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Company price
82.61 USD -1.87 ( 2.21%)
Last update at 2026-11-06T21:00:00Z
VOLUME
524660
Market Cap
5789.77M
P/E
6.06

Momentum Score

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Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.

Source: TradingView
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Day Price Range
81.78
Low
84.48
High
52 Week Price Range
73.30
Low
112.70
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
84.48
Dividend Yield
1.23%
Revenue TTM
6339.58M
Revenue Per Share
114.46
Gross Profit TTM
1699.50M
Debt / Equity
0.24
ROE
38.99%
Net Debt
-728.72M
ROCE
21.69%
Diluted EPS TTM
16.92

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 663.65M 574.88M 99.43M -670.72M 299.31M
Net income 541.09M 467.95M 96.34M -512.67M 247.94M
Selling general administrative - 14.84M 12.77M - -
Selling and marketing expenses - 20.80M 8.90M - -
Gross profit 2029.44M 932.86M 403.25M 3363.35M 3709.96M
Reconciled depreciation 74.99M 73.43M 71.90M 82.39M 79.06M
Ebit 692.27M 605.70M 123.60M -354.63M 289.28M
Ebitda 767.26M 679.14M 195.84M -272.24M 368.34M
Depreciation and amortization 74.99M 73.43M 72.24M 82.39M 79.06M
Operating income 663.65M 574.88M 99.43M -354.63M 289.28M
Other operating expenses 5328.82M 4900.75M 4530.20M 4313.78M 3694.05M
Interest expense 28.62M 30.82M 24.17M 17.23M 17.11M
Tax provision 122.56M 106.93M -54.03M -158.04M 51.37M
Interest income 28.62M 30.82M 24.17M 17.23M 17.11M
Net interest income -28.62M -30.82M -20.81M -17.23M -17.11M
Income tax expense 122.56M 106.93M 3.09M -158.04M 51.37M
Total revenue 5992.47M 5475.63M 4629.63M 3643.07M 3993.36M
Total operating expenses 1365.79M 357.98M 303.82M 279.72M -3704.07M
Cost of revenue 3963.03M 4542.77M 4226.38M 279.72M 283.40M
Total other income expense net 26.79M -30.82M -24.17M -316.09M 10.02M
Net income from continuing ops 541.09M 467.95M -101.83M -512.67M 247.94M
Net income applicable to common shares 541.09M 467.95M 96.34M -512.67M 247.94M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 9560.67M 8310.63M 7103.40M 6514.19M 6772.47M
Intangible assets 366.55M 7.68M 8.33M 9.21M 10.26M
Other current assets - -374.55M -1392.75M 78.37M 189.40M
Total liab 7143.39M 6364.11M 5555.25M 4992.06M 4632.19M
Total stockholder equity 2417.28M 1946.52M 1548.14M 1522.13M 2140.28M
Deferred long term liab - - - 2.00M 53.57M
Other current liab 3633.34M -242.12M -175.22M 12.23M -169.12M
Common stock 99.70M 99.70M 98.95M 98.95M 98.94M
Capital stock 99.70M 99.70M 98.95M 98.95M 98.94M
Retained earnings 2317.58M 1846.83M 1449.20M 1423.18M 2041.34M
Other liab - - - 1319.48M 2535.76M
Good will 42.80M 42.80M 42.80M 42.80M 42.80M
Other assets 7278.59M 6683.96M 7103.40M 5248.83M 189.40M
Cash 1315.57M 720.26M 550.90M 289.78M 335.56M
Total current liabilities 6368.75M 20.75M 175.22M 206.82M 169.12M
Current deferred revenue 2255.93M - -8.73M 42.90M -
Net debt -728.72M -132.55M 37.06M 130.48M 71.95M
Short term debt 6.77M 7.64M 8.73M 0.00M 372.93M
Short long term debt total 586.86M 587.71M 587.96M 420.25M 407.51M
Other stockholder equity 99.70M 99.70M 0.00M 98.95M 98.94M
Property plant equipment 160.50M 154.55M 168.59M 171.44M 191.33M
Total current assets 2667.30M 1411.03M 1331.12M 978.82M 1164.13M
Long term investments 6580.03M 6076.37M 5228.52M 4910.80M 5142.59M
Net tangible assets - - - 1470.12M 2087.23M
Short term investments 336.99M 283.82M 178.49M 122.94M 140.13M
Net receivables 1014.74M 781.51M 663.36M 658.50M 688.45M
Long term debt 574.53M 574.13M 573.73M 398.33M 372.93M
Inventory - - -1788.53M - -
Accounts payable 448.70M 242.12M 175.22M 151.69M 169.12M
Accumulated other comprehensive income - - 0.00M - -
Common stock total equity - - - 98.95M 98.94M
Retained earnings total equity - - - 1423.18M 2041.34M
Non currrent assets other 51.34M -6206.66M -5266.75M -4910.80M -53.57M
Non current assets total 6893.36M 215.64M 5266.75M 286.54M 5418.94M
Capital lease obligations 12.33M 13.58M 14.23M 21.92M 34.58M
Long term debt total 575.68M 576.65M 576.57M 398.33M 372.93M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -404.07M -796.66M -305.79M -316.38M -335.50M
Change to liabilities - - - 7.29M 103.53M
Total cashflows from investing activities -420.16M -796.66M -295.44M -316.38M -373.67M
Net borrowings -1.37M -1.53M 173.90M 25.00M -0.82M
Total cash from financing activities -71.72M -71.11M 103.58M -81.99M -140.84M
Change to operating activities - - - 369.37M 227.35M
Net income 541.09M 467.95M 96.34M -512.67M 247.94M
Change in cash 595.32M 169.35M 261.13M -45.78M -12.92M
Begin period cash flow 720.26M 550.90M 289.78M 335.56M 348.48M
End period cash flow 1315.57M 720.26M 550.90M 289.78M 335.56M
Total cash from operating activities 1087.19M 1037.12M 452.99M 352.59M 501.58M
Depreciation 74.99M 73.43M 72.24M 82.39M 79.06M
Other cashflows from investing activities 42.35M 56.45M 3.82M 139.49M 3.27M
Dividends paid 70.34M 70.33M 70.32M -105.48M -140.23M
Change to inventory - - 363.44M - 26.72M
Change to account receivables -135.84M -89.05M -35.62M 68.73M -23.18M
Sale purchase of stock 0.00M 0.75M 0.00M 0.00M 0.21M
Other cashflows from financing activities -1.37M 0.75M -295.44M 25.00M 0.21M
Change to netincome - - - 356.58M -129.61M
Capital expenditures 58.43M 46.14M 36.81M 35.51M 41.44M
Change receivables - - - 68.73M -23.18M
Cash flows other operating - - - 350.26M 223.86M
Cash and cash equivalents changes - - - -45.78M -12.92M
Change in working capital 595.17M 239.12M 330.36M 297.50M 269.78M
Stock based compensation - 4.65M - - 0.14M
Other non cash items -124.06M 251.96M -45.95M 485.38M 16.32M
Free cash flow 1028.76M 990.98M 416.18M 317.08M 460.14M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Property & Casualty

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
MCY
Mercury General Corporation
-1.87
2.21%
82.61 6.06 19.76 0.90 2.02 0.79
CB
Chubb Ltd
-6.61
1.78%
365.02 12.11 11.83 2.13 1.75 2.45
PGR
Progressive Corp
-5.41
2.32%
227.77 11.10 13.55 1.41 3.74 1.50
TKOMF
Tokio Marine Holdings Inc.
-
-%
3.80 28.94 12.24 0.01 1.87 1.61
TKOMY
Tokio Marine Holdings Inc
-0.14
3.59%
3.63 28.73 12.25 0.01 1.87 1.61

Profile*

Mercury General Corporation

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.

4484 Wilshire Boulevard, Los Angeles, CA, United States, 90010

323 937 1060

4380

Name Title Year Born
Mr. George Victor Joseph Exec. Chairman 1922
Mr. Gabriel Tirador Pres, CEO & Director 1965
Mr. Theodore Robert Stalick Sr. VP & CFO 1963
Mr. Christopher Wadewitz Graves VP & Chief Investment Officer 1966
Mr. Jeffrey Michael Schroeder VP & Chief Product Officer 1977
Mr. Victor George Joseph Exec. VP & COO 1987
Mr. Abby Hosseini VP & Chief Information Officer 1960
Mr. Erik Dahl Thompson VP of Advter. & PR 1969
Mr. Brandt N. Minnich VP & Chief Marketing Officer 1967
Ms. Heidi C. Sullivan VP & Chief Human Capital Officer 1969

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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