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Company price
634.4 GBX -9.60 ( 1.49%)
Last update at 2026-10-27T16:36:00Z
VOLUME
10928445
Market Cap
48068.80M
P/E
9.00

Momentum Score

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NatWest Group plc, together with its subsidiaries, provides banking and financial products and services in the United Kingdom and internationally. It operates through the Retail Banking, Private Banking, and Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lending, and personal deposits, as well as mobile and online banking services. Its Private Banking segment provides banking, lending, and wealth management products for high-net-worth individuals and their business interests. The Commercial & Institutional segment consists of customer businesses under business banking, commercial mid-market, and corporates and institutions; and offers banking operations services in the Channel Islands, Isle of Man, Gibraltar, and Luxembourg, as well as products and solutions for businesses comprising start-ups, corporates, and large institutions. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.

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Day Price Range
631.80
Low
640.20
High
52 Week Price Range
411.90
Low
677.43
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
644.00
Dividend Yield
5.35%
Revenue TTM
15970.00M
Revenue Per Share
1.98
Gross Profit TTM
15970.00M
Debt / Equity
1.69
ROE
14.23%
Net Debt
-13522.00M
ROCE
3.26%
Diluted EPS TTM
0.67

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 7640.00M 6195.00M 6178.00M 5132.00M 4032.00M
Minority interest -3.00M -9.00M 4.00M -6.00M -44.00M
Net income 5831.00M 4802.00M 4636.00M 3589.00M 3268.00M
Selling general administrative 5465.00M 1588.00M 1715.00M 1641.00M 2026.00M
Selling and marketing expenses - 6266.00M 5926.00M - -
Gross profit 16301.00M 14344.00M 14779.00M 13156.00M 10512.00M
Reconciled depreciation 1154.00M 1058.00M 934.00M 833.00M 923.00M
Ebit 7640.00M 6195.00M 6187.00M 7659.00M 4264.00M
Ebitda 8794.00M 7253.00M 6563.00M 8492.00M 5187.00M
Depreciation and amortization 1154.00M 1058.00M 934.00M 833.00M 923.00M
Operating income 7708.00M 6440.00M 6563.00M 7659.00M 4264.00M
Other operating expenses 22201.00M 7854.00M 7641.00M 7302.00M 7758.00M
Interest expense 12869.00M 13912.00M 9977.00M 2795.00M 1699.00M
Tax provision 1874.00M 1465.00M 1434.00M 1275.00M 996.00M
Interest income 25698.00M 25187.00M 21026.00M 12637.00M 9313.00M
Net interest income 12829.00M 11275.00M 11049.00M 9842.00M 7614.00M
Income tax expense 1874.00M 1465.00M 1434.00M 1275.00M 996.00M
Total revenue 29841.00M 14344.00M 14171.00M 13156.00M 10512.00M
Total operating expenses 8661.00M 7854.00M 8601.00M 7302.00M 7758.00M
Cost of revenue 13540.00M 13912.00M 9977.00M - -
Total other income expense net -68.00M -245.00M -385.00M -2527.00M -232.00M
Discontinued operations - - - -262.00M 276.00M
Net income from continuing ops 5834.00M 4730.00M 4744.00M 3857.00M 3036.00M
Net income applicable to common shares - - - 3340.00M 2950.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 714553.00M 707985.00M 692673.00M 720053.00M 781992.00M
Intangible assets 1772.00M 1913.00M 1934.00M 1594.00M 1201.00M
Other current assets - - 238352.00M 12384.00M 415012.00M
Total liab 671940.00M 668607.00M 655485.00M 683557.00M 8429.00M
Total stockholder equity 42599.00M 39350.00M 37157.00M 36488.00M 41796.00M
Other current liab 480234.00M 477313.00M 396085.00M 48282.00M 47016.00M
Common stock 10021.00M 10133.00M 10844.00M 10539.00M 11468.00M
Capital stock 10021.00M 10133.00M 10844.00M 14429.00M 15358.00M
Retained earnings 14419.00M 11426.00M 10645.00M 10019.00M 12966.00M
Other liab - - - 12577.00M 25723.00M
Good will 5520.00M 5675.00M 5680.00M 5522.00M 5522.00M
Other assets - 485630.00M -133082.00M 425160.00M 381592.00M
Cash 85348.00M 93053.00M 104517.00M 144832.00M 177757.00M
Total current liabilities 480310.00M 477576.00M 467619.00M 630065.00M 673236.00M
Current deferred revenue - - 402.00M - -
Net debt -13522.00M -27131.00M 22739.00M -138572.00M -169328.00M
Short term debt - 80363.00M 71202.00M - -
Short long term debt total 71826.00M 65922.00M 127256.00M 6260.00M 8429.00M
Other stockholder equity 18159.00M 292.50M 657.50M 15930.00M 17362.00M
Property plant equipment - - - 4240.00M 4230.00M
Total current assets 98304.00M 182459.00M 238002.00M 145388.00M 178005.00M
Long term investments 134343.00M 142662.00M 133864.00M 138149.00M 177955.00M
Net tangible assets - - - 29372.00M 35073.00M
Short term investments 12885.00M 89406.00M -133082.00M -37868.00M -45233.00M
Net receivables 71.00M - 292.00M 327.00M 248.00M
Inventory - - -105159.00M - -
Accounts payable - - 6645.00M 460534.00M 484204.00M
Accumulated other comprehensive income - 18659.00M 16171.00M - -
Non currrent assets other 157472.00M 446813.00M 440154.00M -37868.00M -222395.00M
Non current assets total 616249.00M 525526.00M 587753.00M 149505.00M 222395.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -15279.00M -12699.00M -14694.00M 19059.00M 6658.00M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -15912.00M -12699.00M -14694.00M 19059.00M 3065.00M
Net borrowings 1515.00M 2584.00M -902.00M -5393.00M -716.00M
Total cash from financing activities 22407.00M -1886.00M -23519.00M -10652.00M -2604.00M
Change to operating activities - - - -31729.00M -74586.00M
Net income 5479.00M 6276.00M 4636.00M 4870.00M 4311.00M
Change in cash -9412.00M -13979.00M -39625.00M -32257.00M 51507.00M
Begin period cash flow 104845.00M 118824.00M 158449.00M 190706.00M 139199.00M
End period cash flow 95433.00M 104845.00M 118824.00M 158449.00M 190706.00M
Total cash from operating activities -16682.00M 1772.00M -223.00M -43597.00M 53687.00M
Issuance of capital stock 1248.00M 1390.00M 0.00M 0.00M 937.00M
Depreciation 1154.00M 1058.00M 934.00M 833.00M 923.00M
Other cashflows from investing activities -17796.00M 1216.00M -20170.00M 553.00M 636.00M
Dividends paid 2376.00M 1800.00M 1703.00M 3205.00M 1016.00M
Sale purchase of stock -2558.00M -2716.00M -2416.00M -2054.00M -1806.00M
Other cashflows from financing activities 6848.00M -1344.00M -26811.00M 19059.00M 2733.00M
Change to netincome - - - 428.00M 2974.00M
Capital expenditures 665.00M 1078.00M 1555.00M 639.00M 901.00M
Change in working capital -23986.00M -7267.00M -29617.00M -48447.00M 46606.00M
Stock based compensation - - 51.00M - -
Other non cash items 1825.00M 1705.00M 23773.00M -853.00M 1847.00M
Free cash flow -17347.00M 694.00M -14921.00M -44236.00M 52786.00M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(GBX)
Price
(GBX)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
NWG
NatWest Group PLC
-9.60
1.49%
634.40 9.00 8.31 3.01 1.08 2.25
CBKD
Commercial International Bank -Egypt S.A.E
-0.04
1.78%
2.21 0.05 3.98 3.27 1.65 3.51
HSBK
Halyk Bank of Kazakhstan Joint Stock Company
-0.50
1.51%
32.50 0.01 4.03 2.33 1.17 2.88
LLOY
Lloyds Banking Group PLC
-0.35
0.34%
102.15 14.37 10.15 3.16 1.20 4.02
AIBG
AIB Group PLC
2.00
0.22%
924.00 10.06 10.10 3.99 1.31 5.68

Profile*

NatWest Group PLC

NatWest Group plc, together with its subsidiaries, provides banking and financial products and services in the United Kingdom and internationally. It operates through the Retail Banking, Private Banking, and Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lending, and personal deposits, as well as mobile and online banking services. Its Private Banking segment provides banking, lending, and wealth management products for high-net-worth individuals and their business interests. The Commercial & Institutional segment consists of customer businesses under business banking, commercial mid-market, and corporates and institutions; and offers banking operations services in the Channel Islands, Isle of Man, Gibraltar, and Luxembourg, as well as products and solutions for businesses comprising start-ups, corporates, and large institutions. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.

Gogarburn, Edinburgh, United Kingdom, EH12 1HQ

44 345 7888444

59000

Name Title Year Born
Ms. Alison Marie Rose-Slade B.A. Group CEO & Exec. Director 1969
Ms. Katie Murray CA Group CFO & Exec. Director 1969
Mr. Richard Fisher Chief Accountant NA
Mr. Scott Marcar Group Chief Information Officer NA
Mr. Alexander Holcroft Head of Investor Relations NA
Mr. Gideon Moore Chief Legal Officer & Gen. Counsel NA
Mr. Michael Crow Head of Public Affairs NA
Ms. Margaret Jobling Chief Marketing Officer NA
Matt Austen Director of Strategy, Corp. Devel. & Sustainability NA
Ms. Jen Tippin Chief People & Transformation Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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