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Company price
14.69 USD 0.37 ( 2.58%)
Last update at 2026-11-06T21:00:00Z
VOLUME
695803
Market Cap
249.00M
P/E
36.15

Momentum Score

…

Paysign, Inc. provides prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing services for businesses, consumers, and government institutions. Its product offerings include solutions for corporate rewards, prepaid gift cards, general purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card. The company markets its prepaid card solutions under the Paysign brand. Its primary market focus is on companies and municipalities that require a streamlined payment solution for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. The company was formerly known as 3PEA International, Inc. and changed its name to Paysign, Inc. in April 2019. Paysign, Inc. was incorporated in 1995 and is headquartered in Henderson, Nevada.

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Day Price Range
14.41
Low
14.96
High
52 Week Price Range
1.67
Low
5.09
High

Momentum Score

…
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
14.32
Dividend Yield
-
Revenue TTM
50.32M
Revenue Per Share
0.96
Gross Profit TTM
14.71M
Debt / Equity
0.14
ROE
33.35%
Net Debt
-106.04M
ROCE
1.21%
Diluted EPS TTM
0.13

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 1.14M -2.71M -8.25M 6.54M 2.58M
Minority interest - - 0.00M -0.26M -0.21M
Net income 1.03M -2.72M -9.14M 7.45M 2.59M
Selling general administrative 17.70M 14.95M 15.09M 11.66M 7.84M
Gross profit 20.95M 14.71M 9.30M 19.24M 11.40M
Reconciled depreciation 2.91M 2.50M 2.54M 1.48M 1.09M
Ebit 0.34M -2.74M -7.91M 6.10M 2.47M
Ebitda 3.25M -0.24M -5.36M 7.58M 3.56M
Depreciation and amortization 2.91M 2.50M 2.55M 1.48M 1.09M
Non operating income net other 0.79M - 0.09M 0.44M -0.03M
Operating income 0.34M -2.74M -7.91M 6.10M 2.47M
Other operating expenses 37.69M 32.20M 32.03M 28.56M 20.95M
Interest expense 0.79M 0.03M 0.76M 0.44M 0.00M
Tax provision 0.11M 0.01M 0.89M -0.91M 0.00M
Interest income 0.79M 0.03M 0.09M 0.44M 0.14M
Net interest income 0.79M 0.03M 0.09M 0.44M 0.14M
Non recurring - - 0.38M - -
Income tax expense 0.11M 0.01M 0.89M -0.91M 0.11M
Total revenue 38.03M 29.46M 24.12M 34.67M 23.42M
Total operating expenses 20.61M 17.45M 17.22M 13.14M 8.92M
Cost of revenue 17.08M 14.75M 14.82M 15.43M 12.03M
Total other income expense net 0.79M 0.03M -0.33M 0.44M -0.03M
Net income from continuing ops 1.03M -2.72M -9.14M 7.45M 2.58M
Net income applicable to common shares 1.03M -2.72M -9.14M 7.45M 2.59M
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 147.57M 108.24M 84.05M 67.83M 53.55M
Intangible assets 8.81M 5.66M 4.09M 3.70M 3.82M
Other current assets 2.02M 1.70M 1.24M 1.38M 1.41M
Total liab 123.09M 91.95M 71.06M 54.60M 34.25M
Total stockholder equity 24.49M 16.29M 12.99M 13.24M 19.56M
Other current liab 92.28M 8.09M 5.77M 2.16M 1.52M
Common stock 0.05M 0.05M 0.05M 0.05M 0.05M
Capital stock 0.05M 0.05M 0.05M 0.05M 0.05M
Retained earnings 3.71M -2.75M -3.77M -1.05M 8.09M
Other assets - - - 4.32M 0.92M
Cash 109.35M 9.71M 7.39M 7.83M 9.66M
Total current liabilities 119.18M 88.64M 67.39M 50.58M 34.25M
Current deferred revenue 92.28M 80.19M 61.28M 48.10M 32.72M
Net debt -106.04M -6.04M -3.37M -3.50M -9.66M
Short term debt 0.38M 0.36M 0.34M 0.32M -
Short long term debt total 3.31M 3.67M 4.01M 4.33M -
Other stockholder equity 20.72M 18.99M 16.71M 14.24M 11.43M
Property plant equipment - 1.26M 5.64M 6.17M 0.94M
Total current assets 129.18M 97.72M 74.33M 57.96M 47.88M
Net tangible assets - 10.64M 8.90M 9.54M 15.75M
Net receivables 17.81M 6.12M 4.41M 0.65M 0.89M
Inventory - 80.19M 61.28M 48.10M 35.91M
Accounts payable 26.52M 8.09M 5.77M 2.16M 1.52M
Noncontrolling interest in consolidated entity - - - - -0.26M
Accumulated other comprehensive income 0.00M - - - -1.51M
Common stock total equity - 0.05M - 0.05M 0.05M
Retained earnings total equity - -2.75M - -1.05M 8.09M
Treasury stock - -0.15M - -0.15M -0.15M
Non currrent assets other 4.30M 3.61M - 4.32M 5.67M
Deferred long term asset charges - - - - 0.92M
Non current assets total 18.39M 10.53M 9.72M 9.87M 5.67M
Capital lease obligations 3.31M 3.67M 4.01M 4.33M -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -4.09M -2.68M -3.34M -3.24M -1.59M
Change to liabilities 2.32M 16.79M 0.74M 0.20M 11.73M
Total cashflows from investing activities -4.09M -2.68M -3.34M -3.24M -1.59M
Total cash from financing activities 0.00M 0.19M -0.07M 0.43M 0.10M
Change to operating activities -1.22M -1.06M 15.08M 6.52M 10.95M
Net income 1.03M -2.72M -9.14M 7.45M 2.59M
Change in cash 21.23M 12.74M 10.36M 13.91M 14.50M
Begin period cash flow 68.67M 55.93M 45.57M 31.67M 17.16M
End period cash flow 89.90M 68.67M 55.93M 45.57M 31.67M
Total cash from operating activities 25.32M 15.23M 13.78M 16.71M 16.00M
Depreciation 2.91M 2.50M 2.54M 1.48M 1.09M
Other cashflows from investing activities -3.99M - -1.96M -2.77M -1.34M
Change to inventory - -3.60M -0.74M -0.20M -0.60M
Change to account receivables -1.29M -2.88M 0.24M -0.55M -0.17M
Sale purchase of stock - 0.00M -0.25M 0.43M 0.10M
Other cashflows from financing activities -4.09M 0.19M -0.00M 0.43M 0.10M
Change to netincome 2.66M 2.61M 4.31M 1.62M 1.37M
Capital expenditures 4.09M 2.68M 3.34M 3.24M 1.59M
Change receivables -1.71M - 0.24M -0.55M -0.17M
Cash flows other operating 19.14M - 15.50M 6.52M -0.60M
Cash and cash equivalents changes 21.23M - 10.36M 13.91M 14.50M
Change in working capital 18.72M 12.84M 16.06M 6.16M 10.96M
Stock based compensation 2.28M 2.28M 2.97M 2.53M 1.37M
Other non cash items 0.38M 0.33M 0.43M -0.00M -0.01M
Free cash flow 21.23M 12.55M 10.43M 13.48M 14.40M

Peer Comparison*

Sector: Technology Industry: Software - Infrastructure

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
PAYS
Paysign Inc
0.37
2.58%
14.69 36.15 87.72 4.89 9.45 4.61 56.43
MSFT
Microsoft Corporation
-5.32
0.99%
530.61 37.32 29.94 13.03 12.45 13.06 24.59
ORCL
Oracle Corporation
0.87
0.76%
116.03 21.96 17.89 5.91 7.08 7.82 14.89
CRWD
Crowdstrike Holdings Inc
-0.30
0.14%
216.90 4849.80 188.68 46.01 47.24 43.89 559.34
FTNT
Fortinet Inc
-3.67
3.00%
118.84 60.27 43.86 16.80 80.50 16.11 43.33

Profile*

Paysign Inc

Paysign, Inc. provides prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing services for businesses, consumers, and government institutions. Its product offerings include solutions for corporate rewards, prepaid gift cards, general purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card. The company markets its prepaid card solutions under the Paysign brand. Its primary market focus is on companies and municipalities that require a streamlined payment solution for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. The company was formerly known as 3PEA International, Inc. and changed its name to Paysign, Inc. in April 2019. Paysign, Inc. was incorporated in 1995 and is headquartered in Henderson, Nevada.

2615 St. Rose Parkway, Henderson, NV, United States, 89052

702-453-2221

132

Name Title Year Born
Mr. Mark R. Newcomer Co-Founder, Chairman & CEO 1965
Mr. Jeffery B. Baker CFO & Treasurer 1971
Mr. Robert P. Strobo Esq. Gen. Counsel, Chief Legal Officer & Corp. Sec. 1979
Ms. Joan M. Herman Exec. VP of Operations & Exec. Director 1956
Mr. Matthew Lanford COO, Pres & Director 1967
Mr. Brad Cunningham Chief Technology Officer NA
Mr. James McCroy Exec. VP of Strategic Devel./IR NA
Mr. Eric Trudeau Chief Compliance Officer NA
Mr. Dennis M. DiVenuta J.D. Exec. VP of Strategy & Corp. Devel. NA
Alicia Ches Director of Marketing NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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