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Company price
48.25 USD 0.51 ( 1.07%)
Last update at 2026-11-06T21:00:00Z
VOLUME
415009
Market Cap
2040.56M
P/E
9.44

Momentum Score

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The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.

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Day Price Range
47.42
Low
48.46
High
52 Week Price Range
48.41
Low
81.65
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
47.74
Dividend Yield
-
Revenue TTM
531.90M
Revenue Per Share
12.31
Gross Profit TTM
531.90M
Debt / Equity
0.32
ROE
29.63%
Net Debt
110.72M
ROCE
25.53%
Diluted EPS TTM
5.30

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 303.04M 292.16M 256.77M 177.91M 144.16M
Net income 228.21M 217.54M 192.30M 130.21M 110.65M
Selling general administrative 142.55M 147.12M 135.13M 108.64M 111.58M
Selling and marketing expenses - - 0.98M - -
Gross profit 512.77M 495.38M 447.82M 354.52M 315.62M
Reconciled depreciation 4.65M 4.16M 3.12M 3.30M 3.30M
Ebit 303.04M 292.16M 256.77M 239.15M 144.38M
Ebitda 307.69M 296.31M 259.85M 242.45M 147.68M
Depreciation and amortization 4.65M 4.16M 3.07M 3.30M 3.30M
Operating income 303.04M 292.16M 256.77M 239.15M 144.38M
Other operating expenses 387.43M 417.95M 354.83M -115.38M -171.25M
Interest expense 175.86M 175.35M 155.46M 59.53M 11.24M
Tax provision 74.82M 74.62M 65.29M 47.70M 33.72M
Interest income 551.37M 551.59M 484.34M 308.37M 210.88M
Net interest income 375.51M 376.24M 338.65M 248.84M 210.88M
Income tax expense 74.82M 74.62M 64.48M 47.70M 33.72M
Total revenue 690.46M 710.11M 611.60M 354.52M 315.62M
Total operating expenses 209.73M 203.22M 191.04M -115.38M -171.25M
Cost of revenue 177.69M 214.72M 163.78M - -
Total other income expense net - -3.37M -22.82M -61.23M -0.21M
Discontinued operations - - - - 0.21M
Net income from continuing ops 228.21M 217.54M 188.51M 130.21M 110.44M
Net income applicable to common shares - - - 130.21M 110.65M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 9352.42M 8727.54M 7712.01M 7903.00M 6843.24M
Intangible assets 0.59M 0.99M 1.39M 1.79M 2.18M
Other current assets - - 1092.57M -1496.29M 3766.55M
Total liab 8662.63M 7937.76M 6904.73M 7208.97M 151.60M
Total stockholder equity 689.80M 789.78M 807.28M 694.03M 652.45M
Other current liab 8165.50M 7746.05M 6630.25M - -
Common stock 48.40M 47.71M 53.20M 55.69M 57.37M
Capital stock 48.40M 47.71M 53.20M 55.69M 57.37M
Retained earnings 1007.37M 779.15M 561.62M 369.32M 239.11M
Other liab - - - 56.34M 62.23M
Good will 0.26M 0.26M 0.26M 0.26M 0.26M
Other assets 7610.87M 7129.21M 0.00M 89.18M 96.97M
Cash 112.65M 570.12M 1038.09M 888.19M 601.78M
Cash and equivalents - - - 888.19M 601.78M
Total current liabilities 8165.50M 7746.05M 6630.29M 7030.15M 5976.95M
Net debt 110.72M -446.43M -890.23M -765.71M -450.18M
Short term debt 199.00M - 0.04M - -
Short long term debt - - - 0.00M 0.00M
Short long term debt total 223.37M 123.70M 147.86M 122.48M 151.60M
Other stockholder equity -376.81M -19.45M 212.43M 299.28M 349.69M
Property plant equipment - - - 18.40M 16.16M
Total current assets 175.61M 1363.04M 1092.57M 822.08M 2104.38M
Long term investments 1671.75M 1502.86M 747.53M 766.02M 953.71M
Net tangible assets - - - 686.38M 650.01M
Short term investments 19.87M 50.65M 747.53M 766.02M 953.71M
Net receivables 43.09M 742.27M 723.19M 664.16M 548.88M
Long term debt 223.37M 123.70M 147.82M 122.48M 151.60M
Inventory - - 1000.56M 21.21M 1.53M
Accounts payable - - - 7030.11M 5976.91M
Accumulated other comprehensive income 10.84M -17.64M -19.97M -30.26M 6.29M
Non currrent assets other 971.12M 273.26M 5180.87M -766.02M -12.67M
Non current assets total 9176.81M 7364.50M 6619.43M 40.15M 972.31M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -128.84M -1510.24M 502.50M -828.10M 240.55M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -1064.18M -1508.36M - -828.10M -305.90M
Net borrowings 298.53M 0.00M - - -
Total cash from financing activities 341.70M 812.74M -452.37M 993.52M 478.28M
Change to operating activities - - - -7.14M -35.43M
Net income 228.21M 217.54M 192.30M 130.21M 110.65M
Change in cash -457.47M -467.97M 149.90M 286.40M 256.27M
Begin period cash flow 570.12M 1038.09M 888.19M 601.78M 345.51M
End period cash flow 112.65M 570.12M 1038.09M 888.19M 601.78M
Total cash from operating activities 265.01M 227.65M 186.72M 120.98M 83.89M
Issuance of capital stock 2.06M 0.00M 0.26M 0.32M 3.43M
Depreciation 4.65M 4.55M 3.47M 3.30M 3.30M
Other cashflows from investing activities -935.98M -754.85M - 1.80M 6.24M
Dividends paid - - 3.27M - -
Change to account receivables -1.38M -4.18M -5.53M -14.13M 2.59M
Sale purchase of stock -378.34M -252.35M -100.00M -60.00M -40.00M
Other cashflows from financing activities 419.45M 1065.14M -345.93M 1053.20M 514.85M
Change to netincome - - - 8.74M 2.78M
Capital expenditures 7.09M 4.97M 12.69M 5.13M 1.55M
Change in working capital 23.65M -31.42M -31.52M -21.28M -32.84M
Stock based compensation 19.60M 14.98M 11.39M 7.59M 8.63M
Other non cash items -1.86M 19.68M 16.76M -4.72M -7.25M
Free cash flow 257.92M 222.68M 174.03M 115.85M 82.34M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
TBBK
The Bancorp Inc
0.51
1.07%
48.25 9.44 14.60 3.84 2.90 3.37
DBSDY
DBS Group Holdings Ltd ADR
-6.82
3.06%
215.88 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
-
-%
6.66 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
0.02
0.06%
34.57 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
-0.81
0.94%
85.79 11.53 10.27 5.72 1.83 8.22

Profile*

The Bancorp Inc

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.

409 Silverside Road, Wilmington, DE, United States, 19809

302 385 5000

733

Name Title Year Born
Mr. Damian M. Kozlowski CEO, Pres & Director 1965
Mr. Paul Frenkiel CPA Exec. VP of Strategy, Sec., CFO & Principal Accounting Officer 1952
Mr. Gregor J. Garry Exec. VP & COO 1983
Mr. Thomas G. Pareigat Exec. VP & Gen. Counsel 1960
Mr. Matthew J. Wallace Exec. VP & Chief Information Officer NA
Mr. Andres Viroslav Director of Investor Relations NA
Mr. Rob Tacey Director of PR NA
Ms. Rachel Weiss VP of Communications Mang. NA
Ms. Maria Wainwright Exec. VP & Chief Marketing Officer NA
Ms. Jennifer F. Terry Exec. VP & Chief HR Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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