…
Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers corporate loans, trade financing, deposit-taking activities, corporate wealth management services, custody services, and various types of corporate intermediary services, as well as corporate loans to corporations, government agencies, and financial institutions. Its Personal Banking segment provides personal loans, deposit-taking activities, card business, personal wealth management services, and various types of personal intermediary services to individual customers. The Treasury Operations segment engages in money market transactions, investment securities, and foreign exchange transaction activities. In addition, the company is involved in the fund raising, fund sales, asset management, and other businesses; financial leasing; insurance businesses, such as life, health, and accident insurance, as well as reinsurance; debt-for-equity swaps; and issuance of wealth management products, wealth management advisory, and consulting services. Industrial and Commercial Bank of China Limited was founded in 1984 and is headquartered in Beijing, the People's Republic of China.
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Industrial and Commercial Bank of China (ICBC) is a state-owned commercial bank providing corporate and retail banking, deposits, lending, treasury and wealth-management services domestically and abroad. Long-term growth may be supported by China’s economic development, ICBC’s scale and deposit franchise, fee-income diversification and digitalization, and the bank appears positioned to benefit from cross-border trade.
Principal risks include asset-quality pressure from China's property sector and economic slowdown, regulatory and political intervention related to state ownership, margin compression and geopolitical or foreign-market restrictions that could affect international operations and ADR liquidity.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 408227.31M | 421827.00M | 421966.00M | 422565.00M | 424899.00M |
| Minority interest | -2204.00M | -1083.00M | -1123.00M | -555.00M | -1878.00M |
| Net income | 358520.51M | 365863.00M | 363993.00M | 360483.00M | 348338.00M |
| Selling general administrative | 145736.20M | 116182.00M | 94859.00M | 229615.00M | 225945.00M |
| Selling and marketing expenses | - | - | 132407.00M | - | - |
| Gross profit | 833496.00M | 817284.00M | 838048.00M | 913562.00M | 939893.00M |
| Reconciled depreciation | 34485.00M | 34538.00M | 20424.00M | - | - |
| Ebit | 408227.31M | 421827.00M | 416944.00M | 1008144.00M | - |
| Ebitda | 429598.74M | 456365.00M | 451718.00M | 1008699.00M | 423021.00M |
| Depreciation and amortization | 21371.43M | 34538.00M | 34774.00M | 555.00M | - |
| Operating income | 412871.24M | 488559.00M | 415738.00M | 1008144.00M | 423021.00M |
| Other operating expenses | 1080571.21M | 171828.00M | 838048.00M | 315192.00M | 316575.00M |
| Interest expense | 677723.23M | 790543.00M | 750026.00M | 586689.00M | 471538.00M |
| Tax provision | 53669.00M | 54881.00M | 56850.00M | 61527.00M | 74683.00M |
| Interest income | 1331831.00M | 1427948.00M | 1405039.00M | 1280376.00M | 1162218.00M |
| Net interest income | 635126.00M | 637405.00M | 655013.00M | 693687.00M | 690680.00M |
| Income tax expense | 52206.79M | 54881.00M | 56850.00M | 61527.00M | 74683.00M |
| Total revenue | 1488798.52M | 660387.00M | 838048.00M | 913562.00M | 939893.00M |
| Total operating expenses | 409061.00M | 395457.00M | 838048.00M | 315192.00M | 316575.00M |
| Cost of revenue | 696705.00M | 790543.00M | -934948.00M | - | - |
| Total other income expense net | -4643.93M | -66732.00M | 6228.00M | -585579.00M | 1878.00M |
| Net income from continuing ops | 370766.00M | 366946.00M | 365116.00M | 361038.00M | 350216.00M |
| Net income applicable to common shares | - | - | - | 360483.00M | 338731.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 53511765.73M | 48821746.00M | 44697079.00M | 39609657.00M | 35171383.00M |
| Intangible assets | - | 13960.00M | 14438.00M | - | - |
| Other current assets | - | - | 7047789.00M | 23543816.00M | 2800353.00M |
| Total liab | 49506927.70M | 44834480.00M | 41140208.00M | 1426616.00M | 1280715.00M |
| Total stockholder equity | 3977055.38M | 3969841.00M | 3556871.00M | 3495171.00M | 3257755.00M |
| Deferred long term liab | - | - | - | - | 5592.00M |
| Other current liab | 42125997.00M | 17088640.00M | 14139198.00M | 102074.00M | 410034.00M |
| Common stock | 356633.55M | 356407.00M | 356407.00M | 356407.00M | 356407.00M |
| Capital stock | 471334.00M | 491021.00M | 491021.00M | 491021.00M | 356407.00M |
| Retained earnings | 2181537.80M | 3093267.00M | 1912067.00M | 1767537.00M | 1620642.00M |
| Other liab | - | - | - | 789975.00M | 461925.00M |
| Good will | 18873.99M | 19165.00M | 8967.00M | - | - |
| Other assets | - | -3558277.00M | -10819556.00M | 26071704.00M | 21295952.00M |
| Cash | 3675184.62M | 4751029.00M | 5298435.00M | 4743685.00M | 4191550.00M |
| Total current liabilities | 3994589.52M | 17136494.00M | 19217875.00M | 34254122.00M | 30602031.00M |
| Net debt | 6602339.06M | -2710506.00M | 902915.00M | -3317069.00M | -2910835.00M |
| Short term debt | 3994589.52M | 383210.80M | 5078677.00M | - | - |
| Short long term debt total | 10277523.68M | 2040523.00M | 6201350.00M | 1426616.00M | 1280715.00M |
| Other stockholder equity | - | 1316309.00M | 148425.00M | 1236613.00M | 1280706.00M |
| Property plant equipment | - | - | - | 291911.00M | 319861.00M |
| Total current assets | 4947352.75M | 4751029.00M | 7047789.00M | 4743685.00M | 4191550.00M |
| Long term investments | 17116142.00M | 14449294.00M | 9758923.00M | 8502357.00M | 9395682.00M |
| Net tangible assets | - | - | - | 3360557.00M | 3093314.00M |
| Short term investments | 1060827.88M | - | -3675920.00M | - | - |
| Net receivables | 211340.25M | - | - | - | 17959.00M |
| Inventory | - | - | - | 3405.00M | 3946.00M |
| Accounts payable | - | - | - | 32910844.00M | 28800542.00M |
| Accumulated other comprehensive income | 1323883.98M | 385553.00M | 985657.00M | - | - |
| Non currrent assets other | 402489.68M | 20396298.00M | 37070547.00M | -8794268.00M | -9683881.00M |
| Non current assets total | 48564412.98M | 47628994.00M | 37649290.00M | 8794268.00M | 9683881.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | -2392544.00M | -1471468.00M | -891852.00M | -910621.00M | -942593.00M |
| Change to liabilities | - | - | - | 0.00M | 0.00M |
| Total cashflows from investing activities | -2417582.00M | -1471468.00M | -891852.00M | -910621.00M | -674556.00M |
| Net borrowings | 179021.00M | 628906.00M | 465619.00M | 85289.00M | -1182.00M |
| Total cash from financing activities | 35005.00M | 1288436.00M | 3819528.00M | -64789.00M | -11553.00M |
| Change to operating activities | - | - | - | 1132086.00M | 85792.00M |
| Net income | 370766.00M | 366946.00M | 363993.00M | 361038.00M | 350216.00M |
| Change in cash | -521394.00M | -465328.00M | 828881.00M | 490094.00M | -354365.00M |
| Begin period cash flow | 2290404.00M | 2755732.00M | 1926851.00M | 1436757.00M | 1791122.00M |
| End period cash flow | 1769010.00M | 2290404.00M | 2755732.00M | 1926851.00M | 1436757.00M |
| Total cash from operating activities | 1890530.00M | -293559.00M | 530390.00M | 1404657.00M | 360882.00M |
| Depreciation | 34485.00M | 34538.00M | 34774.00M | 34040.00M | 29921.00M |
| Other cashflows from investing activities | 264325.74M | 104721.00M | 343868.00M | 326066.00M | 282407.00M |
| Dividends paid | 140067.96M | 124166.00M | 123133.00M | -145093.00M | -131196.00M |
| Change to account receivables | - | -2035485.00M | -3098980.00M | - | - |
| Sale purchase of stock | -20254.70M | -80000.00M | - | - | - |
| Other cashflows from financing activities | -68323.02M | 863696.00M | 3477042.00M | 950877.00M | 956266.00M |
| Change to netincome | - | - | - | -121952.00M | -104567.00M |
| Capital expenditures | 47644.56M | 43297.00M | 31201.00M | 13713.00M | 21862.00M |
| Change in working capital | -26512.44M | 416594.00M | 23917.00M | 1132086.00M | 85792.00M |
| Other non cash items | 1511791.44M | -1111637.00M | 107706.00M | -88467.00M | -75126.00M |
| Free cash flow | 409028.86M | 462550.00M | 499189.00M | 1390944.00M | 339020.00M |
Sector: Financial Services Industry: Banks - Diversified
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| IDCBY Industrial and Commercial Bank of China |
0.10 0.52% |
20.26 | 6.49 | 6.00 | 0.65 | 0.55 | 5.72 |
| JPM JPMorgan Chase & Co |
-2.85 0.84% |
334.49 | 15.10 | 14.01 | 5.03 | 2.63 | 5.76 |
| IDCBF Industrial and Commercial Bank of China |
- -% |
1.00 | 6.53 | 6.02 | 0.67 | 0.56 | 5.72 |
| ACGBY Agricultural Bank of China PK |
0.12 0.55% |
21.89 | 6.92 | 6.73 | 0.67 | 0.60 | 6.34 |
| BAC Bank of America Corp |
-0.26 0.52% |
49.50 | 13.44 | 12.15 | 3.49 | 1.38 | 6.81 |
Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers corporate loans, trade financing, deposit-taking activities, corporate wealth management services, custody services, and various types of corporate intermediary services, as well as corporate loans to corporations, government agencies, and financial institutions. Its Personal Banking segment provides personal loans, deposit-taking activities, card business, personal wealth management services, and various types of personal intermediary services to individual customers. The Treasury Operations segment engages in money market transactions, investment securities, and foreign exchange transaction activities. In addition, the company is involved in the fund raising, fund sales, asset management, and other businesses; financial leasing; insurance businesses, such as life, health, and accident insurance, as well as reinsurance; debt-for-equity swaps; and issuance of wealth management products, wealth management advisory, and consulting services. Industrial and Commercial Bank of China Limited was founded in 1984 and is headquartered in Beijing, the People's Republic of China.
| Name | Title | Year Born |
|---|---|---|
| Mr. Siqing Chen | Exec. Chairman | 1960 |
| Mr. Lin Liao | Exec. Vice Chairman & Pres | 1966 |
| Mr. Wenwu Zhang | Sr. Exec. VP | 1973 |
| Mr. Jingwu Wang | Sr. Exec. VP, Chief Risk Officer & Exec. Director | 1966 |
| Ms. Yan Xiong | Chief Bus. Officer | 1964 |
| Mr. Jianhua Song | Chief Bus. Officer | 1965 |
| Mr. Weiwu Zhang | Sr. Exec. VP | 1975 |
| Mr. Guoyu Zheng | Sr. Exec. VP & Exec. Director | 1967 |
| Dr. Xueqing Guan | Board Sec. & Company Sec. | 1963 |
| Mr. Bresson Xu | Corp. Strategy & Investor Relations | NA |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.