Explore 3 Stock Ideas & Industry Insights Download Free Report

Banco Bradesco SA ADR

Company price
2.54 USD 0.03 ( 1.20%)
Last update at 2026-11-06T21:28:00Z
VOLUME
44151079
Market Cap
43022.80M
P/E
9.47

Momentum Score

…

Banco Bradesco S.A., together with its subsidiaries, provides various banking products and services in Brazil and internationally. The company operates in two segments, Banking and Insurance. It engages in banking operations, including investment, national, international, and private banking, as well as investment fund management, consortium administration, middle market and corporate activities, and leasing. The company also provides retail banking products, such as demand, savings, and time deposits, as well as mutual funds, foreign exchange services, and various loans and advances comprising overdrafts, credit cards, and loans with repayments in installments; and fund management and treasury services, corporate finance, and hedge and finance operations, which include working capital financing. In addition, it provides insurance products, such as life, pension, health, and non-life, as well as related insurance operations, supplemental pension plans, and capitalization bonds. Further, the company offers cards, consortia, service packages and fees, auctions, debt renegotiation, and accounts; and various services comprising related transactions and inquiries, profile and help, purchases and benefits, and permissions. It serves individuals, corporates, and businesses. The company was incorporated in 1943 and is headquartered in Osasco, Brazil.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
2.54
Low
2.59
High
52 Week Price Range
2.08
Low
4.30
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Banco Bradesco S.A. is one of Brazil's largest private banks, providing retail and commercial banking, insurance, asset management and payments through an extensive branch and digital network. Long-term growth drivers include rising financial-services penetration in Brazil, scale in insurance and asset-management businesses, potential margin support from higher interest rates and ongoing digitalization that could improve efficiency and customer acquisition. The diversified revenue mix and large domestic deposit base may appeal to investors seeking franchise exposure to Brazil's banking sector.
Key risks include Brazil macroeconomic and political volatility, currency depreciation affecting ADR value, a deterioration in the credit cycle that could increase loan losses, and intensifying competition from fintechs and regional banks that may pressure margins.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
2.51
Dividend Yield
28.83%
Revenue TTM
89266.53M
Revenue Per Share
8.44
Gross Profit TTM
88050.43M
Debt / Equity
4.47
ROE
13.75%
Net Debt
637549.17M
ROCE
-0.51%
Diluted EPS TTM
0.43

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 18491.45M 16900.51M 10208.35M 24209.95M 32852.37M
Minority interest -251.93M -289.25M -243.49M -233.51M -208.48M
Net income 23207.70M 17252.90M 14251.33M 20983.69M 23172.32M
Selling general administrative 16072.37M 37681.39M 36006.42M 37323.50M 34666.74M
Selling and marketing expenses 31505.33M 5419.38M 4638.99M 5348.54M 4418.74M
Gross profit 118432.99M 78693.40M 68157.19M 106337.33M 102428.58M
Reconciled depreciation 7063.27M 6734.48M 6416.99M 5663.22M 5772.90M
Ebit -5955.33M 16900.51M 10208.35M 155287.70M 32643.88M
Ebitda -3557.89M 23634.99M 16728.47M 160950.92M 38416.79M
Depreciation and amortization 2397.44M 6734.48M 6520.12M 5663.22M 5772.90M
Operating income -3835.19M 16900.51M 10208.35M 155287.70M 32643.88M
Other operating expenses 346066.15M 232708.81M 244501.88M 38424.26M 34251.38M
Interest expense 190036.04M 144279.15M 156376.05M 131311.25M 55121.32M
Tax provision -2163.04M -641.64M -5315.88M 2992.75M 9471.56M
Interest income 267113.34M 211733.72M 219013.87M 200613.18M 138223.35M
Net interest income 73269.59M 67454.56M 63083.40M 69301.93M 83102.02M
Income tax expense -2843.09M -641.64M -4294.41M 2992.75M 9471.56M
Total revenue 342230.96M 249609.33M 254710.23M 109001.11M 102428.58M
Total operating expenses 122268.18M 61792.88M 57948.84M 38424.26M 34251.38M
Cost of revenue 223797.97M 170915.93M 186553.04M 2663.78M -
Total other income expense net 22326.63M -13909.53M -12833.28M -131077.75M 208.48M
Net income from continuing ops 23924.64M 17542.15M 13392.04M 21217.20M 23380.80M
Net income applicable to common shares 24549.09M 19085.45M 15121.80M 20732.17M 21945.69M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 2330327.22M 2069484.36M 1927523.25M 1799615.68M 1675572.19M
Intangible assets 19134.66M 17018.57M 15533.42M 12257.72M 8862.27M
Other current assets -29414.08M 3568.14M 293039.95M 136876.32M 544352.91M
Total liab 2151378.59M 1900541.87M 1760509.12M 1640874.41M 239149.60M
Total stockholder equity 178415.15M 168409.65M 166330.96M 158265.36M 149776.84M
Deferred long term liab - - - 1285.38M 1159.82M
Other current liab 809325.78M 650892.83M -3691.04M 43152.27M 2059.22M
Common stock 87100.00M 87100.00M 87100.00M 87170.50M 83170.50M
Capital stock 87100.00M 87100.00M 87100.00M 87170.50M 83170.50M
Retained earnings 90573.27M 82022.56M 75964.72M 1244.04M 992.52M
Other liab - - - 411157.03M 337487.71M
Good will 6605.00M 6730.64M 6573.73M 6542.09M 6048.73M
Other assets 120314.91M -33179.76M -690546.39M 605176.68M 544352.91M
Cash 160839.39M 168357.96M 41537.43M 142983.86M 128420.68M
Total current liabilities 1159028.00M 938668.13M 48854.96M 990312.96M 2059.25M
Current deferred revenue - - -369380.43M - 0.03M
Net debt 637549.17M 521172.56M 264931.28M 206242.92M 110520.88M
Short term debt 349702.22M 283049.77M 324289.03M - -
Short long term debt total 798388.56M 689530.52M 359485.41M 349226.77M 238941.56M
Other stockholder equity -98.13M -498.23M -76659.55M -224.38M -666.70M
Property plant equipment 8626.61M 7445.22M - 7876.17M 9023.92M
Total current assets 254848.08M 329518.20M 41537.43M 384338.00M 344445.54M
Long term investments 816359.15M 713539.57M 716484.26M 779330.05M 758349.63M
Net tangible assets - - - 143020.18M 139311.68M
Short term investments 117518.14M 124412.34M 160823.10M 215588.28M 193516.54M
Net receivables 5904.62M 33179.76M 25588.96M 25765.87M 22508.32M
Long term debt 294870.66M 403330.98M 355866.02M 344630.36M 234280.08M
Inventory - - -318628.91M 1236.93M 1208.82M
Accounts payable - - 45091.40M 593422.90M 575889.98M
Accumulated other comprehensive income 840.02M -214.67M 79925.79M 70075.20M 66280.52M
Non currrent assets other 90283.05M 313166.62M -723771.54M -62035.63M -786773.74M
Non current assets total 2074309.67M 1739966.17M 2576532.20M 810100.99M 786773.74M
Capital lease obligations 3247.39M 3149.77M 3619.39M 4596.41M 4661.49M
Long term debt total 294870.66M 199141.69M - 84866.62M 274634.93M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 17357.65M -5013.55M 80300.89M -17778.68M -28238.89M
Change to liabilities - - - 0.00M -11414.72M
Total cashflows from investing activities 59830.22M -5013.55M 83606.23M -17753.49M -30720.24M
Net borrowings 40109.88M 290.49M 14128.49M 40552.93M 10911.52M
Total cash from financing activities 236529.48M 117878.28M -23062.77M 21917.79M -1608.76M
Change to operating activities - - - -197194.61M -131203.70M
Net income 23672.71M 17252.90M 10208.35M 24209.95M 32852.37M
Change in cash -14506.97M 21233.22M 60605.16M 46797.75M -119434.67M
Begin period cash flow 208023.80M 186790.58M 126185.42M 71386.32M 190820.99M
End period cash flow 193516.83M 208023.80M 186790.58M 118184.07M 71386.32M
Total cash from operating activities -310778.33M -91326.29M -177.63M 41766.35M -101995.30M
Depreciation 7063.27M 6734.48M 6520.12M 5663.22M 5772.90M
Other cashflows from investing activities 64852.44M 22695.51M 41322.89M -7295.95M 763.70M
Dividends paid 11834.03M 6542.00M 8927.92M 3656.76M 9914.30M
Sale purchase of stock -222.62M -568.73M 0.00M -224.38M -666.70M
Other cashflows from financing activities 208476.25M 124698.52M -28263.35M 93077.83M 95081.00M
Change to netincome - - - 82796.53M 9437.34M
Capital expenditures 5022.23M 2296.07M 9140.63M 9412.24M 4410.11M
Change in working capital -240615.04M -208202.37M -99715.52M -67677.09M -219294.43M
Other non cash items -100899.26M 92888.70M 82809.42M 79570.27M 78673.86M
Free cash flow -315800.55M -93622.36M -9318.26M 32354.11M -106405.42M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
BBD
Banco Bradesco SA ADR
0.03
1.20%
2.54 9.47 9.94 0.48 1.21 3.71
DBSDY
DBS Group Holdings Ltd ADR
-6.82
3.06%
215.88 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
-
-%
6.66 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
0.02
0.06%
34.57 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
-0.81
0.94%
85.79 11.53 10.27 5.72 1.83 8.22

Profile*

Banco Bradesco SA ADR

Banco Bradesco S.A., together with its subsidiaries, provides various banking products and services in Brazil and internationally. The company operates in two segments, Banking and Insurance. It engages in banking operations, including investment, national, international, and private banking, as well as investment fund management, consortium administration, middle market and corporate activities, and leasing. The company also provides retail banking products, such as demand, savings, and time deposits, as well as mutual funds, foreign exchange services, and various loans and advances comprising overdrafts, credit cards, and loans with repayments in installments; and fund management and treasury services, corporate finance, and hedge and finance operations, which include working capital financing. In addition, it provides insurance products, such as life, pension, health, and non-life, as well as related insurance operations, supplemental pension plans, and capitalization bonds. Further, the company offers cards, consortia, service packages and fees, auctions, debt renegotiation, and accounts; and various services comprising related transactions and inquiries, profile and help, purchases and benefits, and permissions. It serves individuals, corporates, and businesses. The company was incorporated in 1943 and is headquartered in Osasco, Brazil.

Cidade De Deus, S/N, Osasco, SP, Brazil, 06029-900

55 80 0704 8383

71365

Name Title Year Born
Mr. Octavio de Lazari Jr., Junior CEO & Member of Exec. Board 1963
Mr. Carlos Alberto Rodrigues Guilherme Vice Chairman & Sec. 1943
Mr. Oswaldo Tadeu Fernandes Deputy Exec. Director, CFO & Member of Exec. Board 1970
Mr. Cassiano Ricardo Scarpelli Exec. VP Director & Member of Exec. Board 1968
Mr. Moacir Nachbar Jr., Junior Exec. VP Director, Chief Risk Officer & Member of Exec. Board 1965
Mr. Marcelo de Araujo Noronha Exec. VP Director & Member of Exec. Board 1965
Mr. Antonio Jose da Barbara Managing Exec. Director & Member of Exec. Board 1968
Mr. André Rodrigues Cano Exec. VP Director, Chief Risk Officer & Member of Exec. Board 1958
Mr. Jose Ramos Rocha Neto Managing Exec. Director & Member of the Exec. Board: 1968
Mr. Joao Carlos Gomes da Silva Exec. Managing Officer & Member of Board of Exec. Officers 1961

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Support

Hi! How can we help you today?

Loading…