Explore 3 Stock Ideas & Industry Insights Download Free Report

888-969-2592
Shopping Cart 0
countryflagCA
Login

Home CompaniesRAIZ Invest Ltd

RAIZ Invest Ltd

Technology Software - Infrastructure
PortfolioPortfolio WatchlistWatchlist
Company price
0.405 AUD 0.03 ( 6.58%)
Last update at 2026-11-06T05:10:00Z
VOLUME
80372
Market Cap
43.21M
P/E
13.67

Momentum Score

…

Raiz Invest Limited provides financial services and products through its mobile micro investing platform in Australia. Its platform enables customers to save and invest money through the Raiz mobile application and website. The company offers various products, including Raiz rewards, Raiz Invest Super, Raiz kids, Raiz property fund, and off setters, as well as Raiz jars on its platform. It also provides Raiz Lite, a low-cost entry plan for first-time investors; and Raiz Academy, an online education platform designed to boost financial literacy and customer confidence. Raiz Invest Limited was incorporated in 2016 and is headquartered in Sydney, Australia.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
0.38
Low
0.42
High
52 Week Price Range
0.26
Low
0.96
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

RAIZ Invest Ltd operates a retail digital investing platform that automates small-dollar investments and offers managed portfolios, ETFs and superannuation services. Long-term growth may be supported by scaling users and customer balances, product expansion and revenue diversification via subscriptions and platform fees.
Material risks include intense competition and fee compression, sensitivity of revenue to market-driven swings in assets under management, user acquisition and retention challenges, and regulatory or compliance changes.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
0.38
Dividend Yield
-
Revenue TTM
29.22M
Revenue Per Share
0.28
Gross Profit TTM
20.95M
Debt / Equity
0.05
ROE
8.35%
Net Debt
-13.35M
ROCE
0.94%
Diluted EPS TTM
0.03

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Income before tax 0.37M -0.33M -0.91M -7.92M -11.01M
Minority interest - - 0.92M 1.16M 1.55M
Net income 3.54M -0.31M -1.87M -6.90M -11.19M
Selling general administrative 20.01M 1.51M 5.55M 6.99M 6.66M
Selling and marketing expenses - 3.71M 12.17M 11.36M 14.65M
Gross profit 22.68M 17.89M 20.55M 16.55M 16.23M
Reconciled depreciation 3.27M - 2.28M 3.10M 3.31M
Ebit 0.50M -0.21M -1.75M -6.76M -9.37M
Ebitda 3.78M 0.13M 0.52M -3.66M -6.06M
Depreciation and amortization 3.27M 0.35M 2.28M 3.10M 3.31M
Operating income 0.50M 5.09M -0.87M -6.76M -9.37M
Other operating expenses 28.72M 18.98M 22.52M 18.98M 21.95M
Interest expense 0.13M 0.12M 0.04M 0.07M 0.08M
Tax provision -3.17M -0.26M -0.29M 0.13M 0.18M
Interest income 0.00M 0.12M 0.00M 0.47M 0.04M
Net interest income -0.13M - -0.04M 0.40M -0.05M
Extraordinary items - -0.30M -1.27M - -
Income tax expense -3.17M 0.26M -0.29M 0.13M 0.18M
Total revenue 29.22M 24.07M 21.66M 16.55M 16.23M
Total operating expenses 22.17M 12.80M 22.36M 18.98M 21.95M
Cost of revenue 6.55M 6.17M 5.55M - -
Total other income expense net -0.13M -5.42M -0.04M -1.16M -1.64M
Net income from continuing ops 3.54M - -1.52M -8.05M -11.19M
Net income applicable to common shares - -0.31M -1.87M -6.90M -9.63M
Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total assets 53.88M 47.48M 42.88M 44.75M 54.19M
Intangible assets 7.45M 7.84M - 6.81M 6.57M
Other current assets - 0.43M -13.82M 0.27M 6.64M
Total liab 9.30M 7.38M 6.52M 6.17M 8.16M
Total stockholder equity 44.58M 40.10M 37.99M 41.44M 47.95M
Other current liab -3.85M 1.07M -1.11M -4.13M -
Common stock 106.58M 106.53M 102.58M 102.18M 102.18M
Capital stock 106.58M - - 102.18M 102.18M
Retained earnings -42.69M -46.23M -44.23M -39.99M -33.09M
Other liab - - - 1.46M 1.45M
Good will 21.21M 21.21M - 21.21M 21.21M
Other assets - 47.48M 42.88M 4.63M 83.82M
Cash 15.40M 13.03M 9.74M 8.45M 15.54M
Cash and equivalents - - - - 15.54M
Total current liabilities 0.48M 5.11M 1.11M 4.13M 5.53M
Net debt -13.35M -11.69M -8.62M -7.81M -14.39M
Short term debt 0.48M 0.45M 1.11M 0.49M 0.50M
Short long term debt 0.48M - - 0.49M 0.50M
Short long term debt total 2.04M 1.33M 1.11M 0.64M 1.14M
Other stockholder equity - - - -0.38M -21.14M
Property plant equipment - - - 0.68M 1.25M
Total current assets 18.97M 16.39M - 10.75M 24.56M
Long term investments 0.76M - - 0.68M 0.60M
Net tangible assets - - - 13.42M 20.17M
Short term investments 0.57M 0.19M 1.92M 0.24M 0.24M
Net receivables 3.01M 2.34M 2.16M 2.06M 2.14M
Long term debt 1.57M - - 0.15M 0.64M
Accounts payable 3.85M 3.59M - 3.65M 5.03M
Accumulated other comprehensive income -19.31M -20.20M -20.36M -20.75M -21.14M
Non currrent assets other 0.43M 0.77M -0.51M -29.37M -
Non current assets total 34.90M 31.09M 0.80M 29.37M 29.63M
Long term debt total - - - 0.15M 0.84M
Breakdown 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Type yearly yearly yearly yearly yearly
Date 2026-06-30 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Investments -2.48M - -3.27M -3.62M -3.03M
Change to liabilities - - - -1.18M 1.96M
Total cashflows from investing activities -2.48M -3.13M -3.27M -3.62M -3.03M
Net borrowings -0.29M - 0.55M -0.71M -0.52M
Total cash from financing activities -0.29M 3.70M 0.95M -0.49M 2.09M
Change to operating activities - - - 0.60M 0.80M
Net income 3.54M -0.31M -0.60M -6.90M -11.19M
Change in cash 2.37M 3.29M 1.29M -7.09M -3.66M
Begin period cash flow 13.03M 9.74M 8.45M 15.54M 19.20M
End period cash flow 15.40M 13.03M 9.74M 8.45M 15.54M
Total cash from operating activities 5.14M 2.72M 3.61M -3.00M -7.88M
Issuance of capital stock - - 0.41M 0.22M 2.64M
Depreciation 3.27M 2.65M 2.28M 0.58M 3.31M
Other cashflows from investing activities - -3.13M -3.27M - 0.00M
Change to account receivables -0.66M -0.18M -0.28M 0.08M -0.22M
Sale purchase of stock - 4.07M 0.41M - -0.04M
Other cashflows from financing activities -0.29M -0.02M -0.43M -3.62M -3.03M
Change to netincome - - - 1.30M 1.02M
Capital expenditures 5.14M 3.39M 3.27M 3.62M 3.03M
Change in working capital 0.56M -0.65M 1.39M - -22.81M
Stock based compensation - 0.03M 0.15M - -
Other non cash items -2.23M 1.00M 0.54M - 7.88M
Free cash flow 5.14M 2.72M 0.34M -6.62M -10.91M

Peer Comparison*

Sector: Technology Industry: Software - Infrastructure

Stock Name
Change
(AUD)
Price
(AUD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
RZI
RAIZ Invest Ltd		 0.03
6.58%		 0.41 13.67 18.35 1.48 0.93 1.62
XYZ
Block, Inc		 -2.22
1.78%		 122.66 111.51 15.77 2.89 2.22 1.63
MP1
Megaport Ltd		 -0.69
3.89%		 17.06 - 138.89 13.81 4.10 12.09
CCL
Cuscal Ltd		 -0.07
1.17%		 5.89 26.77 20.28 1.97 2.73 5.15
AXQ
Aura Consolidated Group, Inc.		 0.02
0.58%		 3.48 - - 3.78 - 5.49

Profile*

RAIZ Invest Ltd

Raiz Invest Limited provides financial services and products through its mobile micro investing platform in Australia. Its platform enables customers to save and invest money through the Raiz mobile application and website. The company offers various products, including Raiz rewards, Raiz Invest Super, Raiz kids, Raiz property fund, and off setters, as well as Raiz jars on its platform. It also provides Raiz Lite, a low-cost entry plan for first-time investors; and Raiz Academy, an online education platform designed to boost financial literacy and customer confidence. Raiz Invest Limited was incorporated in 2016 and is headquartered in Sydney, Australia.

2 Bulletin Place, Sydney, NSW, Australia, 2000

61 13 0075 4748

https://raizinvest.com.au

42

Name Title Year Born
Mr. Brendan Barry Malone Group CEO, MD & Exec. Director NA
Mr. Weiwei Gao Chief Financial Officer NA
Mr. James Poon Chief Product Officer & International NA
Mr. Grant Brits Australian Chief Operating Officer NA
Mr. Richard Brookes Chief Technology Officer NA
Betty Pang Head of Risk & Compliance NA
Mr. Edward Sainsbury Head of Raiz Home Ownership NA
Mariela Arapi Head of Customer Support NA
Mr. Michael Austin Joint Company Sec. NA
Mr. Lee Tamplin B.A. Joint Company Sec. NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Kalkine

3 Mining Stock
Ideas Report

Download a free report with stock ideas and industry insights for general information.

Download Free Report Now → sector image

Top Stocks by Market Cap*

ITH
CAD 2.15
+27.68%
HG
CAD 4.11
+19.13%
PPTA
CAD 27.74
+17.99%
UCU
CAD 2.10
+17.32%
GAU
CAD 3.49
+16.72%
TSU
CAD 29.67
-29.71%
PXT
CAD 19.73
-16.91%
LAS-A
CAD 230.50
-9.25%
IFP
CAD 13.50
-8.35%
NFI
CAD 24.01
-7.80%

Equity Sectors*

  • Basic Materials

    +3.74%

  • Communication Services

    +0.56%

  • Consumer Cyclical

    -0.34%

  • Consumer Defensive

    +0.11%

  • Energy

    +1.33%

  • Financial Services

    -0.26%

  • Healthcare

    +2.54%

  • Industrials

    -0.11%

  • Real Estate

    -0.23%

  • Technology

    +1.91%

  • Utilities

    +1.05%

Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.

Support

Hi! How can we help you today?

Loading…