Benchmark Bankshares Inc

Financial Services US BMBN

40.02USD
0.02(0.05%)

Last update at 2026-06-24T15:12:00Z

Day Range

40.0140.02

LowHigh

52 Week Range

24.4938.90

LowHigh

Fundamentals

Previous Close 40.00
Market Cap171.25M
Volume1185
P/E Ratio8.60
Dividend Yield2.26%
Revenue TTM63.36M
Revenue Per Share TTM14.22
Gross Profit TTM 63.36M
Diluted EPS TTM4.46

Overview
Financials
Peer Comparison
Reports
Stock Research & News
Profile

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Type	yearly	yearly	yearly	yearly	yearly
Date	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Income before tax	25.11M	19.90M	19.29M	16.50M	-
Minority interest	-	-	-	-	-
Net income	19.84M	15.85M	15.38M	13.24M	-
Selling general administrative	25.11M	3.05M	3.22M	3.01M	-
Selling and marketing expenses	-	24.07M	21.76M	19.09M	-
Gross profit	66.10M	55.79M	51.18M	44.90M	-
Reconciled depreciation	1.73M	1.71M	1.77M	1.32M	-
Ebit	-	19.90M	19.29M	16.50M	-
Ebitda	25.11M	21.61M	21.06M	17.82M	-
Depreciation and amortization	-	1.71M	1.77M	1.32M	-
Non operating income net other	-	-	-	-	-
Operating income	25.11M	19.90M	19.29M	16.50M	-
Other operating expenses	58.26M	50.81M	40.04M	30.41M	8.51M
Interest expense	15.84M	14.92M	8.15M	2.01M	0.00000M
Tax provision	5.27M	4.04M	3.91M	3.26M	-
Interest income	72.47M	63.39M	52.89M	41.33M	-
Net interest income	56.63M	48.48M	44.74M	39.31M	-
Extraordinary items	-	-	-	-	-
Non recurring	-	-	-	-	-
Other items	-	-	-	-	-
Income tax expense	5.27M	4.04M	3.91M	3.26M	2.77M
Total revenue	83.37M	70.71M	59.33M	46.91M	-
Total operating expenses	40.99M	35.89M	31.89M	28.40M	-
Cost of revenue	17.27M	14.92M	8.15M	2.01M	-
Total other income expense net	-	-10.67700M	-9.83800M	-3.33711M	-
Discontinued operations	-	-	-	-	-
Net income from continuing ops	19.84M	15.85M	15.38M	13.24M	-
Net income applicable to common shares	-	-	-	-	11.52M
Preferred stock and other adjustments	-	-	-	-	-

Breakdown	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Type	yearly	yearly	yearly	yearly	yearly
Date	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Total assets	1366.27M	1223.59M	1162.33M	-	-
Intangible assets	0.89M	1.17M	1.50M	-	-
Earning assets	-	-	-	-	-
Other current assets	-7.82600M	-4.03200M	106.13M	-	4.36M
Total liab	1239.40M	1114.15M	1063.63M	-	-
Total stockholder equity	126.87M	109.43M	98.69M	-	-
Deferred long term liab	-	-	-	-	-
Other current liab	-0.86400M	1102.89M	888.07M	-	1.58M
Common stock	0.93M	0.94M	0.94M	-	0.95M
Capital stock	0.93M	0.94M	-	-	-
Retained earnings	123.99M	108.70M	97.37M	-	76.81M
Other liab	-	-	-	-	4.56M
Good will	-	-	-	-	-
Other assets	1283.85M	1223.59M	14.41M	-	660.72M
Cash	14.89M	62.60M	91.72M	-	-
Cash and equivalents	-	-	-	-	-
Total current liabilities	0.25M	1103.83M	888.07M	-	951.18M
Current deferred revenue	-	-	-	-	-
Net debt	-14.46900M	-61.80600M	-90.18700M	-	-
Short term debt	0.25M	-	0.21M	-	-
Short long term debt	-	-	-	-	-
Short long term debt total	0.42M	0.79M	1.53M	-	-
Other stockholder equity	6.00M	5.92M	5.86M	-7.70996M	1.08M
Property plant equipment	-	-	-	-	17.06M
Total current assets	19.29M	66.63M	91.72M	105.73M	278.79M
Long term investments	108.04M	107.54M	-	-	-
Net tangible assets	-	-	-	83.80M	84.44M
Short term investments	7.83M	-	-	-	-
Net receivables	4.39M	4.03M	-	-	-
Long term debt	-	-	-	-	-
Inventory	-	-	-	-	-
Accounts payable	0.86M	0.94M	-	-	945.29M
Total permanent equity	-	-	-	-	-
Noncontrolling interest in consolidated entity	-	-	-	-	-
Temporary equity redeemable noncontrolling interests	-	-	-	-	-
Accumulated other comprehensive income	-4.05500M	-6.11600M	-5.48600M	-	-
Additional paid in capital	-	-	-	-	-
Common stock total equity	-	-	-	-	-
Preferred stock total equity	-	-	-	-	-
Retained earnings total equity	-	-	-	-	-
Treasury stock	-	-	-	-	-
Accumulated amortization	-	-	-	-	-
Non currrent assets other	39.96M	139.09M	971.90M	-	-
Deferred long term asset charges	-	-	-	-	-
Non current assets total	1346.98M	1150.93M	1070.61M	-	-
Capital lease obligations	-	-	-	-	-
Long term debt total	-	-	-	-	-

Breakdown	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Type	yearly	yearly	yearly	yearly	yearly
Date	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Investments	3.37M	-89.99400M	-30.78800M	-91.77200M	-41.72074M
Change to liabilities	-	-	-	0.00000M	0.00000M
Total cashflows from investing activities	-133.34900M	-89.99400M	-30.78800M	-	-70.47963M
Net borrowings	-0.79000M	-0.74100M	-1.17200M	-	-1.07361M
Total cash from financing activities	115.61M	44.12M	18.99M	18.53M	157.35M
Change to operating activities	-	-	-	-	0.63M
Net income	19.84M	15.85M	15.38M	13.24M	11.52M
Change in cash	7.56M	-29.62100M	4.41M	-	100.06M
Begin period cash flow	62.10M	91.72M	87.31M	-	-
End period cash flow	69.66M	62.10M	91.72M	-	-
Total cash from operating activities	25.30M	16.26M	16.20M	-	13.19M
Issuance of capital stock	0.08M	0.21M	0.00000M	-	-
Depreciation	1.73M	1.71M	1.77M	1.32M	1.21M
Other cashflows from investing activities	-133.58500M	-102.74500M	-71.78600M	-	0.21M
Dividends paid	6.06M	3.67M	3.53M	-	-2.99120M
Change to inventory	-	-	-	-	-
Change to account receivables	-0.36300M	-0.48400M	-0.29400M	-	-
Sale purchase of stock	-0.57100M	-0.94700M	-0.74500M	-	-
Other cashflows from financing activities	122.95M	49.27M	24.44M	22.85M	161.94M
Change to netincome	-	-	-	1.77M	-0.24296M
Capital expenditures	3.13M	2.44M	4.58M	0.65M	1.22M
Change receivables	-	-	-	-	-
Cash flows other operating	-	-	-	-	-
Exchange rate changes	-	-	-	-	-
Cash and cash equivalents changes	-	-	-	-	-
Change in working capital	4.39M	-0.36400M	-0.73800M	-	-
Stock based compensation	0.11M	0.10M	0.10M	-	-
Other non cash items	-0.77300M	-1.03700M	-0.30600M	-	-
Free cash flow	22.17M	13.81M	11.62M	-	-

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company	Change (USD)	Price (USD)	Trailing PE (x)	Forward PE (x)	Price Sales TTM (x)	Price to Book Value (x)	Enterprise Value to Revenue (x)
BMBN Benchmark Bankshares Inc	0.02 0.05%	40.02	8.60	-	2.70	1.36	2.61
HDB HDFC Bank Limited ADR	0.51 2.04%	25.53	20.81	20.96	0.11	4.77
CIHKY China Merchants Bank Co Ltd	- -%	29.94	7.78	7.65	0.56	0.90	3.62
DBSDF DBS Group Holdings Ltd	- -%	52.37	15.29	14.41	5.84	2.36	10.40
CIHHF China Merchants Bank Co Ltd Class H	- -%	5.70	6.10	5.67	0.44	0.77	3.43

Reports Covered

View All

Profile

Benchmark Bankshares, Inc. operates as the holding company for Benchmark Community Bank that provides various banking products and services in the United States. The company accepts various deposits, such as checking, saving, commercial services, and youth accounts. Its loan products include personal, mortgage, other real estate, business, auto, and student loans. The company also offers credit and debit cards; wealth management services comprising financial solutions, financial and retirement planning, and portfolio management, as well as estate, charitable giving, and trust services; and reorder checks, safe deposit boxes, wire transfers, bill pay, and internet and mobile banking services. Benchmark Bankshares, Inc. was founded in 1971 and is based in Kenbridge, Virginia.

Benchmark Bankshares Inc

204 South Broad Street, Kenbridge, VA, United States, 23944

434 676 8444
https://bcbforlife.bank

Key Executives

Name	Title	Year Born
Mr. Jay A. Stafford	Pres, CEO & Director	1960
Mr. E. Neil Burke	CFO, Exec. VP & Treasurer	1971
Ms. Nicole Martin	Sr. VP of Operations	NA
Mr. L. Michael Arthur Jr.	Exec. VP & Chief Admin. Officer	NA
Earl J. Allen	VP of Compliance & BSA Officer	NA
Helen Person	VP & Director of Marketing and PR	NA
Ms. Jennifer M. Clark	Sr. VP & Chief HR Officer	1969
Ms. LeAnne R. Emert	Exec. VP & Chief Banking Officer	NA
Curtis Tyndall	Sr. VP & Henderson Market Exec.	NA
Mr. Rick Houser	Sr. VP & North Carolina Market Exec.	NA

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