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UBS Group AG provides financial advice and solutions to private, institutional, and corporate clients worldwide. It operates through four divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management, and Investment Bank. The Global Wealth Management division offers investment advice and solutions, and lending solutions. This segment also provides estate and wealth planning, investing, corporate and banking, and investment management, as well as mortgage, securities-based, and structured lending solutions. The Personal & Corporate Banking division provides personal banking products and services, such as deposits, cards, and online and mobile banking, as well as lending, investments, and retirement services; and corporate and institutional solutions, including equity and debt capital markets, syndicated and structured credit, private placements, leasing, traditional financing, trade and export finance, and global custody solutions, as well as transaction banking solutions for payment and cash management. The Asset Management division offers equities, fixed income, hedge funds, real estate and private markets, indexed and alternative beta strategies, asset allocation and currency investment strategies, customized multi-asset solutions, advisory and fiduciary services, and multi-manager hedge fund solutions and advisory services. The Investment Bank division advises clients on strategic business opportunities and helps them raise capital to fund their activities; enables its clients to buy, sell, and finance securities on capital markets and to manage their risks and liquidity; distribute, trade, finance, and clear cash equities and equity-linked products; and offers clients differentiated content on major financial markets and securities. The company was formerly known as UBS AG and changed its name to UBS Group AG in December 2014. UBS Group AG was founded in 1862 and is based in Zurich, Switzerland.
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| Breakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
| Income before tax | 9604.00M | 9484.00M | 8226.00M | 5577.00M | 6373.00M |
| Minority interest | -32.00M | -29.00M | 319.00M | 174.00M | 176.00M |
| Net income | 7629.00M | 7457.00M | 6629.00M | 4304.00M | 4897.00M |
| Selling general administrative | 21059.00M | 21828.00M | 22037.00M | 21372.00M | 19976.00M |
| Selling and marketing expenses | 265.00M | 242.00M | 293.00M | 317.00M | 366.00M |
| Gross profit | 33270.00M | 35059.00M | 33084.00M | 28969.00M | 30004.00M |
| Reconciled depreciation | 2061.00M | 2118.00M | 2126.00M | 1830.00M | 1293.00M |
| Ebit | 16135.00M | 9455.00M | 8212.00M | 5571.00M | 16359.00M |
| Ebitda | 18196.00M | 11573.00M | 10338.00M | 7511.00M | 17652.00M |
| Depreciation and amortization | 2061.00M | 2118.00M | 2126.00M | 1940.00M | 1293.00M |
| Operating income | 16135.00M | 9455.00M | 8212.00M | 5571.00M | 16359.00M |
| Other operating expenses | -17135.00M | -25604.00M | -24872.00M | -23398.00M | 13645.00M |
| Interest expense | 6563.00M | 3260.00M | 4247.00M | 7194.00M | 11044.00M |
| Tax provision | 1942.00M | 1998.00M | 1583.00M | 1267.00M | 1468.00M |
| Interest income | 13185.00M | 9964.00M | 8810.00M | 10685.00M | 17068.00M |
| Net interest income | 6621.00M | 6705.00M | 5862.00M | 4500.00M | 6025.00M |
| Income tax expense | 1942.00M | 1998.00M | 1583.00M | 1267.00M | 1468.00M |
| Total revenue | 33270.00M | 35059.00M | 33084.00M | 28969.00M | 30330.00M |
| Total operating expenses | -17135.00M | -25604.00M | -24872.00M | -23398.00M | -13645.00M |
| Cost of revenue | - | - | - | - | 326.00M |
| Total other income expense net | -6531.00M | 29.00M | 14.00M | 6.00M | -10368.00M |
| Net income from continuing ops | 7662.00M | 7486.00M | 6643.00M | 4310.00M | 4523.00M |
| Net income applicable to common shares | 7630.00M | 7457.00M | 6557.00M | 4304.00M | 4516.00M |
| Breakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
| Total assets | 1104364.00M | 1117182.00M | 1125765.00M | 972183.00M | 958313.00M |
| Intangible assets | 224.00M | 252.00M | 298.00M | 197.00M | 255.00M |
| Earning assets | - | 445252.00M | 505242.00M | 488716.00M | 478909.00M |
| Other current assets | 83767.00M | 690616.00M | 685017.00M | 595852.00M | 612209.00M |
| Total liab | 1047146.00M | 1056180.00M | 1065929.00M | 917476.00M | 905004.00M |
| Total stockholder equity | 56876.00M | 60662.00M | 59517.00M | 54533.00M | 53309.00M |
| Other current liab | -1949.00M | -88237.00M | -85409.00M | -59071.00M | -78989.00M |
| Common stock | 304.00M | 322.00M | 338.00M | 338.00M | 338.00M |
| Capital stock | 304.00M | 322.00M | 338.00M | 338.00M | 338.00M |
| Retained earnings | 50004.00M | 43851.00M | 38847.00M | 34154.00M | 30448.00M |
| Other liab | 23318.00M | 50227.00M | 32084.00M | 38592.00M | 33864.00M |
| Good will | 6043.00M | 6126.00M | 6182.00M | 6272.00M | 6392.00M |
| Other assets | 709025.00M | 685032.00M | 719356.00M | 620941.00M | 637777.00M |
| Cash | 172825.00M | 194798.00M | 158231.00M | 107068.00M | 108370.00M |
| Total current liabilities | 74761.00M | 88237.00M | 85409.00M | 59071.00M | 78989.00M |
| Current deferred revenue | - | - | - | - | 80533.00M |
| Net debt | 20451.00M | 23842.00M | 42244.00M | 70238.00M | 83381.00M |
| Short term debt | 29676.00M | 43098.00M | 46667.00M | 21838.00M | 39025.00M |
| Short long term debt | 29676.00M | 2458.00M | 30987.00M | 16648.00M | 21258.00M |
| Short long term debt total | 193276.00M | 218640.00M | 200475.00M | 177306.00M | 191751.00M |
| Other stockholder equity | 6671.00M | 11253.00M | 12685.00M | 14738.00M | 18212.00M |
| Property plant equipment | 12288.00M | 12888.00M | 9328.00M | 9406.00M | 6313.00M |
| Total current assets | 189260.00M | 229967.00M | 191148.00M | 131420.00M | 138001.00M |
| Long term investments | 187524.00M | 183800.00M | 242770.00M | 235251.00M | 217389.00M |
| Net tangible assets | 46364.00M | 54284.00M | 49184.00M | 44634.00M | 43246.00M |
| Short term investments | 2239.00M | 8844.00M | 8258.00M | 6345.00M | 6667.00M |
| Net receivables | 23430.00M | 26325.00M | 24659.00M | 18007.00M | 20602.00M |
| Long term debt | 188259.00M | 212954.00M | 200475.00M | 155469.00M | 125634.00M |
| Accounts payable | 47034.00M | 45139.00M | 38742.00M | 37233.00M | 38420.00M |
| Accumulated other comprehensive income | -103.00M | 5236.00M | 7647.00M | 5303.00M | 3930.00M |
| Common stock total equity | - | - | 338.00M | 338.00M | 338.00M |
| Treasury stock | - | -4675.00M | -4068.00M | -3326.00M | -2631.00M |
| Non currrent assets other | -1651.00M | -202183.00M | -215261.00M | -219822.00M | -182535.00M |
| Non current assets total | 206079.00M | 202183.00M | 215261.00M | 219822.00M | 182535.00M |
| Capital lease obligations | 3334.00M | 3558.00M | 3927.00M | 3943.00M | - |
| Long term debt total | 188259.00M | 212954.00M | 200475.00M | 159412.00M | 125634.00M |
| Breakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
| Investments | -12447.00M | -1165.00M | -6785.00M | -1558.00M | -6132.00M |
| Change to liabilities | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M |
| Total cashflows from investing activities | -12447.00M | -2119.00M | -6785.00M | -1558.00M | -6132.00M |
| Net borrowings | -804.00M | 15270.00M | 16433.00M | -21503.00M | 4093.00M |
| Total cash from financing activities | -9094.00M | 10345.00M | 12432.00M | -25614.00M | 190.00M |
| Change to operating activities | 10222.00M | -206.00M | -29235.00M | 1794.00M | 9843.00M |
| Net income | 7661.00M | 7486.00M | 6572.00M | 4310.00M | 4522.00M |
| Change in cash | -12554.00M | 34344.00M | 53658.00M | -6206.00M | 21245.00M |
| Begin period cash flow | 207875.00M | 173531.00M | 119873.00M | 126079.00M | 104834.00M |
| End period cash flow | 195321.00M | 207875.00M | 173531.00M | 119873.00M | 126079.00M |
| Total cash from operating activities | 14647.00M | 31425.00M | 36958.00M | 19705.00M | 28913.00M |
| Depreciation | 2061.00M | 2118.00M | 2126.00M | 1830.00M | 1293.00M |
| Other cashflows from investing activities | -10804.00M | -278.00M | 1.00M | 1.00M | 1.00M |
| Dividends paid | -1668.00M | -1301.00M | -2607.00M | -2544.00M | 2440.00M |
| Sale purchase of stock | -6006.00M | -3341.00M | -1387.00M | -1559.00M | -1431.00M |
| Other cashflows from financing activities | 66250.00M | -283.00M | -7.00M | -8.00M | 48405.00M |
| Change to netincome | -13269.00M | 2757.00M | -5480.00M | 7426.00M | -6984.00M |
| Capital expenditures | 1643.00M | 1841.00M | 1854.00M | 1584.00M | 1688.00M |
| Change in working capital | 18228.00M | 19103.00M | 33829.00M | 6182.00M | 30088.00M |
| Stock based compensation | - | -1617.00M | -1090.00M | -441.00M | - |
| Other non cash items | -13797.00M | 3901.00M | -4831.00M | 7347.00M | -7415.00M |
| Free cash flow | 13004.00M | 29584.00M | 35104.00M | 18121.00M | 27225.00M |
Sector: Financial Services Industry: Banks - Diversified
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
|---|---|---|---|---|---|---|
| UBS UBS Group AG |
-0.74 1.50% |
48.64 | 3.28 | 20.00 | 2.66 | 1.17 |
| JPM JPMorgan Chase & Co |
0.50 0.15% |
343.89 | 15.10 | 14.01 | 5.03 | 2.63 |
| IDCBF Industrial and Commercial Bank of China |
- -% |
1.00 | 6.53 | 6.02 | 0.67 | 0.56 |
| IDCBY Industrial and Commercial Bank of China |
-0.06 0.30% |
19.95 | 6.49 | 6.00 | 0.65 | 0.55 |
| ACGBY Agricultural Bank of China PK |
-0.02 0.09% |
21.65 | 6.92 | 6.73 | 0.67 | 0.60 |
UBS Group AG provides financial advice and solutions to private, institutional, and corporate clients worldwide. It operates through four divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management, and Investment Bank. The Global Wealth Management division offers investment advice and solutions, and lending solutions. This segment also provides estate and wealth planning, investing, corporate and banking, and investment management, as well as mortgage, securities-based, and structured lending solutions. The Personal & Corporate Banking division provides personal banking products and services, such as deposits, cards, and online and mobile banking, as well as lending, investments, and retirement services; and corporate and institutional solutions, including equity and debt capital markets, syndicated and structured credit, private placements, leasing, traditional financing, trade and export finance, and global custody solutions, as well as transaction banking solutions for payment and cash management. The Asset Management division offers equities, fixed income, hedge funds, real estate and private markets, indexed and alternative beta strategies, asset allocation and currency investment strategies, customized multi-asset solutions, advisory and fiduciary services, and multi-manager hedge fund solutions and advisory services. The Investment Bank division advises clients on strategic business opportunities and helps them raise capital to fund their activities; enables its clients to buy, sell, and finance securities on capital markets and to manage their risks and liquidity; distribute, trade, finance, and clear cash equities and equity-linked products; and offers clients differentiated content on major financial markets and securities. The company was formerly known as UBS AG and changed its name to UBS Group AG in December 2014. UBS Group AG was founded in 1862 and is based in Zurich, Switzerland.
| Name | Title | Year Born |
|---|---|---|
| Mr. Ralph A. J. G. Hamers | Group CEO & Pres of the Group Exec. Board | 1966 |
| Ms. Sarah M. Youngwood | Group CFO & Member of Exec. Board | 1974 |
| Mr. Markus Ronner | Group Chief Compliance & Governance Officer and Member of Group Exec. Board | 1965 |
| Mr. Kian Chew Koh | Pres of UBS Asia Pacific & Member of Group Exec. Board | 1960 |
| Dr. Sabine Keller-Busse | Pres of Switzerland, Personal & Corp. Banking and Member of the Group Exec. Board | 1965 |
| Mr. Robert Karofsky | Pres of Investment Bank & Member of Group Exec. Board | 1967 |
| Dr. Christian Bluhm | Group Chief Risk Officer & Member of the Group Exec. Board | 1969 |
| Mr. Michael Dargan | Chief Digital & Information Officer and Member of Exec. Board | 1977 |
| Ms. Suni P. Harford | Pres of Asset Management & Member of Group Exec. Board | 1962 |
| Mr. Iqbal Khan CPA | Co-Pres of Global Wealth Management, Pres of UBS EMEA & Member of Group Exec. Board | 1976 |
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