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Company price
1.95 USD -0.24 ( 10.96%)
Last update at 2026-11-06T21:00:00Z
VOLUME
46871
Market Cap
53.52M

Momentum Score

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Cardlytics, Inc. operates an advertising platform in the United States and the United Kingdom. The company provides Cardlytics platform, a proprietary native bank advertising channel that enables marketers to reach customers through digital channels, such as online, mobile applications, email, and various real-time notifications; and Bridg platform, a customer data platform which utilizes point-of-sale data from merchant data partners, including product-level purchase data to enable marketers to perform analytics and targeted loyalty marketing, as well as measure the impact of their marketing. Cardlytics, Inc. was incorporated in 2008 and is headquartered in Atlanta, Georgia.

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Day Price Range
1.93
Low
2.10
High
52 Week Price Range
0.66
Low
3.28
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Cardlytics runs a card-linked advertising platform that uses purchase data from bank and card issuer partners to deliver targeted offers for merchants, operating at the intersection of digital advertising and payments. Long-term growth may be driven by expanding bank and merchant relationships, advertisers' shift to measurable performance marketing, and the platform's recurring-revenue model, which could support scale and predictable client ROI.

Material risks include regulatory and privacy limitations on transaction data, reliance on a limited number of large banking partners, competitive pressure from major ad-tech platforms and card networks, and sensitivity to cyclical merchant advertising budgets.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
2.19
Dividend Yield
-
Revenue TTM
233.27M
Revenue Per Share
4.39
Gross Profit TTM
104.61M
Debt / Equity
-33.08
ROE
-326.02%
Net Debt
166.59M
ROCE
-22.75%
Diluted EPS TTM
-1.86

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax -103.49M -189.30M -134.70M -466.71M -136.43M
Net income -103.49M -189.30M -134.70M -465.26M -128.56M
Selling general administrative 47.27M 66.50M 58.81M 81.45M 66.22M
Selling and marketing expenses 39.48M 42.63M 57.42M 74.75M 66.00M
Gross profit 105.08M 120.89M 130.38M 112.63M 103.34M
Reconciled depreciation 27.41M 27.88M 29.52M 43.74M 35.65M
Ebit -47.14M -180.40M -128.52M -135.54M -96.85M
Ebitda -19.73M -152.53M -99.00M -91.80M -61.20M
Depreciation and amortization 27.41M 27.88M 29.52M 43.74M 35.65M
Non operating income net other - - - -6.38M -1.27M
Operating income -47.14M -195.50M -135.67M -135.54M -96.85M
Other operating expenses 280.41M 473.80M 444.87M 434.08M 363.97M
Interest expense 10.63M 8.90M 6.18M 2.56M 12.56M
Tax provision 0.00M 0.00M 0.00M -1.45M -7.86M
Interest income 2.71M 3.35M 3.85M 1.44M 0.30M
Net interest income -7.92M -5.55M -2.34M -2.56M -12.56M
Non recurring - - - 325.11M 25.75M
Income tax expense - - 134.70M -1.45M -7.86M
Total revenue 233.27M 278.30M 309.20M 298.54M 267.12M
Total operating expenses 152.22M 316.39M 266.05M 248.17M 200.19M
Cost of revenue 128.19M 157.40M 178.83M 185.91M 163.78M
Total other income expense net -56.35M 6.20M 0.97M -331.17M -39.58M
Net income from continuing ops -103.49M -189.30M -134.70M -465.26M -144.29M
Net income applicable to common shares - - - -465.26M -128.56M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 285.64M 392.71M 574.14M 691.24M 1263.80M
Intangible assets 5.55M 11.37M 59.65M 73.40M 138.68M
Other current assets 3.30M 5.34M 6.10M 7.98M 7.98M
Total liab 292.15M 322.72M 439.35M 479.63M 573.10M
Total stockholder equity -6.51M 69.99M 134.80M 211.60M 690.70M
Deferred long term liab - - - 0.20M 0.14M
Other current liab 70.83M 95.22M 162.18M 238.52M 313.42M
Common stock 0.01M 0.01M 0.01M 0.01M 0.01M
Capital stock 0.01M 0.01M 0.01M 0.01M 0.01M
Retained earnings -1404.06M -1300.58M -1111.27M -976.57M -522.62M
Other liab - - - 0.33M 54.55M
Good will 110.31M 159.43M 277.20M 352.72M 742.52M
Other assets - - - 2.59M 2.41M
Cash 48.72M 65.59M 91.83M 121.91M 233.47M
Total current liabilities 78.39M 148.96M 171.15M 248.94M 327.35M
Current deferred revenue 2.59M 2.15M 2.40M 1.75M 3.28M
Net debt 166.59M 156.06M 174.28M 113.36M -36.24M
Short term debt 1.61M 47.89M 2.14M 4.91M 6.03M
Short long term debt - 45.86M - - -
Short long term debt total 215.31M 221.65M 266.11M 235.26M 197.23M
Other stockholder equity 1399.54M 1366.96M 1243.59M 1182.57M 1212.82M
Property plant equipment - - - 5.92M 21.47M
Total current assets 137.28M 177.98M 223.93M 250.04M 358.73M
Net tangible assets - - - 158.13M -190.50M
Net receivables 85.26M 107.05M 126.00M 120.08M 117.18M
Long term debt 208.92M 167.73M 257.58M 226.05M 184.40M
Inventory - - - 0.08M 0.10M
Accounts payable 3.36M 3.69M 4.42M 3.77M 4.62M
Accumulated other comprehensive income -2.00M 3.60M 2.47M 5.60M 0.49M
Common stock total equity - - - 0.01M 0.01M
Retained earnings total equity - - - -976.57M -522.62M
Non currrent assets other 25.53M 34.99M 2.73M 2.59M 2.41M
Non current assets total 148.36M 214.73M 350.22M 441.19M 905.07M
Capital lease obligations 6.39M 8.06M 8.52M 9.22M 12.83M
Long term debt total - - - 226.05M 184.40M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -18.75M -10.06M -15.76M -506.69M
Change to liabilities - - - -10.41M 1.26M
Total cashflows from investing activities -15.30M -18.75M -10.06M -15.76M -506.69M
Net borrowings -6.00M -26.80M 29.97M -0.21M -0.20M
Total cash from financing activities -11.12M 1.44M -20.03M -39.99M 486.00M
Change to operating activities - - - -5.88M 23.76M
Net income -103.49M -189.30M -134.70M -465.26M -128.56M
Change in cash -16.88M -26.24M -30.16M -111.58M -59.79M
Begin period cash flow 65.59M 91.83M 121.98M 233.56M 293.35M
End period cash flow 48.72M 65.59M 91.83M 121.98M 233.56M
Total cash from operating activities 9.29M -8.82M -0.18M -53.90M -38.52M
Issuance of capital stock 0.00M 48.65M 0.06M 0.38M 486.39M
Depreciation 27.41M 27.88M 29.52M 43.74M 35.65M
Other cashflows from investing activities -15.30M -17.18M -11.72M -14.59M -503.59M
Change to account receivables 20.64M 12.50M -7.72M -4.55M -27.94M
Sale purchase of stock - 0.00M 0.00M -40.00M 486.20M
Other cashflows from financing activities -5.00M -20.40M -50.05M -0.33M -0.39M
Change to netincome - - - 377.34M 46.82M
Capital expenditures 0.48M 19.30M 12.39M 13.49M 12.56M
Change receivables - - - -4.55M -27.94M
Cash flows other operating - - - 11.43M 31.42M
Cash and cash equivalents changes - - - -109.65M -59.22M
Change in working capital 5.71M -15.77M -13.47M -11.32M -6.70M
Stock based compensation 28.13M 40.37M 40.98M 44.69M 50.26M
Other non cash items 51.53M 128.01M 77.50M 335.70M 18.68M
Free cash flow 8.81M -28.12M -12.58M -67.39M -51.09M

Peer Comparison*

Sector: Communication Services Industry: Advertising Agencies

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
CDLX
Cardlytics Inc
-0.24
10.96%
1.95 - 36.50 0.23 1.58 0.95 -7.69
APP
Applovin Corp
35.54
9.98%
391.64 49.00 31.75 30.27 77.57 30.41 38.27
PGPEF
Publicis Groupe S.A
-
-%
109.60 15.93 11.57 1.55 2.24 1.76 9.39
PUBGY
Publicis Groupe SA
-0.65
2.22%
28.62 16.35 11.74 1.57 2.27 1.76 9.39
OMC
Omnicom Group Inc
-0.72
0.83%
86.37 12.68 11.89 1.17 5.11 1.58 9.50

Profile*

Cardlytics Inc

Cardlytics, Inc. operates an advertising platform in the United States and the United Kingdom. The company provides Cardlytics platform, a proprietary native bank advertising channel that enables marketers to reach customers through digital channels, such as online, mobile applications, email, and various real-time notifications; and Bridg platform, a customer data platform which utilizes point-of-sale data from merchant data partners, including product-level purchase data to enable marketers to perform analytics and targeted loyalty marketing, as well as measure the impact of their marketing. Cardlytics, Inc. was incorporated in 2008 and is headquartered in Atlanta, Georgia.

675 Ponce de Leon Avenue NE, Atlanta, GA, United States, 30308

888 798 5802

275

Name Title Year Born
Mr. Andrew C. Christiansen Chief Financial Officer 1979
Mr. Kirk L. Somers Esq. Sec. 1965
Mr. Karim Temsamani CEO & Director NA
Mr. Peter Chan Chief Technology Officer NA
Mr. Nick Lynton Chief Legal & Privacy Officer NA
Angie Amberg Head of Brand Marketing & Communications NA
Mr. Peter Davies Head of Sales Strategy & Operations NA
Mr. James Hart VP of People NA
Mr. Craig Snodgrass Chief Data Officer 1973
Mr. Jared Luskin Sr. VP of Growth Verticals NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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