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Company price
1.26 USD 0.39 ( 44.83%)
Last update at 2026-11-10T15:15:00Z
VOLUME
10047016
Market Cap
21.09M
P/E
6.53

Momentum Score

…

MIND C.T.I. Ltd., together with its subsidiaries, develops, manufactures, markets, sells, and implements billing and customer care software solutions in the Americas, Europe, Israel, the Asia Pacific, and Africa. It operates in two segments, Billing and Related Services, and Messaging. The company offers billing and customer care solutions that support various services, such as voice, data, and content services, as well as prepaid, postpaid, and pay-in-advance payment models in a single platform. Its solutions also include a workflow engine to support the implementation of business processes, including subscriber registration, order management, trouble ticket, and debt collection; and a point-of-sale solution that covers dealer, store and cashier management, and sales cycle related activities, as well as UC analytics solutions and call accounting systems. In addition, the company offers professional services comprising turnkey project delivery, customer support and maintenance, integration, customizations, and project management; and managed services, including day to day billing operational tasks. Further, it provides PhonEX ONE, a call management system that collects, records, and stores call information, which is used by organizations for telecom expense management, call accounting, traffic analysis, and fraud detection; and a mobile messaging platform. The company offers its products directly, as well as through distributors and resellers primarily to communication service providers, such as traditional wireline and wireless, voice over IP, broadband IP network operators, wireless internet service providers, LTE operators and 5G carriers, and mobile virtual network operators. MIND C.T.I. Ltd. was incorporated in 1995 and is headquartered in Yokneam Illit, Israel.

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Day Price Range
1.25
Low
1.27
High
52 Week Price Range
0.85
Low
1.29
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
0.87
Dividend Yield
-
Revenue TTM
19.41M
Revenue Per Share
0.95
Gross Profit TTM
10.56M
Debt / Equity
0.04
ROE
14.39%
Net Debt
-7.19M
ROCE
10.65%
Diluted EPS TTM
0.16

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 2.77M 4.96M 5.53M 5.62M 6.88M
Net income 2.60M 4.63M 5.17M 5.29M 5.95M
Selling general administrative 2.32M 1.68M 1.42M 1.52M 1.60M
Selling and marketing expenses 1.47M 1.29M 1.16M 0.96M 1.40M
Gross profit 9.92M 10.74M 10.87M 11.51M 13.88M
Reconciled depreciation 0.27M 0.19M 0.21M 0.19M 0.19M
Ebit 2.77M 4.99M 5.55M 5.52M 6.83M
Ebitda 3.04M 5.17M 5.75M 5.72M 7.02M
Depreciation and amortization 0.27M 0.19M 0.20M 0.19M 0.19M
Operating income 2.09M 4.38M 4.75M 5.52M 6.83M
Other operating expenses 17.37M 17.07M 16.86M 16.03M 19.50M
Interest expense - 0.02M 0.03M 0.06M 0.06M
Tax provision 0.16M 0.33M 0.38M 0.33M 0.94M
Interest income 0.47M 0.75M 0.74M 0.09M 0.06M
Net interest income 0.42M 0.73M 0.73M 0.09M 0.06M
Income tax expense 0.16M 0.33M 0.36M 0.33M 0.94M
Total revenue 19.46M 21.45M 21.61M 21.55M 26.33M
Total operating expenses 7.83M 6.36M 6.12M 5.98M 7.05M
Cost of revenue 9.54M 10.71M 10.75M 10.04M 12.45M
Total other income expense net 0.68M 0.59M 0.78M 0.09M 0.06M
Net income from continuing ops 2.60M 4.63M 5.00M 5.29M 5.95M
Net income applicable to common shares - - - 5.29M 5.95M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 30.17M 30.70M 31.62M 31.74M 33.13M
Intangible assets 1.38M 0.14M 0.27M 0.37M 0.52M
Other current assets 0.82M 0.41M 0.81M 0.17M 0.12M
Total liab 7.12M 6.41M 7.14M 7.94M 9.40M
Total stockholder equity 23.05M 24.30M 24.49M 23.81M 23.73M
Other current liab 1.43M 1.47M 1.75M 1.98M 2.27M
Common stock 0.05M 0.05M 0.05M 0.05M 0.05M
Capital stock 0.05M 0.05M 0.05M 0.05M 0.05M
Retained earnings -3.47M -1.57M -1.33M -1.66M -1.72M
Other liab - - - 2.15M 2.67M
Good will 9.96M 7.73M 7.87M 7.79M 7.93M
Other assets - - - 2.12M 2.51M
Cash 8.12M 4.45M 2.96M 5.26M 4.18M
Total current liabilities 4.20M 3.27M 4.47M 5.17M 5.63M
Current deferred revenue 1.96M 0.85M 1.52M 1.99M 2.15M
Net debt -7.19M -3.63M -2.32M -4.38M -2.71M
Short term debt 0.26M 0.19M 0.22M 0.27M 0.38M
Short long term debt total 0.93M 0.82M 0.64M 0.89M 1.47M
Other stockholder equity 27.09M 27.02M 26.77M 26.49M 26.23M
Property plant equipment - - - 1.17M 1.64M
Total current assets 16.08M 18.92M 19.71M 20.30M 20.53M
Net tangible assets - - - 15.65M 15.28M
Short term investments 5.44M 11.30M 13.65M 12.21M 14.28M
Net receivables 1.71M 2.76M 2.29M 2.65M 1.95M
Inventory - -0.26M 0.00M - -
Accounts payable 0.55M 0.77M 0.99M 0.94M 0.84M
Accumulated other comprehensive income -0.62M -1.21M -1.00M -1.07M -0.84M
Non currrent assets other 1.60M 2.35M 2.05M 1.97M 2.33M
Non current assets total 14.08M 11.78M 11.91M 11.45M 12.60M
Capital lease obligations 0.93M 0.82M 0.64M 0.89M 1.47M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 5.88M 2.29M -1.17M 1.83M -5.52M
Change to liabilities - - - -0.08M -0.25M
Total cashflows from investing activities 4.27M 2.29M -1.54M 1.83M -5.69M
Total cash from financing activities -4.63M -4.87M -4.84M -5.23M -5.20M
Change to operating activities - - - -0.53M 0.61M
Net income 2.60M 4.63M 5.17M 5.29M 5.95M
Change in cash 3.66M 1.49M -2.31M 1.08M -4.08M
Begin period cash flow 4.45M 2.96M 5.26M 4.18M 8.26M
End period cash flow 8.12M 4.45M 2.96M 5.26M 4.18M
Total cash from operating activities 3.99M 4.11M 4.10M 4.56M 6.90M
Depreciation 0.27M 0.19M 0.20M 0.19M 0.19M
Other cashflows from investing activities -0.05M -0.06M -0.05M -0.06M -0.09M
Dividends paid 4.50M 4.87M 4.84M -5.23M -5.20M
Change to inventory - - - - 0.61M
Change to account receivables 1.50M -0.00M -0.55M -0.67M 0.24M
Sale purchase of stock -0.13M 0.00M 0.00M - -
Other cashflows from financing activities - - -1.54M 1.83M -5.69M
Change to netincome - - - 0.35M 0.15M
Capital expenditures 0.03M 0.01M 0.06M 0.13M 0.08M
Change in working capital 0.96M -0.95M -1.59M -1.27M 0.60M
Stock based compensation 0.20M 0.25M 0.28M 0.26M 0.17M
Other non cash items 0.05M 0.04M 0.04M 0.09M 0.08M
Free cash flow 3.96M 4.10M 4.04M 4.43M 6.82M

Peer Comparison*

Sector: Technology Industry: Software - Application

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
MNDO
MIND CTI Ltd
0.39
44.83%
1.26 6.53 11.63 1.09 0.87 0.43 2.52
SAP
SAP SE ADR
-2.50
1.05%
234.92 28.16 22.42 6.52 4.85 5.60 16.61
CRM
Salesforce Inc
-1.59
0.74%
213.35 23.41 15.55 4.79 5.56 5.55 14.88
SAPGF
SAP SE
-1.60
0.67%
236.40 76.28 22.88 5.61 3.84 5.59 26.18
SHOP
Shopify Inc
-1.31
0.86%
150.75 90.18 53.19 12.70 13.17 12.23 67.86

Profile*

MIND CTI Ltd

MIND C.T.I. Ltd., together with its subsidiaries, develops, manufactures, markets, sells, and implements billing and customer care software solutions in the Americas, Europe, Israel, the Asia Pacific, and Africa. It operates in two segments, Billing and Related Services, and Messaging. The company offers billing and customer care solutions that support various services, such as voice, data, and content services, as well as prepaid, postpaid, and pay-in-advance payment models in a single platform. Its solutions also include a workflow engine to support the implementation of business processes, including subscriber registration, order management, trouble ticket, and debt collection; and a point-of-sale solution that covers dealer, store and cashier management, and sales cycle related activities, as well as UC analytics solutions and call accounting systems. In addition, the company offers professional services comprising turnkey project delivery, customer support and maintenance, integration, customizations, and project management; and managed services, including day to day billing operational tasks. Further, it provides PhonEX ONE, a call management system that collects, records, and stores call information, which is used by organizations for telecom expense management, call accounting, traffic analysis, and fraud detection; and a mobile messaging platform. The company offers its products directly, as well as through distributors and resellers primarily to communication service providers, such as traditional wireline and wireless, voice over IP, broadband IP network operators, wireless internet service providers, LTE operators and 5G carriers, and mobile virtual network operators. MIND C.T.I. Ltd. was incorporated in 1995 and is headquartered in Yokneam Illit, Israel.

2 HaCarmel Street, Yokneam Illit, Israel, 2066724

972 4 993 6666

139

Name Title Year Born
Ms. Monica Iancu Founder, Pres, CEO & Director 1958
Mr. Ran Mendelaw Chief Financial Officer 1978
Mr. Gilad Parness VP of Sales 1969
Ms. Monica Iancu Founder, President, CEO & Director 1958
Mr. Arie Abramovich Chief Financial Officer 1987
Mr. Gilad Parness Vice President of Sales 1969
Ms. Monica Iancu Founder, Interim CEO & Chairman 1958
Mr. Nimrod Mano Vice President of Sales 1971
Ms. Orly Sorokin Chief Business Officer 1979
Mr. Victor Balteanu Vice President Engineering 1980

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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