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Home CompaniesBrown & Brown Inc

Brown & Brown Inc

Financial Services Insurance Brokers
PortfolioPortfolio WatchlistWatchlist
Company price
75.6 USD 1.71 ( 2.31%)
Last update at 2026-11-05T15:49:00Z
VOLUME
372153
Market Cap
23471.96M
P/E
21.48

Momentum Score

…

Brown & Brown, Inc. markets and sells insurance products and services in the United States, the United Kingdom, and internationally. It operates through Retail and Specialty Distribution segments. The Retail segment provides property and casualty, employee benefits insurance products, personal insurance products, specialties insurance products, risk management strategies, loss control survey and analysis, consultancy, and claims processing services. This segment also offers non-insurance services and products through automobile and recreational vehicle dealer services businesses. It serves commercial, public and quasi-public entities, professional, and individual customers. The Specialty Distribution segment comprises wholesale brokerage and specialty businesses. This segment offers professional liability and related package insurance products for dentistry, legal, eyecare, insurance, insurance, financial, physicians, real estate title professionals, as well as supplementary insurance products related to weddings, events, medical facilities, and cyber liabilities. This segment also provides public entity-related and specialty programs through a network of independent agents; and program management services for insurance carrier partners. In addition, the company's wholesale brokerage businesses underwrite and place excess and surplus commercial and personal lines insurance through independent agents and brokers. Its programs businesses operate under the Arrowhead Programs' name. Brown & Brown, Inc. was founded in 1939 and is headquartered in Daytona Beach, Florida.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
74.20
Low
75.91
High
52 Week Price Range
63.29
Low
117.16
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Brown & Brown Inc is an insurance brokerage and risk-management firm providing retail and wholesale brokerage, reinsurance brokerage and related services to commercial and personal clients. Long-term growth drivers include diversified fee- and commission-based revenue, an active acquisition strategy that could support scale and cross-selling, and sustained demand for specialty and risk-management solutions. Investors may find the company attractive for its recurring revenue profile and generally predictable cash generation.
Material risks include integration and execution risk from frequent acquisitions, competition from larger global brokers, and sensitivity to insurance-market cycles and regulatory change.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
73.89
Dividend Yield
0.91%
Revenue TTM
5763.00M
Revenue Per Share
18.59
Gross Profit TTM
2828.00M
Debt / Equity
0.63
ROE
11.23%
Net Debt
6839.00M
ROCE
7.69%
Diluted EPS TTM
3.21

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 1371.00M 1303.00M 1146.10M 876.10M 762.80M
Minority interest -13.00M -9.00M 0.00M - -
Net income 1054.00M 993.00M 870.50M 671.80M 587.10M
Selling general administrative 2935.00M 2406.00M 2186.60M 1816.90M 2080.30M
Gross profit 5222.00M 2299.00M 1420.60M 1756.50M 1410.60M
Reconciled depreciation 367.00M 222.00M 203.50M 185.80M 152.90M
Ebit 1668.00M 1504.00M 1276.10M 973.90M 857.50M
Ebitda 2035.00M 1726.00M 1146.10M 1159.70M 1010.40M
Depreciation and amortization 367.00M 222.00M 206.00M 185.80M 152.90M
Operating income 1695.00M 1367.00M 1146.10M 973.90M 857.50M
Other operating expenses 4261.00M 3338.00M 2836.50M 2599.50M 2192.80M
Interest expense 297.00M 201.00M 195.40M 141.20M 65.00M
Tax provision 304.00M 301.00M 238.30M 204.30M 175.70M
Interest income 297.00M 193.00M 190.00M 141.20M 64.98M
Net interest income -306.00M -201.00M -195.40M -141.20M -65.00M
Non recurring - - - - 64.98M
Income tax expense 304.00M 301.00M 275.60M 204.30M 175.70M
Total revenue 5956.00M 4705.00M 4257.10M 3573.40M 3047.50M
Total operating expenses 3527.00M 932.00M 2948.40M 782.60M 555.90M
Cost of revenue 734.00M 2406.00M 2836.50M 1816.90M 1636.90M
Total other income expense net -324.00M -64.00M 8.90M -97.80M -94.70M
Net income from continuing ops 1067.00M 1002.00M 747.00M 671.80M 587.10M
Net income applicable to common shares 1043.00M 981.00M 857.20M 659.10M 587.10M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 29991.00M 17612.00M 14883.00M 13973.50M 9795.40M
Intangible assets 4906.00M 1814.00M 1621.00M 1595.20M 1081.50M
Other current assets 3935.00M 2701.00M 2379.00M 202.30M 175.60M
Total liab 17418.00M 11175.00M 9304.00M 9366.90M 5598.50M
Total stockholder equity 12547.00M 6437.00M 5579.00M 4606.60M 4196.90M
Deferred long term liab - - - 76.00M 386.79M
Other current liab 5343.00M 5012.00M 3343.00M 3647.20M 519.30M
Common stock 36.00M 31.00M 30.00M 30.30M 30.10M
Capital stock 36.00M 31.00M 30.40M 30.30M 30.10M
Retained earnings 6989.00M 6128.00M 5289.00M 4553.00M 4000.70M
Other liab - - - 882.90M 770.70M
Good will 15087.00M 7970.00M 7341.00M 6674.20M 4736.80M
Other assets 29991.00M 366.00M 32.40M 230.90M 206.80M
Cash 1079.00M 675.00M 700.00M 650.00M 887.10M
Cash and equivalents 1079.00M 675.00M 700.30M 650.00M 887.01M
Total current liabilities 8294.00M 6314.00M 4956.00M 4596.60M 2667.40M
Current deferred revenue 1180.00M 657.00M 540.00M 412.30M 514.60M
Net debt 6839.00M 3385.00M 3320.00M 3488.00M 1315.80M
Short term debt 781.00M 272.00M 614.00M 250.60M 42.50M
Short long term debt 719.00M 225.00M 568.70M 250.60M 42.50M
Short long term debt total 7918.00M 4060.00M 4020.00M 4138.00M 2202.90M
Other stockholder equity 5312.00M 370.00M 279.00M 171.70M 175.50M
Property plant equipment 636.00M 519.00M 469.10M 454.80M 409.00M
Total current assets 8614.00M 6924.00M 5130.00M 4996.00M 3330.30M
Long term investments - 19.00M 21.00M 22.40M 31.00M
Net tangible assets - - - -3662.80M -1621.40M
Short term investments - 10.00M 11.00M 12.00M 12.90M
Net receivables 3600.00M 3538.00M 2040.00M 2355.30M 1279.30M
Long term debt 6894.00M 3599.00M 3226.90M 3691.50M 1980.40M
Inventory - - 0.00M 1776.40M 975.40M
Accounts payable 990.00M 373.00M 459.00M 286.50M 1591.00M
Accumulated other comprehensive income 210.00M -109.00M -19.00M -148.40M -9.40M
Common stock total equity - - - - 30.10M
Retained earnings total equity - - - - 4000.68M
Treasury stock - - - - -673.90M
Non currrent assets other 748.00M 366.00M 301.00M -353.10M -179.99M
Non current assets total 21377.00M 10688.00M 9753.00M 8977.50M 6465.10M
Capital lease obligations 305.00M 236.00M 224.00M 195.90M 180.00M
Long term debt total 6894.00M 3599.00M 3226.90M 3691.50M 1980.44M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -898.00M -193.30M -1912.70M -0.20M
Change to liabilities - - - 144.40M 199.50M
Total cashflows from investing activities -7914.00M -898.00M -587.00M -1912.60M -396.70M
Net borrowings 3817.00M 30.00M -151.00M 1938.70M -73.10M
Total cash from financing activities 7713.00M -64.00M -186.70M 1725.40M -349.30M
Change to operating activities - - - 668.50M -9.40M
Net income 1067.00M 1002.00M 870.50M 671.80M 587.10M
Change in cash 1313.00M 199.00M 269.70M 562.90M 198.40M
Begin period cash flow 2502.00M 2303.00M 2033.20M 1470.30M 1271.90M
End period cash flow 3815.00M 2502.00M 2302.90M 2033.20M 1470.30M
Total cash from operating activities 1450.00M 1174.00M 1009.50M 881.40M 948.00M
Issuance of capital stock 4315.00M 0.00M 0.00M - -
Depreciation 367.00M 222.00M 206.00M 185.80M 152.90M
Other cashflows from investing activities -1.00M -82.00M -518.10M -1860.00M 1.40M
Dividends paid 194.00M 154.00M 134.90M 119.50M 107.20M
Change to inventory - - - - -9.40M
Change to account receivables 1261.00M -1496.00M 705.20M -828.80M -92.40M
Sale purchase of stock -100.00M -55.00M -40.00M -122.90M -132.40M
Other cashflows from financing activities -137.00M 115.00M -91.60M 2341.50M -70.60M
Change to netincome - - - 35.90M 107.30M
Capital expenditures 68.00M 82.00M 58.60M 52.60M 45.00M
Change receivables - - - - -34.24M
Cash flows other operating - - - - 132.55M
Cash and cash equivalents changes - - - - 201.91M
Change in working capital -47.00M -105.00M 292.20M -15.90M 97.70M
Stock based compensation 93.00M 101.00M 89.40M 66.10M 61.00M
Other non cash items -23.00M -59.00M -168.90M -69.20M 15.70M
Free cash flow 1382.00M 1092.00M 1009.50M 828.80M 903.00M

Peer Comparison*

Sector: Financial Services Industry: Insurance Brokers

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
BRO
Brown & Brown Inc		 1.71
2.31%		 75.60 21.48 15.20 4.07 1.87 5.25 14.80
MRSH
Marsh & McLennan Companies, Inc.		 1.99
0.95%		 212.37 22.03 15.87 3.07 5.67 3.82 14.80
AON
Aon PLC		 2.57
0.75%		 347.24 19.50 17.61 4.19 7.68 4.95 13.01
AJG
Arthur J Gallagher & Co		 5.03
1.74%		 293.40 41.13 17.09 4.21 2.74 4.93 19.58
WTW
Willis Towers Watson PLC		 5.52
1.64%		 342.89 19.92 14.56 2.96 3.91 3.52 13.08

Profile*

Brown & Brown Inc

Brown & Brown, Inc. markets and sells insurance products and services in the United States, the United Kingdom, and internationally. It operates through Retail and Specialty Distribution segments. The Retail segment provides property and casualty, employee benefits insurance products, personal insurance products, specialties insurance products, risk management strategies, loss control survey and analysis, consultancy, and claims processing services. This segment also offers non-insurance services and products through automobile and recreational vehicle dealer services businesses. It serves commercial, public and quasi-public entities, professional, and individual customers. The Specialty Distribution segment comprises wholesale brokerage and specialty businesses. This segment offers professional liability and related package insurance products for dentistry, legal, eyecare, insurance, insurance, financial, physicians, real estate title professionals, as well as supplementary insurance products related to weddings, events, medical facilities, and cyber liabilities. This segment also provides public entity-related and specialty programs through a network of independent agents; and program management services for insurance carrier partners. In addition, the company's wholesale brokerage businesses underwrite and place excess and surplus commercial and personal lines insurance through independent agents and brokers. Its programs businesses operate under the Arrowhead Programs' name. Brown & Brown, Inc. was founded in 1939 and is headquartered in Daytona Beach, Florida.

300 North Beach Street, Daytona Beach, FL, United States, 32114

386 252 9601

https://www.bbrown.com

22888

Name Title Year Born
Mr. J. Powell Brown C.P.C.U., CPCU CEO, Pres & Director 1968
Mr. R. Andrew Watts Exec. VP, CFO & Treasurer 1969
Mr. J. Scott Penny C.I.C., CIC Exec. VP & Chief Acquisitions Officer 1967
Mr. Chris L. Walker Exec. VP & Pres of National Programs Segment 1958
Mr. P. Barrett Brown Exec. VP & Pres of Retail Segment 1973
Mr. Kiet Tran Chief Technology Officer NA
Mr. Kenneth Gray Nester II Exec. VP & Chief Information Officer 1976
Mr. Robert W. Lloyd C.I.C., C.P.C.U., ESQ., CIC Exec. VP, Gen. Counsel & Corp. Sec. 1965
Jenny Goco Director of Communications NA
Ms. Julie L. Turpin Exec. VP & Chief People Officer 1971

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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