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Company price
18.59 USD 0.15 ( 0.81%)
Last update at 2026-11-06T21:00:00Z
VOLUME
647608
Market Cap
1674.95M
P/E
178.78

Momentum Score

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Marqeta, Inc. operates a cloud-based open API platform for card issuing and transaction processing services in the United States. The company's platform also provides processor services, bank and network management, program management, and value added services; card issuing, such as debit, prepaid, credit, virtual, and physical cards; UI/UX; access to a suite of bank account and money movement features, including savings accounts, demand deposit accounts, direct deposit with early pay, ACH, cash loads, and fee-free ATMs, bill pay, and instant funding capabilities; Marqeta Dashboard, a self-service portal to access and manage all aspects of card program; TransactPay; Marqeta Hub for consumers, buy now, pay later (BNPL) providers, and card issuers; and credit capabilities, as well as Portfolio Migration which simplifies upgrading existing card programs into its platform. It offers its solutions in various verticals, including financial services, on-demand services, lending, expense management, and e-commerce enablement, as well as BNPL providers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.

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Day Price Range
18.10
Low
18.67
High
52 Week Price Range
14.80
Low
23.72
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
18.44
Dividend Yield
-
Revenue TTM
677.21M
Revenue Per Share
6.24
Gross Profit TTM
474.00M
Debt / Equity
0.03
ROE
1.33%
Net Debt
-960.01M
ROCE
-1.72%
Diluted EPS TTM
0.09

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax -13.33M 28.08M -230.57M -184.88M -164.57M
Net income -13.93M 27.29M -222.96M -184.78M -163.93M
Selling general administrative 98.84M 279.03M 525.63M 495.45M 374.38M
Selling and marketing expenses 5.07M 2.99M 2.57M 4.00M 2.28M
Gross profit 69.69M 351.85M 329.51M 320.00M 231.71M
Reconciled depreciation 27.16M 17.46M 8.60M 3.85M 3.53M
Ebit -13.33M 28.08M -230.57M -209.81M -162.01M
Ebitda 13.83M 45.54M -219.83M -205.96M -158.47M
Depreciation and amortization 27.16M 17.46M 10.74M 3.85M 3.53M
Non operating income net other - - - - -2.56M
Operating income -29.15M -24.47M -283.01M -209.81M -162.01M
Other operating expenses 654.04M 531.46M 959.19M 958.01M 679.18M
Interest expense - - - 24.93M 2.56M
Tax provision 0.60M 0.79M -6.11M -0.10M -0.64M
Income tax expense 0.60M 0.79M -7.61M -0.10M -0.64M
Total revenue 624.88M 507.00M 676.17M 748.21M 517.17M
Total operating expenses 98.84M 376.31M 612.53M 529.81M 393.71M
Cost of revenue 555.19M 155.15M 346.66M 428.20M 285.47M
Total other income expense net 15.82M 52.55M 52.44M 24.93M -2.56M
Net income from continuing ops -13.93M 27.29M -208.91M -184.78M -163.93M
Net income applicable to common shares - - - -184.78M -163.93M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 1525.03M 1463.20M 1589.69M 1770.35M 1830.38M
Intangible assets 51.39M 29.77M 35.63M - -
Other current assets 27.92M 24.61M 17.01M 38.01M 35.62M
Total liab 763.08M 378.19M 346.30M 297.39M 256.95M
Total stockholder equity 761.96M 1085.02M 1243.39M 1472.96M 1573.43M
Other current liab 500.18M 145.68M 137.88M 116.44M 92.02M
Common stock 0.04M 0.05M 0.05M 0.05M 0.05M
Capital stock 0.04M 0.05M 0.05M 0.05M 0.05M
Retained earnings -811.83M -797.91M -825.20M -602.23M -417.45M
Other liab - - - 5.48M 6.56M
Good will 154.71M 123.52M 123.52M - -
Other assets - - 0.00M 7.12M 2.29M
Cash 981.82M 923.02M 989.47M 1183.85M 1247.58M
Total current liabilities 749.06M 370.99M 336.58M 282.88M 237.97M
Current deferred revenue 11.76M 13.59M 11.83M 17.05M 19.06M
Net debt -960.01M -909.80M -972.55M -1171.42M -1235.15M
Short term debt 10.74M 12.35M 11.80M 3.39M 3.02M
Short long term debt 7.72M 7.72M 7.89M - -
Short long term debt total 21.81M 13.22M 16.93M 12.43M 12.43M
Other stockholder equity 1572.24M 1883.19M 2067.78M 2082.37M 162.68M
Property plant equipment - - - 16.45M 9.69M
Total current assets 1235.32M 1249.30M 1388.70M 1746.77M 1798.72M
Long term investments - - - 0.00M 8.38M
Net tangible assets - - - 1472.96M 1573.43M
Short term investments 97.70M 179.41M 268.72M 440.86M 452.88M
Net receivables 125.93M 118.59M 109.19M 76.26M 54.85M
Inventory 1.95M 3.68M 4.31M 5.15M 3.94M
Accounts payable 226.37M 193.93M 175.06M 145.99M 123.87M
Accumulated other comprehensive income 1.51M -0.31M 0.76M -7.24M -2.23M
Common stock total equity - - - - 0.05M
Retained earnings total equity - - - - -417.45M
Non currrent assets other 7.31M 19.98M 6.69M 7.12M 2.29M
Non current assets total 289.72M 213.91M 200.99M 23.58M 31.65M
Capital lease obligations 8.56M 5.50M 9.03M 12.43M 15.45M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 117.38M 70.79M -15.62M 28.72M -326.38M
Change to liabilities - - - 0.25M 92.55M
Total cashflows from investing activities 271.11M 70.79M 38.52M 28.72M -329.12M
Total cash from financing activities -347.32M -186.91M -261.79M -79.49M 1300.92M
Change to operating activities - - - 12.61M 71.44M
Net income -13.93M 27.29M -222.96M -184.78M -163.93M
Change in cash 86.42M -57.96M -202.17M -63.73M 1027.15M
Begin period cash flow 931.52M 989.47M 1191.65M 1255.38M 228.23M
End period cash flow 1017.93M 931.52M 989.47M 1191.65M 1255.38M
Total cash from operating activities 162.62M 58.17M 21.10M -12.97M 55.35M
Issuance of capital stock - - 0.00M 0.00M 1319.81M
Depreciation 26.41M 17.46M 10.74M 3.85M 3.53M
Other cashflows from investing activities 201.22M -18.79M -11.89M - -
Change to account receivables -4.98M -11.20M -27.60M -2.58M -4.94M
Sale purchase of stock -391.37M -154.43M -190.42M -78.14M -23.55M
Other cashflows from financing activities 40.28M -32.49M -71.37M -10.60M 4.67M
Change to netincome - - - 157.68M 145.77M
Capital expenditures 1.83M 2.42M 12.65M 3.92M 2.74M
Change receivables - - - - -15.32M
Cash flows other operating - - - - -6.80M
Cash and cash equivalents changes - - - - 1027.15M
Change in working capital 42.53M 21.29M 21.39M 10.28M 66.69M
Stock based compensation 104.79M -8.05M 180.74M 160.74M 142.66M
Other non cash items 2.82M 0.19M 31.20M -3.07M 5.05M
Free cash flow 160.79M 55.75M 8.45M -16.89M 52.60M

Peer Comparison*

Sector: Technology Industry: Software - Infrastructure

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
MQ
Marqeta Inc
0.15
0.81%
18.59 178.78 31.25 2.47 2.41 1.54 50.04
MSFT
Microsoft Corporation
10.60
2.00%
541.21 37.32 29.94 13.03 12.45 13.06 24.59
ORCL
Oracle Corporation
2.37
2.04%
118.47 21.96 17.89 5.91 7.08 7.82 14.89
CRWD
Crowdstrike Holdings Inc
6.21
2.86%
223.11 4849.80 188.68 46.01 47.24 43.89 559.34
FTNT
Fortinet Inc
2.92
2.46%
121.77 60.27 43.86 16.80 80.50 16.11 43.33

Profile*

Marqeta Inc

Marqeta, Inc. operates a cloud-based open API platform for card issuing and transaction processing services in the United States. The company's platform also provides processor services, bank and network management, program management, and value added services; card issuing, such as debit, prepaid, credit, virtual, and physical cards; UI/UX; access to a suite of bank account and money movement features, including savings accounts, demand deposit accounts, direct deposit with early pay, ACH, cash loads, and fee-free ATMs, bill pay, and instant funding capabilities; Marqeta Dashboard, a self-service portal to access and manage all aspects of card program; TransactPay; Marqeta Hub for consumers, buy now, pay later (BNPL) providers, and card issuers; and credit capabilities, as well as Portfolio Migration which simplifies upgrading existing card programs into its platform. It offers its solutions in various verticals, including financial services, on-demand services, lending, expense management, and e-commerce enablement, as well as BNPL providers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.

180 Grand Avenue, Oakland, CA, United States, 94612

510 671 5437

938

Name Title Year Born
Mr. Jason M. Gardner Founder, Chairperson & CEO 1970
Mr. Randall F. Kern Chief Technology Officer 1977
Mr. Michael Milotich Chief Financial Officer 1977
Ms. Stacey Finerman VP of Investor Relations NA
Mr. Seth R. Weissman Chief Legal Officer, Gen. Counsel, & Sec. 1969
Ms. Sunaina Lobo Chief HR Officer 1975
Mr. Darren Mowry Chief Revenue Officer 1975
Mr. Simon Khalaf Chief Product Officer 1966
Mr. Jeff Parker Sr. VP & MD of International NA
Mr. Jason M. Gardner Founder & Executive Chairman 1970

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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