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Katapult Holdings Inc

Company price
11.065 USD 0.00(0%)
Last update at 2026-11-06T21:00:00Z
VOLUME
281928
Market Cap
77.93M

Momentum Score

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Katapult Holdings, Inc. operates a lease-to-own platform for nonprime consumers in the United States. The company's technology platform provides nonprime consumers with a lease purchase option to enable them to obtain durable goods from its network of e-commerce retailers. It also offers Katapult Pay, a one-time use virtual card technology to facilitate payment to the merchant at check out. The company was formerly known as Cognical Holdings, Inc. and changed its name to Katapult Holdings, Inc. in February 2020. The company is headquartered in Plano, Texas.

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Day Price Range
9.59
Low
11.18
High
52 Week Price Range
8.26
Low
24.76
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Katapult Holdings runs a technology-enabled point-of-sale lease-to-own platform partnering with online and omnichannel retailers to serve customers with limited credit access. Growth drivers include merchant expansion, rising e-commerce adoption, and scaling of underwriting and capital programs that may support higher transaction volumes. Investors may find exposure to the underserved consumer finance segment and recurring lease-derived revenue attractive for a long-term view.

Key risks include elevated credit losses in a downturn, dependence on funding and capital markets, competition from BNPL and lenders, and regulatory scrutiny of lease-to-own products.

Risk Score
High

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
11.06
Dividend Yield
-
Revenue TTM
231.57M
Revenue Per Share
55.73
Gross Profit TTM
53.87M
Debt / Equity
-2.91
ROE
-340.75%
Net Debt
52.61M
ROCE
-41.60%
Diluted EPS TTM
-6.45

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax -37.92M 21.75M 23.02M -18.79M -
Net income -37.87M 21.21M 22.53M -27.37M -
Selling general administrative 50.54M 52.42M 20.40M 15.39M -
Gross profit 40.99M 88.99M 79.79M 20.66M -
Reconciled depreciation 116.70M 143.99M 111.45M 47.08M -
Ebit -24.36M 29.96M 52.97M -0.23M -12.22M
Ebitda 92.33M 173.95M 164.42M 46.85M -
Depreciation and amortization 116.70M 143.99M 111.45M 47.08M -
Non operating income net other 7.18M 36.57M -30.94M - -
Operating income -24.36M 29.96M 52.97M -0.23M -
Other operating expenses 237.21M 273.16M 194.23M 92.11M -
Interest expense 20.00M 16.48M 13.59M 8.58M 0.00M
Tax provision -0.05M 0.54M 0.20M 0.10M -
Interest income 19.25M 16.48M 1.15M 0.57M -
Net interest income -19.25M -16.48M -13.59M -8.58M -
Income tax expense -0.05M 0.54M 0.49M 8.58M -
Total revenue 212.10M 303.11M 247.20M 91.88M -
Total operating expenses 66.09M 59.03M 26.82M 20.89M -
Cost of revenue 171.12M 214.12M 167.41M 71.22M -
Total other income expense net -13.56M -8.21M -29.95M -18.56M -
Net income from continuing ops -37.87M 21.21M -31.93M -18.79M -
Net income applicable to common shares -37.87M 21.21M 1.93M -18.79M -23.51M
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 100.86M 131.90M 166.16M 0.25M 250.57M
Intangible assets 1.92M 1.85M 1.06M 0.00M -
Other current assets -33.81M 58.79M 61.75M -0.25M 39.59M
Total liab 128.85M 124.77M 125.36M 0.01M 22.28M
Total stockholder equity -27.99M 7.13M 40.80M 0.01M 230.00M
Other current liab 36.15M 14.53M 11.96M 0.00M 1.37M
Common stock - 0.01M 0.01M 0.24M 0.01M
Capital stock 0.00M 0.01M 0.01M 0.00M -
Retained earnings -122.54M -76.68M -36.84M 0.00M -80.58M
Other liab - 0.90M 7.34M 12.74M -
Other assets 100.86M 0.09M 0.09M 0.09M 0.12M
Cash 28.81M 65.43M 92.49M 0.00M 1.58M
Cash and equivalents - - - 1.04M 1.58M
Total current liabilities 42.30M 42.73M 16.12M 0.00M 26.07M
Current deferred revenue 4.95M 1.55M 2.13M 2.65M -
Net debt 52.61M 41.09M 9.40M -0.00M -
Short term debt 0.30M 25.38M 0.00M 0.00M 0.00M
Short long term debt - 25.00M - - -
Short long term debt total 81.42M 106.52M 101.90M 0.04M -
Other stockholder equity 94.54M 83.79M 77.63M -0.23M -
Property plant equipment - 1.33M 0.58M 0.33M 0.18M
Total current assets 97.64M 128.63M 164.44M 0.00M 250.57M
Long term investments - - - 251.25M -
Net tangible assets - 7.13M 40.80M -51.03M -73.89M
Short term investments - - - 251.24M 250.57M
Net receivables 5.00M 0.00M 2.01M 0.00M 0.92M
Long term debt 85.85M 80.70M 61.24M 44.79M -
Inventory - - 8.19M 5.22M -
Accounts payable 0.90M 1.26M 2.03M 1.69M 0.92M
Common stock total equity - 0.01M 0.01M 0.24M -
Retained earnings total equity - -76.68M -36.84M -34.99M -
Non currrent assets other 0.09M 0.09M 0.09M 0.25M -
Non current assets total 3.23M 3.27M 1.72M 0.25M -
Capital lease obligations 0.91M 0.83M - - -
Long term debt total - 80.70M 61.24M 44.79M 0.00M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -1.50M -1.44M -0.40M 0.09M -
Change to liabilities 1.37M -1.18M 2.05M 0.34M 1.00M
Total cashflows from investing activities -1.50M -1.44M -0.40M 0.09M -0.06M
Net borrowings -3.96M -13.44M 60.71M 31.44M 22.43M
Total cash from financing activities -4.24M 26.10M 59.90M 40.78M 25.65M
Change to operating activities -153.80M -203.70M -187.07M -84.73M -42.21M
Net income -37.87M 21.21M 22.53M -18.79M -23.51M
Change in cash -26.59M 26.83M 57.35M 9.28M 0.12M
Begin period cash flow 96.43M 69.60M 12.25M 2.96M -
End period cash flow 69.84M 96.43M 69.60M 12.25M 2.96M
Total cash from operating activities -20.85M 2.17M -2.14M -31.58M -25.48M
Issuance of capital stock - 0.00M 0.00M 9.34M -
Depreciation 116.70M 143.99M 111.45M 47.08M 25.26M
Other cashflows from investing activities -1.34M -1.05M 0.03M 0.17M -0.03M
Change to inventory - -4.86M 4.38M 3.08M -
Change to account receivables 0.00M -28.67M -16.78M -8.97M -5.10M
Sale purchase of stock -0.34M 150.68M - 252.25M -
Other cashflows from financing activities 18.52M 46.58M 88.20M 43.62M -0.93M
Change to netincome 2.12M 6.29M 65.02M 32.74M 18.79M
Capital expenditures 1.50M 1.44M 0.44M 0.08M 0.02M
Change receivables - -28.67M - - -
Cash flows other operating -108.43M -142.53M -1.09M - -
Cash and cash equivalents changes -26.59M 26.83M -0.53M - -
Change in working capital -155.15M -232.54M -201.79M -93.36M -
Stock based compensation 6.44M 13.02M 0.35M 0.32M -
Other non cash items 49.04M 50.19M 31.89M 13.21M -
Free cash flow -22.35M 0.73M -2.58M -31.67M -

Peer Comparison*

Sector: Technology Industry: Software - Infrastructure

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
KPLT
Katapult Holdings Inc
-
-%
11.06 - - 0.24 4.70 0.54 1.10
MSFT
Microsoft Corporation
-5.32
0.99%
530.61 37.32 29.94 13.03 12.45 13.06 24.59
ORCL
Oracle Corporation
0.87
0.76%
116.03 21.96 17.89 5.91 7.08 7.82 14.89
CRWD
Crowdstrike Holdings Inc
-0.30
0.14%
216.90 4849.80 188.68 46.01 47.24 43.89 559.34
FTNT
Fortinet Inc
-3.67
3.00%
118.84 60.27 43.86 16.80 80.50 16.11 43.33

Profile*

Katapult Holdings Inc

Katapult Holdings, Inc. operates a lease-to-own platform for nonprime consumers in the United States. The company's technology platform provides nonprime consumers with a lease purchase option to enable them to obtain durable goods from its network of e-commerce retailers. It also offers Katapult Pay, a one-time use virtual card technology to facilitate payment to the merchant at check out. The company was formerly known as Cognical Holdings, Inc. and changed its name to Katapult Holdings, Inc. in February 2020. The company is headquartered in Plano, Texas.

5204 Tennyson Parkway, Plano, TX, United States, 75024

833 528 2785

90

Name Title Year Born
Mr. Orlando J. Zayas CEO, Pres & Director 1962
Mr. Chandan Chopra Chief Technology Officer 1976
Mr. Derek Medlin Chief Operating Officer 1984
Mr. Christopher Towers B.Sc., C.P.A. Chief Accounting Officer 1986
Bill Wright VP of Investor Relations NA
Ms. Tahmineh Maloney Gen. Counsel, Head of Compliance & Sec. 1975
Ms. Colleen Gorsky Chief Marketing Officer NA
Mr. Jorge Diaz Chief HR Officer NA
Ms. Karissa Cupito Sr. Advisor 1981
Mr. Rolando De Gracia Chief Commercial Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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