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Shift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally. The company offers payments platform, which provides omni channel card acceptance; and processing solutions across multiple payment types, including credit, debit, contactless card, Europay, MasterCard and Visa, QR Pay, and mobile wallets, as well as alternative payment methods, such as Apple Pay, Google Pay, Alipay, and WeChat Pay. It provides technology solutions, such as SkyTab POS, which provides purpose-built POS workstations; SkyTab Mobile, which provides pay-at-the-table, order-at-the-table, delivery, customer feedback, and email marketing solutions; SkyTab Venue, which provides mobile ordering, countertop POS, self-service kiosk, and digital wallet solutions; Lighthouse, a cloud-based suite of business intelligence tools that includes customer engagement, social media management, online reputation management, scheduling and product pricing, as well as extensive reporting and analytics; The Giving Block, a cryptocurrency donation marketplace; Shift4Shop, an ecommerce platform that creates a webstore and tools to manage product catalog, order fulfillment and inventory management, search engine optimization, and secure hosting; and Marketplace that enables integrations into third-party applications, as well as loyalty and inventory management. In addition, the company offers merchant operations and support services, including underwriting, onboarding, and activation; training; risk management; and support. It also provides software partner operations and support services, including software integrations and compliance management; partner support; and partner services. The company distributes its products through independent software vendors, internal sales and support network, enterprises, and value-added resellers. The company was founded in 1999 and is headquartered in Center Valley, Pennsylvania.
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Shift4 Payments is a merchant acquirer and payment technology provider offering integrated point-of-sale, payment gateway and e-commerce solutions to restaurants, hospitality, retail and other merchants. The company may benefit from secular growth in cashless and omni‑channel commerce, expansion of value‑added software services, and scale advantages from a growing merchant base that could support revenue and margins.
Key risks include intense competition from larger payments and fintech firms, sensitivity of revenue to consumer spending, transaction volumes, and operational, cybersecurity and regulatory pressures that could compress margins or raise compliance costs.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 195.00M | -1.60M | 119.50M | 86.90M | -77.10M |
| Minority interest | -28.00M | -64.90M | -40.50M | 11.60M | 25.80M |
| Net income | 119.00M | 229.60M | 86.20M | 75.10M | -74.00M |
| Selling general administrative | 769.00M | 500.90M | 362.40M | 300.70M | 236.30M |
| Selling and marketing expenses | 32.00M | 21.70M | 15.10M | 14.90M | 28.90M |
| Gross profit | 1428.00M | 973.10M | 687.80M | 470.20M | 278.40M |
| Reconciled depreciation | 432.00M | 296.60M | 200.20M | 149.10M | 104.40M |
| Ebit | 385.00M | 60.20M | 151.60M | 67.70M | -48.70M |
| Ebitda | 817.00M | 356.80M | 366.20M | 216.80M | 55.70M |
| Depreciation and amortization | 432.00M | 296.60M | 214.60M | 149.10M | 104.40M |
| Operating income | 351.00M | 247.00M | 114.80M | 67.70M | -48.70M |
| Other operating expenses | 3829.00M | 3083.60M | 2450.00M | 1935.50M | 1416.50M |
| Interest expense | 190.00M | 61.80M | 32.10M | 32.50M | 28.00M |
| Tax provision | 48.00M | -296.10M | -1.80M | 0.20M | -3.10M |
| Interest income | 59.00M | 33.70M | 31.90M | 6.60M | 28.00M |
| Net interest income | -131.00M | -28.10M | -0.10M | -32.50M | -28.00M |
| Income tax expense | 48.00M | -296.10M | -3.40M | 0.20M | -3.10M |
| Total revenue | 4180.00M | 3330.60M | 2564.80M | 1993.60M | 1367.50M |
| Total operating expenses | 1077.00M | 726.10M | 573.00M | 412.10M | 327.40M |
| Cost of revenue | 2752.00M | 2357.50M | 1877.00M | 1523.40M | 1089.10M |
| Total other income expense net | -156.00M | -248.60M | 4.70M | 19.20M | -28.40M |
| Net income from continuing ops | 147.00M | 294.50M | 142.20M | 86.70M | -74.00M |
| Net income applicable to common shares | 79.00M | 227.20M | 86.20M | 75.10M | -48.20M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 8713.00M | 5041.40M | 3387.80M | 2554.00M | 2342.60M |
| Intangible assets | 2921.00M | 915.60M | 548.80M | 306.80M | 188.50M |
| Other current assets | 475.00M | 340.90M | 438.10M | 3.00M | 0.30M |
| Total liab | 6756.00M | 4023.70M | 2519.40M | 2073.40M | 1942.90M |
| Total stockholder equity | 1442.00M | 806.60M | 868.40M | 347.30M | 272.80M |
| Deferred long term liab | - | - | - | 36.10M | 35.10M |
| Other current liab | 608.00M | 418.10M | 471.40M | 80.00M | 42.90M |
| Common stock | 0.01M | 0.01M | 0.01M | -185.90M | 0.01M |
| Capital stock | 973.00M | 0.00M | 0.00M | 0.00M | 0.00M |
| Retained earnings | -467.00M | -228.20M | -346.70M | -363.60M | -325.30M |
| Other liab | - | - | - | 45.10M | 2.70M |
| Good will | 2704.00M | 1455.60M | 1111.30M | 735.00M | 537.70M |
| Other assets | 476.00M | 465.30M | 56.40M | 10.90M | 37.00M |
| Cash | 964.00M | 1211.90M | 455.00M | 776.50M | 1231.50M |
| Total current liabilities | 1314.00M | 1379.80M | 704.40M | 268.30M | 183.80M |
| Current deferred revenue | - | 15.50M | 20.60M | 16.30M | 15.00M |
| Net debt | 3652.00M | 1669.40M | 1321.80M | 988.80M | 529.70M |
| Short term debt | 27.00M | 697.90M | 7.80M | 5.30M | 4.80M |
| Short long term debt | 10.00M | 686.90M | - | - | - |
| Short long term debt total | 4616.00M | 2881.30M | 1776.80M | 1765.30M | 1761.20M |
| Other stockholder equity | 889.00M | 1063.00M | 985.90M | 702.60M | 598.10M |
| Property plant equipment | 342.00M | 229.20M | 174.50M | 122.50M | 95.30M |
| Total current assets | 2181.00M | 1910.40M | 1153.30M | 991.70M | 1453.60M |
| Long term investments | - | - | 62.20M | 47.10M | 30.50M |
| Net tangible assets | - | - | - | -998.40M | -453.40M |
| Net receivables | 742.00M | 348.70M | 256.80M | 196.90M | 208.20M |
| Long term debt | 4536.00M | 2154.10M | 1750.20M | 1741.90M | 1738.50M |
| Inventory | - | 8.90M | 3.40M | 4.80M | 3.50M |
| Accounts payable | 679.00M | 248.30M | 204.60M | 166.70M | 121.10M |
| Accumulated other comprehensive income | 47.00M | -28.20M | 14.10M | 8.30M | - |
| Non currrent assets other | 565.00M | 131.30M | 460.80M | 350.90M | 37.00M |
| Non current assets total | 6532.00M | 3131.00M | 2234.50M | 1562.30M | 889.00M |
| Capital lease obligations | 70.00M | 40.30M | 26.60M | 23.40M | 22.70M |
| Long term debt total | 4536.00M | 2154.10M | 1750.20M | 1741.90M | 1738.50M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | 0.00M | -691.10M | -184.90M | -516.80M | -30.50M |
| Change to liabilities | - | - | - | 35.10M | 57.20M |
| Total cashflows from investing activities | -2998.00M | -691.10M | -301.90M | -516.80M | -196.70M |
| Net borrowings | 1705.00M | 1173.20M | 0.00M | - | 631.60M |
| Total cash from financing activities | 2055.00M | 929.20M | -152.20M | -214.60M | 471.20M |
| Change to operating activities | - | - | - | -18.90M | 4.20M |
| Net income | 119.00M | 294.50M | 86.20M | 86.70M | -74.00M |
| Change in cash | -253.60M | 716.80M | -54.70M | -455.00M | 303.70M |
| Begin period cash flow | 1438.60M | 721.80M | 776.50M | 1231.50M | 927.80M |
| End period cash flow | 1185.00M | 1438.60M | 721.80M | 776.50M | 1231.50M |
| Total cash from operating activities | 634.00M | 500.30M | 388.30M | 275.40M | 29.20M |
| Issuance of capital stock | 1088.00M | 0.00M | 0.00M | 0.00M | 0.00M |
| Depreciation | 447.00M | 296.60M | 214.60M | 149.10M | 104.40M |
| Other cashflows from investing activities | -118.00M | -154.50M | -55.60M | -412.30M | -95.40M |
| Dividends paid | 30.00M | 0.00M | 0.00M | 0.00M | 0.00M |
| Change to inventory | - | 8.30M | 7.20M | 2.80M | 1.80M |
| Change to account receivables | 5.00M | -75.00M | -52.70M | 4.10M | -120.70M |
| Sale purchase of stock | -487.00M | -145.90M | -105.40M | -185.90M | -19.50M |
| Other cashflows from financing activities | 867.00M | -98.10M | -46.80M | -28.70M | 491.60M |
| Change to netincome | - | - | - | 20.00M | 50.70M |
| Capital expenditures | 135.00M | 189.70M | 137.60M | 380.00M | 85.50M |
| Change in working capital | -71.00M | -75.90M | -52.90M | 23.10M | -57.80M |
| Stock based compensation | 82.00M | 65.50M | 57.40M | 49.60M | 40.80M |
| Other non cash items | 139.00M | 241.60M | 91.10M | -31.00M | 18.30M |
| Free cash flow | 499.00M | 310.60M | 250.70M | -104.60M | -56.30M |
Sector: Technology Industry: Software - Infrastructure
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
Enterprise Value
to EBITDA (x) |
|---|---|---|---|---|---|---|---|---|
| FOUR Shift4 Payments Inc |
1.05 2.39% |
45.01 | 45.01 | 8.71 | 1.19 | 8.54 | 2.06 | 10.56 |
| MSFT Microsoft Corporation |
14.57 2.75% |
545.18 | 37.32 | 29.94 | 13.03 | 12.45 | 13.06 | 24.59 |
| ORCL Oracle Corporation |
3.50 3.01% |
119.60 | 21.96 | 17.89 | 5.91 | 7.08 | 7.82 | 14.89 |
| CRWD Crowdstrike Holdings Inc |
9.10 4.20% |
226.00 | 4849.80 | 188.68 | 46.01 | 47.24 | 43.89 | 559.34 |
| FTNT Fortinet Inc |
3.77 3.17% |
122.61 | 60.27 | 43.86 | 16.80 | 80.50 | 16.11 | 43.33 |
Shift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally. The company offers payments platform, which provides omni channel card acceptance; and processing solutions across multiple payment types, including credit, debit, contactless card, Europay, MasterCard and Visa, QR Pay, and mobile wallets, as well as alternative payment methods, such as Apple Pay, Google Pay, Alipay, and WeChat Pay. It provides technology solutions, such as SkyTab POS, which provides purpose-built POS workstations; SkyTab Mobile, which provides pay-at-the-table, order-at-the-table, delivery, customer feedback, and email marketing solutions; SkyTab Venue, which provides mobile ordering, countertop POS, self-service kiosk, and digital wallet solutions; Lighthouse, a cloud-based suite of business intelligence tools that includes customer engagement, social media management, online reputation management, scheduling and product pricing, as well as extensive reporting and analytics; The Giving Block, a cryptocurrency donation marketplace; Shift4Shop, an ecommerce platform that creates a webstore and tools to manage product catalog, order fulfillment and inventory management, search engine optimization, and secure hosting; and Marketplace that enables integrations into third-party applications, as well as loyalty and inventory management. In addition, the company offers merchant operations and support services, including underwriting, onboarding, and activation; training; risk management; and support. It also provides software partner operations and support services, including software integrations and compliance management; partner support; and partner services. The company distributes its products through independent software vendors, internal sales and support network, enterprises, and value-added resellers. The company was founded in 1999 and is headquartered in Center Valley, Pennsylvania.
3501 Corporate Parkway, Center Valley, PA, United States, 18034
888 276 2108
6300
| Name | Title | Year Born |
|---|---|---|
| Mr. Jared Isaacman | Founder, CEO & Chairman | 1983 |
| Mr. David Taylor Lauber | Pres & Chief Strategy Officer | 1984 |
| Ms. Nancy J. Disman | Chief Financial Officer | 1971 |
| Mr. Jordan Frankel | Sec., Gen. Counsel and Exec. VP of Legal, HR & Compliance | 1983 |
| Mr. Doug Demko | Chief Operating Officer | NA |
| Ms. Gail Miller | Chief Accounting Officer | NA |
| Mr. Michael Paul Russo | Chief Technology Officer | NA |
| Mr. Thomas Craig McCrohan | Exec. VP of Strategy and Investor Relations | NA |
| Mr. Kevin J. Cronic | Chief System Architect | NA |
| Mr. Steven M. Sommers | Chief Application Architect | NA |
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