Explore 3 Stock Ideas & Industry Insights Download Free Report

Muthoot Finance Limited

Company price
2839.6001 INR 129.80 ( 4.79%)
Last update at 2026-11-05T09:45:00Z
VOLUME
1330610
Market Cap
1547179.26M
P/E
21.11

Momentum Score

…

Muthoot Finance Limited, a non-banking financing company, provides gold loans in India. The company offers various loans, including personal, small and corporate business, SME, and vehicle, as well as loans against property; insurance products, such as health, home, vehicle, life, travel, shop, and group; housing and micro finance; and mutual funds. It also provides gold flexi credit; PAN card; money transfer; non-convertible debentures; national pension scheme; digital and cashless payments; bank mapping; and other custom offerings and milligram rewards. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
2799.20
Low
2856.80
High
52 Week Price Range
1965.00
Low
3995.00
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
2709.80
Dividend Yield
-
Revenue TTM
148599.47M
Revenue Per Share
370.15
Gross Profit TTM
148599.47M
Debt / Equity
3.36
ROE
23.81%
Net Debt
904585.24M
ROCE
5.50%
Diluted EPS TTM
182.56

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Income before tax 72660.06M 59965.04M 49227.80M 54101.87M 51314.80M
Minority interest -194.61M -1433.06M -574.68M -147.03M 1845.75M
Net income 53329.00M 43242.88M 36122.98M 40166.20M 38043.97M
Selling general administrative 1553.76M 1209.88M 761.67M 1908.62M 1518.58M
Selling and marketing expenses 3660.02M 2696.36M 2524.71M 1679.54M 1905.24M
Gross profit 128527.84M 96564.04M 77658.27M 79592.45M 74510.77M
Reconciled depreciation 1159.87M 921.06M 781.61M 700.03M 673.60M
Ebit 72660.06M 59965.04M 47871.51M 53254.82M 50496.47M
Ebitda 73819.93M 60886.10M 48653.12M 53954.85M 51170.07M
Depreciation and amortization 1159.87M 921.06M 781.61M 700.03M 673.60M
Operating income 72660.06M 59965.04M 47871.51M 53254.82M 50496.47M
Other operating expenses 129990.80M 90899.78M -25746.41M -22918.25M -20984.25M
Interest expense 74123.02M 54300.78M 42091.78M 42558.52M 40999.29M
Tax provision 19136.45M 15289.10M 12530.37M 13788.64M 13126.10M
Interest income 196628.84M 145457.01M 115555.35M 488.74M 112315.79M
Net interest income 122505.82M 91156.23M 73463.57M 76693.00M 71316.50M
Income tax expense 19136.45M 15289.10M 12530.37M 13788.64M 13126.10M
Total revenue 202650.86M 150864.82M 77658.27M 79592.45M 74510.77M
Total operating expenses 55867.78M 36599.00M 26010.40M 21828.51M 20762.64M
Cost of revenue 74123.02M 54300.78M 42091.78M 42558.52M 40999.29M
Total other income expense net -75117.92M -54695.31M 49227.80M 54101.88M 51314.80M
Net income from continuing ops 53523.61M 44675.94M 36697.66M 40313.33M 38188.70M
Net income applicable to common shares 53329.00M 43242.88M 36122.98M 40166.20M 38043.97M
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Total assets 1328595.91M 964694.20M 801489.20M 763164.74M 686414.35M
Intangible assets 57.14M 62.00M 59.29M 59.23M 86.86M
Other current assets - -1327.45M 2897.96M 647452.34M 592461.65M
Total liab 1028664.13M 707153.80M 579961.16M 571785.78M 528818.35M
Total stockholder equity 293666.27M 251072.07M 216657.52M 187857.24M 155750.25M
Other current liab -446283.44M -371287.59M -1341.21M -1570.20M -2111.53M
Common stock 4014.64M 4014.62M 4014.48M 4013.45M 4011.96M
Capital stock 4014.64M 4014.62M 4014.48M 4013.45M 4011.96M
Retained earnings 167958.91M 135089.68M 109953.23M 88039.64M 64000.77M
Other liab - - 6608.93M 4539.26M 3699.96M
Good will 299.96M 299.96M 299.96M 299.96M 299.96M
Other assets 1328595.91M -10736.74M 719339.25M 658959.25M 605122.44M
Cash 83460.18M 60373.45M 80356.59M 102292.61M 79115.33M
Cash and equivalents - 4665.19M 16945.60M 61991.45M 25535.98M
Total current liabilities 7154.48M 677202.55M 1341.21M 1570.20M 2111.53M
Current deferred revenue - -677202.55M - - -
Net debt 904585.24M 616825.86M 474365.90M 441328.60M 422698.68M
Short term debt 449474.31M 369347.00M 338.83M 170.49M 249.87M
Short long term debt total 988045.42M 678717.37M 554722.49M 543621.21M 501814.01M
Other stockholder equity 15106.60M 75875.83M 102689.81M 95804.15M 87737.52M
Property plant equipment - 5249.51M 4088.87M 3488.16M 3129.89M
Total current assets 83578.75M 62720.02M 77701.83M 100358.14M 77775.20M
Long term investments 28532.99M 11260.84M 8910.12M 8645.35M 12622.10M
Net tangible assets - - - 187498.05M 155363.43M
Short term investments - 2870.67M -2654.76M -1934.47M -1340.13M
Net receivables 118.57M 1327.45M 98.95M 1690.84M 1577.92M
Long term debt - 678591.46M 554566.92M 543290.92M 501386.57M
Accounts payable 1371.26M 1388.91M 1341.21M 1570.20M 2111.53M
Accumulated other comprehensive income 106566.11M 36091.94M - - -
Non currrent assets other 30402.15M 898709.28M -4448.12M -3847.35M -3516.71M
Non current assets total 1245017.16M 912710.92M 4448.12M 3847.35M 3516.71M
Long term debt total - 678717.37M 554722.49M 543450.72M 501564.14M
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Investments -13762.72M -473.57M 1809.67M 3402.05M 184.71M
Change to liabilities - - 0.00M -540.19M -145.56M
Total cashflows from investing activities -13762.72M 453.59M 1809.67M 4216.39M 395.81M
Net borrowings 309156.04M 127217.88M - 39766.16M 96965.47M
Total cash from financing activities 298929.41M 120105.94M 3950.19M 34454.89M 97124.22M
Change to operating activities - - - -60803.97M -121974.02M
Net income 53329.00M 43242.88M 49227.80M 54101.87M 51314.80M
Change in cash 21419.29M -15088.61M -22291.11M 22595.41M 19347.68M
Begin period cash flow 60823.84M 77808.63M 100602.47M 78007.06M 58659.38M
End period cash flow 82243.13M 62720.02M 78311.36M 100602.47M 78007.06M
Total cash from operating activities -263763.58M 44902.23M -28040.67M -15964.49M -78142.89M
Issuance of capital stock 0.11M 0.64M 5.15M 7.47M 7.92M
Depreciation 1159.87M 921.06M 781.61M 700.03M 673.60M
Other cashflows from investing activities 4276.87M 3512.43M 3221.10M 1756.42M 1100.17M
Dividends paid 9648.05M 8844.39M -8032.06M -8027.30M -6.75M
Change to account receivables 59.79M -79.41M - - -
Sale purchase of stock 0.11M 0.64M 5.15M 7.47M 7.92M
Other cashflows from financing activities 906.63M -194.29M 11977.10M 42474.72M 97123.05M
Change to netincome - - - 4513.44M 5259.12M
Capital expenditures 2170.00M 2224.24M 1411.43M 970.59M 914.80M
Change in working capital -338756.32M -1485.80M -61797.13M -61344.16M -122119.58M
Stock based compensation - - 0.00M -1.98M 14.04M
Other non cash items 20503.87M 3635.14M -16252.95M 40758.61M 39844.74M
Free cash flow -265933.58M 42677.99M -29452.10M -16935.08M -79057.69M

Peer Comparison*

Sector: Financial Services Industry: Credit Services

Stock Name
Change
(INR)
Price
(INR)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
MUTHOOTFIN
Muthoot Finance Limited
129.80
4.79%
2839.60 21.11 14.01 10.41 4.84 17.95
BAJFINANCE
Bajaj Finance Limited
75.90
7.64%
1069.90 33.00 39.37 14.86 5.83 20.06
SHRIRAMFIN
Shriram Finance Limited
55.15
6.07%
963.90 18.81 7.62 9.77 3.09 15.18
IRFC
Indian Railway Finance Corporation Limited
2.11
2.71%
79.95 23.86 - 23.26 2.96 20.79
CHOLAFIN
Cholamandalam Investment and Finance Company Limited
102.00
6.15%
1760.00 31.88 21.28 12.48 5.81 22.46

Profile*

Muthoot Finance Limited

Muthoot Finance Limited, a non-banking financing company, provides gold loans in India. The company offers various loans, including personal, small and corporate business, SME, and vehicle, as well as loans against property; insurance products, such as health, home, vehicle, life, travel, shop, and group; housing and micro finance; and mutual funds. It also provides gold flexi credit; PAN card; money transfer; non-convertible debentures; national pension scheme; digital and cashless payments; bank mapping; and other custom offerings and milligram rewards. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.

Near EMC, Kochi, India, 682028

91 48 4239 4712

31113

Name Title Year Born
Mr. George Jacob Muthoot Chairman 1952
Mr. George Alexander Muthoot FCA MD & Whole Time Director 1955
Mr. George Muthoot Alexander Jr. Deputy MD & Whole Time Director 1983
Mr. Alexander George Muthoot Whole Time Director 1980
Mr. George Muthoot Jacob Deputy MD & Whole Time Director 1983
Mr. George Muthoot George Deputy MD & Whole Time Director 1975
Mr. Oommen K. Mammen Chief Financial Officer 1976
Mr. Manoj Jacob Gen. Mang. of Accounts & Taxation 1962
Mr. Rajesh Achutha Warrier Compliance Officer & Company Sec. 1986
Mr. Kuttickattu Rajappan Bijimon Chief GM & Exec. Director 1970

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Support

Hi! How can we help you today?

Loading…