…
HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments. It offers savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, mutual funds, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment, commercial vehicle finance, dealer finance, and term loans. In addition, it offers credit, debit, prepaid, forex, and kisan gold cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; and insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, custodial, and documents collection services; online, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services; and financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
| Breakdown | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
| Income before tax | 962420.00M | 705459.00M | 614983.90M | 508733.90M | 427961.40M |
| Minority interest | -13023.00M | -13844.60M | 1515.90M | 981.50M | -29.30M |
| Net income | 707920.80M | 622656.60M | 461487.00M | 381509.00M | 318332.10M |
| Selling general administrative | 341350.00M | 951762.60M | 200168.50M | 158970.30M | 136766.70M |
| Selling and marketing expenses | - | 12593.50M | 200051.30M | 2625.40M | 1022.50M |
| Gross profit | 2870210.00M | 1853871.20M | 1130320.80M | 1019413.70M | 966376.90M |
| Reconciled depreciation | 63021.30M | 30920.80M | 23489.70M | 16816.90M | 13850.10M |
| Ebit | 2801357.00M | 705459.00M | 589978.30M | 490935.40M | 1020201.70M |
| Ebitda | 2840280.00M | 757807.30M | 613468.00M | 507752.30M | 1034051.80M |
| Depreciation and amortization | 38923.00M | 52348.30M | 23489.70M | 16816.90M | 13850.10M |
| Operating income | 1104160.00M | 705459.00M | 753524.70M | 687986.40M | 1020201.70M |
| Other operating expenses | 3604990.00M | 2815398.10M | 315168.40M | 244154.00M | 538651.10M |
| Interest expense | 1838942.00M | 1533922.80M | 777799.40M | 584297.50M | 592475.90M |
| Tax provision | 175014.90M | 111221.00M | 153496.90M | 127224.90M | 109393.70M |
| Interest income | 3227962.60M | 2836490.20M | 1707540.50M | 1359364.10M | 1208582.30M |
| Net interest income | 1404485.60M | 1295104.70M | 929741.10M | 775066.60M | 616106.40M |
| Income tax expense | 228010.00M | 77827.10M | 153496.90M | 127224.90M | 109393.70M |
| Total revenue | 4709150.00M | 3520857.10M | 2046661.00M | 1676954.00M | 616342.00M |
| Total operating expenses | 1766050.00M | 1148412.20M | 515336.90M | 403124.30M | 350012.60M |
| Cost of revenue | 1838942.00M | 1666985.90M | 75054.20M | - | - |
| Total other income expense net | -141740.00M | 1922.90M | 339120.50M | 317589.90M | -592240.30M |
| Net income from continuing ops | 686531.30M | 654465.00M | 496264.40M | 386603.00M | 311165.30M |
| Net income applicable to common shares | 707922.50M | 640620.40M | 459971.10M | 380527.50M | 318332.09M |
| Breakdown | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
| Total assets | 43924174.20M | 40301942.60M | 25755624.00M | 21113705.50M | 17995066.30M |
| Intangible assets | 31222.70M | 1396117.20M | - | - | - |
| Earning assets | - | - | - | 4492638.60M | 4388231.10M |
| Other current assets | -7151415.80M | -7753960.20M | 1278095.60M | 10241354.90M | 7890935.80M |
| Total liab | 38542689.90M | 35604156.10M | 22837786.10M | 18604252.10M | 15890636.90M |
| Total stockholder equity | 5217893.90M | 4563952.50M | 2912200.70M | 2504838.40M | 2098101.80M |
| Other current liab | 28648102.20M | 8911579.00M | -1527188.60M | -919827.00M | -585302.10M |
| Common stock | 7652.20M | 7596.90M | 5579.70M | 5545.50M | 5512.80M |
| Capital stock | 7652.20M | 7596.90M | 5579.70M | 5545.50M | 5512.80M |
| Retained earnings | 3513700.30M | 2920375.90M | 1447784.10M | 1153191.10M | 897873.70M |
| Other liab | - | - | 777381.70M | 685833.40M | 570982.92M |
| Good will | 1629510.30M | 1629510.30M | 74937.90M | 74937.90M | 74937.90M |
| Other assets | 41149921.50M | 1471962.70M | 24739011.70M | 20683439.50M | 17596339.40M |
| Cash | 3222323.10M | 3425973.30M | 2363920.20M | 1599220.70M | 1212725.10M |
| Total current liabilities | 29224942.70M | 9443063.80M | 1527188.60M | 919827.00M | 585302.10M |
| Net debt | 3846576.70M | 5017809.50M | 878072.60M | 587418.30M | 564242.40M |
| Short term debt | - | 37047.40M | 1089897.50M | 554167.60M | 239264.10M |
| Short long term debt | 1306013.10M | 1313737.10M | 1089897.50M | 554167.60M | 239264.10M |
| Short long term debt total | 6346055.70M | 7306154.60M | 3241992.80M | 2186639.00M | 1776967.50M |
| Other stockholder equity | 1341173.60M | -245322.20M | -2101939.90M | -1730271.60M | -1394148.00M |
| Property plant equipment | 152579.40M | 126037.60M | 82825.50M | 62832.80M | 50995.63M |
| Total current assets | 2499479.00M | 2554480.40M | 932298.80M | 365945.30M | 346243.40M |
| Long term investments | 6981246.40M | 10056816.30M | 5014675.10M | 4441762.60M | 4388231.10M |
| Net tangible assets | - | - | 2892887.10M | 2471773.80M | 2096613.99M |
| Short term investments | 5973926.30M | 6503339.50M | 4878844.00M | 4388563.10M | 4275449.90M |
| Net receivables | 454645.40M | 379127.80M | 330757.60M | 230467.70M | 204362.30M |
| Long term debt | 5866163.20M | 7306154.60M | 2565486.60M | 2269665.00M | 1776967.50M |
| Inventory | - | - | 464.50M | -10471822.60M | -8095298.10M |
| Accounts payable | 576840.50M | 531484.80M | 437291.10M | 365659.40M | 346038.00M |
| Accumulated other comprehensive income | 355367.80M | 1881301.90M | 575465.00M | 511486.60M | 2092589.00M |
| Non currrent assets other | 12576167.30M | 7740444.60M | -84313.50M | -64320.70M | -52483.50M |
| Non current assets total | 41424695.20M | 37803784.80M | 84313.50M | 64320.70M | 52483.50M |
| Capital lease obligations | 153929.80M | 131043.00M | 97658.90M | 78138.00M | 70422.00M |
| Long term debt total | 6346055.70M | 7306154.60M | 2565486.60M | 2269665.00M | 1776967.49M |
| Breakdown | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
| Investments | -3716056.60M | 53137.70M | -4392783.00M | -3302279.80M | -16808.70M |
| Change to liabilities | - | - | 0.00M | 0.00M | 0.00M |
| Total cashflows from investing activities | -38506.40M | -3672564.20M | -34238.90M | -22163.30M | -16808.65M |
| Net borrowings | -815311.80M | -22272.60M | 289302.90M | 489708.30M | -91375.74M |
| Total cash from financing activities | 2315334.10M | 3347338.70M | 4173910.40M | 2912107.50M | -73213.50M |
| Change to operating activities | - | - | -3672014.10M | -2921841.10M | -1976345.84M |
| Net income | 707922.50M | 640620.40M | 496264.40M | 386603.00M | 427725.80M |
| Change in cash | 211133.90M | 698636.20M | 265364.10M | 191336.40M | 333324.10M |
| Begin period cash flow | 2288345.10M | 1387395.20M | 1122031.10M | 930694.70M | 879401.00M |
| End period cash flow | 2499479.00M | 2086031.40M | 1387395.20M | 1122031.10M | 1212725.10M |
| Total cash from operating activities | -2067691.10M | 1022322.40M | 477200.60M | 581018.20M | 424764.60M |
| Issuance of capital stock | - | 75997.30M | - | - | 17601.00M |
| Depreciation | 38052.30M | 52348.30M | 23489.70M | 16816.90M | 13850.10M |
| Other cashflows from investing activities | 2927.20M | -2907397.70M | 426.80M | 199.10M | 152.80M |
| Dividends paid | -148261.90M | -86617.10M | -86394.30M | -36239.20M | 36239.20M |
| Change to inventory | - | - | -47069.60M | 21284.60M | -1456900.90M |
| Change to account receivables | -72883.70M | -24104.90M | -51395.90M | -15640.80M | -15804.60M |
| Sale purchase of stock | 63465.00M | -2300.00M | 34158.30M | 26097.60M | 36239.20M |
| Other cashflows from financing activities | 3363938.30M | 3382531.10M | 4818418.30M | 3301672.40M | 4126.20M |
| Change to netincome | - | - | 150123.10M | 162089.10M | 193790.83M |
| Capital expenditures | 40758.90M | 53838.00M | 43620.30M | 26324.40M | 16961.50M |
| Change in working capital | -3047025.90M | 201319.40M | -156465.90M | 58907.30M | -101208.40M |
| Stock based compensation | 20860.50M | 20115.80M | 14014.60M | 13874.50M | 10603.50M |
| Other non cash items | 212499.50M | 107918.50M | 87616.90M | 114703.80M | 82060.90M |
| Free cash flow | -2108450.00M | 968484.40M | 433580.30M | 554693.80M | 407803.10M |
Sector: Financial Services Industry: Banks - Regional
|
Stock Name
|
Change
(INR) |
Price
(INR) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited |
23.80 3.23% |
760.50 | 21.14 | 16.26 | 5.13 | 1.85 | 8.93 |
| ICICIBANK ICICI Bank Limited |
74.20 5.21% |
1498.30 | 19.41 | 17.45 | 5.38 | 3.01 | 5.74 |
| SBIN State Bank of India |
27.50 2.81% |
1006.50 | 11.19 | 11.30 | 2.60 | 1.65 | 4.35 |
| KOTAKBANK Kotak Mahindra Bank Limited |
8.05 1.75% |
467.45 | 22.74 | 22.32 | 5.81 | 2.54 | 6.79 |
| AXISBANK Axis Bank Limited |
49.10 3.99% |
1281.10 | 15.42 | 13.72 | 5.27 | 2.02 | 7.43 |
HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments. It offers savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, mutual funds, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment, commercial vehicle finance, dealer finance, and term loans. In addition, it offers credit, debit, prepaid, forex, and kisan gold cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; and insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, custodial, and documents collection services; online, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services; and financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.
| Name | Title | Year Born |
|---|---|---|
| Mr. Sashidhar Jagdishan | MD, CEO & Director | 1965 |
| Mr. Srinivasan Vaidyanathan | Chief Financial Officer | 1964 |
| Mr. Bhavesh Chandulal Zaveri | Group Head of Operations, ATM, Cash Management Product & Exec. Director | 1966 |
| Mr. Rakesh K. Singh | Group Head of Investment Banking, Private Banking, Marketing & Products | 1970 |
| Mr. Ramesh Lakshminarayanan | Chief Information Officer & Group Head of IT | 1972 |
| Ms. Ashima Khanna Bhat | Group Head of Bus. Fin. & Strategy, Admin., Infrastructure, ESG & CSR | 1971 |
| Mr. Ajit Subhas Shetty | Investor Relations Officer | NA |
| Mr. Santosh G. Haldankar | Chief Compliance Officer, Sr. VP of Legal & Company Sec. | NA |
| Ms. Madhu Chhibber | Head of Corp. Communications | NA |
| Mr. Vinay K. Razdan | Chief HR Officer | 1966 |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.