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Home CompaniesTWFG, Inc. Class A Common Stock

TWFG, Inc. Class A Common Stock

Financial Services Insurance Brokers
PortfolioPortfolio WatchlistWatchlist
Company price
27.01 USD -0.01 ( 0.04%)
Last update at 2026-11-12T15:45:00Z
VOLUME
13845
Market Cap
360.13M
P/E
47.39

Momentum Score

…

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. The company offers auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers' compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. TWFG, Inc. was founded in 2001 and is based in The Woodlands, Texas.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
26.72
Low
27.43
High
52 Week Price Range
16.56
Low
31.30
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
27.02
Dividend Yield
-
Revenue TTM
294.73M
Revenue Per Share
20.37
Gross Profit TTM
253.10M
Debt / Equity
0.13
ROE
19.32%
Net Debt
-144.80M
ROCE
12.17%
Diluted EPS TTM
0.59

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Type yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Income before tax 44.45M 30.09M 25.26M 23.35M
Minority interest -33.20M -25.85M -14.94M -20.61M
Net income 7.96M 2.75M 4.13M 20.61M
Selling general administrative 22.02M 16.66M 10.97M 9.71M
Gross profit 62.81M 46.57M 36.17M 30.63M
Reconciled depreciation 18.35M 12.02M 4.86M 3.30M
Ebit 44.73M 32.31M 26.27M 23.75M
Ebitda 63.09M 44.33M 31.13M 27.05M
Depreciation and amortization 18.35M 12.02M 4.86M 3.30M
Operating income 23.87M 27.93M 25.39M 23.72M
Other operating expenses 210.09M 165.79M 141.60M 124.07M
Interest expense 0.29M 2.22M 1.00M 0.40M
Tax provision 3.28M 1.50M 0.88M 0.00M
Interest income 6.61M 4.38M 0.89M 0.05M
Net interest income 6.32M 2.15M -1.00M -0.40M
Income tax expense 3.28M 1.50M 0.88M 2.73M
Total revenue 233.96M 193.72M 166.99M 147.78M
Total operating expenses 38.93M 18.64M 10.78M 6.92M
Cost of revenue 171.15M 147.15M 130.82M 117.15M
Total other income expense net 20.57M 2.16M -0.13M -0.37M
Net income from continuing ops 41.17M 28.59M 25.26M 23.35M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Type yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total assets 370.91M 323.43M 115.44M 114.15M
Intangible assets 138.63M 72.98M 36.44M 21.36M
Other current assets 32.27M 19.01M 10.75M 1.08M
Total liab 55.59M 48.14M 84.39M 56.37M
Total stockholder equity 83.09M 73.88M 31.05M 57.79M
Other current liab 40.69M 18.12M 17.54M 33.34M
Common stock 0.15M 0.15M 0.63M 0.63M
Capital stock 0.15M 0.15M 0.63M 0.63M
Retained earnings 22.96M 15.29M 4.80M 32.18M
Cash 155.93M 195.77M 39.30M 22.33M
Total current liabilities 3.29M 39.62M 34.91M 46.33M
Current deferred revenue - - 5.37M -
Net debt -144.80M -185.47M 12.46M -9.02M
Short term debt 3.29M 2.92M 3.32M 3.27M
Short long term debt 1.97M 1.91M 2.44M 2.64M
Short long term debt total 11.12M 10.30M 51.76M 13.31M
Other stockholder equity 59.95M 58.37M 25.11M 25.11M
Total current assets 224.09M 241.85M 75.11M 88.72M
Net receivables 35.89M 27.07M 25.06M 20.64M
Long term debt 2.04M 4.01M 46.92M 8.36M
Inventory - - 9.20M 44.66M
Accounts payable 16.74M 17.08M 14.05M 9.71M
Accumulated other comprehensive income 0.03M 0.08M 0.50M -0.14M
Non currrent assets other 0.69M 0.61M 0.84M 1.16M
Non current assets total 146.82M 81.58M 40.33M 25.44M
Capital lease obligations 4.22M 4.38M 2.40M 2.31M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Type yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Investments -10.00M -25.05M -14.65M -14.50M
Total cashflows from investing activities -70.38M -25.05M -14.65M -14.50M
Net borrowings -1.91M -43.44M 38.36M -2.56M
Total cash from financing activities -20.55M 143.43M -9.70M -15.26M
Net income 41.17M 28.59M 25.26M 23.35M
Change in cash -37.42M 158.85M 5.80M -4.01M
Begin period cash flow 205.32M 46.47M 40.66M 44.68M
End period cash flow 167.90M 205.32M 46.47M 40.66M
Total cash from operating activities 53.50M 40.48M 30.15M 25.75M
Issuance of capital stock 0.00M 193.55M 0.00M 0.00M
Depreciation 18.35M 12.02M 4.86M 3.30M
Other cashflows from investing activities -70.02M -21.85M -14.39M -2.23M
Dividends paid 15.86M 9.31M 33.41M 20.56M
Change to account receivables -9.88M -9.78M -4.47M -8.39M
Other cashflows from financing activities -2.33M 2.62M -14.63M 7.85M
Capital expenditures 0.36M 3.20M 15.65M 12.28M
Change in working capital -10.82M -3.40M -1.44M -4.24M
Stock based compensation 4.58M 2.22M 0.00M 0.00M
Other non cash items 0.23M 1.05M 1.47M 3.34M
Free cash flow 53.15M 37.28M 14.51M 13.48M

Peer Comparison*

Sector: Financial Services Industry: Insurance Brokers

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
TWFG
TWFG, Inc. Class A Common Stock		 -0.01
0.04%		 27.01 47.39 22.88 1.22 7.85 1.06 3.51
MRSH
Marsh & McLennan Companies, Inc.		 1.08
0.52%		 208.60 22.03 15.87 3.07 5.67 3.82 14.80
AON
Aon PLC		 -0.01
0.00%		 336.55 19.50 17.61 4.19 7.68 4.95 13.01
AJG
Arthur J Gallagher & Co		 -0.19
0.07%		 281.82 41.13 17.09 4.21 2.74 4.93 19.58
WTW
Willis Towers Watson PLC		 -0.07
0.02%		 334.11 19.92 14.56 2.96 3.91 3.52 13.08

Profile*

TWFG, Inc. Class A Common Stock

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. The company offers auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers' compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. TWFG, Inc. was founded in 2001 and is based in The Woodlands, Texas.

10055 Grogans Mill Rd., The Woodlands, TX, United States, 77380

281 367 3424

https://www.twfg.com

400

Name Title Year Born
Mr. Richard Finley Bunch III Chairman & CEO 1974
Ms. Katherine C. Nolan President 1961
Ms. Janice Elaine Zwinggi CFO, Principal Financial Officer, Principal Accounting Officer & Chief Accounting Officer 1961
Mr. Mohan Vijayagopal Chief Technology Officer NA
Ms. Julie E. Benes Chief Legal Officer & Secretary 1977
Mr. Charles Alexander Bunch Chief Creative & Marketing Officer 1972
Mr. Andy McGuire Chief Underwriting Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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