Explore 3 Stock Ideas & Industry Insights Download Free Report

888-969-2592
Shopping Cart 0
countryflagCA
Login

Home CompaniesCoastalSouth Bancshares, Inc.

CoastalSouth Bancshares, Inc.

Financial Services Banks - Regional
PortfolioPortfolio WatchlistWatchlist
Company price
28.38 USD 0.23 ( 0.82%)
Last update at 2026-11-09T15:00:00Z
VOLUME
3855
Market Cap
330.30M
P/E
12.45

Momentum Score

…

CoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, including checking, savings, money market, and certificates of deposits, as well as demand deposits accounts and interest-bearing products. It offers commercial loans, such as acquisition, development, and construction loans; income-producing and owner-occupied commercial real estate loans; senior housing loans; and commercial and industrial loans. In addition, the company offers retail loans, including residential mortgages, marine vessels, cash value life insurance line of credit, and other consumer loans, as well as loans held-for-sale. Further, it provides commercial treasury management services which includes balance reporting, transfers between accounts, wire transfer initiation, ACH origination and stop payments; senior housing lending, marine lending, and government guaranteed lending; warehouse lending; debit cards; and telephone banking. In addition, the company offers online banking solutions comprising access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions; direct deposits; cashier's checks; wire transfer services; automated clearing house services; and cash management deposit products consist of remote deposit capture, positive pay, zero balance accounts and sweep accounts. The company was founded in 2003 and is headquartered in Atlanta, Georgia.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
28.33
Low
28.49
High
52 Week Price Range
20.68
Low
28.51
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

CoastalSouth Bancshares, Inc. is a regional bank holding company providing deposit, lending and related banking services through its subsidiary; public disclosures are limited on its exact footprint. Long-term growth drivers may include local loan growth, net interest margin improvement as funding mixes evolve, and modest fee income expansion that could support earnings and provide exposure to community-bank dynamics.

Key risks include concentration in local markets and commercial real estate, sensitivity to interest-rate and deposit shifts, regulatory costs, and limited scale that may constrain capital and earnings.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
28.15
Dividend Yield
0.36%
Revenue TTM
85.17M
Revenue Per Share
7.11
Gross Profit TTM
85.17M
Debt / Equity
-
ROE
11.50%
Net Debt
4.41M
ROCE
-
Diluted EPS TTM
2.22

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 31.14M 27.21M 31.50M 23.83M 15.47M
Net income 24.89M 21.90M 24.48M 18.19M 12.32M
Selling general administrative 31.24M 28.36M 26.51M 25.32M 28.58M
Reconciled depreciation 2.86M 2.65M 2.83M 2.44M 1.92M
Other operating expenses - - - 2.19M 0.98M
Interest expense 53.82M 58.33M 42.72M 9.62M 4.75M
Tax provision 6.24M 5.31M 7.02M 5.64M 3.14M
Interest income 127.71M 123.65M 107.02M 66.58M 46.00M
Net interest income 73.89M 65.32M 64.29M 56.96M 41.24M
Income tax expense - - - 5.64M 3.14M
Total revenue 80.97M 68.93M 71.66M 64.12M 50.00M
Net income from continuing ops 24.89M 21.90M 24.48M 18.19M 12.32M
Net income applicable to common shares - - - 18.19M 12.32M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 2306.59M 2098.71M 2028.60M 1835.48M 1611.66M
Intangible assets 1.55M 1.68M 1.75M 2.16M 2.86M
Other current assets - - - 51.98M 85.38M
Total liab 2047.06M 1903.48M 1872.56M 1716.68M 1486.72M
Total stockholder equity 259.53M 195.23M 156.04M 118.80M 124.93M
Common stock - - - 8.96M 8.61M
Capital stock 11.98M 10.27M 9.54M 8.96M 8.61M
Retained earnings 66.89M 41.99M 20.09M -0.09M -18.28M
Other liab - - - 20.45M 14.06M
Good will 4.71M 4.71M 4.71M 4.71M 4.71M
Other assets - - - 1340.47M 975.28M
Cash 41.54M 37.32M 19.60M 19.32M 15.35M
Total current liabilities - - - 1677.12M 1434.12M
Net debt - 4.41M 69.07M 121.35M 29.24M
Short long term debt 0.00M 11.99M 23.99M 18.00M 10.00M
Other stockholder equity - - - -26.68M 2.81M
Property plant equipment - - - 23.35M 20.63M
Total current assets - - - 93.27M 313.44M
Long term investments 339.26M 342.75M 363.40M 371.52M 294.75M
Net tangible assets - - - 113.23M 119.11M
Short term investments 184.96M 335.27M 354.80M 366.12M 293.23M
Net receivables 10.03M 9.71M 20.00M 7.48M 3.93M
Long term debt 30.00M 29.73M 64.68M 122.68M 34.59M
Inventory - - - - 0.64M
Accounts payable - - - 1548.65M 1424.12M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 15.06M 23.05M 16.81M -122.55M -160.01M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities - - - -502.90M -226.30M
Net borrowings -12.00M -47.00M -52.04M 96.04M -101.50M
Total cash from financing activities 172.77M 49.39M 158.80M 223.97M 222.78M
Change to operating activities - - - 2.51M -1.71M
Net income 24.89M 21.90M 24.48M 18.19M 12.32M
Change in cash 11.81M 19.41M 19.59M -195.40M 67.36M
Begin period cash flow 67.96M 48.55M 28.96M 224.36M 157.00M
End period cash flow 79.77M 67.96M 48.55M 28.96M 224.36M
Total cash from operating activities 63.13M -12.67M 37.14M 83.54M 70.88M
Issuance of capital stock 31.86M 12.24M 8.84M 0.02M -
Depreciation 2.86M 2.65M 2.83M 2.38M 1.89M
Other cashflows from investing activities - - - - -9.61M
Sale purchase of stock -0.07M 0.00M - - -
Other cashflows from financing activities - - - 124.53M 324.27M
Change to netincome - - - 60.34M 58.30M
Capital expenditures 1.83M 1.41M 0.31M 2.16M 2.19M
Change in working capital 0.46M 0.16M -1.16M -0.18M -1.78M
Stock based compensation 0.95M 1.30M 1.09M 0.94M 1.18M
Other non cash items 33.22M -42.08M 10.34M 55.84M 58.41M
Free cash flow 61.30M -14.08M 36.83M 81.38M 68.69M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
COSO
CoastalSouth Bancshares, Inc.		 0.23
0.82%		 28.38 12.45 - 3.88 1.22 4.69
DBSDY
DBS Group Holdings Ltd ADR		 3.79
1.76%		 219.67 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H		 0.03
0.45%		 6.69 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd		 0.11
0.32%		 34.84 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA		 5.05
5.86%		 91.30 11.53 10.27 5.72 1.83 8.22

Profile*

CoastalSouth Bancshares, Inc.

CoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, including checking, savings, money market, and certificates of deposits, as well as demand deposits accounts and interest-bearing products. It offers commercial loans, such as acquisition, development, and construction loans; income-producing and owner-occupied commercial real estate loans; senior housing loans; and commercial and industrial loans. In addition, the company offers retail loans, including residential mortgages, marine vessels, cash value life insurance line of credit, and other consumer loans, as well as loans held-for-sale. Further, it provides commercial treasury management services which includes balance reporting, transfers between accounts, wire transfer initiation, ACH origination and stop payments; senior housing lending, marine lending, and government guaranteed lending; warehouse lending; debit cards; and telephone banking. In addition, the company offers online banking solutions comprising access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions; direct deposits; cashier's checks; wire transfer services; automated clearing house services; and cash management deposit products consist of remote deposit capture, positive pay, zero balance accounts and sweep accounts. The company was founded in 2003 and is headquartered in Atlanta, Georgia.

400 Galleria Parkway, Atlanta, GA, United States, 30339

678 396 4605

https://www.coastalstatesbank.com

201

Name Title Year Born
Mr. Stephen R. Stone Pres, CEO & Director 1976
Mr. Anthony P. Valduga CFO & COO NA
Mr. C. Bradley Turner Exec. VP & Chief Credit Officer NA
Mr. Eric Lowman Market Pres of Bluffton & Beaufort NA
Mr. Stephen R. Stone President, CEO & Director 1977
Mr. Anthony P. Valduga CFO & COO 1979
Ms. Lauren M. Hemby Executive Vice President & Chief Accounting Officer 1985
Mr. Larry DesPres Chief Information Officer NA
Mr. Cameron Bradley Turner Executive VP & Chief Credit Officer 1977
Mr. Pete O'Hern Senior VP & MD of Government Guaranteed Lending NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Kalkine

3 Mining Stock
Ideas Report

Download a free report with stock ideas and industry insights for general information.

Download Free Report Now → sector image

Top Stocks by Market Cap*

GFR
CAD 10.93
+37.83%
MOON
CAD 4.86
+10.20%
HG
CAD 4.43
+9.93%
EPRX
CAD 10.57
+8.86%
NUAG
CAD 8.66
+8.79%
CSU
CAD 3257.60
-7.63%
DIV
CAD 3.85
-5.53%
TOI
CAD 99.00
-5.52%
BSX
CAD 0.82
-4.65%
LMN
CAD 26.79
-4.63%

Equity Sectors*

  • Basic Materials

    +3.88%

  • Communication Services

    -1.14%

  • Consumer Cyclical

    +0.75%

  • Consumer Defensive

    -0.36%

  • Energy

    +2.16%

  • Financial Services

    +1.33%

  • Healthcare

    +1.50%

  • Industrials

    +2.97%

  • Real Estate

    +0.41%

  • Technology

    +1.27%

  • Utilities

    +1.09%

Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.

Support

Hi! How can we help you today?

Loading…