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Home CompaniesItau Unibanco Banco Holding SA

Itau Unibanco Banco Holding SA

Financial Services Banks - Regional
PortfolioPortfolio WatchlistWatchlist
Company price
7.39 USD 0.00(0%)
Last update at 2026-11-06T21:00:00Z
VOLUME
31531479
Market Cap
91040.67M
P/E
10.07

Momentum Score

…

Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial banking services; real estate lending and financing services; economic, financial and brokerage advisory; and leasing and foreign exchange services. The company also provides non-life insurance products covering loss, damage, or liability for objects or people, as well as life insurance products covering death and personal accidents. It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and small companies, as well as middle-market companies and high net worth institutional clients. The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009. The company was incorporated in 1924 and is headquartered in São Paulo, Brazil. Itaú Unibanco Holding S.A. is a subsidiary of IUPAR - Itaú Unibanco Participações S.A.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
7.32
Low
7.49
High
52 Week Price Range
6.05
Low
9.47
High

Momentum Score

…
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Itaú Unibanco is one of Brazil's largest private banks providing retail, corporate and investment banking, insurance, asset management and payments across Brazil and other Latin American markets. Its long-term growth may be supported by scale, rising digital adoption and expansion of fee-based services, and investors may find it attractive for a diversified revenue mix and an operational focus on efficiency.
Key risks include Brazilian macroeconomic and political volatility, credit-cycle and interest-rate sensitivity, currency and regulatory shifts, and competition from fintechs that could pressure margins and asset quality.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
7.39
Dividend Yield
35.91%
Revenue TTM
143713.99M
Revenue Per Share
13.02
Gross Profit TTM
143713.99M
Debt / Equity
4.95
ROE
21.48%
Net Debt
741985.57M
ROCE
2.02%
Diluted EPS TTM
0.82

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 50250.00M 47556.00M 39700.00M 37533.00M 42231.00M
Minority interest -992.00M -1043.00M -870.00M -1035.00M -1624.00M
Net income 44857.00M 41085.00M 33105.00M 29702.00M 26760.00M
Selling general administrative 56325.00M 53732.00M 49934.00M 49961.00M 45925.00M
Selling and marketing expenses 1740.00M 1976.00M 1996.00M 2003.00M 1389.00M
Gross profit 132626.00M 129100.00M 116817.00M 53767.00M 121833.00M
Reconciled depreciation 7386.00M 6440.00M 5437.00M 4796.00M 4233.00M
Ebit 50250.00M 47556.00M 39700.00M 175013.00M 40607.00M
Ebitda 57636.00M 53996.00M 45352.00M 179809.00M 44840.00M
Depreciation and amortization 7386.00M 6440.00M 5652.00M 4796.00M 4233.00M
Operating income 50250.00M 47556.00M 39700.00M 175013.00M 40607.00M
Other operating expenses 334331.00M 278290.00M 266930.00M 84833.00M 81226.00M
Interest expense 219338.00M 167278.00M 158250.00M 138515.00M 69305.00M
Tax provision 4401.00M 5428.00M 5525.00M 6796.00M 13847.00M
Interest income 254790.00M 242258.00M 225971.00M 190273.00M 129253.00M
Net interest income 35452.00M 74980.00M 44308.00M 51758.00M 59948.00M
Income tax expense 4401.00M 5428.00M 5823.00M 6796.00M 13847.00M
Total revenue 384581.00M 325846.00M 306630.00M 138600.00M 121833.00M
Total operating expenses 82376.00M 81544.00M 77117.00M 121246.00M -81226.00M
Cost of revenue 251955.00M 196746.00M 189813.00M 84833.00M -
Total other income expense net 2909.70M -8767.00M -11810.00M -137480.00M 1624.00M
Net income from continuing ops 45849.00M 42128.00M 32989.00M 30737.00M 28384.00M
Net income applicable to common shares - - - 29702.00M 26760.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 3076548.27M 2854475.00M 2543100.00M 2323440.00M 2069206.00M
Intangible assets 15746.09M 15648.00M 15529.00M 15564.00M 13288.00M
Other current assets -227204.59M 8503.00M 7714.00M 143748.00M 1032499.00M
Total liab 2861580.20M 2633191.00M 2344050.00M 2146097.00M 1904730.00M
Total stockholder equity 204398.37M 211090.00M 190177.00M 167953.00M 152864.00M
Other current liab 370164.14M 1062781.00M 958172.00M -148308.00M -104809.00M
Common stock 136841.29M 90729.00M 90729.00M 90729.00M 90729.00M
Capital stock 136910.00M 90729.00M 90729.00M 90729.00M 90729.00M
Retained earnings - 121428.00M 104465.00M 86892.00M 66161.00M
Other liab - - - 275843.00M 255768.00M
Good will 8340.81M 8349.00M 7835.00M 7550.00M 7822.00M
Other assets 2338977.60M - -894310.00M 2294004.00M 1032499.00M
Cash 270614.00M 263756.00M 228412.00M 210721.00M 219046.00M
Total current liabilities 585762.89M 1697879.00M 1517232.00M 148308.00M 104809.00M
Current deferred revenue - - 1316.00M - -
Net debt 741985.57M 641871.00M 586208.00M 217241.00M 102173.00M
Short term debt 585762.89M 623958.00M 549810.00M 148308.00M 104809.00M
Short long term debt 211219.00M 235171.00M 187024.00M 148308.00M 104809.00M
Short long term debt total 1012599.57M 905627.00M 814620.00M 427962.00M 321219.00M
Other stockholder equity 2861.56M -909.00M -11.00M -71.00M -528.00M
Property plant equipment - - - 11630.00M 12009.00M
Total current assets 204316.41M 746180.00M 719655.00M 7049.00M 390965.00M
Long term investments 1092007.00M 1004514.00M 894310.00M 709468.00M 612623.00M
Net tangible assets - - - 144839.00M 131754.00M
Short term investments 156510.00M 373675.00M 387015.00M 121052.00M 105622.00M
Net receivables 4397.00M 100246.00M 96514.00M 78381.00M 66297.00M
Long term debt 349202.00M 277988.00M 261508.00M 275725.00M 211086.00M
Inventory - - -137097.00M - -
Accounts payable - - 30760.00M 871438.00M 850372.00M
Accumulated other comprehensive income 64695.52M 121270.00M 99459.00M 77295.00M 62663.00M
Non currrent assets other 667465.13M 20185.00M 22447.00M -721825.00M -645742.00M
Non current assets total 2872231.85M 2108295.00M 1823445.00M 22387.00M 645742.00M
Capital lease obligations 3275.00M 3681.00M 3302.00M 3929.00M 5324.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 25943.00M 6968.00M -67090.00M -73603.00M 3983.00M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -210163.01M 6968.00M -31230.00M -73603.00M -4841.00M
Net borrowings -1463.00M 341.00M -10811.00M -22204.00M -24159.00M
Total cash from financing activities 88595.82M 81691.00M -22448.00M -31714.00M -31460.00M
Change to operating activities - - - 46987.00M -91875.00M
Net income 43975.86M 42128.00M 33877.00M 30737.00M 28384.00M
Change in cash 1395.00M 743.00M 12286.00M 370.00M 3864.00M
Begin period cash flow 117286.00M 116543.00M 104257.00M 103887.00M 105823.00M
End period cash flow 114890.00M 117286.00M 116543.00M 104257.00M 109687.00M
Total cash from operating activities 129382.59M -96320.00M 77493.00M 129966.00M 60106.00M
Issuance of capital stock 947.00M 772.00M 666.00M 453.00M 510.00M
Depreciation 7386.00M 6440.00M 5652.00M 4796.00M 4233.00M
Other cashflows from investing activities -89805.59M 8936.00M -4466.00M - -10.00M
Dividends paid 47350.25M 21314.00M 10348.00M 6706.00M 6267.00M
Change to account receivables - - -2819.00M - -
Sale purchase of stock -3024.40M -1775.00M -689.00M - 8229.00M
Other cashflows from financing activities 94556.39M 103667.00M -1289.00M -2253.00M -1544.00M
Change to netincome - - - 53768.00M 62305.00M
Capital expenditures 1152.90M 1833.00M 9191.00M 8495.00M 9081.00M
Change in working capital 51745.19M -77622.00M -6065.00M 47574.00M -27307.00M
Stock based compensation 178.00M 818.00M 200.00M 234.00M -20.00M
Other non cash items 33661.53M -68084.00M 41699.00M 43168.00M 44792.00M
Free cash flow 128229.69M -98153.00M 68302.00M 121471.00M 51025.00M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
ITUB
Itau Unibanco Banco Holding SA		 -
-%		 7.39 10.07 9.03 0.63 2.13 4.72
DBSDY
DBS Group Holdings Ltd ADR		 -6.82
3.06%		 215.88 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H		 -
-%		 6.66 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd		 0.02
0.06%		 34.57 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA		 -0.81
0.94%		 85.79 11.53 10.27 5.72 1.83 8.22

Profile*

Itau Unibanco Banco Holding SA

Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial banking services; real estate lending and financing services; economic, financial and brokerage advisory; and leasing and foreign exchange services. The company also provides non-life insurance products covering loss, damage, or liability for objects or people, as well as life insurance products covering death and personal accidents. It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and small companies, as well as middle-market companies and high net worth institutional clients. The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009. The company was incorporated in 1924 and is headquartered in São Paulo, Brazil. Itaú Unibanco Holding S.A. is a subsidiary of IUPAR - Itaú Unibanco Participações S.A.

PraCa Alfredo Egydio de Souza Aranha, São Paulo, SP, Brazil, 04344-902

55 11 2794 3547

https://www.itau.com.br

93554

Name Title Year Born
Mr. Milton Maluhy Filho CEO & Member of Exec. Board 1976
Mr. Alexsandro Broedel Lopes CFO & Member of Exec. Board 1974
Mr. Matias Granata Chief Risk Officer & Member of Exec. Board 1975
Ms. Leila Cristiane Barboza Braga de Melo Member of Exec. Board 1971
Mr. Carlos Fernando Rossi Constantini Member of Exec. Board NA
Mr. Andre Sapoznik Exec. VP of IT & Operations, Member of Exec. Board & Head of New Payments Unit 1972
Mr. Pedro Paulo Giubbina Lorenzini Exec. Officer & Member of Exec. Board 1968
Mr. Alexandre Grossmann Zancani Member of Exec. Board 1977
Mr. André Luís Teixeira Rodrigues Member of Exec. Board NA
Mr. Flávio Augusto Aguiar de Souza Member of Exec. Board NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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