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Company price
0.405 AUD 0.00(0%)
Last update at 2026-11-04T23:00:00Z
Market Cap
40.49M

Momentum Score

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Findi Limited, through its subsidiaries, engages in the development of digital payment systems in India. The company offers end-to-end transaction processing and managed services. It also provides payments and digital banking solutions through its network of merchants facilitating banking and insurance services, utility payments, money transfers, e-commerce, and train and airline tickets payments. The company was formerly known as Vortiv Limited. Findi Limited was incorporated in 1992 and is based in Melbourne, Australia.

Source: TradingView
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Day Price Range
0.41
Low
0.41
High
52 Week Price Range
0.40
Low
2.05
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Public information on Findi Ltd (FND.AU) is limited and available filings and investor materials do not provide a clear, detailed description of the company's core operations. Because material business model and growth drivers are not well-documented, potential long-term catalysts are uncertain; investors may be drawn to the name for small-cap exposure but should monitor company disclosures for clearer evidence of sustainable revenue sources and strategy.
Primary investment risks include small-cap liquidity and financing risk, operational execution uncertainty, and regulatory or market-demand volatility typical of early-stage or thinly traded ASX-listed companies.

Risk Score
High

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
0.41
Dividend Yield
-
Revenue TTM
89.59M
Revenue Per Share
1.48
Gross Profit TTM
89.59M
Debt / Equity
6.27
ROE
-111.20%
Net Debt
127.53M
ROCE
-24.12%
Diluted EPS TTM
-0.82

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2026-03-31 2025-12-31 2025-03-31 2024-12-31 2024-03-31
Type yearly yearly yearly yearly yearly
Date 2026-03-31 2025-12-31 2025-03-31 2024-12-31 2024-03-31
Income before tax -51.06M -51.06M -13.21M -13.21M 2.07M
Net income -44.16M -44.16M -12.48M -12.48M 4.01M
Selling general administrative - - 12.84M 12.84M 2.51M
Selling and marketing expenses - - 0.38M 0.38M 8.91M
Gross profit - - 9.56M 9.56M 12.07M
Reconciled depreciation - - 17.03M 17.03M 14.04M
Ebit -30.01M -30.01M 14.74M 14.74M 11.98M
Ebitda -3.86M -3.86M 31.42M 31.42M 27.50M
Depreciation and amortization 26.15M 26.15M 16.68M 16.68M 15.52M
Operating income -30.01M -30.01M 1.85M 1.85M 8.30M
Other operating expenses 112.99M 112.99M 59.20M 59.20M 54.54M
Interest expense 21.05M 21.05M 29.44M 29.44M 9.88M
Tax provision - - -1.26M -1.26M -1.93M
Interest income - - 5.40M 5.40M 2.05M
Net interest income - - -24.04M -24.04M -4.54M
Income tax expense -1.48M -1.48M 1.26M 1.26M -1.93M
Total revenue 82.98M 82.98M 61.06M 61.06M 62.84M
Total operating expenses 86.84M 86.84M 7.70M 7.70M 54.54M
Cost of revenue - - 51.50M 51.50M 50.61M
Total other income expense net -21.05M -21.05M -15.06M -15.06M -6.19M
Net income from continuing ops - - -11.95M -11.95M 3.35M
Net income applicable to common shares - - -12.48M -12.48M 4.01M
Breakdown 2026-03-31 2025-12-31 2025-03-31 2024-12-31 2024-03-31
Type yearly yearly yearly yearly yearly
Date 2026-03-31 2025-12-31 2025-03-31 2024-12-31 2024-03-31
Total assets 280.69M 280.69M 323.47M 323.47M 198.37M
Intangible assets - - 22.42M 22.42M 2.13M
Other current assets 22.90M 22.90M 20.55M 14.39M 11.84M
Total liab 256.05M 256.05M 258.95M 258.95M 161.50M
Total stockholder equity 24.64M 24.64M 64.52M 64.52M 36.52M
Other current liab 76.88M 76.88M 77.80M 70.08M 13.04M
Common stock 108.42M 108.42M 92.14M - 53.44M
Capital stock - - 92.14M 92.14M 53.44M
Retained earnings -74.27M -74.27M -27.61M -27.61M -17.89M
Good will - - 39.72M 39.72M 0.00M
Other assets - - 74.65M - 40.14M
Cash 27.08M 27.08M 77.05M 77.05M 46.15M
Cash and equivalents - - - - 29.77M
Total current liabilities 156.30M 156.30M 139.16M 139.16M 70.37M
Net debt 127.53M 127.53M 72.60M 45.99M 88.59M
Short term debt 65.29M 65.29M 47.98M - 43.97M
Short long term debt - - 42.73M 42.73M 38.63M
Short long term debt total 154.61M 154.61M 149.66M - 134.74M
Other stockholder equity - - -28.29M - -0.35M
Property plant equipment - - 83.41M - 66.44M
Total current assets 76.56M 76.56M 111.75M 111.75M 90.24M
Long term investments - - 33.07M 33.07M 36.06M
Short term investments 11.12M 11.12M 5.86M 5.86M 24.17M
Net receivables 15.45M 15.45M 8.28M 9.29M 8.09M
Long term debt - - 80.32M 80.32M 67.91M
Inventory - - 1.09M - 0.00M
Accounts payable 14.13M 14.13M 13.38M 13.38M 13.37M
Accumulated other comprehensive income -9.51M -9.51M -0.01M - 0.97M
Non currrent assets other 34.34M 34.34M 16.06M 16.06M 1.96M
Non current assets total 204.14M 204.14M 211.72M 211.72M 108.12M
Capital lease obligations - - 26.61M 26.61M 28.20M
Long term debt total - - 96.96M - 91.96M
Breakdown 2026-03-31 2025-12-31 2025-03-31 2024-12-31 2024-03-31
Type yearly yearly yearly yearly yearly
Date 2026-03-31 2025-12-31 2025-03-31 2024-12-31 2024-03-31
Investments - - -18.10M -18.10M -49.58M
Total cashflows from investing activities -42.85M -42.85M -18.10M -18.10M -48.28M
Net borrowings - - 15.61M 15.61M 44.40M
Total cash from financing activities 28.67M 28.67M 16.53M 16.53M 49.48M
Net income -44.16M -44.16M -11.95M -11.95M 4.04M
Change in cash -29.40M -29.40M 15.93M 15.93M 27.89M
Begin period cash flow 56.48M 56.48M 40.55M 40.55M 18.26M
End period cash flow 27.08M 27.08M 56.48M 56.48M 46.15M
Total cash from operating activities -22.01M -22.01M 17.50M 17.50M 26.69M
Issuance of capital stock - - 39.49M 39.49M 11.30M
Depreciation 26.15M 26.15M 17.03M - 15.52M
Other cashflows from investing activities 11.32M 11.32M 5.96M 5.96M -1.52M
Change to account receivables -1.69M -1.69M -0.17M -0.17M 1.49M
Sale purchase of stock - - 39.49M 39.49M -0.12M
Other cashflows from financing activities -8.82M -8.82M -38.56M -38.56M -6.10M
Capital expenditures 28.60M 28.60M 17.36M 17.36M 6.64M
Change in working capital -0.09M -0.09M -3.58M -3.58M 3.63M
Stock based compensation - - - - 0.14M
Other non cash items -2.48M -2.48M 21.08M 21.08M 3.37M
Free cash flow -50.60M -50.60M 0.14M 0.14M 20.05M

Peer Comparison*

Sector: Technology Industry: Software - Infrastructure

Stock Name
Change
(AUD)
Price
(AUD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
FND
Findi Ltd
-
-%
0.41 - 2.97 0.45 1.64 1.84 11.02
XYZ
Block, Inc
-2.22
1.78%
122.66 111.51 15.77 2.89 2.22 1.63 11.60
MP1
Megaport Ltd
-0.69
3.89%
17.06 - 138.89 13.81 4.10 12.09 155.41
CCL
Cuscal Ltd
-0.07
1.17%
5.89 26.77 20.28 1.97 2.73 5.15 10.93
AXQ
Aura Consolidated Group, Inc.
0.02
0.58%
3.48 - - 3.78 - 5.49 -

Profile*

Findi Ltd

Findi Limited, through its subsidiaries, engages in the development of digital payment systems in India. The company offers end-to-end transaction processing and managed services. It also provides payments and digital banking solutions through its network of merchants facilitating banking and insurance services, utility payments, money transfers, e-commerce, and train and airline tickets payments. The company was formerly known as Vortiv Limited. Findi Limited was incorporated in 1992 and is based in Melbourne, Australia.

90 William Street, Melbourne, VIC, Australia, 3000

61 8 6444 1798

1157

Name Title Year Born
Mr. Deepak Verma Chief Financial Officer NA
Mr. Pawanjot Singh Head of Operations NA
Mr. Andrew Metcalfe Company Secretary NA
Mr. Deepak Verma Chief Financial Officer NA
Mr. Pawanjot Singh Head of Operations NA
Mr. Deepak Verma Chief Financial Officer NA
Mr. Pawanjot Singh Head of Operations NA
Mr. Andrew Metcalfe Company Secretary NA
Mr. Deepak Verma Chief Financial Officer NA
Mr. Andrew Metcalfe Company Secretary NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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