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Home CompaniesMedallion Financial Corp

Medallion Financial Corp

Financial Services Credit Services
PortfolioPortfolio WatchlistWatchlist
Company price
9.99 USD 0.07 ( 0.71%)
Last update at 2026-11-06T21:00:00Z
VOLUME
103570
Market Cap
278.74M
P/E
9.06

Momentum Score

…

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses. It also provides debt, mezzanine, and equity investment capital to companies in various commercial industries; and raises deposits and conducts other banking activities. The company was incorporated in 1995 and is headquartered in New York City, New York.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
9.93
Low
10.27
High
52 Week Price Range
7.64
Low
12.26
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Medallion Financial Corp is a specialty finance firm that originates, acquires and services consumer and commercial loans while retaining legacy taxicab medallion loan assets. Long-term growth may be supported by diversification into other loan portfolios, income from securitizations and servicing, and the potential for higher yields on floating-rate assets, which could appeal to investors seeking income and turnaround exposure.
Principal risks include concentrated legacy medallion exposure and related credit losses, regulatory or legal uncertainty, funding and liquidity constraints, and sensitivity to broader economic downturns that could raise delinquencies.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
9.92
Dividend Yield
4.14%
Revenue TTM
349.97M
Revenue Per Share
15.20
Gross Profit TTM
258.97M
Debt / Equity
0.77
ROE
8.71%
Net Debt
114.71M
ROCE
6.25%
Diluted EPS TTM
1.34

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 79.89M 62.94M 86.04M 67.85M 81.87M
Minority interest -8.78M -6.05M -6.05M -6.05M -3.55M
Net income 43.04M 35.88M 55.08M 43.84M 54.11M
Selling general administrative 5.00M 41.03M 40.03M 31.13M 31.59M
Selling and marketing expenses - - 40.03M - -
Gross profit 341.81M 127.12M 153.76M 156.93M 148.07M
Reconciled depreciation 8.32M 6.22M 4.70M 5.23M 6.52M
Ebit 178.31M 62.94M 86.04M 97.99M 78.33M
Ebitda 186.63M 69.15M 91.28M 103.22M 84.84M
Depreciation and amortization 8.32M 6.22M 5.24M 5.23M 6.52M
Operating income 178.31M 62.94M 86.04M 97.99M 78.33M
Other operating expenses 175.00M 228.85M 168.48M 13.05M -69.74M
Interest expense 98.43M 88.17M 62.95M 36.19M 31.14M
Tax provision 24.54M 21.01M 23.65M 17.96M 24.22M
Interest income 315.32M 290.70M 237.97M 196.62M 158.97M
Net interest income 216.89M 202.53M 182.66M 160.44M 127.83M
Income tax expense 24.54M 21.01M 24.91M 17.96M 24.22M
Total revenue 353.31M 291.79M 254.51M 156.93M 148.07M
Total operating expenses 163.50M 64.18M 67.72M 13.05M -69.74M
Cost of revenue 11.50M 164.67M 100.76M - -
Total other income expense net -98.43M -21.19M -16.86M -30.14M 3.55M
Net income from continuing ops 55.34M 41.92M 59.87M 49.89M 57.65M
Net income applicable to common shares - - - 43.84M 54.11M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 2955.46M 2868.61M 2587.83M 2259.88M 1873.06M
Intangible assets 17.70M 19.15M 20.59M 22.04M 23.48M
Other current assets - - -149.84M -72.43M 1514.81M
Total liab 2447.42M 2429.65M 2176.05M 1889.36M 1517.23M
Total stockholder equity 408.62M 370.17M 342.99M 301.74M 287.04M
Deferred long term liab - - - 26.75M 18.21M
Other current liab 5.04M 2090.07M -8.00M 3.61M -19.11M
Common stock 0.30M 0.29M 0.29M 0.29M 0.28M
Capital stock 0.30M 0.29M 0.29M 0.29M 0.28M
Retained earnings 162.37M 130.26M 103.88M 66.67M 30.61M
Other liab - - - 26.75M 18.21M
Good will 150.80M 150.80M 150.80M 150.80M 150.80M
Other assets 57.03M 2516.54M 226.14M 64.83M 1496.57M
Cash 201.56M 98.24M 52.59M 105.60M 124.48M
Total current liabilities 100.29M 2171.37M 8.00M 36.38M 19.11M
Current deferred revenue - - -29.63M - 10.06M
Net debt 114.71M 190.35M 197.97M 127.12M 104.54M
Short term debt 95.25M 51.30M 8.00M 5.00M 9.05M
Short long term debt 95.25M 49.00M 8.00M 5.00M 0.00M
Short long term debt total 316.28M 288.59M 250.56M 232.72M 229.03M
Other stockholder equity 248.33M 243.27M 242.51M 238.12M 255.12M
Property plant equipment - - - 13.17M 11.76M
Total current assets 2718.06M 118.61M 2252.06M 1947.38M 135.94M
Long term investments 68.28M 64.00M 65.71M 58.78M 54.50M
Net tangible assets - - - 128.90M 112.75M
Short term investments 60.18M 2.93M 299.69M 48.49M 44.77M
Net receivables 2456.32M 17.45M 14.21M 14.71M 11.45M
Long term debt 215.99M 232.16M 235.54M 219.32M 219.97M
Inventory - - 106.87M 1851.01M -
Accounts payable 24.32M 30.00M 37.63M 27.78M 19.11M
Noncontrolling interest in consolidated entity - - - 68.79M 68.79M
Accumulated other comprehensive income -2.38M -3.65M -3.70M -3.35M 1.03M
Common stock total equity - - - 0.29M 0.28M
Retained earnings total equity - - - 66.67M 30.61M
Treasury stock - - - -45.54M -24.92M
Non currrent assets other -2527.68M 111.56M 29.84M 2.88M -240.55M
Non current assets total 180.37M 2749.99M 109.63M 247.67M 240.55M
Capital lease obligations 7.24M 7.43M 7.02M 8.40M 9.05M
Long term debt total - - - 214.32M 219.97M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 21.50M -335.78M -396.47M -471.67M 16.29M
Change to liabilities - - - 7.78M 21.02M
Total cashflows from investing activities -124.49M -335.78M -340.70M -449.00M -238.32M
Net borrowings - - - 355.43M -
Total cash from financing activities 30.20M 239.99M 271.18M 321.38M 172.04M
Change to operating activities - - - 3.21M 2.47M
Net income 55.34M 41.92M 55.08M 49.89M 57.65M
Change in cash 31.99M 19.73M 19.42M -18.89M 12.44M
Begin period cash flow 169.57M 149.84M 33.17M 124.48M 112.04M
End period cash flow 201.56M 169.57M 52.59M 105.60M 124.48M
Total cash from operating activities 126.28M 115.51M 113.76M 108.74M 78.73M
Depreciation 8.32M 6.22M 1.84M 5.23M 6.52M
Other cashflows from investing activities -146.00M -344.42M -359.20M 22.66M -
Dividends paid 10.97M 9.39M 7.70M -7.54M 7.54M
Change to inventory - - -9.61M - -
Change to account receivables -4.09M -1.78M -0.93M -1.99M -0.28M
Sale purchase of stock -0.99M -4.61M -285.70M -20.62M 0.24M
Other cashflows from financing activities 41.65M -6.73M -6.82M 833.06M 172.04M
Change to netincome - - - 32.81M -1.40M
Capital expenditures 0.00M 0.00M 0.00M 0.00M 296.34M
Change receivables - - - -1.99M -
Cash flows other operating - - - 6.32M -
Cash and cash equivalents changes - - - -18.89M 56.50M
Change in working capital -9.76M -16.02M -8.15M 9.15M 14.24M
Stock based compensation 6.74M 6.05M 4.71M 3.48M 2.26M
Other non cash items 65.64M 77.34M 64.99M 41.00M 16.15M
Free cash flow 126.28M 115.51M 113.76M 108.74M -217.62M

Peer Comparison*

Sector: Financial Services Industry: Credit Services

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
MFIN
Medallion Financial Corp		 0.07
0.71%		 9.99 9.06 7.69 0.80 0.68 2.67
V
Visa Inc. Class A		 0.06
0.01%		 422.65 31.25 25.97 16.18 13.64 16.19
MA
Mastercard Inc		 -3.22
0.49%		 652.70 31.59 24.88 14.31 89.68 14.71
AXP
American Express Company		 -3.94
1.21%		 321.03 21.46 18.83 3.38 6.76 3.93
COF
Capital One Financial Corporation		 -1.97
0.97%		 201.87 11.39 8.75 2.64 1.11 2.76

Profile*

Medallion Financial Corp

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses. It also provides debt, mezzanine, and equity investment capital to companies in various commercial industries; and raises deposits and conducts other banking activities. The company was incorporated in 1995 and is headquartered in New York City, New York.

437 Madison Avenue, New York, NY, United States, 10022

212 328 2100

https://www.medallion.com

179

Name Title Year Born
Mr. Alvin Murstein Chairman & CEO 1935
Mr. Andrew M. Murstein Pres, COO & Non-Independent Director 1964
Mr. Donald S. Poulton CEO & Pres of Medallion Bank 1953
Mr. Alexander S. Travis Pres of Medallion Capital Inc. 1977
Mr. Anthony N. Cutrone Exec. VP & CFO 1980
Alex E. Arzeno Director of Investor Relations & Communications NA
Ms. Marisa T. Silverman Chief Compliance Officer, Gen. Counsel & Sec. 1979
Mr. Thomas J. Munson Exec. VP & Chief Credit Officer 1983
Mr. Dean R. Pickerell Acting Pres & Exec. VP of Medallion Capital, Inc. 1948
Mr. Stephen A. Lewis Sr. VP of Medallion Capital, Inc. 1949

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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