American Business Bk

Financial Services US AMBZ

72.47USD
0.00(0%)

Last update at 2026-06-02T20:00:00Z

Day Range

72.4472.47

LowHigh

52 Week Range

40.4573.26

LowHigh

Fundamentals

Previous Close 72.47
Market Cap645.78M
Volume400
P/E Ratio12.35
Dividend Yield1.38%
Revenue TTM153.34M
Revenue Per Share TTM16.73
Gross Profit TTM 153.34M
Diluted EPS TTM5.86

Overview
Financials
Peer Comparison
Reports
Stock Research & News
Profile

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Type	yearly	yearly	yearly	yearly	yearly
Date	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Income before tax	75.09M	60.18M	60.71M	66.52M	52.82M
Minority interest	-	-	-	-	-
Net income	54.20M	43.28M	43.97M	48.56M	39.16M
Selling general administrative	56.70M	51.44M	48.18M	43.66M	41.60M
Selling and marketing expenses	-	-	-	-	-
Gross profit	-	-	-	-	-
Reconciled depreciation	3.66M	3.07M	3.17M	3.30M	3.17M
Ebit	-	-	-	-	-
Ebitda	-	-	-	-	-
Depreciation and amortization	-	-	-	-	-
Non operating income net other	-	-	-	-	-
Operating income	-	-	-	-	-
Other operating expenses	-	-	-	5.23M	6.58M
Interest expense	43.25M	51.26M	37.21M	2.69M	1.82M
Tax provision	20.89M	16.90M	16.75M	17.96M	13.65M
Interest income	196.43M	175.23M	159.13M	127.75M	108.88M
Net interest income	153.18M	123.97M	121.92M	125.06M	107.06M
Extraordinary items	-	-	-	-	-
Non recurring	-	-	-	-	-
Other items	-	-	-	-	-
Income tax expense	-	-	-	17.96M	13.65M
Total revenue	156.11M	131.99M	130.76M	131.78M	113.59M
Total operating expenses	-	-	-	-	-
Cost of revenue	-	-	-	-	-
Total other income expense net	-	-	-	-	-
Discontinued operations	-	-	-	-	-
Net income from continuing ops	54.20M	43.28M	43.97M	48.56M	39.16M
Net income applicable to common shares	-	-	-	48.56M	39.16M
Preferred stock and other adjustments	-	-	-	-	-

Breakdown	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Type	yearly	yearly	yearly	yearly	yearly
Date	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Total assets	4406.59M	4040.34M	3902.72M	3840.76M	3912.28M
Intangible assets	-	-	-	-	-
Earning assets	-	-	-	-	-
Other current assets	-	-	-	-	14.21M
Total liab	3995.47M	3685.56M	3588.67M	3586.31M	3633.72M
Total stockholder equity	411.13M	354.78M	314.05M	254.45M	278.55M
Deferred long term liab	-	-	-	-	-
Other current liab	-	-	-	-	-
Common stock	-	-	-	205.56M	202.20M
Capital stock	198.96M	210.35M	208.05M	205.56M	202.20M
Retained earnings	265.05M	220.02M	176.75M	130.08M	81.52M
Other liab	-	-	-	34.02M	35.57M
Good will	-	-	-	-	-
Other assets	-	-	-	2519.49M	2105.54M
Cash	245.53M	101.62M	43.16M	36.57M	228.87M
Cash and equivalents	-	-	-	-	-
Total current liabilities	-	-	-	3390.79M	3622.02M
Current deferred revenue	-	-	-	-	-
Net debt	-	-	11.84M	124.93M	-
Short term debt	-	-	-	-	-
Short long term debt	-	-	-	-	-
Short long term debt total	-	-	-	-	-
Other stockholder equity	-	-	-	-81.18800M	-5.16585M
Property plant equipment	-	-	-	5.61M	14.74M
Total current assets	-	-	-	36.58M	243.08M
Long term investments	1019.16M	1083.08M	1180.32M	1264.09M	1537.14M
Net tangible assets	-	-	-	254.45M	278.55M
Short term investments	56.91M	538.27M	611.20M	679.35M	1238.49M
Net receivables	-	-	32.40M	29.57M	28.96M
Long term debt	-	-	55.00M	161.50M	-
Inventory	-	-	-	-	-
Accounts payable	-	-	36.26M	3390.79M	3598.15M
Total permanent equity	-	-	-	-	-
Noncontrolling interest in consolidated entity	-	-	-	-	-
Temporary equity redeemable noncontrolling interests	-	-	-	-	-
Accumulated other comprehensive income	-	-	-	-	-
Additional paid in capital	-	-	-	-	-
Common stock total equity	-	-	-	-	-
Preferred stock total equity	-	-	-	-	-
Retained earnings total equity	-	-	-	-	-
Treasury stock	-	-	-	-	-
Accumulated amortization	-	-	-	-	-
Non currrent assets other	-	-	-	-	-
Deferred long term asset charges	-	-	-	-	-
Non current assets total	-	-	-	-	-
Capital lease obligations	-	-	-	-	-
Long term debt total	-	-	-	-	-

Breakdown	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Type	yearly	yearly	yearly	yearly	yearly
Date	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Investments	82.87M	82.06M	-51.22695M	-212.34710M	-484.94491M
Change to liabilities	-	-	-	0.00000M	0.00000M
Total cashflows from investing activities	-	-	-	-	-503.04967M
Net borrowings	0.00000M	-55.00000M	-106.50000M	-	-
Total cash from financing activities	286.57M	91.15M	0.09M	-45.27917M	425.97M
Change to operating activities	-	-	-	-	0.79M
Net income	54.20M	43.28M	43.97M	48.56M	39.16M
Change in cash	143.91M	58.46M	6.58M	-192.29541M	-17.18287M
Begin period cash flow	101.62M	43.16M	36.57M	228.87M	246.05M
End period cash flow	245.53M	101.62M	43.16M	36.57M	228.87M
Total cash from operating activities	71.10M	57.87M	57.72M	65.33M	59.89M
Issuance of capital stock	-	-	-	-	-
Depreciation	3.66M	3.07M	3.17M	3.30M	3.17M
Other cashflows from investing activities	-	-	-	-	-0.91430M
Dividends paid	-8.99999M	0.00000M	-	-	-
Change to inventory	-	-	-	-	-
Change to account receivables	-1.23480M	0.27M	-1.92383M	-1.00509M	1.41M
Sale purchase of stock	-14.47947M	-0.44050M	-0.45744M	-0.45665M	-0.27321M
Other cashflows from financing activities	-	-	-	-	425.74M
Change to netincome	-	-	-	-	15.36M
Capital expenditures	1.32M	1.84M	0.54M	0.80M	0.50M
Change receivables	-	-	-	-	-
Cash flows other operating	-	-	-	-	-
Exchange rate changes	-	-	-	-	-
Cash and cash equivalents changes	-	-	-	-	-
Change in working capital	-3.20115M	1.06M	-2.54242M	-3.68263M	2.20M
Stock based compensation	2.91M	2.74M	2.51M	2.79M	2.50M
Other non cash items	-1.08521M	-1.04488M	-1.22924M	0.38M	-1.39825M
Free cash flow	69.79M	56.03M	57.17M	64.53M	59.40M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company	Change (USD)	Price (USD)	Trailing PE (x)	Forward PE (x)	Price Sales TTM (x)	Price to Book Value (x)	Enterprise Value to Revenue (x)
AMBZ American Business Bk	- -%	72.47	12.35	-	4.21	1.56	4.12
HDB HDFC Bank Limited ADR	0.01 0.04%	23.55	20.81	20.96	0.11	4.77
CIHKY China Merchants Bank Co Ltd	-0.425 1.38%	30.39	7.78	7.65	0.56	0.90	3.62
DBSDF DBS Group Holdings Ltd	- -%	51.34	15.29	14.41	5.84	2.36	10.40
CIHHF China Merchants Bank Co Ltd Class H	- -%	5.92	6.10	5.67	0.44	0.77	3.43

Reports Covered

View All

Profile

American Business Bank, a California-chartered bank, provides banking products and services to small and medium-sized firms, non-profits, business executives, and professionals in Southern California. The company offers credit and depository; treasury management; asset-based lending; SBA lending; international banking comprising money transfer, import and export commercial letters of credit, standby letters of credit, and foreign currency exchange services; and consulting and referral services. It operates regional loan production offices located in North Orange County, Orange County, South Bay, San Fernando Valley, Riverside County, Inland Empire, Long Beach, and San Diego. The company was incorporated in 1998 and is based in Los Angeles, California.

American Business Bk

400 South Hope Street, Los Angeles, CA, United States, 90071

213 430 4000
https://www.americanbb.bank
Employees : 255

Key Executives

Name	Title	Year Born
Mr. Leon Ira Blankstein	Pres, CEO & Director	1959
Mr. Donald P. Johnson	Co-Founder & Vice Chairman	1946
Ms. Karen Schoenbaum	Exec. VP & CFO	NA
Marian Wall	Exec. VP, Chief Technology Officer & Gen. Counsel	NA
Ms. Patti A. Vollmer	Exec. VP & Chief Credit Officer	NA
Ms. Silvia Marjoram	Regional Exec. VP & Deputy Chief Credit Officer	NA
Mr. Philip C. Feghali	Exec. VP	NA
Mr. Erik Dickerson	Regional Exec. VP	NA
Mr. Gary Coleman	Sr. VP & Sr. Relationship Mang.	NA
Mr. Kenneth R. Bettencourt	Sr. VP & Relationship Ambassador	NA

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