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Home CompaniesUpbound Group Inc.

Upbound Group Inc.

Technology Software - Application
PortfolioPortfolio WatchlistWatchlist
Company price
24.24 USD -0.64 ( 2.57%)
Last update at 2026-11-06T21:00:00Z
VOLUME
1484019
Market Cap
1034.81M
P/E
11.53

Momentum Score

…

Upbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto Rico, and Mexico. It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico. The company also provides furniture, including mattresses, tires, consumer electronics, appliances, tools, handbags, computers, and accessories. In addition, it offers merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for traditional financing, the lease-to-own transaction through staffed or unstaffed kiosks located in third-party retailer's locations, and other virtual options. Further, the company provides various financial health products and tools through mobile and web applications. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchising location under the Rent-A-Centre and RimTyme trade names; and company-owned stores, franchise stores, and e-commerce platform through rentacenter.com, getitnowstores.com, and homechoicestores.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was incorporated in 1986 and is based in Plano, Texas.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
24.08
Low
25.24
High
52 Week Price Range
14.83
Low
25.33
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Upbound Group Inc. (ticker UPBD) is a Nasdaq-listed company for which publicly available information and detailed disclosures are limited. Its long-term growth drivers are not clearly disclosed; investors may monitor the company's strategic updates, revenue model, execution on growth initiatives, and any expansion or acquisition activity as potential supports for future growth and value creation.
Primary investment risks include limited public disclosure and transparency, potential low liquidity and execution risk, and possible regulatory or financing uncertainties that could materially affect prospects.

Risk Score
High

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
24.88
Dividend Yield
8.55%
Revenue TTM
4744.32M
Revenue Per Share
82.78
Gross Profit TTM
2331.06M
Debt / Equity
2.67
ROE
12.73%
Net Debt
1736.15M
ROCE
8.63%
Diluted EPS TTM
1.54

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 108.09M 177.54M 52.87M 61.47M 194.30M
Net income 73.24M 123.48M -5.18M 12.36M 134.94M
Selling general administrative 834.26M 821.62M 815.24M 820.81M 839.66M
Selling and marketing expenses - 609.17M 162.38M - -
Gross profit 2271.71M 2080.35M 2022.26M 2079.53M 2235.01M
Reconciled depreciation 1514.78M 1420.95M 1294.05M 53.08M 54.83M
Ebit 221.07M 288.13M 166.28M 148.54M 280.54M
Ebitda 1735.85M 339.01M 290.54M 202.26M 320.01M
Depreciation and amortization 1514.78M 50.89M 124.26M 53.72M 39.47M
Operating income 223.35M 291.63M 162.87M 148.54M 280.54M
Other operating expenses 4471.71M 4028.93M 3829.55M 4096.85M 4302.91M
Interest expense 112.98M 110.58M 113.42M 87.71M 70.87M
Tax provision 34.85M 54.06M 58.05M 49.11M 59.36M
Interest income 110.36M 3.10M 3.42M 0.64M 0.22M
Net interest income -115.26M -114.09M -110.00M -87.07M -86.23M
Income tax expense 34.85M 54.06M 58.05M 49.11M 59.36M
Total revenue 4695.06M 4320.56M 3992.41M 4245.39M 4583.45M
Total operating expenses 2048.36M 1788.72M 1859.39M 1930.99M 1954.47M
Cost of revenue 2423.35M 2240.21M 1970.15M 2165.86M 2348.44M
Total other income expense net -115.26M -114.09M -110.00M -87.07M -86.23M
Net income from continuing ops 73.24M 123.48M -5.18M 12.36M 134.94M
Net income applicable to common shares 73.24M 123.48M -5.18M 12.36M 134.94M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 3276.08M 2649.66M 2721.43M 2763.62M 2993.33M
Intangible assets 349.59M 255.25M 301.40M 359.41M 425.16M
Other current assets 153.01M 1297.81M 50.26M - 63.47M
Total liab 2580.34M 2020.68M 2161.06M 2238.47M 2480.05M
Total stockholder equity 695.74M 628.98M 560.37M 525.15M 513.28M
Other current liab 397.57M 207.63M 250.30M 215.77M 162.86M
Common stock 1.13M 1.11M 1.10M 1.08M 1.06M
Capital stock 1.13M 1.11M 1.10M 1.08M 1.06M
Retained earnings 1018.66M 1036.17M 994.89M 1077.19M 1143.65M
Other liab - - - 87.99M 113.94M
Good will 488.16M 290.19M 289.75M 289.75M 286.96M
Other assets 209.78M 1502.93M 0.00M 82.89M 68.39M
Cash 120.53M 60.86M 93.70M 144.14M 108.33M
Cash and equivalents 120.53M 60.86M - 144.14M 108.33M
Total current liabilities 715.13M 521.11M 613.80M 445.17M 369.90M
Current deferred revenue 63.46M 64.95M 72.61M 73.95M 71.38M
Net debt 1736.15M 1521.74M 1506.36M 161.41M 188.20M
Short term debt 100.06M 101.42M 113.65M 0.00M 0.00M
Short long term debt total 1856.68M 1582.60M 1600.06M 305.56M 296.54M
Other stockholder equity -317.07M -397.08M -431.26M -542.50M -619.07M
Property plant equipment 582.82M 519.69M - 597.68M 599.44M
Total current assets 1798.74M 1515.11M 1495.43M 262.99M 304.58M
Net tangible assets - - - -124.01M -201.63M
Net receivables 203.19M 156.44M 111.00M 111.86M 126.38M
Long term debt 1569.88M 1309.62M 1306.63M 1368.86M 1571.20M
Inventory 1322.01M 5.52M 1240.46M 6.99M 6.41M
Accounts payable 154.04M 115.48M 177.25M 155.45M 135.67M
Accumulated other comprehensive income -6.97M -11.21M -4.36M -10.63M -12.37M
Non currrent assets other 315.33M 10.70M -0.00M 46.07M -
Non current assets total 1477.34M 1134.56M 1226.00M 2500.62M 2688.74M
Capital lease obligations 286.80M 272.98M 293.44M 305.56M 296.54M
Long term debt total 1569.88M 1309.62M - 1368.86M 1571.20M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -41.51M -48.34M -62.33M -1335.97M
Change to liabilities - - - 19.78M -66.42M
Total cashflows from investing activities -403.73M -41.51M -50.96M -62.33M -1335.97M
Net borrowings 259.48M -3.75M -68.60M -208.75M 1410.94M
Total cash from financing activities 156.47M -93.52M -202.12M -370.71M 892.85M
Change to operating activities - - - -1071.84M -1263.83M
Net income 73.24M 123.48M -5.18M 12.36M 134.94M
Change in cash 59.67M -32.84M -50.44M 35.81M -51.12M
Begin period cash flow 60.86M 93.70M 144.14M 108.33M 159.45M
End period cash flow 120.53M 60.86M 93.70M 144.14M 108.33M
Total cash from operating activities 305.57M 104.72M 200.29M 468.46M 392.30M
Depreciation 1514.78M 1420.95M 1294.05M 1363.01M 1386.57M
Other cashflows from investing activities -57.93M 16.18M 2.48M -0.94M -1273.52M
Dividends paid 87.86M 82.30M 83.06M -79.19M -71.50M
Change to inventory -1447.21M -1328.90M -1272.04M - -
Change to account receivables -19.45M -62.28M -25.01M -10.14M -25.52M
Sale purchase of stock 0.57M -3.69M -50.00M -84.56M -411.01M
Other cashflows from financing activities -15.71M -9.27M -2.85M 91.79M -47.62M
Change to netincome - - - 148.89M 210.62M
Capital expenditures 66.86M 56.27M 53.40M 61.39M 62.45M
Change in working capital -1455.84M -1475.96M -1265.57M -1062.20M -1355.76M
Stock based compensation 45.37M 36.07M 162.12M 159.36M 147.55M
Other non cash items 81.36M 27.33M 32.81M 37.15M 30.68M
Free cash flow 238.71M 48.45M 146.89M 407.07M 329.85M

Peer Comparison*

Sector: Technology Industry: Software - Application

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
UPBD
Upbound Group Inc.		 -0.64
2.57%		 24.24 11.53 3.76 0.22 1.45 0.56 1.52
SAP
SAP SE ADR		 -10.08
4.14%		 233.45 28.16 22.42 6.52 4.85 5.60 16.61
CRM
Salesforce Inc		 -8.76
3.94%		 213.65 23.41 15.55 4.79 5.56 5.55 14.88
SAPGF
SAP SE		 -7.43
3.09%		 233.00 76.28 22.88 5.61 3.84 5.59 26.18
SHOP
Shopify Inc		 5.16
3.59%		 148.91 90.18 53.19 12.70 13.17 12.23 67.86

Profile*

Upbound Group Inc.

Upbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto Rico, and Mexico. It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico. The company also provides furniture, including mattresses, tires, consumer electronics, appliances, tools, handbags, computers, and accessories. In addition, it offers merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for traditional financing, the lease-to-own transaction through staffed or unstaffed kiosks located in third-party retailer's locations, and other virtual options. Further, the company provides various financial health products and tools through mobile and web applications. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchising location under the Rent-A-Centre and RimTyme trade names; and company-owned stores, franchise stores, and e-commerce platform through rentacenter.com, getitnowstores.com, and homechoicestores.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was incorporated in 1986 and is based in Plano, Texas.

5501 Headquarters Drive, Plano, TX, United States, 75024

972 801 1100

https://www.upbound.com

12050

Name Title Year Born
Mr. Mitchell E. Fadel CEO & Director 1957
Mr. Fahmi Karam Executive VP & CFO 1980
Mr. Bryan J. Pechersky Executive VP, General Counsel & Corporate Secretary 1971
Mr. Transient C. Taylor Executive VP & Chief HR and Diversity Officer 1966
Mr. Sudeep Gautam Chief Technology & Digital Officer 1972
Mr. Michael Santimaw Senior VP & Chief Information Officer NA
Mr. John Jeffrey Chesnut Senior VP of Strategy & Corporate Development and Head of Investor Relations 1974
Ms. Ann L. Davids Executive VP, Chief Customer & Marketing Officer 1969
Mr. James York Senior Vice President of Rent-A-Center East 1969
Daniel B. O'Rourke Senior VP Finance & Real Estate NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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