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Home CompaniesJames River Group Holdings Ltd

James River Group Holdings Ltd

Financial Services Insurance - Specialty
PortfolioPortfolio WatchlistWatchlist
Company price
3.89 USD -0.11 ( 2.75%)
Last update at 2026-11-06T21:00:00Z
VOLUME
104291
Market Cap
182.18M
P/E
8.95

Momentum Score

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James River Group Holdings, Inc. provides specialty insurance services. It operates in Excess and Surplus Lines, and Specialty Admitted Insurance segments. The Excess and Surplus Lines segment offers commercial excess and surplus lines liability and excess property insurance products in the United States, Puerto Rico, and the United States Virgin Islands. This segment distributes its insurance policies primarily through wholesale insurance brokers. The Specialty Admitted Insurance segment provides insurance for fronting, program administrators, and managing general agents. The company was founded in 2002 and is based in Chapel Hill, North Carolina.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
3.86
Low
3.96
High
52 Week Price Range
3.73
Low
7.15
High

Momentum Score

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Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

James River Group Holdings Ltd is a Bermuda‑domiciled insurer that underwrites specialty property and casualty business in the United States. Long-term growth drivers include disciplined underwriting, pricing leverage from market cycles, product diversification and selective capital deployment, which may support underwriting profits and investment income. Investors may view the company as attractive for its focus on underwriting performance and a diversified commercial portfolio.

Key risks include underwriting volatility and reserve development, catastrophe and reinsurance cycles, and sensitivity to investment returns and interest rates.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
4.00
Dividend Yield
1.02%
Revenue TTM
653.21M
Revenue Per Share
14.16
Gross Profit TTM
231.41M
Debt / Equity
0.49
ROE
4.93%
Net Debt
68.91M
ROCE
6.70%
Diluted EPS TTM
0.44

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 50.54M -71.12M 86.91M 49.39M -196.03M
Net income 47.43M -81.12M -107.68M 30.97M -172.80M
Gross profit 194.97M 87.29M 239.22M 617.78M 607.83M
Reconciled depreciation -0.72M -0.71M 0.36M 0.36M 0.36M
Ebit 74.08M -46.45M 111.54M 67.65M -200.89M
Ebitda 74.60M -47.16M 111.07M 68.01M -200.53M
Depreciation and amortization 0.52M -0.71M -0.47M 0.36M 0.36M
Operating income 50.54M -71.12M 86.91M 67.65M -200.89M
Other operating expenses 637.07M 778.75M 725.10M 764.31M 968.91M
Interest expense 23.54M 24.67M 24.63M 17.58M 8.92M
Tax provision 0.72M -7.63M 28.02M 18.41M -23.23M
Net interest income -23.54M -24.67M -27.18M -17.58M -8.92M
Income tax expense 0.72M -7.63M 25.70M 18.41M -23.23M
Total revenue 687.61M 707.63M 812.01M 813.70M 772.88M
Total operating expenses 144.43M 158.41M 152.31M -550.13M -973.77M
Cost of revenue 492.64M 620.33M 572.79M 195.92M 165.06M
Total other income expense net 0.72M -7.63M -27.13M -18.26M 4.86M
Net income from continuing ops 49.82M -63.49M 60.20M 30.97M -172.80M
Net income applicable to common shares - - - 22.22M -172.80M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 4859.93M 5007.08M 3528.81M 5137.07M 4948.55M
Intangible assets 63.37M 32.45M 32.81M 35.68M 36.04M
Other current assets 212.43M -3343.78M 722.40M 1751.99M -1025.05M
Total liab 4188.66M 4413.05M 2849.29M 4438.41M 4223.19M
Total stockholder equity 671.27M 594.03M 679.52M 698.66M 725.36M
Other current liab 3238.20M -132.92M 1146.36M -123.50M -135.62M
Common stock 0.01M 0.01M 0.01M 0.01M 0.01M
Capital stock 133.12M 133.12M 144.91M 144.90M 0.01M
Retained earnings -364.73M -402.41M -277.90M -152.06M -166.66M
Other liab - - - 1990.73M 2974.00M
Good will 181.83M 181.83M 181.83M 181.83M 181.83M
Other assets 878.14M 5007.08M 0.00M -1130.92M -1021.71M
Cash 260.94M 362.35M 346.75M 173.16M 190.12M
Total current liabilities 3754.30M 211.26M 1308.14M 123.50M 135.62M
Current deferred revenue 447.64M - - - -
Net debt 68.91M -57.49M -15.46M 153.19M 176.23M
Short term debt - 3.15M 3.10M - 104.06M
Short long term debt total 329.86M 304.86M 331.29M 326.36M 366.36M
Other stockholder equity 937.61M 933.31M 876.24M 868.86M 862.04M
Property plant equipment - - - 14.16M 12.48M
Total current assets 3411.27M 64.53M 722.40M 4039.27M 3829.08M
Long term investments 1477.87M 1373.29M 1516.56M 2009.86M 2141.52M
Net tangible assets - - - 336.26M 507.49M
Short term investments 627.16M 617.11M 113.84M 1891.23M 1814.12M
Net receivables 2310.74M 2364.32M 1766.18M 1974.88M 1824.83M
Long term debt 329.86M 304.86M 326.36M 326.36M 201.41M
Inventory - - -3437.09M - -
Accounts payable 68.46M 132.92M 158.67M 123.50M 135.62M
Accumulated other comprehensive income -34.74M -70.00M -63.72M -163.04M 29.98M
Common stock total equity - - - - 0.01M
Retained earnings total equity - - - - -166.66M
Non currrent assets other 46.63M -1607.34M 2476.58M -2228.72M -2141.18M
Non current assets total 1448.66M 5007.08M 2806.40M 2228.72M 2141.18M
Long term debt total - - - - 201.41M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -88.02M 307.03M -83.99M -328.15M 50.88M
Change to liabilities - - - -51.54M 99.47M
Total cashflows from investing activities -116.04M 307.03M 16.73M -328.15M 35.82M
Net borrowings 25.00M -21.50M 0.00M -40.00M -40.00M
Total cash from financing activities 13.20M -28.85M -21.11M 89.67M 147.67M
Change to operating activities - - - 136.38M -762.21M
Net income 47.43M -81.12M -107.68M 30.97M -172.80M
Change in cash -121.63M 31.10M 83.57M -15.75M -730.05M
Begin period cash flow 391.05M 359.95M 276.38M 292.13M 1022.18M
End period cash flow 269.42M 391.05M 359.95M 276.38M 292.13M
Total cash from operating activities -18.79M -247.09M 87.95M 222.73M -913.55M
Issuance of capital stock 0.00M 12.50M 0.00M 144.90M 192.11M
Depreciation 0.52M -0.71M -0.47M 1.05M 4.71M
Other cashflows from investing activities -8.47M 10.92M 10.54M -6.68M -8.75M
Dividends paid 9.87M 19.00M 18.25M -13.92M -43.24M
Change to inventory - - 99.96M - -108.99M
Change to account receivables 90.24M 15.37M 22.59M 53.44M -46.87M
Sale purchase of stock -0.74M -0.85M -1.73M -1.30M -3.08M
Other cashflows from financing activities -1.18M -0.85M -1.14M 144.90M 1.88M
Change to netincome - - - -36.15M -28.00M
Capital expenditures 4.80M 4.89M 6.43M 8.22M 6.30M
Change receivables - - - - -1411.06M
Cash flows other operating - - - - 594.13M
Cash and cash equivalents changes - - - - -730.05M
Change in working capital -61.93M -166.17M 48.09M 138.29M -711.89M
Stock based compensation 5.04M 6.63M 9.12M 8.12M 6.66M
Other non cash items 4.54M 5.49M 144.88M 39.68M -19.83M
Free cash flow -23.59M -251.97M 81.52M 214.51M -919.85M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Specialty

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
JRVR
James River Group Holdings Ltd		 -0.11
2.75%		 3.89 8.95 6.01 0.28 0.35 0.69
FNF
Fidelity National Financial Inc		 0.95
2.21%		 43.84 22.83 12.82 0.95 1.85 1.14
MDBPF
Medibank Private Limited		 -
-%		 3.90 32.50 20.92 1.16 6.50 1.62
AXS
AXIS Capital Holdings Ltd		 -1.96
1.82%		 105.97 8.27 7.52 1.15 1.30 1.37
ACT
Enact Holdings Inc		 -1.34
2.81%		 46.43 10.57 9.64 5.43 1.26 5.73

Profile*

James River Group Holdings Ltd

James River Group Holdings, Inc. provides specialty insurance services. It operates in Excess and Surplus Lines, and Specialty Admitted Insurance segments. The Excess and Surplus Lines segment offers commercial excess and surplus lines liability and excess property insurance products in the United States, Puerto Rico, and the United States Virgin Islands. This segment distributes its insurance policies primarily through wholesale insurance brokers. The Specialty Admitted Insurance segment provides insurance for fronting, program administrators, and managing general agents. The company was founded in 2002 and is based in Chapel Hill, North Carolina.

1414 Raleigh Road, Chapel Hill, NC, United States, 27517

919 900 1200

https://jrvrgroup.com

576

Name Title Year Born
Mr. Frank N. D'Orazio CEO & Director 1969
Ms. Sarah Casey Doran Chief Financial Officer 1974
Mr. Richard John Schmitzer Pres & CEO of Excess and Surplus Lines Segment 1956
Mr. Daniel Heinlein Pres & CEO of the Casualty Reinsurance Division 1986
Mr. Terence Michael McCafferty CEO & Pres of Specialty Admitted Insurance Segment 1964
Mr. Brett Shirreffs Sr. VP of Fin., Investments & Head of Investor Relations NA
Mr. Thomas Edward Peach Group Chief Information Officer NA
Ms. Jeanette Miller Chief Legal Officer 1979
Ms. Angela Jenkins Burnett Group Chief HR Officer NA
Mr. James W. Gunson Chief U.S. Claims Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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