We are currently experiencing technical issues due to the Microsoft outage. This will affect delivery of multi-factor authentication emails, invoice emails and service emails. We apologise for the disruption.

Explore 3 Stock Ideas & Industry Insights Download Free Report

Fold Holdings, Inc. Class A Common Stock

Company price
0.4021 USD -0.00 ( 0.02%)
Last update at 2026-11-12T15:47:00Z
VOLUME
30352
Market Cap
27.93M

Momentum Score

…

Fold Holdings, Inc., a bitcoin financial services company, provides access to bitcoin through a suite of consumer financial products in the United States. Its financial services platform allows consumers to accumulate, save, and use bitcoin to accomplish financial goals. The company offers consumers an FDIC insured checking account, a Visa prepaid debit card, bill payments services, and an extensive catalog of merchant reward offers, as well as partners with third-party service providers that offer bitcoin exchange and custody services. It also invests in and accumulates bitcoin for treasury. The company offers its products and services through the Fold mobile application. Fold Holdings, Inc. was founded in 2019 and is headquartered in Phoenix, Arizona.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
0.40
Low
0.45
High
52 Week Price Range
0.35
Low
4.70
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Fold Holdings operates a bitcoin-focused payments and rewards platform that helps consumers earn bitcoin on purchases and provides merchant-facing payments and loyalty services. Major long-term growth drivers include broader cryptocurrency adoption, expansion of merchant partnerships and payment volumes, and product development around faster bitcoin settlement technologies, which may benefit network effects and user engagement. Investors may find the company attractive for exposure to bitcoin-native payment innovation and the growing intersection of fintech and crypto adoption.
Key risks include regulatory uncertainty for crypto payments, dependence on user and merchant growth amid strong fintech competition, and sensitivity of business metrics to bitcoin market volatility.

Risk Score
High

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
0.40
Dividend Yield
-
Revenue TTM
28.21M
Revenue Per Share
0.57
Gross Profit TTM
-13.48M
Debt / Equity
-0.69
ROE
-121.82%
Net Debt
-7.65M
ROCE
-48.26%
Diluted EPS TTM
-1.39

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax -69.59M -1.24M 6.77M -11.96M -0.12M
Net income -69.59M -1.87M 4.44M -11.97M -0.12M
Selling general administrative 5.41M 2.92M 3.73M 0.49M -
Selling and marketing expenses 6.58M - - 1.94M -
Gross profit 14.10M -2.17M 17.65M -6.86M -
Reconciled depreciation 0.56M 0.29M 0.23M 0.18M -
Ebit -63.88M -2.92M -3.73M -10.33M -0.12M
Ebitda -63.32M -2.89M -3.70M -10.08M 0.00M
Depreciation and amortization 0.56M 0.03M 0.03M 0.25M 0.12M
Operating income -27.73M -2.92M -3.73M -10.33M -0.12M
Other operating expenses 59.52M 2.92M 3.73M 39.21M 0.12M
Interest expense 5.71M 0.43M 0.00M - -
Tax provision 0.00M 0.63M 2.33M 0.73M -
Interest income - 2.95M 11.21M 3.62M -
Net interest income -5.71M 2.52M 11.21M 3.62M -
Income tax expense 0.00M 0.63M 2.33M 0.01M 0.00M
Total revenue 31.79M 23.75M 21.53M 28.88M -
Total operating expenses 41.83M 2.92M 3.73M 3.47M 0.12M
Cost of revenue 17.69M 25.93M 3.88M 35.73M -
Total other income expense net -41.86M 1.68M 10.50M -1.63M 0.00M
Net income from continuing ops -69.59M -1.87M 4.44M 1.12M -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 153.47M 52.22M 165.96M 12.42M 225.17M
Intangible assets 1.39M 1.00M 0.55M 0.47M -
Other current assets 9.26M 0.02M 0.28M 1.41M 0.41M
Total liab 90.48M 60.54M 170.27M 13.68M 8.95M
Total stockholder equity 62.99M -8.32M -4.31M -1.27M 216.22M
Other current liab 20.04M 1.80M 1.37M 3.34M 0.02M
Common stock 0.00M 0.00M 0.00M 0.00M 222.20M
Capital stock 0.00M 51.25M 165.72M 253.82M 222.20M
Retained earnings -170.94M -14.33M -11.30M -29.09M -5.98M
Cash 7.65M 0.91M 0.03M 5.35M 1.23M
Total current liabilities 21.11M 9.29M 3.39M 4.31M 0.09M
Current deferred revenue 0.37M - - 0.66M -
Net debt -7.65M 4.84M 2.00M -5.35M -1.23M
Short term debt - 5.74M 2.02M - -
Short long term debt 10.00M 5.74M 2.02M - -
Short long term debt total - 5.74M 2.02M - -
Other stockholder equity 233.92M 6.01M 6.98M 27.82M -
Total current assets 18.12M 0.93M 0.31M 11.77M 1.64M
Long term investments 133.66M 93.57M 0.08M 0.18M -
Short term investments - - 5.33M 3.01M -
Net receivables 0.73M 0.45M 0.62M 1.65M -
Long term debt 68.68M - - - -
Inventory 0.48M 0.26M 0.13M 0.35M -
Accounts payable 0.70M 0.53M 0.11M 0.30M 0.08M
Accumulated other comprehensive income - - - - 0.00M
Non currrent assets other 135.35M 51.29M 165.65M 254.76M 223.53M
Non current assets total 135.35M 51.29M 165.65M 0.65M 223.53M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -8.02M 117.32M 99.81M -28.43M -
Total cashflows from investing activities -8.97M 117.32M 99.81M -4.48M -266.64M
Net borrowings 10.00M 3.72M 2.02M 7.00M -
Total cash from financing activities 14.41M -113.01M -94.77M 6.98M 268.82M
Net income -69.59M -1.87M 4.44M -11.97M -0.12M
Change in cash -10.68M 0.88M -0.04M 1.00M 1.47M
Begin period cash flow 18.33M 0.03M 0.07M 4.35M -
End period cash flow 7.65M 0.91M 0.03M 5.35M 1.47M
Total cash from operating activities -16.12M -3.43M -5.08M -1.49M -0.71M
Issuance of capital stock 4.37M - 0.00M 28.98M -
Depreciation 0.56M 0.43M 0.23M 0.18M -
Other cashflows from investing activities -8.97M 117.32M 103.21M -23.95M -266.64M
Change to inventory -0.22M -0.13M 0.22M 0.54M -
Change to account receivables -0.28M 0.17M 1.07M 0.20M -
Sale purchase of stock - -116.72M -96.79M -0.02M -
Other cashflows from financing activities 0.04M 3.72M 1.52M -7.00M 268.82M
Capital expenditures 0.95M 0.74M 0.31M 0.33M 0.00M
Change in working capital 6.09M -0.35M 0.97M 7.77M -0.68M
Stock based compensation 9.97M 0.00M 0.01M 0.01M -
Other non cash items 36.86M -1.65M -10.50M 2.52M 0.09M
Free cash flow -16.12M -3.43M -5.08M -1.82M -0.71M

Peer Comparison*

Sector: Financial Services Industry: Capital Markets

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
FLD
Fold Holdings, Inc. Class A Common Stock
-0.00
0.02%
0.40 - - 0.99 0.93 0.46 4.04
GS
Goldman Sachs Group Inc
-5.57
0.60%
921.24 17.21 16.00 4.47 2.26 11.15 -
SCHW
Charles Schwab Corp
-0.51
0.54%
92.28 19.53 13.89 7.16 4.22 8.80 -
MS
Morgan Stanley
-0.97
0.51%
189.63 16.50 13.76 2.80 1.65 - -
IBKR
Interactive Brokers Group Inc
-0.61
0.74%
81.88 35.95 27.93 22.14 6.96 3.01 3.37

Profile*

Fold Holdings, Inc. Class A Common Stock

Fold Holdings, Inc., a bitcoin financial services company, provides access to bitcoin through a suite of consumer financial products in the United States. Its financial services platform allows consumers to accumulate, save, and use bitcoin to accomplish financial goals. The company offers consumers an FDIC insured checking account, a Visa prepaid debit card, bill payments services, and an extensive catalog of merchant reward offers, as well as partners with third-party service providers that offer bitcoin exchange and custody services. It also invests in and accumulates bitcoin for treasury. The company offers its products and services through the Fold mobile application. Fold Holdings, Inc. was founded in 2019 and is headquartered in Phoenix, Arizona.

2942 North 24th Street, Phoenix, AZ, United States, 85016

866 365 3277

43

Name Title Year Born
Mr. William Reeves Founder, CEO & Chairman of the Board 1989
Mr. Wolfe Repass Chief Financial Officer 1990
Mr. Thomas Dickman Chief Technology Officer 1991
Mr. Matthew McManus Chief Operating Officer 1990
Samir Jain C.F.A. IR & Advisory Executive NA
Ms. Audrey Bartosh Corporate Secretary NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Support

Hi! How can we help you today?

Loading…