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Truist Financial Corp

Company price
50.725 USD 1.34 ( 2.72%)
Last update at 2026-11-09T17:48:00Z
VOLUME
1972759
Market Cap
61643.26M
P/E
11.52

Momentum Score

…

Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; credit card lending; home equity and mortgage lending; other direct retail lending; home mortgage lending; Investment brokerage services; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; and small business lending. In addition, it offers asset-based lending, commercial deposit and treasury services; commercial lending; floor plan lending; derivatives; institutional trust services; insurance premium finance; international banking; investment banking and capital markets services; leasing; merchant services; mortgage warehouse lending; real estate lending; supply chain financing; and wealth management/private banking. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

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Day Price Range
49.84
Low
50.73
High
52 Week Price Range
39.10
Low
54.52
High

Momentum Score

…
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Truist Financial Corporation is a U.S. bank holding company offering commercial and consumer banking, mortgage lending, wealth management, insurance and capital markets services. Long-term growth may be supported by net interest margin expansion, cross-selling of wealth and insurance products, digital investments and scale-driven efficiency, which could appeal to investors seeking diversified regional-bank exposure.
Material risks include sensitivity of earnings and asset quality to economic cycles and interest-rate movements, competitive pressure from larger banks and fintech, and regulatory or operational setbacks that could raise costs or capital needs.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
49.38
Dividend Yield
4.15%
Revenue TTM
19028.00M
Revenue Per Share
15.16
Gross Profit TTM
19028.00M
Debt / Equity
1.07
ROE
9.06%
Net Debt
33425.00M
ROCE
5.32%
Diluted EPS TTM
4.38

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 6349.00M -601.00M -765.00M 7669.00M 7993.00M
Minority interest 0.00M -22.00M -44.00M -7.00M 3.00M
Net income 5307.00M 4818.00M -1091.00M 6260.00M 6440.00M
Selling general administrative 7706.00M 6506.00M 6516.00M 8467.00M 8632.00M
Selling and marketing expenses 299.00M 268.00M 260.00M 352.00M 294.00M
Gross profit 18937.00M 11408.00M 17913.00M 23035.00M 22259.00M
Reconciled depreciation 837.00M 979.00M 1215.00M 767.00M 764.00M
Ebit 6349.00M -601.00M -765.00M 9983.00M 7996.00M
Ebitda 7053.00M 378.00M 450.00M 10750.00M 8760.00M
Depreciation and amortization 704.00M 979.00M 1215.00M 767.00M 764.00M
Operating income 6349.00M -601.00M -765.00M 9983.00M 7996.00M
Other operating expenses 24089.00M 24854.00M 30715.00M 1763.00M -14263.00M
Interest expense 10119.00M 10975.00M 9928.00M 2321.00M 768.00M
Tax provision 1042.00M -556.00M 862.00M 1402.00M 1556.00M
Interest income 24542.00M 25066.00M 24456.00M 16637.00M 13774.00M
Net interest income 14423.00M 14091.00M 14600.00M 14316.00M 13006.00M
Extraordinary items 0.00M 4863.00M 412.00M - -
Income tax expense 1042.00M -556.00M 738.00M 1402.00M 1556.00M
Total revenue 30438.00M 24253.00M 29950.00M 23035.00M 22259.00M
Total operating expenses 12588.00M 12009.00M 18678.00M 1763.00M -14263.00M
Cost of revenue 11501.00M 12845.00M 12037.00M - -
Total other income expense net - -120.00M -185.00M -2314.00M -3.00M
Net income from continuing ops 5307.00M -45.00M -1047.00M 6267.00M 6437.00M
Net income applicable to common shares 4974.00M 4469.00M -1452.00M 5927.00M 6033.00M
Preferred stock and other adjustments - - - - 407.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 547538.00M 531176.00M 535349.00M 555255.00M 541241.00M
Intangible assets 1256.00M 5258.00M 5287.00M 7430.00M 6041.00M
Earning assets - - - - 183090.00M
Other current assets - 1061.00M 1083.00M -71801.00M 160065.00M
Total liab 482349.00M 467497.00M 476096.00M 494718.00M 471970.00M
Total stockholder equity 65189.00M 63679.00M 59101.00M 60514.00M 69271.00M
Other current liab 400398.00M 390524.00M 395865.00M 13601.00M -5292.00M
Common stock 6312.00M 6580.00M 6669.00M 6634.00M 6639.00M
Capital stock 11228.00M 12487.00M 13342.00M 13307.00M 13312.00M
Retained earnings 26067.00M 23777.00M 22088.00M 26264.00M 22998.00M
Other liab - - - 10082.00M 14277.00M
Good will 17125.00M 17125.00M 17156.00M 27013.00M 26098.00M
Other assets 7920.00M 449586.00M 6563.00M 499544.00M 162600.00M
Cash 36377.00M 39768.00M 30230.00M 21421.00M 20295.00M
Total current liabilities 428237.00M 417833.00M 419068.00M 23422.00M 5292.00M
Current deferred revenue - - - -13601.00M -
Net debt 33425.00M 22497.00M 31891.00M 45204.00M 20910.00M
Short term debt 27839.00M 27309.00M 23203.00M 23422.00M 5292.00M
Short long term debt 22342.00M 17634.00M 20776.00M 23422.00M 5292.00M
Short long term debt total 69802.00M 62265.00M 62121.00M 66625.00M 41205.00M
Other stockholder equity 33663.00M 35628.00M 36177.00M 34544.00M 34565.00M
Property plant equipment 3172.00M 4240.00M 4439.00M 3605.00M 3700.00M
Total current assets 370815.00M 58660.00M 109659.00M 21421.00M 183762.00M
Long term investments 115850.00M 121533.00M 124590.00M 134419.00M 159040.00M
Net tangible assets - - - 23156.00M 33092.00M
Short term investments 8990.00M 4555.00M 67366.00M 71801.00M 153123.00M
Net receivables 325448.00M 13276.00M 10980.00M 11772.00M 10344.00M
Long term debt 41963.00M 34956.00M 38918.00M 43203.00M 35913.00M
Inventory - - -7894.00M -11772.00M 51.00M
Accounts payable - - - 413495.00M 416488.00M
Accumulated other comprehensive income -5769.00M -8213.00M -12506.00M -13601.00M -1604.00M
Common stock total equity - - - - 6639.00M
Preferred stock total equity - - 6673.00M - 6673.00M
Retained earnings total equity - - - - 22998.00M
Non currrent assets other 42942.00M 23496.00M 21377.00M -124576.00M 1604.00M
Non current assets total 176723.00M 472516.00M 425690.00M 34290.00M 194879.00M
Long term debt total 41963.00M 32556.00M 34717.00M 43203.00M 35913.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 8449.00M 18598.00M 22858.00M -29972.00M -29039.00M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -17763.00M 18598.00M 22858.00M -29972.00M -32056.00M
Net borrowings 5326.00M 361.00M -2678.00M 26540.00M -4031.00M
Total cash from financing activities 8633.00M -11638.00M -22266.00M 20017.00M 25591.00M
Change to operating activities - - - 1631.00M -90.00M
Net income 5307.00M 4840.00M -1047.00M 6267.00M 6437.00M
Change in cash -3391.00M 9124.00M 9223.00M 1126.00M 1427.00M
Begin period cash flow 39768.00M 30644.00M 21421.00M 20295.00M 18868.00M
End period cash flow 36377.00M 39768.00M 30644.00M 21421.00M 20295.00M
Total cash from operating activities 5739.00M 2164.00M 8631.00M 11081.00M 7892.00M
Issuance of capital stock - - - 0.00M 0.00M
Depreciation 837.00M 979.00M 1215.00M 1366.00M 1384.00M
Other cashflows from investing activities -26212.00M 4841.00M 13141.00M -29408.00M -2575.00M
Dividends paid 2996.00M 3135.00M 3131.00M -2989.00M -2852.00M
Sale purchase of stock -2500.00M -1750.00M -250.00M -250.00M -3031.00M
Other cashflows from financing activities 8803.00M -7114.00M -16457.00M 30553.00M 82.00M
Change to netincome - - - -1530.00M 1572.00M
Capital expenditures 0.00M 0.00M 17.00M 564.00M 442.00M
Cash flows other operating - - - - -1501.00M
Cash and cash equivalents changes - - - - 1427.00M
Change in working capital -2850.00M -8154.00M 271.00M 4985.00M 655.00M
Stock based compensation - - 320.00M - -
Other non cash items 2445.00M 4499.00M 8192.00M -1537.00M -584.00M
Free cash flow 5739.00M 2164.00M 8631.00M 10517.00M 7450.00M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
TFC
Truist Financial Corp
1.34
2.72%
50.73 11.52 9.98 3.24 1.04 6.55
DBSDY
DBS Group Holdings Ltd ADR
3.79
1.76%
219.67 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
0.03
0.45%
6.69 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
-0.08
0.23%
34.65 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
5.05
5.86%
91.30 11.53 10.27 5.72 1.83 8.22

Profile*

Truist Financial Corp

Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; credit card lending; home equity and mortgage lending; other direct retail lending; home mortgage lending; Investment brokerage services; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; and small business lending. In addition, it offers asset-based lending, commercial deposit and treasury services; commercial lending; floor plan lending; derivatives; institutional trust services; insurance premium finance; international banking; investment banking and capital markets services; leasing; merchant services; mortgage warehouse lending; real estate lending; supply chain financing; and wealth management/private banking. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

214 North Tryon Street, Charlotte, NC, United States, 28202

844 487 8478

37849

Name Title Year Born
Mr. William Henry Rogers Jr. Exec. Chairman, CEO & Pres 1958
Mr. Kelly Stuart King Exec. Director 1948
Mr. Clarke R. Starnes III Sr. EVP, Chief Risk Officer & Vice Chair 1959
Mr. John Michael Howard Sr. EVP & Chief Insurance Officer 1967
Mr. Hugh Sterling Cummins III Vice Chair 1963
Mr. Michael Baron Maguire Sr. EVP, CFO and Chief Consumer Fin. & Payments Officer 1979
Mr. Scott E. Case Chief Information Officer & Sr. EVP 1971
Mr. Ankur Vyas Head of Investor Relations NA
Ms. Ellen M. Fitzsimmons Sr. EVP, Chief Legal Officer & Head of Public Affairs 1961
Mr. Scott Stanzel Exec. VP & Chief Communications Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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