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Company price
6.76 AUD -0.01 ( 0.15%)
Last update at 2026-11-06T06:17:00Z
VOLUME
1211909
Market Cap
3321.98M
P/E
17.82

Momentum Score

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nib holdings limited, together with its subsidiaries, engages in the underwriting and distribution of private health, life, and living insurance to residents, international students, and visitors in Australia and New Zealand. The company operates in six segments: Australian Residents Health Insurance, International (Inbound) Health Insurance, New Zealand Insurance, nib Travel, nib Thrive, and nib Health Services. It also offers travel and disability insurance products. In addition, the company provides health and wellbeing, telehealth, and treatment delivery services, as well as health management programs. Further, it provides digital marketplace platform under the national disability insurance scheme (NDIS). The company was founded in 1952 and is based in Newcastle, Australia.

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Day Price Range
6.74
Low
6.88
High
52 Week Price Range
5.62
Low
7.50
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

nib Holdings Limited is an Australian health insurer offering private health, travel and related insurance products in Australia, New Zealand and select international markets.
Long-term growth may be supported by demographic-driven healthcare demand, membership gains, product diversification and digital distribution, and investors may value the recurring premium revenue, cross-market scale and potential for improved underwriting and cost efficiency.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
6.77
Dividend Yield
4.34%
Revenue TTM
3814.40M
Revenue Per Share
7.82
Gross Profit TTM
368.20M
Debt / Equity
0.20
ROE
16.37%
Net Debt
12.50M
ROCE
13.82%
Diluted EPS TTM
0.38

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Income before tax 258.40M 259.20M 265.80M 284.50M 190.80M
Minority interest 0.60M 1.20M 4.00M - -
Net income 187.50M 199.80M 185.60M 191.10M 133.80M
Gross profit 399.60M 3127.90M 3402.20M 3123.40M 2740.50M
Reconciled depreciation 55.60M 46.80M 44.90M 37.10M 31.70M
Ebit 272.80M 277.80M 281.30M 263.80M 195.20M
Ebitda 343.50M 324.60M 324.50M 300.90M 226.90M
Depreciation and amortization 70.70M 46.80M 43.20M 37.10M 31.70M
Operating income 258.40M 277.80M 221.50M 263.80M 195.20M
Other operating expenses 3558.90M 638.90M 3220.40M 2876.00M 2585.00M
Interest expense 14.40M 18.60M 17.60M 11.70M 4.40M
Tax provision 73.70M 64.90M 83.20M 92.80M 57.00M
Interest income 16.80M 17.70M 16.70M 12.20M 2.90M
Net interest income -14.40M -18.60M -17.60M -14.00M -7.00M
Extraordinary items - 4.30M -1.00M -0.60M -
Income tax expense 73.70M 64.90M 83.20M 92.80M 57.00M
Total revenue 3817.30M 3589.20M 3441.90M 3123.40M 2740.50M
Total operating expenses 141.20M 177.60M 3220.40M -2859.60M -2545.30M
Cost of revenue 3417.70M 461.30M 39.70M - -
Total other income expense net 29.40M -18.60M 44.30M 20.10M -4.40M
Discontinued operations - - - -0.60M -1.20M
Net income from continuing ops 184.70M 194.30M 182.60M 191.70M 133.80M
Net income applicable to common shares - 199.80M 185.60M 197.00M 135.70M
Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total assets 2150.10M 2187.20M 2114.60M 2130.00M 1880.40M
Intangible assets 139.60M 156.20M 169.90M 118.80M 104.00M
Other current assets - - 1540.80M 2.30M 757.10M
Total liab 997.80M 1076.10M 1070.80M 1146.10M 1146.10M
Total stockholder equity 1138.80M 1111.10M 1029.10M 980.90M 734.30M
Other current liab -20.00M - 105.60M -33.20M 495.60M
Common stock 344.20M - 319.50M 302.50M 138.20M
Capital stock 340.90M 325.90M 314.10M 302.50M 138.20M
Retained earnings 841.50M 795.20M 726.40M 672.90M 589.10M
Other liab - - - 50.70M 28.50M
Good will 315.20M 324.70M 371.10M 364.80M 236.30M
Other assets - - - 882.90M 2476.20M
Cash 217.00M 228.80M 275.30M 243.00M 206.90M
Cash and equivalents - - - 16.40M 23.30M
Total current liabilities - - 140.90M 33.20M 38.30M
Current deferred revenue - - 7.60M - -
Net debt 12.50M 47.80M 31.50M 48.80M 104.80M
Short term debt 20.00M - 8.30M 8.60M 9.10M
Short long term debt - - - 1.10M 2.10M
Short long term debt total 229.50M - 306.80M 291.80M 311.70M
Other stockholder equity -3.30M - -5.40M 13.70M 14.20M
Property plant equipment - - - 30.80M 30.00M
Total current assets 382.60M - 1540.80M 539.60M 1284.60M
Long term investments 150.20M 189.40M 187.10M 193.10M 225.50M
Net tangible assets - - - 497.30M 394.00M
Short term investments 135.30M 175.80M 1090.90M 177.10M 206.30M
Net receivables 165.60M 15.00M 50.60M 119.50M 114.30M
Long term debt 204.80M 276.60M 264.60M 244.80M 258.80M
Inventory - - -510.40M - -
Accounts payable 17.60M 19.20M 19.40M 24.60M 29.20M
Accumulated other comprehensive income -43.60M - -11.40M -8.20M -7.20M
Non currrent assets other 171.00M - -119.30M -707.50M -
Non current assets total 1767.50M - 573.80M 707.50M 595.80M
Capital lease obligations 24.50M 33.60M 42.20M 45.90M 50.80M
Long term debt total - - - 283.20M 302.60M
Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Investments 37.00M -74.20M -98.10M -236.50M -193.40M
Change to liabilities - - - 98.90M -0.60M
Total cashflows from investing activities -0.50M -74.20M -98.10M -236.50M -259.30M
Net borrowings -63.80M 10.70M 12.70M -21.80M 21.80M
Total cash from financing activities -201.60M -128.20M -125.20M 26.00M -84.40M
Change to operating activities - - - -60.10M 76.60M
Net income 187.50M 199.80M 186.60M 191.10M 133.80M
Change in cash -11.80M -35.60M 33.40M 37.10M -7.50M
Begin period cash flow 228.80M 275.30M 241.90M 204.80M 212.30M
End period cash flow 217.00M 239.70M 275.30M 241.90M 204.80M
Total cash from operating activities 199.10M 165.70M 257.10M 246.70M 165.50M
Issuance of capital stock - - 12.70M 167.90M 9.00M
Depreciation 70.70M - 43.20M 12.90M 31.70M
Other cashflows from investing activities - -20.60M -49.50M -184.20M -232.70M
Dividends paid 128.30M 119.20M 145.10M 113.20M 114.30M
Change to account receivables - - 3.50M -6.00M -5.60M
Sale purchase of stock -1.60M -7.00M -5.50M -6.90M -0.90M
Other cashflows from financing activities -7.90M -12.70M -98.10M 15.00M 30.00M
Change to netincome - - - 21.80M 67.40M
Capital expenditures 34.40M 53.60M 48.60M 52.30M 26.60M
Change in working capital -15.50M -27.40M 15.50M 50.10M 24.70M
Stock based compensation - - 4.93M 5.38M 3.94M
Other non cash items -43.60M 193.10M 6.87M 46.42M -165.50M
Free cash flow 164.70M 112.10M 208.50M 194.40M 138.90M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Specialty

Stock Name
Change
(AUD)
Price
(AUD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
NHF
NIB Holdings Ltd
-0.01
0.15%
6.76 17.82 15.43 0.87 2.85 0.87
MPL
Medibank Private Ltd
0.06
1.17%
5.21 22.39 18.98 1.53 5.82 1.48
HLI
Helia Group Ltd
0.05
1.01%
5.00 6.22 7.25 3.10 1.44 2.95

Profile*

NIB Holdings Ltd

nib holdings limited, together with its subsidiaries, engages in the underwriting and distribution of private health, life, and living insurance to residents, international students, and visitors in Australia and New Zealand. The company operates in six segments: Australian Residents Health Insurance, International (Inbound) Health Insurance, New Zealand Insurance, nib Travel, nib Thrive, and nib Health Services. It also offers travel and disability insurance products. In addition, the company provides health and wellbeing, telehealth, and treatment delivery services, as well as health management programs. Further, it provides digital marketplace platform under the national disability insurance scheme (NDIS). The company was founded in 1952 and is based in Newcastle, Australia.

22 Honeysuckle Drive, Newcastle, NSW, Australia, 2300

61 13 14 63

1870

Name Title Year Born
Mr. Mark Anthony Fitzgibbon F.A.C.I.D., M.A., M.B.A., MBA (UTS), ALCA, MArts ( MD, CEO & Exec. Director 1960
Mr. Nick Freeman B.Com., BCom, C.A., CA Group Chief Financial Officer NA
Mr. Matt Paterson Group Chief Operations Officer NA
Mr. Brendan Mills Group Chief Information Officer NA
Ms. Roslyn Maree Toms B.A., L.L.B., LLB (UNSW) Chief Risk Officer, Group Exec. of Legal & Company Sec. NA
Mr. Martin Adlington Group Chief People Officer & Chief Exec. of nib Thrive NA
Mr. Edward Close Chief Exec. of Australian Residents Health Insurance NA
Mr. James Barr Chief Exec. of International Visitors NA
Mr. Rob Hennin Chief Exec. Officer of NIB New Zealand NA
Ms. Anna Elizabeth Gladman Chief Exec. Officer of nib Travel NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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