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Senmiao Technology Ltd

Company price
None USD 0.00(0%)
Last update at 2026-11-12T15:47:03.295074Z
Market Cap
5.70M

Momentum Score

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Senmiao Technology Limited engages in the automobile transaction and related services business in the People's Republic of China. It also provides car rental services to individual customers; and auto finance solutions through financing leases. In addition, the company engages in automobile sales comprising sale of new purchased or used cars; and the provision of supporting services. Further, the company offers new energy vehicles leasing, automobile purchase, and management services, such as ride-hailing driver training, and assisting with a series of administrative procedures, as well as credit assessment, installation of GPS devices, ride-hailing driver qualification, and other administrative procedures. Senmiao Technology Limited was founded in 2014 and is based in Chengdu, the People's Republic of China.

Source: TradingView
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52 Week Price Range
0.83
Low
17.00
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Senmiao Technology Ltd operates a China-based, technology-enabled platform that facilitates financing and related services for small- and medium-sized enterprises and individual borrowers through online channels. Long-term growth drivers include broader digital adoption of financial services in China, demand for alternative financing for underserved customers, and potential expansion of platform partnerships, which may support revenue growth and scalability for a technology-driven distributor. Investors may find exposure to niche fintech distribution and a scalable operating model of interest.

Risk Score
High

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
-
Dividend Yield
-
Revenue TTM
3.13M
Revenue Per Share
1.74
Gross Profit TTM
0.62M
Debt / Equity
-0.13
ROE
-135.66%
Net Debt
-0.46M
ROCE
-592.50%
Diluted EPS TTM
-3.04

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Income before tax -3.47M -3.83M -3.79M -5.60M -12.59M
Minority interest -0.04M 0.57M 0.68M -3.16M 2.30M
Net income -3.73M -3.67M -3.11M -5.61M -12.60M
Selling general administrative 2.62M 3.57M 6.14M 9.53M 10.27M
Selling and marketing expenses - 1.71M - - -
Gross profit 0.85M 0.92M 1.49M -1.60M 0.19M
Reconciled depreciation 1.28M 1.50M 1.99M 2.07M 4.68M
Ebit -3.45M -3.80M -6.14M -11.56M -10.08M
Ebitda -2.17M -2.40M -3.48M -10.22M -5.31M
Depreciation and amortization 1.28M 1.40M 2.66M 1.35M 4.77M
Non operating income net other - - - - -2.36M
Operating income -3.87M -4.38M -6.14M -11.56M -10.08M
Other operating expenses 7.26M 8.70M 14.22M 16.27M 16.24M
Interest expense 0.02M 0.03M 0.03M 0.06M 0.78M
Tax provision 0.00M -0.01M 0.00M 0.00M 0.01M
Net interest income -0.02M -0.05M -0.03M -0.88M -0.78M
Non recurring - - - - 0.13M
Income tax expense - 0.02M -0.68M 0.00M 0.01M
Total revenue 3.39M 4.32M 8.08M 4.91M 6.16M
Total operating expenses 4.72M 5.30M 7.63M 9.76M 10.27M
Cost of revenue 2.54M 3.40M 6.59M 6.51M 5.97M
Total other income expense net 0.40M 0.54M 2.35M 5.96M -2.50M
Discontinued operations - - - 8.94M -0.10M
Net income from continuing ops -3.47M -4.23M -3.79M -5.61M -12.60M
Net income applicable to common shares - - - -0.54M -10.36M
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Total assets 5.80M 9.86M 14.24M 19.88M 22.30M
Intangible assets 0.38M 0.59M 0.77M 0.96M 0.97M
Other current assets 1.01M 0.87M 3.08M 0.01M 0.03M
Total liab 5.45M 5.57M 6.01M 7.31M 19.73M
Total stockholder equity -2.86M 0.89M 4.39M 8.09M 5.86M
Other current liab 4.42M 4.45M 4.38M 5.20M 10.64M
Common stock 0.00M 0.00M 0.00M 0.00M 0.00M
Capital stock 0.00M 0.00M 0.00M 0.00M 0.00M
Retained earnings -45.11M -41.38M -37.72M -34.60M -34.06M
Other liab - - - 0.05M 0.04M
Good will - - - 0.00M 0.14M
Other assets - -9.29M - 6.73M 0.74M
Cash 0.83M 0.79M 1.61M 1.19M 4.45M
Total current liabilities 5.22M 5.34M 5.18M 6.17M 16.78M
Current deferred revenue 0.12M 0.12M 0.15M 0.12M 0.16M
Net debt -0.46M -0.07M -0.62M -0.08M 4.40M
Short term debt 0.37M 0.50M 0.48M 0.83M 5.94M
Short long term debt 0.00M 0.15M 0.01M 0.15M 1.15M
Short long term debt total 0.37M 0.72M 0.99M 1.11M 8.84M
Other stockholder equity 43.95M 43.72M 43.09M 41.98M 40.76M
Property plant equipment - - - 6.59M 3.71M
Total current assets 2.24M 2.65M 4.85M 5.60M 10.89M
Net tangible assets - - - 7.13M 5.86M
Short term investments - 0.38M - - -
Net receivables 0.39M 0.99M 3.24M 1.41M 2.02M
Long term debt - 0.07M - - 0.04M
Inventory - 0.81M 0.01M 0.29M 0.13M
Accounts payable 0.17M 0.15M 0.18M 0.01M 0.04M
Noncontrolling interest in consolidated entity - - - - -3.28M
Accumulated other comprehensive income -1.70M -1.67M -1.25M -0.11M -0.84M
Common stock total equity - - - - 0.00M
Retained earnings total equity - - - - -34.06M
Non currrent assets other 1.41M 3.48M 4.43M 6.73M 0.75M
Non current assets total 3.56M 7.21M 9.38M 14.28M 11.41M
Capital lease obligations 0.37M 0.49M 0.98M 0.96M 8.49M
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Investments -0.46M -0.57M 0.32M -3.48M -2.51M
Change to liabilities - - - -0.03M 4.07M
Total cashflows from investing activities -0.46M -0.57M - -3.48M -2.51M
Net borrowings -0.04M -0.22M - -0.41M -0.57M
Total cash from financing activities -0.12M -0.17M -0.37M 9.76M 10.26M
Change to operating activities - - - -0.18M 3.23M
Net income -3.89M -4.61M -3.79M -5.61M -12.60M
Change in cash 0.04M -0.82M 0.42M -3.26M 3.60M
Begin period cash flow 0.79M 1.61M 1.19M 4.45M 0.84M
End period cash flow 0.83M 0.79M 1.61M 1.19M 4.45M
Total cash from operating activities 0.50M 0.01M 0.56M -9.16M -3.94M
Issuance of capital stock - - 0.00M 10.14M 11.01M
Depreciation 1.28M 1.40M 1.99M 2.07M 4.68M
Other cashflows from investing activities -0.32M 0.10M - -0.11M -0.02M
Change to inventory 0.00M 0.01M 0.32M -0.26M 0.17M
Change to account receivables 0.20M 0.10M 0.22M 0.00M 0.05M
Sale purchase of stock - - - - 5.74M
Other cashflows from financing activities -0.07M 0.06M 0.14M 4.46M 2.03M
Change to netincome - - - -13.39M 0.41M
Capital expenditures 0.00M 0.67M 1.18M 3.37M 2.52M
Change receivables - - - - -0.54M
Cash flows other operating - - - - -8.42M
Exchange rate changes - - - - -0.21M
Cash and cash equivalents changes - - - - 3.60M
Change in working capital 1.06M 0.86M 3.03M -0.46M 3.44M
Stock based compensation 0.00M 0.44M 0.00M 0.65M 0.45M
Other non cash items 2.06M 1.95M -0.67M -5.81M 0.10M
Free cash flow 0.50M -0.66M -0.62M -12.53M -6.45M

Peer Comparison*

Sector: Industrials Industry: Rental & Leasing Services

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
URI
United Rentals Inc
5.91
0.51%
1156.71 23.92 17.76 3.66 6.71 4.58 10.36
SUNB
Sunbelt Rentals Holdings, Inc.
-0.61
0.73%
82.71 21.78 17.86 2.57 4.02 3.71 9.25
CAR
Avis Budget Group Inc
-1.45
1.13%
125.88 - 3.39 2.16 7.14 4.67 15.39
AER
AerCap Holdings NV
0.79
0.44%
177.79 6.61 10.12 2.81 1.30 7.76 12.37

Profile*

Senmiao Technology Ltd

Senmiao Technology Limited engages in the automobile transaction and related services business in the People's Republic of China. It also provides car rental services to individual customers; and auto finance solutions through financing leases. In addition, the company engages in automobile sales comprising sale of new purchased or used cars; and the provision of supporting services. Further, the company offers new energy vehicles leasing, automobile purchase, and management services, such as ride-hailing driver training, and assisting with a series of administrative procedures, as well as credit assessment, installation of GPS devices, ride-hailing driver qualification, and other administrative procedures. Senmiao Technology Limited was founded in 2014 and is based in Chengdu, the People's Republic of China.

Shihao Square, Chengdu, China, 610000

86 28 6155 4399

35

Name Title Year Born
Mr. Xi Wen Chairman, CEO, Pres & Sec. 1983
Ms. Xiaoyuan Zhang CFO & Treasurer 1988
Mr. Haitao Liu Chief Operating Officer 1972
Mr. Chunhai Li Chief Technology Officer 1985
Mr. Xuedong Tian C.F.A. Investor Relations, Weitian Group LLC 1972
Mr. Xi Wen Chairman, CEO, President & Secretary 1984
Mr. Xuedong Tian C.F.A. Investor Relations, Weitian Group LLC 1973
Ms. Xiaoyuan Zhang CFO & Treasurer 1989
Mr. Ronggang Zhang Executive Chairman & CEO 1963
Ms. Yafeng Li Chief Financial Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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