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Company price
2.31 USD 0.05 ( 2.21%)
Last update at 2026-11-04T21:29:00Z
VOLUME
46614
Market Cap
15.87M
P/E
5.41

Momentum Score

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Huize Holding Limited, together with its subsidiaries, offers online insurance product and service platforms through various internet channels in Mainland China, Hong Kong, and internationally. The company offers life and health insurance products comprising term and whole life, annuity, critical illness, reimbursement-based, and illness and disease insurance. It also provides property and casualty insurance products consisting of travel, individual casualty, and corporate liability insurance products; commercial property insurance; and cargo insurance, including logistics liability, international freight forwarder liability, and international cargo bill of lading liability insurance. In addition, the company offers offline insurance intermediary services; digital and technology development services; insurance brokerage and agency services; and investment and investment consulting services. Huize Holding Limited was founded in 2006 and is headquartered in Shenzhen, China.

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Day Price Range
2.21
Low
2.43
High
52 Week Price Range
1.04
Low
4.17
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Huize Holding Ltd operates a digital insurance distribution platform in China that connects consumers and agents with life and health insurance products; long-term growth may benefit from rising insurance penetration, broader online adoption of financial services and expansion of partnerships. Investors may find it attractive for its scale in digital distribution and customer acquisition capabilities, which could support revenue expansion as the market matures.

Key investment risks include material regulatory and policy changes affecting insurance distribution and online platforms in China, intense competition from insurers and InsurTechs, reliance on third-party carriers and distribution partners, and execution challenges in achieving sustainable profitability.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
2.26
Dividend Yield
-
Revenue TTM
1621.54M
Revenue Per Share
160.25
Gross Profit TTM
442.93M
Debt / Equity
0.22
ROE
5.35%
Net Debt
-210.20M
ROCE
0.77%
Diluted EPS TTM
0.29

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 10.44M 0.70M 70.55M -31.54M -110.38M
Minority interest 0.50M -1.22M -0.27M 2.55M 0.05M
Net income 3.93M -0.65M 70.19M -13.99M -83.13M
Selling general administrative 136.35M 146.77M 116.53M 154.72M 197.62M
Selling and marketing expenses 220.28M 192.43M 204.26M 231.66M 350.57M
Gross profit 416.69M 380.63M 466.48M 423.62M 554.26M
Reconciled depreciation 23.03M 36.27M 39.32M 46.22M 40.37M
Ebit 6.65M -20.96M 51.04M -43.67M -114.41M
Ebitda 29.68M 15.31M 64.68M -24.18M -101.78M
Depreciation and amortization 23.03M 36.27M 13.64M 19.49M 12.63M
Operating income 6.47M -20.96M 51.04M -43.67M -114.41M
Other operating expenses 1532.66M 1269.87M 1144.51M 1201.58M 2359.43M
Interest expense - - 0.63M 5.06M 3.21M
Tax provision 7.19M 0.14M 0.00M 0.00M 0.00M
Interest income 4.05M 4.14M 2.79M - -
Net interest income 4.05M 4.14M -1.34M -5.06M -3.21M
Income tax expense 7.00M 0.14M -0.42M -17.55M -27.24M
Total revenue 1539.13M 1248.91M 1195.55M 1157.91M 2245.02M
Total operating expenses 410.22M 401.58M 415.44M 467.29M 668.67M
Cost of revenue 1122.44M 868.29M 729.07M 734.29M 1690.76M
Total other income expense net 3.97M 21.66M 19.52M 12.13M 4.03M
Net income from continuing ops 3.54M 0.57M 60.64M -33.74M -107.72M
Net income applicable to common shares - - - -31.19M -107.67M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 938.76M 884.20M 947.01M 1089.61M 1857.45M
Intangible assets 66.01M 68.84M 50.74M 53.50M 21.63M
Other current assets 39.68M 91.19M 128.32M 291.77M 1.94M
Total liab 506.64M 454.95M 536.59M 747.59M 1496.54M
Total stockholder equity 411.49M 408.74M 405.15M 340.88M 360.06M
Other current liab -236.20M 78.53M 132.03M 132.69M 303.04M
Common stock 0.07M 0.07M 0.07M 0.07M 0.07M
Capital stock 0.07M 0.07M 0.07M 0.07M 0.07M
Retained earnings -455.13M -458.89M -458.24M -531.13M -499.94M
Other liab - - - - 5.12M
Good will 14.07M 14.54M 0.46M 0.46M 0.46M
Other assets - - - 6.91M 45.40M
Cash 302.49M 233.21M 249.26M 277.17M 381.16M
Total current liabilities 70.32M 415.35M 395.04M 559.07M 1222.24M
Current deferred revenue - - 4.16M 4.03M 7.24M
Net debt -210.20M -142.38M -73.01M 58.94M 119.62M
Short term debt 70.28M 66.74M 46.95M 160.07M 231.60M
Short long term debt 53.00M 50.00M 30.00M 150.00M 216.71M
Short long term debt total 92.29M 90.83M 176.25M 336.11M 500.78M
Other stockholder equity 881.26M 880.42M 877.38M 889.63M 887.23M
Property plant equipment - - - - 296.28M
Total current assets 658.98M 599.01M 606.46M 750.74M 1420.68M
Long term investments 65.01M 66.72M 76.69M 77.31M 73.00M
Net tangible assets - - - 286.92M 337.98M
Short term investments 2.94M 5.00M 8.88M - -
Net receivables 313.88M 269.61M 299.87M 374.65M 856.12M
Long term debt 6.99M - - - 20.00M
Inventory - - 0.00M -192.85M 181.47M
Accounts payable 236.25M 258.10M 211.91M 262.27M 680.37M
Accumulated other comprehensive income -14.70M -12.86M -14.06M -17.70M -27.30M
Non currrent assets other 46.66M 67.30M 30.11M 6.91M 44.80M
Non current assets total 279.18M 285.19M 340.55M 338.88M 436.77M
Capital lease obligations 32.24M 40.83M 146.25M 186.11M 264.07M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -16.71M -3.24M -61.02M -56.29M -80.93M
Change to liabilities - - - -431.78M 0.00M
Total cashflows from investing activities -11.92M -3.24M -61.02M -56.29M -56.29M
Net borrowings 9.99M 19.59M -124.47M -97.32M -97.32M
Total cash from financing activities 4.12M 23.21M -133.56M -101.13M 141.89M
Change to operating activities - - - -161.56M -161.56M
Net income 3.54M 0.57M 70.19M -33.74M -107.72M
Change in cash 7.01M 3.20M -54.31M -232.90M -119.96M
Begin period cash flow 324.97M 321.77M 376.08M 608.98M 728.95M
End period cash flow 331.98M 324.97M 321.77M 376.08M 608.98M
Total cash from operating activities 17.88M -18.93M 137.35M -85.07M -175.92M
Issuance of capital stock - - - 0.00M 0.00M
Depreciation 23.03M 36.27M 39.32M 46.22M 40.37M
Other cashflows from investing activities -3.32M -5.71M -18.96M -8.89M -8.89M
Change to inventory - - - - -49.01M
Change to account receivables -51.10M -25.94M 77.42M 531.00M -545.68M
Sale purchase of stock 0.00M -0.08M -13.39M -6.66M -3.00M
Other cashflows from financing activities -6.15M 3.70M 4.31M 273.05M 185.40M
Change to netincome - - - 38.67M 51.43M
Capital expenditures 8.25M 4.28M 30.52M 16.82M 38.06M
Change in working capital -37.67M -50.40M 27.19M -118.87M -134.90M
Stock based compensation 18.52M 9.02M 0.46M 8.16M 11.36M
Other non cash items 9.64M -14.38M 0.19M 13.16M 11.00M
Free cash flow 9.63M -23.21M 106.83M -101.89M -213.98M

Peer Comparison*

Sector: Financial Services Industry: Insurance Brokers

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
HUIZ
Huize Holding Ltd
0.05
2.21%
2.31 5.41 - 0.01 0.25 0.08 103.64
MRSH
Marsh & McLennan Companies, Inc.
6.75
3.31%
210.38 22.03 15.87 3.07 5.67 3.82 14.80
AON
Aon PLC
-
-%
344.67 19.50 17.61 4.19 7.68 4.95 13.01
AJG
Arthur J Gallagher & Co
14.93
5.46%
288.38 41.13 17.09 4.21 2.74 4.93 19.58
WTW
Willis Towers Watson PLC
9.71
2.96%
337.37 19.92 14.56 2.96 3.91 3.52 13.08

Profile*

Huize Holding Ltd

Huize Holding Limited, together with its subsidiaries, offers online insurance product and service platforms through various internet channels in Mainland China, Hong Kong, and internationally. The company offers life and health insurance products comprising term and whole life, annuity, critical illness, reimbursement-based, and illness and disease insurance. It also provides property and casualty insurance products consisting of travel, individual casualty, and corporate liability insurance products; commercial property insurance; and cargo insurance, including logistics liability, international freight forwarder liability, and international cargo bill of lading liability insurance. In addition, the company offers offline insurance intermediary services; digital and technology development services; insurance brokerage and agency services; and investment and investment consulting services. Huize Holding Limited was founded in 2006 and is headquartered in Shenzhen, China.

Building T1, Shenzhen, China, 518000

86 755 3689 9088

853

Name Title Year Born
Mr. Cunjun Ma Founder, Chairman & CEO 1972
Ms. Xuchun Luo Sec. of the Board of Directors & Director 1970
Mr. Minghan Xiao Co-Chief Financial Officer 1974
Mr. Kwok Ho Tam Co-Chief Financial Officer 1982
Dr. Kai Ouyang Chief Technology Officer 1978
Mr. Yongsheng Wang Chief HR Officer 1974
Mr. Haosheng Song Chief Content Officer 1983
Harriet Hu Investor Relations Director NA
Ms. Xuchun Luo Secretary of the Board of Directors & Director 1970
Ms. Hong Zhu General Counsel 1983

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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