector image

Top Stocks by Market Cap*

ITH
CAD 2.15
+27.68%
HG
CAD 4.11
+19.13%
PPTA
CAD 27.74
+17.99%
UCU
CAD 2.10
+17.32%
GAU
CAD 3.49
+16.72%
TSU
CAD 29.67
-29.71%
PXT
CAD 19.73
-16.91%
LAS-A
CAD 230.50
-9.25%
IFP
CAD 13.50
-8.35%
NFI
CAD 24.01
-7.80%

Equity Sectors*

  • Basic Materials

    +3.74%

  • Communication Services

    +0.56%

  • Consumer Cyclical

    -0.34%

  • Consumer Defensive

    +0.11%

  • Energy

    +1.33%

  • Financial Services

    -0.26%

  • Healthcare

    +2.54%

  • Industrials

    -0.11%

  • Real Estate

    -0.23%

  • Technology

    +1.91%

  • Utilities

    +1.05%

Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.

Support

Hi! How can we help you today?

Loading…