…
NatWest Group plc, together with its subsidiaries, provides banking and financial products and services in the United Kingdom and internationally. It operates through the Retail Banking, Private Banking, and Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lending, and personal deposits, as well as mobile and online banking services. Its Private Banking segment provides banking, lending, and wealth management products for high-net-worth individuals and their business interests. The Commercial & Institutional segment consists of customer businesses under business banking, commercial mid-market, and corporates and institutions; and offers banking operations services in the Channel Islands, Isle of Man, Gibraltar, and Luxembourg, as well as products and solutions for businesses comprising start-ups, corporates, and large institutions. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 7640.00M | 6195.00M | 6178.00M | 5132.00M | 4032.00M |
| Minority interest | -3.00M | -9.00M | 4.00M | -6.00M | -44.00M |
| Net income | 5831.00M | 4802.00M | 4636.00M | 3589.00M | 3268.00M |
| Selling general administrative | 5465.00M | 1588.00M | 1715.00M | 1641.00M | 2026.00M |
| Selling and marketing expenses | - | 6266.00M | 5926.00M | - | - |
| Gross profit | 16301.00M | 14344.00M | 14779.00M | 13156.00M | 10512.00M |
| Reconciled depreciation | 1154.00M | 1058.00M | 934.00M | 833.00M | 923.00M |
| Ebit | 7640.00M | 6195.00M | 6187.00M | 7659.00M | 4264.00M |
| Ebitda | 8794.00M | 7253.00M | 6563.00M | 8492.00M | 5187.00M |
| Depreciation and amortization | 1154.00M | 1058.00M | 934.00M | 833.00M | 923.00M |
| Operating income | 7708.00M | 6440.00M | 6563.00M | 7659.00M | 4264.00M |
| Other operating expenses | 22201.00M | 7854.00M | 7641.00M | 7302.00M | 7758.00M |
| Interest expense | 12869.00M | 13912.00M | 9977.00M | 2795.00M | 1699.00M |
| Tax provision | 1874.00M | 1465.00M | 1434.00M | 1275.00M | 996.00M |
| Interest income | 25698.00M | 25187.00M | 21026.00M | 12637.00M | 9313.00M |
| Net interest income | 12829.00M | 11275.00M | 11049.00M | 9842.00M | 7614.00M |
| Income tax expense | 1874.00M | 1465.00M | 1434.00M | 1275.00M | 996.00M |
| Total revenue | 29841.00M | 14344.00M | 14171.00M | 13156.00M | 10512.00M |
| Total operating expenses | 8661.00M | 7854.00M | 8601.00M | 7302.00M | 7758.00M |
| Cost of revenue | 13540.00M | 13912.00M | 9977.00M | - | - |
| Total other income expense net | -68.00M | -245.00M | -385.00M | -2527.00M | -232.00M |
| Discontinued operations | - | - | - | -262.00M | 276.00M |
| Net income from continuing ops | 5834.00M | 4730.00M | 4744.00M | 3857.00M | 3036.00M |
| Net income applicable to common shares | - | - | - | 3340.00M | 2950.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 714553.00M | 707985.00M | 692673.00M | 720053.00M | 781992.00M |
| Intangible assets | 1772.00M | 1913.00M | 1934.00M | 1594.00M | 1201.00M |
| Other current assets | - | - | 238352.00M | 12384.00M | 415012.00M |
| Total liab | 671940.00M | 668607.00M | 655485.00M | 683557.00M | 8429.00M |
| Total stockholder equity | 42599.00M | 39350.00M | 37157.00M | 36488.00M | 41796.00M |
| Other current liab | 480234.00M | 477313.00M | 396085.00M | 48282.00M | 47016.00M |
| Common stock | 10021.00M | 10133.00M | 10844.00M | 10539.00M | 11468.00M |
| Capital stock | 10021.00M | 10133.00M | 10844.00M | 14429.00M | 15358.00M |
| Retained earnings | 14419.00M | 11426.00M | 10645.00M | 10019.00M | 12966.00M |
| Other liab | - | - | - | 12577.00M | 25723.00M |
| Good will | 5520.00M | 5675.00M | 5680.00M | 5522.00M | 5522.00M |
| Other assets | - | 485630.00M | -133082.00M | 425160.00M | 381592.00M |
| Cash | 85348.00M | 93053.00M | 104517.00M | 144832.00M | 177757.00M |
| Total current liabilities | 480310.00M | 477576.00M | 467619.00M | 630065.00M | 673236.00M |
| Current deferred revenue | - | - | 402.00M | - | - |
| Net debt | -13522.00M | -27131.00M | 22739.00M | -138572.00M | -169328.00M |
| Short term debt | - | 80363.00M | 71202.00M | - | - |
| Short long term debt total | 71826.00M | 65922.00M | 127256.00M | 6260.00M | 8429.00M |
| Other stockholder equity | 18159.00M | 292.50M | 657.50M | 15930.00M | 17362.00M |
| Property plant equipment | - | - | - | 4240.00M | 4230.00M |
| Total current assets | 98304.00M | 182459.00M | 238002.00M | 145388.00M | 178005.00M |
| Long term investments | 134343.00M | 142662.00M | 133864.00M | 138149.00M | 177955.00M |
| Net tangible assets | - | - | - | 29372.00M | 35073.00M |
| Short term investments | 12885.00M | 89406.00M | -133082.00M | -37868.00M | -45233.00M |
| Net receivables | 71.00M | - | 292.00M | 327.00M | 248.00M |
| Inventory | - | - | -105159.00M | - | - |
| Accounts payable | - | - | 6645.00M | 460534.00M | 484204.00M |
| Accumulated other comprehensive income | - | 18659.00M | 16171.00M | - | - |
| Non currrent assets other | 157472.00M | 446813.00M | 440154.00M | -37868.00M | -222395.00M |
| Non current assets total | 616249.00M | 525526.00M | 587753.00M | 149505.00M | 222395.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | -15279.00M | -12699.00M | -14694.00M | 19059.00M | 6658.00M |
| Change to liabilities | - | - | - | 0.00M | 0.00M |
| Total cashflows from investing activities | -15912.00M | -12699.00M | -14694.00M | 19059.00M | 3065.00M |
| Net borrowings | 1515.00M | 2584.00M | -902.00M | -5393.00M | -716.00M |
| Total cash from financing activities | 22407.00M | -1886.00M | -23519.00M | -10652.00M | -2604.00M |
| Change to operating activities | - | - | - | -31729.00M | -74586.00M |
| Net income | 5479.00M | 6276.00M | 4636.00M | 4870.00M | 4311.00M |
| Change in cash | -9412.00M | -13979.00M | -39625.00M | -32257.00M | 51507.00M |
| Begin period cash flow | 104845.00M | 118824.00M | 158449.00M | 190706.00M | 139199.00M |
| End period cash flow | 95433.00M | 104845.00M | 118824.00M | 158449.00M | 190706.00M |
| Total cash from operating activities | -16682.00M | 1772.00M | -223.00M | -43597.00M | 53687.00M |
| Issuance of capital stock | 1248.00M | 1390.00M | 0.00M | 0.00M | 937.00M |
| Depreciation | 1154.00M | 1058.00M | 934.00M | 833.00M | 923.00M |
| Other cashflows from investing activities | -17796.00M | 1216.00M | -20170.00M | 553.00M | 636.00M |
| Dividends paid | 2376.00M | 1800.00M | 1703.00M | 3205.00M | 1016.00M |
| Sale purchase of stock | -2558.00M | -2716.00M | -2416.00M | -2054.00M | -1806.00M |
| Other cashflows from financing activities | 6848.00M | -1344.00M | -26811.00M | 19059.00M | 2733.00M |
| Change to netincome | - | - | - | 428.00M | 2974.00M |
| Capital expenditures | 665.00M | 1078.00M | 1555.00M | 639.00M | 901.00M |
| Change in working capital | -23986.00M | -7267.00M | -29617.00M | -48447.00M | 46606.00M |
| Stock based compensation | - | - | 51.00M | - | - |
| Other non cash items | 1825.00M | 1705.00M | 23773.00M | -853.00M | 1847.00M |
| Free cash flow | -17347.00M | 694.00M | -14921.00M | -44236.00M | 52786.00M |
Sector: Financial Services Industry: Banks - Regional
|
Stock Name
|
Change
(GBX) |
Price
(GBX) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| NWG NatWest Group PLC |
-9.60 1.49% |
634.40 | 9.00 | 8.31 | 3.01 | 1.08 | 2.25 |
| CBKD Commercial International Bank -Egypt S.A.E |
-0.04 1.78% |
2.21 | 0.05 | 3.98 | 3.27 | 1.65 | 3.51 |
| HSBK Halyk Bank of Kazakhstan Joint Stock Company |
-0.50 1.51% |
32.50 | 0.01 | 4.03 | 2.33 | 1.17 | 2.88 |
| LLOY Lloyds Banking Group PLC |
-0.35 0.34% |
102.15 | 14.37 | 10.15 | 3.16 | 1.20 | 4.02 |
| AIBG AIB Group PLC |
2.00 0.22% |
924.00 | 10.06 | 10.10 | 3.99 | 1.31 | 5.68 |
NatWest Group plc, together with its subsidiaries, provides banking and financial products and services in the United Kingdom and internationally. It operates through the Retail Banking, Private Banking, and Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lending, and personal deposits, as well as mobile and online banking services. Its Private Banking segment provides banking, lending, and wealth management products for high-net-worth individuals and their business interests. The Commercial & Institutional segment consists of customer businesses under business banking, commercial mid-market, and corporates and institutions; and offers banking operations services in the Channel Islands, Isle of Man, Gibraltar, and Luxembourg, as well as products and solutions for businesses comprising start-ups, corporates, and large institutions. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.
| Name | Title | Year Born |
|---|---|---|
| Ms. Alison Marie Rose-Slade B.A. | Group CEO & Exec. Director | 1969 |
| Ms. Katie Murray CA | Group CFO & Exec. Director | 1969 |
| Mr. Richard Fisher | Chief Accountant | NA |
| Mr. Scott Marcar | Group Chief Information Officer | NA |
| Mr. Alexander Holcroft | Head of Investor Relations | NA |
| Mr. Gideon Moore | Chief Legal Officer & Gen. Counsel | NA |
| Mr. Michael Crow | Head of Public Affairs | NA |
| Ms. Margaret Jobling | Chief Marketing Officer | NA |
| Matt Austen | Director of Strategy, Corp. Devel. & Sustainability | NA |
| Ms. Jen Tippin | Chief People & Transformation Officer | NA |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.